Dairy Boom, Housing Bust: The Shocking Truth About 2025 NZ Home Values 🌩️ Storm clouds are gathering over New Zealand’s housing market while the dairy industry basks in the sunshine—but what does this mean for property investors, homeowners, and first-time buyers? In this eye-opening episode, Craigs Investment Partners' Mark Lister breaks down the shifting winds of New Zealand’s real estate market, revealing how soaring dairy prices and slumping home values could shape the landscape in 2025. 🌦...
Feb 27, 2025•13 min•Ep. 183
Welcome to our latest Epic video, "Clear Skies or Dark Clouds? Latest NZ Property Trends in 2025!" In this review, we dive into New Zealand’s property market to offer insights for property owners, savvy investors, and anyone eager to profit from real estate. Discover whether you face clear skies or dark clouds as we explore market trends, growth opportunities, and investment strategies. In today’s update, we analyze ASB interest rates, a crucial factor driving mortgage decisions in New Zealand. ...
Feb 25, 2025•16 min•Ep. 182
A Perfect Storm for Hungry Sharks? NZ Housing Market UPDATE 🏡🦈 The New Zealand property market is bracing for a perfect storm—but is it an opportunity or a disaster? 🌪️ With rising interest rates, shifting house prices, and a flood of new regulations, the NZ housing market is at a crossroads. Will investors and homeowners weather the storm, or will real estate sharks take advantage of the chaos? In this NZ property market update, we dive into the economic climate affecting home buyers, seller...
Feb 23, 2025•16 min•Ep. 181
Full YouTube Course: How to Invest in New Zealand Real Estate with No Money ☀️🌧️ Thinking about investing in New Zealand real estate but don’t have the capital? In this full YouTube real estate course, I’ll show you how to invest in property with no money—even if you’re starting from scratch! 🏡💰 New Zealand’s property market moves as fast as the changing weather—one day it’s all sunshine, the next, it’s stormy. But with the right strategy, you can build wealth through real estate in any marke...
Feb 21, 2025•1 hr 27 min•Ep. 180
Are you ready to take control of your financial future and grow your wealth in 2025? Whether you're a first home buyer, property investor, or planning for long-term financial success, understanding the right wealth management strategies is key. In this video, we break down how New Zealanders are building wealth, managing risk, and setting themselves up for financial freedom. 📌 Here’s what we cover: ✅ How WealthHQ has helped families reach financial freedom 🏡 ✅ Are you accurately assessing your...
Feb 20, 2025•13 min•Ep. 173
Reserve Bank Slashes OCR – What This Means for You! 🌧️☀️ The financial forecast just changed, and like a sudden New Zealand southerly, the Reserve Bank has slashed the OCR by 75 basis points! What does this mean for homeowners, property investors, and first-home buyers? Will this rate cut bring sunshine for mortgage holders or a storm for savers? In this video, we break down the impact of the Reserve Bank’s surprise move on the New Zealand housing market, interest rates, inflation, and the broa...
Feb 20, 2025•10 min•Ep. 179
Financial Forecast: Will the OCR Interest Preview Bring Rain or Shine? 🌦📉📈 Wondering how the latest OCR (Official Cash Rate) review will impact New Zealand’s economy, property market, and investment opportunities? In this deep dive, we analyze what the Reserve Bank of New Zealand (RBNZ) decision means for homeowners, real estate investors, and first-time buyers. Will interest rates rise, fall, or stay steady? And more importantly, how will this affect property prices, mortgages, and long-term...
Feb 20, 2025•10 min•Ep. 178
How do you go from struggling in school to a multi-million dollar business owner? In this episode, we dive into the inspiring journey of Jack from Prime Floors, who went from the bottom of his class at Auckland Grammar to building a thriving company in the New Zealand construction industry. Whether you’re an aspiring entrepreneur, property investor, or first-home buyer, this video is packed with business growth insights, investment strategies, and lessons from the NZ market. 📌 What we cover: ✅ ...
Feb 19, 2025•20 min•Ep. 176
Want to know how top property investors in New Zealand are building wealth in 2025? In this video, we break down a real investment project led by Zhiyang, one of NZ’s top mortgage advisers, who turned a property purchase into a high-growth asset. If you're a first-home buyer, property investor, or looking to buy another property, this is the must-watch real estate investment guide for 2025! 📌 What we cover: ✅ How much did the property cost? – Breaking down the purchase price & numbers ✅ Due...
Feb 17, 2025•17 min•Ep. 177
Many Kiwis assume that ACC (Accident Compensation Corporation) fully protects them if they get injured—but does it really cover all the financial risks? In this video, we break down how ACC works in New Zealand, its limitations, and what alternative solutions you should consider to safeguard your income and financial future. Whether you're a first home buyer, property investor, or business owner, understanding ACC gaps is crucial for financial security. 📌 What we cover: ✅ What is ACC and how do...
Feb 13, 2025•6 min•Ep. 175
Thinking about an interest-only mortgage in New Zealand? Whether you’re a first-home buyer, property investor, or looking to manage cash flow, an interest-only home loan can be a powerful tool—but it’s not for everyone! In this video, we break down the pros and cons of interest-only mortgages and whether they suit your financial goals. 📌 Here’s what we cover: ✅ What is an interest-only mortgage, and how does it work in NZ? ✅ The downsides of an interest only loan ✅ How an interest-only loan imp...
Feb 12, 2025•13 min•Ep. 171
What’s next for New Zealand property market in 2025? Whether you’re a first home buyer, property investor, or looking to build wealth, understanding market trends, interest rates, and bank changes is essential. In this video, we break down what’s happening in the NZ housing market and what it means for you. 📌 Here’s what we cover: ✅ NZ property market forecast for 2025 – Where are prices heading? ✅ Why homeowners & investors are changing banks – Better deals or rising risk? ✅ What’s happeni...
Feb 11, 2025•18 min•Ep. 172
Unlock the secrets to financial freedom and take control of your future! Whether you're a first-home buyer in New Zealand, an aspiring property investor, or someone looking to build long-term wealth through real estate, this video is for you. In this episode, we reveal the core financial beliefs that separate successful investors from those who stay stuck. Learn how to buy your first home in New Zealand, scale up to multiple properties, and leverage smart New Zealand finance strategies to grow y...
Feb 10, 2025•13 min•Ep. 170
The THREE BIGGEST MISTAKES in Paying Off Your Mortgage – Avoid These at All Costs! 🚨 Are you making costly mistakes while trying to pay off your mortgage faster? Whether you’re a first-home buyer or a seasoned property investor in New Zealand, there are common pitfalls that can delay your mortgage freedom and leave you financially strained. 📌 In this video, we cover: ✅ The three biggest mistakes that Kiwis make when paying off their mortgage ✅ Why focusing too much on extra repayments can hurt...
Feb 09, 2025•15 min•Ep. 167
With the New Zealand property market facing shifts in 2025, do you really know how much housing equity you have—and how much you can actually use? Understanding the difference between total equity and usable equity is critical for property investors and homeowners looking to refinance, buy another property, or leverage their assets for wealth-building. 📌 In this video, we break it all down: ✅ What home equity means for NZ homeowners ✅ How to calculate your home equity correctly ✅ How mortgage a...
Feb 06, 2025•19 min•Ep. 174
PROPERTY INVESTORS MUST WATCH: How to Review Your Insurance & RISK in 2025 🚨 Are you sure your property insurance is keeping up with your investment portfolio? With rising construction costs, new tenancy laws, and extreme weather events, NZ property investors need to reassess their insurance policies and risk management strategies in 2025. Failing to review your coverage could leave you financially exposed when disaster strikes! 📌 In this video, we cover: ✅ The BIGGEST insurance risks for ...
Feb 05, 2025•5 min•Ep. 166
MUST WATCH: Reassessing Insurance RISK in Your INVESTOR PROPERTY JOURNEY 🚨 Are you protecting your investment properties the right way? Many New Zealand property investors focus on growing their portfolio but overlook insurance risks that could derail their wealth-building journey. With rising property values, tenant-related risks, and unexpected disasters, reassessing your insurance strategy is crucial. 📌 In this video, we cover: ✅ The BIGGEST insurance risks for NZ property investors in 2025...
Feb 04, 2025•7 min•Ep. 165
Applying for a mortgage in New Zealand? Here’s what you need to know! If you're a first-home buyer in NZ, an investor, or looking to buy your next property, understanding the mortgage application process is crucial. In this video, we break down what happens when you apply for a mortgage in New Zealand, from start to finish. 📌 What you’ll learn: ✅ How NZ banks assess your mortgage application ✅ Key factors like income, deposit, credit score, and debt-to-income ratio ✅ Common mistakes that get mo...
Feb 04, 2025•15 min•Ep. 164
Thinking about refinancing your mortgage? In this episode, we break down the key reasons homeowners choose to refinance, whether it's to buy an investment property, take advantage of lower interest rates, or access cashback offers. We dive into the costs, including fees and whether certain banks offer perks like covering lawyer fees. You'll also learn the right time to refinance, how it impacts the term of your loan, and situations where refinancing might not be an option. Contact Jason: https:/...
Feb 03, 2025•10 min•Ep. 162
PROPERTY INVESTORS—ARE YOUR ASSETS PROTECTED IN 2025? With changing New Zealand property laws, rising interest rates, and evolving lending rules, many property investors in NZ are unknowingly leaving their assets exposed to financial risks. If you own rental properties, are looking to buy another investment property, or are just starting your journey in NZ real estate, this video is a MUST-WATCH. 📌 What you'll learn: ✅ The biggest financial risks for NZ property investors in 2025 ✅ How changes ...
Jan 31, 2025•21 min•Ep. 163
I Bought a House in New Zealand – Here’s What You Need to Know About the 2025 Property Market! The New Zealand property market is shifting fast, and if you’re planning to buy a house in NZ or invest in real estate, you need to stay ahead of the game. In this video, I share my experience of buying a home in New Zealand and what it reveals about the 2025 housing market forecast. 📌 What you’ll learn: ✅ What it’s really like to get a mortgage in New Zealand right now ✅ How interest rates, house pri...
Jan 30, 2025•21 min•Ep. 169
The Coming Mortgage Storm – How Will NZ Property Be Affected? 🚨 The New Zealand property market is facing major shifts in 2025, and if you’re a first-home buyer, property investor, or homeowner, you need to be prepared. With rising interest rates, stricter bank lending rules, and fluctuating house prices, the NZ real estate market is heading into uncertain territory. 📌 In this video, we cover: ✅ How the mortgage market in NZ is changing in 2025 ✅ The impact of interest rate changes on home buy...
Jan 29, 2025•19 min•Ep. 168
Getting a home loan pre approval is a crucial step in your home-buying journey, but what do you need to know before applying? In this episode, we break down everything about pre-approvals, including the required documents, how long they last, and whether you should get pre-approved at multiple banks. We also explore the difference between conditional and unconditional pre-approvals, how changes in your circumstances might impact your approval, and how your Kiwisaver plays a role. Contact Jason: ...
Jan 28, 2025•11 min•Ep. 161
Want to increase your home value and maximise your return on investment? In this episode, we explore the top renovation strategies that can significantly boost your home's worth. Discover which renovations deliver the highest return, how to plan your projects, and tips for keeping costs in check. Whether you’re a homeowner or investor, these insights will help you make smart renovation decisions to enhance your property’s value. Tune in for actionable advice and start your journey to a more valu...
Jan 27, 2025•14 min•Ep. 159
Understanding the type of insurance you need starts with defining your goals and managing your risks effectively. In this episode, we explore how to align your personal and financial objectives with the right insurance options. From assessing your risk management strategy to navigating the key requirements, we’ll break down the essentials to help you make informed decisions. Whether you’re securing your first policy or optimising your coverage, this episode is packed with valuable insights. Tune...
Jan 24, 2025•5 min•Ep. 160
Watercare Nightmares Stopping You From Building Your Dream Home in NZ? If you're planning to build your dream home in New Zealand, unexpected Watercare issues could delay or even derail your project. From expensive infrastructure upgrades to connection delays and council roadblocks, many first-home buyers and property investors are struggling with the hidden costs and red tape tied to water and wastewater services. 📌 In this video, we cover: ✅ The biggest Watercare challenges stopping home buil...
Jan 23, 2025•17 min•Ep. 158
Is a MORTGAGE TSUNAMI About to Crash the NZ Property Market? The New Zealand property market is on the edge of massive change, with rising mortgage rates, stricter bank lending rules, and economic uncertainty shaking up homeowners and investors. Could a mortgage tsunami be about to hit, leaving first-home buyers and property owners struggling to keep up? 📌 In this video, we reveal: ✅ How rising interest rates could impact mortgage affordability in NZ ✅ Whether we’re heading toward a housing mar...
Jan 22, 2025•15 min•Ep. 157
In this episode, we dive into essential strategies to avoid risk in property investing. From understanding the dangers of biting off more than you can chew to managing risk through knowledge and smart strategies, we cover it all. Learn how to move beyond gut-based investing, avoid common pitfalls, and make informed choices that protect your assets. Plus, we discuss how levelling up your skills through workshops and resources like the Property Formula Book can help you take calculated steps towar...
Jan 21, 2025•4 min•Ep. 153
In this episode, we explore the critical elements of mortgage structure and how it impacts your financial future. We break down the different types of mortgage structures, including fixed and variable rates, and discuss how interest rates and interest rate averaging can influence your repayment strategy. Whether you’re a first-time homebuyer or looking to restructure your mortgage, this episode offers valuable insights on how to optimise your mortgage for long-term success. Tune in for expert ad...
Jan 20, 2025•6 min•Ep. 152
Ready to make your New Year resolutions stick? In this episode, we explore how reflection, clarity, and purpose can transform your goals for 2025. Discover what areas of your life to reflect on, how to connect your resolutions to your dreams and 'why,' and the mindset shifts that will set you up for success. Whether you’re looking to improve your career, finances, or personal life, this episode will inspire you to create meaningful resolutions and start the year with confidence. Learn more: http...
Jan 17, 2025•9 min•Ep. 156
