In this episode, we dive into practical strategies for how to pay off your mortgage faster. From maximising your repayment options to focusing on increasing your income, we cover key tactics that can help you reduce your mortgage term. We’ll also discuss the importance of not overcommitting and finding a balance that works for you. Whether you’re looking to save on interest or pay down your mortgage more quickly, this episode offers valuable insights to help you achieve your homeownership goals ...
Jan 16, 2025•3 min•Ep. 151
Finding the right investment properties is key to building a strong portfolio, but it can be a challenge. In this episode, we walk you through the essential steps for successfully finding and evaluating investment properties that align with your financial goals. From using search filters effectively to refining your investment strategy, we cover practical tips to help you make smarter investment decisions. Whether you're just starting or looking to grow your property portfolio, this episode prov...
Jan 15, 2025•3 min•Ep. 150
In this episode, we dive deep into the world of pre-approval and pre-qualification to help you understand which option is right for you. Whether you're a first-time homebuyer or an experienced property investor, we break down what each term means and how they differ. We’ll also guide you through the process of obtaining both pre-approval and pre-qualification so you can make informed decisions when navigating the property market. Get the full 21 day email course: https://mhq.co.nz/21daycourse 21...
Jan 14, 2025•4 min•Ep. 149
In this episode, we explore the ins and outs of building a successful property portfolio. We begin by explaining cross security and its benefits, followed by essential steps to take before, during, and after building your property portfolio. Whether you're just starting or looking to expand, this episode offers valuable insights to help you navigate the complexities of property investing and grow your portfolio effectively. Get the full 21 day email course: https://mhq.co.nz/21daycourse 21 Days ...
Jan 13, 2025•5 min•Ep. 148
In this episode, we dive into the concept of house equity—how it used to work and how you can actively increase it. From adding value to your property, to spotting and bringing value that boosts your house equity, we cover key strategies that can help you make the most of your home’s potential. Whether you're a homeowner or an investor, understanding how to build and leverage house equity is crucial for long-term financial growth. Get the full 21 day email course: https://mhq.co.nz/21daycourse 2...
Jan 10, 2025•3 min•Ep. 146
In today’s episode, we explore the pros and cons of choosing an interest-only loan versus paying off the principal. If you're unsure whether to focus on paying down the principal or just covering interest, this episode is for you. We break down an example, review key statistics, and discuss who you should work with to make the best decision for your financial situation. Get the full 21 day email course: https://mhq.co.nz/21daycourse 21 Days Property Investing Course Playlist: https://www.youtube...
Jan 09, 2025•4 min•Ep. 145
Wondering what the best investment options are and when to make your move? In this episode, we dive into the ideal timing for making investments, how to protect yourself from downside risks, and why many people get stuck in the process. Whether you're a first-time investor or a seasoned pro, this episode provides valuable insights to help you make smart investment decisions and avoid common pitfalls. Get the full 21 day email course: https://mhq.co.nz/21daycourse 21 Days Property Investing Cours...
Jan 08, 2025•4 min•Ep. 144
In this episode, we answer why you should invest in property. We explore the alternative options available, the key advantages of investing in property, and the risks you should consider before diving in. Whether you're a first-time investor or looking to expand your portfolio, this episode offers valuable insights into how to make informed decisions in the property market. Get the full 21 day email course: https://mhq.co.nz/21daycourse 21 Days Property Investing Course Playlist: https://www.you...
Jan 07, 2025•5 min•Ep. 143
Wondering how to buy an investment property the right way? In this episode, we break down the key buying strategies every investor needs to know to succeed in today's market. From overcoming FOMO with a long-term focus to mastering negotiation tactics, we've got you covered. Get the full 21 day email course: https://mhq.co.nz/21daycourse 21 Days Property Investing Course Playlist: https://www.youtube.com/playlist?list=PLXoakFK-96Kx8jzZI4HMDFltI8Sw2_efe Learn more: https://mhq.co.nz/house-buying/...
Jan 06, 2025•7 min•Ep. 142
Looking for a property to invest in can be overwhelming. But with the right knowledge, it doesn't have to be. In this video, Andrew shares what you need to know before investing in a property. Watch now and learn how to make sure your investment is successful! Get the full 21 day email course: https://mhq.co.nz/21daycourse 21 Days Property Investing Course Playlist: https://www.youtube.com/playlist?list=PLXoakFK-96Kx8jzZI4HMDFltI8Sw2_efe...
Jan 03, 2025•2 min•Ep. 137
Where to invest properties in New Zealand? This video will help you find the best place to buy that best suits your budget! Get the full 21 day email course: https://mhq.co.nz/21daycourse 21 Days Property Investing Course Playlist: https://www.youtube.com/playlist?list=PLXoakFK-96Kx8jzZI4HMDFltI8Sw2_efe
Jan 02, 2025•4 min•Ep. 136
Looking to get the most out of property investing? Watch this video for tips on how to MAXIMISE your results! From understanding your financing options to freeing up your borrowing power, we cover it all. Get the full 21 day email course: https://mhq.co.nz/21daycourse 21 Days Property Investing Course Playlist: https://www.youtube.com/playlist?list=PLXoakFK-96Kx8jzZI4HMDFltI8Sw2_efe...
Jan 01, 2025•4 min•Ep. 135
When property investing, many people are afraid of making mistakes. Today Andrew goes over how you can avoid that. Get the full 21 day email course: https://mhq.co.nz/21daycourse 21 Days Property Investing Course Playlist: https://www.youtube.com/playlist?list=PLXoakFK-96Kx8jzZI4HMDFltI8Sw2_efe
Dec 31, 2024•4 min•Ep. 133
Want to increase your borrowing power but you're stuck? Here are a 4 strategies you can use if you get stuck. Welcome to day 6 of our 21 days series! Get the full 21 day email course: https://mhq.co.nz/21daycourse 21 Days Property Investing Course Playlist: https://www.youtube.com/playlist?list=PLXoakFK-96Kx8jzZI4HMDFltI8Sw2_efe
Dec 30, 2024•4 min•Ep. 132
What is house hacking and how can you use it to increase your cash flow? Andrew goes over that today! Get the full 21 day email course: https://mhq.co.nz/21daycourse 21 Days Property Investing Course Playlist: https://www.youtube.com/playlist?list=PLXoakFK-96Kx8jzZI4HMDFltI8Sw2_efe
Dec 27, 2024•3 min•Ep. 131
Want to go from 1 property to 10 properties? Use the BRRRR strategy to recycle your equity! Get the full 21 day email course: https://mhq.co.nz/21daycourse 21 Days Property Investing Course Playlist: https://www.youtube.com/playlist?list=PLXoakFK-96Kx8jzZI4HMDFltI8Sw2_efe
Dec 26, 2024•5 min•Ep. 130
Welcome to day 3 of our 21 Days of Property Investing course! Andrew goes over a case study that shows what success looks like in property investing. Get the full 21 day email course: https://mhq.co.nz/21daycourse 21 Days Property Investing Course Playlist: https://www.youtube.com/playlist?list=PLXoakFK-96Kx8jzZI4HMDFltI8Sw2_efe
Dec 25, 2024•4 min•Ep. 129
Welcome to day 2 of our 21 Days of Property Investing course! Previously, Andrew talked about the 3 C's of property investment. Today he goes over the remaining 2 C's of property investing - capacity and commitment. Get the full 21 day email course: https://mhq.co.nz/21daycourse 21 Days Property Investing Course Playlist: https://www.youtube.com/playlist?list=PLXoakFK-96Kx8jzZI4HMDFltI8Sw2_efe...
Dec 24, 2024•6 min•Ep. 128
Welcome to day 1 of our 21 Days of Property Investing course! We go over the concept of the 3 C's of property investing, and how it can benefit you. Get the full 21 day email course: https://mhq.co.nz/21daycourse 21 Days Property Investing Course Playlist: https://www.youtube.com/playlist?list=PLXoakFK-96Kx8jzZI4HMDFltI8Sw2_efe
Dec 23, 2024•6 min•Ep. 127
Avoid the most common mortgage mistakes that could cost you thousands. In this episode, we break down key pitfalls like fixing your mortgage for too long, carrying bad debts, overcommitting financially, and choosing the wrong structure. Plus, we’ll cover why inaction can be just as costly and provide actionable steps to correct these errors. Whether you're a first-time buyer or a seasoned homeowner, these insights will help you make smarter mortgage decisions and safeguard your financial future....
Dec 20, 2024•7 min•Ep. 155
In this episode, we explore the essential steps to buy your first home, starting with how to save for a deposit and the role of gifting in boosting your home-buying ability. We also discuss strategies to maximise your position in today’s competitive housing market. Whether you’re just starting to save or looking for ways to strengthen your offer, this episode provides valuable insights to help first-time buyers navigate the process with confidence. Tune in for expert advice and practical tips on...
Dec 19, 2024•5 min•Ep. 154
In this episode, we’re joined by Andy Turner to break down the ins and outs of NZ insurance. From personal insurance to understanding why many people hesitate to get it, Andy shares insights that every Kiwi should know. We’ll explore whether ACC alone is enough, how to determine the right amount of coverage, and which types of insurance are essential for your situation. Andy also shares real-life stories about insurance payouts and offers tips on how to make the right choices for you and your fa...
Dec 18, 2024•21 min•Ep. 147
In this episode, we uncover the essential strategies for achieving financial freedom through property investing in 2025. Whether you're a first-time investor or looking to take your portfolio to the next level, we break down key steps and insider tips to help you navigate the path to financial independence. Contact David: https://capitalhq.co.nz/ Learn more: https://mhq.co.nz/tips-tools-strategies/property-investor-secrets-for-2025-strategies-for-financial-freedom/...
Dec 17, 2024•10 min•Ep. 141
In this episode, we dive deep into the world of property investing and explore key factors to consider when growing your portfolio. From tiny homes to relocatable properties and cabins, we break down the differences and what you should know before making an investment. Learn more: https://mhq.co.nz/tips-tools-strategies/property-investing-secrets-make-your-backyard-a-cash-register-in-2025/ Contact David: https://capitalhq.co.nz/...
Dec 16, 2024•15 min•Ep. 140
Navigating the mortgage application process? Credit cards can play a big role in determining your success. In this episode, we uncover how credit cards impact your mortgage application and share tips to optimise your financial position. Contact Jason: https://mhq.co.nz/staffmember/jason-lai/ Learn more: https://mhq.co.nz/mortgage/nz-bank-secrets-how-does-a-credit-card-influence-your-mortgage-application/...
Dec 13, 2024•8 min•Ep. 139
In this episode, Andrew goes over the Du Val Group news. He covers the many questions regarding this case - what's happening? Why are they in trouble? How did they end up in this situation? Learn how the government has stepped in to handle this situation and how to avoid getting trapped in a similar situation as the subcontractors and suppliers in this case. Learn more: https://mhq.co.nz/property-investment/du-val-group-avoid-property-developer-traps-with-expert-advice/...
Dec 12, 2024•6 min•Ep. 138
In this episode, we’re joined by best-selling author and seasoned property expert Dave Whitburn to discuss strategies for creating cash flow in property in today’s market. From his beginnings with minor dwellings to his latest development of 74 properties in West Auckland, Dave shares valuable insights for property investors. Learn more: https://mhq.co.nz/tips-tools-strategies/property-investor-secrets-how-to-create-cash-flow-in-property-2025/...
Dec 11, 2024•17 min•Ep. 134
In this episode, we take a deep dive into the world of community housing and explore what it means for both renters and investors in New Zealand. From understanding the role of non-profit providers to comparing community housing with Kainga Ora, we break down the key differences and benefits. We’ll also explore the largest community housing providers and the types of housing options available, alongside the latest government changes impacting the sector. If you’re a property investor looking to ...
Dec 10, 2024•15 min•Ep. 126
In this episode, we’re diving deep into the current mortgage landscape in New Zealand as we approach the festive season and beyond. Joining us is Jason Lai from Mortgagehq, a seasoned expert in the NZ housing market who has guided countless homebuyers through the complexities of financing. Learn more: https://mhq.co.nz/mortgage/whats-happening-in-the-nz-mortgage-market-heading-into-2025/...
Dec 06, 2024•13 min•Ep. 125
In today’s episode, we’re joined by Mike Jones, Chief Economist at the Bank of New Zealand, to explore the latest insights on the NZ housing market. With over two decades of experience in economics and financial markets, Mike provides a deep dive into key trends, forecasts, and the economic factors influencing New Zealand’s housing landscape. From market recovery indicators and interest rate impacts to regional disparities and housing supply dynamics, we discuss what to expect in 2025. Mike also...
Dec 05, 2024•16 min•Ep. 124
