NZ HOUSING SLUMP: Discover TOTAL Equity vs Usable Equity - Simplified for Everyone! - podcast episode cover

NZ HOUSING SLUMP: Discover TOTAL Equity vs Usable Equity - Simplified for Everyone!

Feb 06, 202519 minEp. 174
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Episode description

With the New Zealand property market facing shifts in 2025, do you really know how much housing equity you have—and how much you can actually use? Understanding the difference between total equity and usable equity is critical for property investors and homeowners looking to refinance, buy another property, or leverage their assets for wealth-building.

📌 In this video, we break it all down:
What home equity means for NZ homeowners
How to calculate your home equity correctly
How mortgage advisers help clients buy more properties
Lending options available for home buyers & investors
The risks and mistakes advisers have seen in the market

If you’re looking to buy your first home, build a property portfolio, or tap into home equity, you NEED to understand how much is actually available to you. Watch now for expert insights on New Zealand real estate, mortgage strategies, and property investing.

📢 Subscribe for the latest mortgage tips, property market updates, and NZ investment strategies!

Contact Simon: https://mhq.co.nz/staffmember/simon-mcdonald/
Learn more: https://mhq.co.nz/mortgage/nz-housing-slump-discover-total-equity-vs-usable-equity-simplified-for-everyone/

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