James Greaves, President & Co-Founder, Fractal What is slowing the growth of SaaS? We review the current state of the SaaS sector and the challenges to growth that it is facing. Does the key answer lie in the potential of embedded payments to generate more revenue? Robin Amlôt of IBS Intelligence speaks to James Greaves, President and Co-Founder of Fractal, a FinTech specialising in payments for verticalised SaaS solutions.
Sep 27, 2024•12 min•Ep. 769
Marlon Dumas, Chief Product Officer & Co-Founder, Apromore Apromore recently launched updates to its platform, including a dedicated module designed to streamline compliance management. The company’s Co-Founder and Chief Product Officer Marlon Dumas speaks to Robin Amlôt of IBS Intelligence about how process mining makes it easier for companies to use complex data and AI to accelerate process delivery and gain a better understanding of their business processes....
Sep 27, 2024•10 min•Ep. 768
Mantvydas Štareika, Chief Executive Officer, CapitalBox It is a cliché but that’s because it is true – there is a massive funding gap between what Europe’s SMEs need and what lenders are prepared to offer. It would also appear that the gap is only getting larger – even though there have been several new lenders entering the lending market in recent years focusing on SME needs. Robin Amlôt of IBS Intelligence speaks to Mantvydas Štareika, CEO of Sweden-based FinTech CapitalBox about making financ...
Sep 26, 2024•15 min•Ep. 767
Saumya Shah, CEO & Co-founder of Tarrakki In this episode, Saumya Shah, CEO & Co-founder of Tarrakki, joins Gloria Mathias of IBS Intelligence to discuss the future of embedded finance in India. With embedded finance still in its early stages, how is Tarrakki shaping the future of financial services and revolutionizing the way businesses and consumers engage with investment products?
Sep 24, 2024•11 min•Ep. 766
Matt Ryan, Chief Transformation Officer, Reef The investor relations landscape is changing – key factors include the ongoing great wealth transfer, the largest in history, and evolving investor expectations. The market is oversaturated with information and that means targeted and relevant personalisation is essential. Many financial services organisations have yet to take a step forward in modernising their face-to-face and digital engagement efforts. Robin Amlôt of IBS Intelligence speaks to Ma...
Sep 19, 2024•8 min•Ep. 765
Dan Dica, Chief Executive Officer, Lynx AI software provider Lynx recently launched a money mule detection tool for banks and financial institutions. The company uses supervised machine learning to identify illicit sources of funds and mule accounts in real-time and provides actionable insights. The company has also entered a partnership with NTT DATA, offering Lynx’s fraud and financial crime prevention solutions to NTT DATA’s network of banks and financial institutions across the UK and Europe...
Sep 18, 2024•15 min•Ep. 764
Rajat Deshpande, co-founder and CEO, FinBox FinBox offers an Embedded Finance Stack and data intelligence suite to streamline financial services integration and enhance credit disbursement processes. Puja Sharma of IBS Intelligence speaks with Rajat Deshpande of FinBox about how digital lending platforms are meeting the unique credit needs of SMEs.
Sep 18, 2024•10 min•Ep. 763
Matt Mills, Chief Revenue Officer, 10x Banking 10x Banking recently unveiled its new ‘meta core’ platform, designed to streamline and accelerate digital transformation for banks. The new next-gen core solution follows on from the firm’s successful Series D funding round at the start of the year. Robin Amlôt of IBS Intelligence discusses digital transformation, the role of FinTech and the challenges facing traditional banks with Matt Mills, Chief Revenue Officer of 10x Banking....
Sep 17, 2024•16 min•Ep. 762
Sandeep Bagaria, Chief Executive Officer, Tagit There is significant hype around AI/ML and Generative AI in banking. While this technology is significantly changing the technology landscape and offering multiple opportunities for banks, bankers must keep their eye on the ball – the customer and their needs. To this end, Tagit recently launched its Mobeix Family Banking to help banks better serve their customers and the people most important to them. Robin Amlôt of IBS Intelligence discusses the ...
Sep 12, 2024•12 min•Ep. 761
Jonathan Vaux, Head of Propositions & Partnerships, Thredd Digital wallet payments are expected to reach $19.6 trillion by 2027. That’s a huge market and a huge opportunity! Among the drivers are increased smartphone penetration, security benefits and government initiatives promoting digital payments. Robin Amlôt of IBS Intelligence discusses how firms can capitalise on the potential of digital wallets and the integral role of tokenisation with Jonathan Vaux, Head of Propositions & Partn...
Sep 12, 2024•11 min•Ep. 760
Ankit Verma - Business Development Lead- India, Air8 Tailored trade financing solutions are revolutionising access for SME suppliers in emerging markets, achieving significant milestones and ensuring ESG-compliant capital distribution. Puja Sharma of IBS Intelligence speaks with Ankit on how Air8 is enhancing trade financing for SME suppliers.
Sep 11, 2024•11 min•Ep. 759
Peter Cherecwich, President, Northern Trust Asset Servicing Northern Trust Asset Servicing offers a range of services designed to meet the needs of an institution’s entire investment office. To keep that range of services up to date, the firm is investing in the future: in ideas, in people and in technology. Peter Cherecwich, President of Northern Trust Asset Servicing discusses the challenges of digital transformation with Robin Amlôt of IBS Intelligence, and what new ways of working mean for t...
Sep 11, 2024•12 min•Ep. 758
Giles Inkson, Director of Services EMEA, NetSPI The European Union’s Digital Operational Resilience Act, which comes into force in January 2025, addresses a key issue in EU financial regulation. DORA means financial institutions must follow rules for protection, detection, containment, recovery and repair capabilities against ICT-related incidents. Previously most institutions managed the main categories of operational risk with the allocation of capital, but did not manage all components of ope...
Sep 11, 2024•12 min•Ep. 757
Huw Davies, Co-Founder & Co-CEO, Ozone API The third Payment Services Directive (PSD3) could be unveiled soon. The new legislation in Europe is expected to introduce, among other things, governance relating to consumer consent while also including metrics for improving the performance of open banking APIs. This summer already saw the publication in the UK of Open Banking Standard version 4.0, the first major release since 2018 and including important mandatory updates to the security profile...
Sep 10, 2024•19 min•Ep. 756
Emily Steele, President & COO, Savana Omnichannel banking has yet to achieve its full potential due to financial institutions’ inability to effectively integrate disparate systems of record. This issue prevents customers from experiencing a seamless digital journey both online and in the bank branch. Robin Amlôt of IBS Intelligence speaks to Emily Steele, President and Chief Operating Officer of Savana, which aims to unlock next-generation, customer-centric banking operations through its dig...
Sep 10, 2024•12 min•Ep. 755
Nitin Rao, CEO, InCred Wealth The wealth management sector has shifted from focusing solely on traditional offerings to prioritizing ‘alpha generation’—where the ability to deliver extra returns through innovative strategies is critical. With technology driving change and international trends influencing HNI investing in India, this conversation offers a fresh perspective on the evolving landscape of wealth management. Gloria Methri of IBS Intelligence speaks to Nitin Rao, CEO of InCred Wealth....
Sep 09, 2024•13 min•Ep. 754
John Wise, Chairman and CEO, Communify Fincentric (a JBI company) Data integration, personalisation and artificial intelligence need to be combined in order to deliver a better experience to investors. Communify, a Just Build It (JBI) company backed by Stellex Capital Management, has acquired Fincentric from S&P Global and aims to do just that. The newly-merged entity offers a comprehensive digital platform through a SaaS-based product suite. Robin Amlôt of IBS Intelligence speaks to John Wi...
Sep 09, 2024•15 min•Ep. 753
Christopher Yu, President & CFO, KPay Some 78% of SME merchants surveyed in Southeast Asia are seeking a single integrated payment solution but for more than 70% reality is currently cash-only. This disconnect represents a huge potential market. Closing the gap for underbanked and underserved Southeast Asian is key to unlocking the potential of the region’s digital economy. Reliance on cash transactions is not sustainable. Robin Amlôt of IBS Intelligence speaks to Christopher Yu, President a...
Sep 09, 2024•9 min•Ep. 752
Tarun Nazare, Co-Founder & Managing Director, Neokred Neokred aims to be at the forefront of digital transformation, offering cutting-edge solutions that simplify and streamline KYC procedures. Leveraging artificial intelligence (AI), machine learning (ML), and blockchain Neokred is building a secure, efficient, and user-friendly KYC process. The company’s platform aims to empower brands to connect with their customers, building trust and loyalty. Robin Amlôt of IBS Intelligence speaks to Ta...
Sep 05, 2024•10 min•Ep. 751
Demetry Zilberg, Chief Technology Officer, Alter Domus Cloud computing, data analytics, automation and AI may be about to transform all aspects of how private markets managers run their businesses. The operative word is ‘may’ because while FinTech firms are changing the way financial services firms go about their business and hold out the promise of great potential, private capital firms risk obsolescence themselves by not embracing technology in their own activities. Robin Amlôt of IBS Intellig...
Sep 05, 2024•11 min•Ep. 750
Aditi Singh, Chief Strategy Officer, Satin Creditcare Network Ltd . Providing accessible financial services to underserved communities in India is a formidable challenge. Puja Sharma of IBS intelligence speaks with Aditi Singh of Satin creditcare about the evolution of last mile credit access.
Aug 30, 2024•18 min•Ep. 749
Atish Shelar, COO, TechFini Mumbai-based FinTech startup, TechFini has built a feature-rich infrastructure to shape the payment ecosystem in India. As one of the first platforms to secure UPI 2.0 certification, it is at the forefront of enabling frictionless transactions for enterprises across the country. Gloria Methri of IBS Intelligence speaks with TechFini's COO, Atish Shelar, about how the company is empowering banks and financial services with advanced payment solutions and contributing to...
Aug 28, 2024•10 min•Ep. 748
Brian Pillmore, Founder & CEO, Visbanking Visualized information on banks and credit unions in the US such as metrics, performance, and regulations can help consumers and stakeholders to make informed analyses and decisions by providing actionable insights. Just how significant this data is provides the topic for this conversation between Robin Amlôt of IBS Intelligence and Brian Pillmore, Founder and CEO of Visbanking,.
Aug 22, 2024•16 min•Ep. 747
Greg Cox, Chief Executive Officer, Quint Group Quint Group has scaled its clutch of FinTech businesses without external venture capital for more than a decade. The acquisition of a minority stake in Quint’s Monevo in 2021 by Transunion was and is Quint’s first and only source of external investment. The Group has offices across the UK, USA, Australia, and South Africa, and its businesses provide services to over 200 customers globally, including the likes of Confused.com, Santander, TransUnion, ...
Aug 20, 2024•11 min•Ep. 746
Roger Alexander, Advisor, Chargebacks911 Roger Alexander serves as a key advisor to Chargebacks911’s Advisory Board and its CEO, Monica Eaton, assisting the company with its expansion initiatives, including the launch of a dispute resolution solution that aims to address the record spike of authorised push payment (APP) fraud claims. With nearly 40 years of payments experience, Alexander previously served in several leadership roles within the payments and financial services sectors, including m...
Aug 19, 2024•9 min•Ep. 745
Karthikeyan Raman, Chief Innovation Officer, Clayfin Technologies The BFSI sector has gone through a series of transformations over the last couple of decades with yet more to come. Present for and involved in these changes, Karthik Raman, Chief Innovation Officer at Clayfin Techologies, a provider of omnichannel digital systems, looks back with Robin Amlôt of IBS Intelligence at the evolution of the financial sector’s technological changes, and forward to the challenges and opportunities of the...
Aug 19, 2024•17 min•Ep. 744
Nilay Patel, founder and Managing Director, EasyPay Puja Sharma of IBS Intelligence speaks with Nilay Patel, about the integration of lenders onto the ONDC network, the rising demand for loans among small retailers, and the future of co-lending. Patel offers his perspective on how these trends are transforming financial services for SMBs.
Aug 19, 2024•12 min•Ep. 743
Mark Aldred, Vice President, Sales International, Auriga – the banking evolution Banks need to invest to innovate and meet users’ needs. Recent service outages have also shown that banks must act to improve the resilience of their infrastructure in terms of both hardware and software. Further, legacy institutions in the UK appear to be rethinking their branch closure programmes, potentially opting instead to make the branch experience one of the building blocks of an omnichannel service offering...
Aug 16, 2024•13 min•Ep. 742
Liran Amrany, Partner, Team8 Fraud is projected to exceed $250 billion by 2031. The FinTech sector faces a crucial challenge in advancing its fraud prevention strategies. Evolving market dynamics offer fertile ground for emerging fraud tech unicorns. Liran Amrany, a Partner at Team8’s FinTech foundry, helps portfolio companies launch new products and businesses. Robin Amlôt of IBS Intelligence speaks to him about the challenges posed by fraud in financial services....
Aug 15, 2024•8 min•Ep. 741
Eklove Mohan, Senior Director of Technology, CTO Office, Synechron AI can certainly help with data collection and processing for ESG but we also need to find ways to reduce the carbon footprint of the likes of chatbots and back office technology. Robin Amlôt of IBS Intelligence discusses AI and sustainability with Eklove Mohan, Senior Director of Technology at the CTO Office of Synechron.
Aug 14, 2024•13 min•Ep. 740
