IBSi podcasts for insights and discussions from the world of FinTech and Banking. Listen in to what’s trending in the ever-evolving financial industry.
Sheetal Jain, CEO & Co-founder of LeRemitt Sheetal Jain, CEO & Co-founder of LeRemitt, discusses with Gloria Mathias of IBS Intelligence how the evolving financial landscape is transforming MSMEs, India’s second-largest employer. Learn how the creation of digital platforms is driving significant benefits for MSMEs in international trade.
Thomas Gillan, Chief Executive Officer, Br-dge Bringing together multiple payment technology solutions in one place, payment orchestrators like Br-dge work as independent, trusted partners for the broader ecosystem. These firms work behind the scenes to offer acquirers, platforms and gateways access to the latest technology, allowing merchants to get on with their actual business in the knowledge that their payment stack is futureproofed. Robin Amlôt of IBS Intelligence speaks to Thomas Gillan, ...
Joe Myers, EVP Global Banking, Diebold Nixdorf The integration of automation solutions is indispensable for banks, large and small alike. The right balance must be struck, allowing financial institutions to leverage technology for seamless customer experiences. What strategies are banks following to optimise their software and hardware offerings to enhance functionality without compromising user experience? US company Diebold Nixdorf specialises in the sale, manufacture, installation and service...
Phil Cotter, Chief Executive Officer, Smartsearch Earlier this year, the UK’s HM Treasury published its consultation on improving the effectiveness of the Money Laundering, Terrorist Financing and Transfer of Funds Regulations. New rules will inevitably follow – the clock is ticking on that. While we may welcome improved clarity, it will also mean a higher regulatory burden. Staying compliant with constantly changing regulation is a pressing challenge. Smartsearch specialises in providing digita...
Donal McGuinness, CEO, Prommt A luxury purchase demands a luxury experience from start to end and this should extend to the checkout process. Now what can help you achieve this? The answer is open banking and the ease of digital payments. Gloria Methri of IBS Intelligence speaks to Donal McGuinness, CEO at Prommt, on the impact of digital payment transformation on the automotive sector - especially around remote and online high-value transactions....
James O’Sullivan, CEO & Founder, Nuke from Orbit Theft of a smartphone used to be about the value of the device. Now it is about the value of the data on the device. What is needed is a simple 'kill switch' solution to protect your data and accounts, a FinTech security platform designed to mitigate the impact of security breaches. Founded in 2023, Nuke From Orbit is currently operating in beta but aims to enable a user to block access to multiple services and accounts simultaneously, avoidin...
Gabriel Le Roux, Co-Founder & CEO, Primer Global enterprise merchants are increasingly recognising the role of payments in creating new commerce experiences, streamlining costs, and accelerating growth. However, the payments ecosystem has become too fragmented, opaque, and complex for businesses to manage, creating unnecessary costs and stifling that growth potential. A fragmented marketplace creates complexity, increasing costs when the whole idea should be to reduce them, allowing merchant...
Sameer Dubey, Chief Product Officer, Griffin Griffin is one of the UK’s neobanks. In the last year it has received its full banking licence, raised funds and begun onboarding customers. Sameer Dubey, Chief Product Officer of Griffin speaks to Robin Amlôt of IBS Intelligence about the bank’s product set and its ambitions for its embedded finance and white labelled banking solutions. He has over 20 years’ experience in product, payments, marketing, cryptocurrency, and banking. He was Chief Operati...
Avion Gray, Co-Founder & CEO, Belong Former investment banker Avion Gray together with behavioural economist Samantha Rosenberg have launched wealth-building platform Belong in response to inertia in the wealth management sector and among millennials – the FinTech’s target demographic. The new WealthTech platform secured the largest-ever pre-seed round by a female-led FinTech in Europe. A unique feature of the new offering is a ‘boost loan’ that offers investors the option of a low-cost loan...
Alana Levine, Chief Revenue Officer, Fintel Connect FinTechs in Canada are making waves in a financial services scene that has been traditionally dominated by just 5 big banks. How? As a result of a new approach to partnerships and affiliate marketing. For example, Neo Financial grew customer acquisition by 511% and boosted its credibility through the implementation of performance marketing strategies. Alana Levine, Chief Revenue Officer at Fintel Connect, an affiliate and influencer marketing s...
Shay Merary, Chief Development Officer, Flyfish A new category of FinTech? Maybe… Flyfish aims to develop a comprehensive marketplace for financial services, hoping to mirror the impact of the likes of Airbnb but doing so in the financial sector. The company wants to be a disruptor and is on a mission to explain to potential clients and partners why that disruption makes sense, integrating diverse financial services into one platform and making it easier for businesses to manage their financial ...
Ermes Dajko, Senior Cloud Solutions Architect at Temenos Ermes Dajko, is an expert in the field of generative artificial intelligence and its impact on banking. Puja Sharma of IBS intelligence speaks with Ermes about his insights on the potential of generative AI to enhance customer experiences and the future of AI-driven banking.
Akshay Mehrotra, Co-Founder & CEO at Fibe Fibe's Co-Founder and CEO, Akshay Mehrotra , launched “EarlySalary” in 2015 to address the financial needs of young professionals facing end-of-month fund shortages. Puja Sharma of IBS Intelligence speaks with Akshay about the evolving patterns of borrowing among millennials, highlighting the significant impact of unsecured personal loans.
Ben Goldin Founder & Chief Executive Officer, Plumery How have established financial institutions and challenger banks adapted to changing customer expectations and composable banking? Digital banking solutions can be built quickly but fast doesn’t necessarily mean attractive to customers. We are now entering the third generation of digital banking, moving from basic banking functionality to more sophisticated digital experiences and on to hyper-personalised, AI-driven, and contextually awar...
Thomas Warsop, President & CEO, ACI Worldwide The new EU Instant Payments Regulation came into force in April 2024 and apply in two phases. PSPs will have 9 months to comply for receiving instant payments, and 18 months for sending them. ACI Worldwide’s 2024 Prime Time for Real-Time report, says by 2028, instant payments are forecast to account for 13% of all electronic payments in Europe, up from 8% in 2023. But Europe is lagging behind other regions – what’s the story and what are the chal...
Connor Heaton, Director AI, Strategic Resource Management Artificial intelligence is one of the most compelling tools that banks can implement but it is just that – a tool, addressing questions that begin with ‘how’ – it also comes with inherent risks that could leave financial institutions and their customers vulnerable. However, AI is in your organisation now – whether you are aware of it or not – and this is the time to begin setting policy development strategically to ensure compliance, redu...
Mathias Faure, Chief Technology Officer of audax Tune in for an enlightening discussion to uncover how audax is revolutionizing traditional banking infrastructure. Gloria Mathias of IBS Intelligence speaks with Chief Technology Officer, Mathias Faure on the adaptation of Open Banking by traditional banks and financial institutions in an era of growing digital maturity.
Ritesh Varma, VP Business Solutions Consulting, Newgen Software Insurance as a sector has been a latecomer to the tech party. Banks have been embracing FinTech solutions but only recently have insurers come to realise the potential benefits of InsurTech to improve the quality of their products and policies. The reason why should be obvious to all, it is simply a matter of customer-centricity – improve the end customer experience and you improve customer retention and customer acquisition. Robin ...
John Santhosh, Chief Executive Officer, GIEOM Business Solutions Founded in 2012, GIEOM is an enterprise productivity company, enabling financial institutions to adopt an operational resilience framework. The company recently revealed that investing platform, Singapore-based Xcelerate had taken a strategic equity stake in GIEOM through a combination of primary and secondary investment. Globally, the digitalisation of BFSI compliance is rising rapidly, driven by increasing regulatory oversight an...
Michael Carbonara, CEO, Ibanera Digital payments are taking off but already, according to the World Economic Forum, 75% of businesses are apparently struggling with financial performance in dealing with the different regulatory frameworks around the world. While it may be a touch utopian to hope for global standards, there is an answer, and it comes in the form of blockchain, digitisation and tokenisation. Robin Amlôt of IBS Intelligence discusses the issues with Michael Carbonara, CEO of digita...
Andrew Martin, Chairman & CEO, SMEB SMEB Is a new community banking service that aims to revolutionise banking in rural locations in UK, Europe, USA and beyond. The SME FinTech is an authorised payment institution, a principal member with Visa and Mastercard, and is licenced for open banking services. As a first step, SMEB [‘smeeb’] aims to address the void in banking services in the UK’s rural locations, looking to create a payment microenvironment in rural communities, leveraging open fina...
Scott Metro, Chief Information Security Officer, Hazeltree If a deepfake scam succeeds, it is clear that a breakdown in the organisation has occurred – as UK multinational design and engineering company Arup discovered to its multi-million-dollar cost in Hong Kong. The advent of generative AI has brought new risks. What needs to be done to protect against increasingly realistic deepfakes? AI and machine learning have their place but not all the solutions are high-tech. Robin Amlôt of IBS Intelli...
Oli Cook, Co-Founder & CEO, ekko Investment trends say that the UK has been paying more attention to greener businesses. The narrative is evolving from viewing sustainability as a niche to recognizing it as a "fundamental necessity" in financial services. Gloria Methri of IBS Intelligence speaks to Oli Cook, CEO & Co-Founder of ekko on the intersection of FinTech and climate action.
Rajesh Mirjankar, Managing Director, CEO & Co-Founder, Kiya.ai From digital currencies to digital wallets, and financial inclusion to fractional ownership… just some of the glimpses we already have of the shape of the future of finance. Then we must take account of the impact of artificial intelligence on the way we do business, and the way financial institutions interact with their customers. The breakneck pace of innovation shows no sign of letting up, but do we really know where it is lea...
Ritesh Varma, VP Business Solutions Consulting, Newgen Software Using a low code platform to develop business applications on the cloud allows for improved responsiveness to customer needs, from onboarding to service requests, lending to underwriting, and use cases across industries. Newgen Software offers a unified digital transformation platform with native process automation, content services, and communication management. The process begins with a ‘design thinking’ approach. Robin Amlôt of I...
Rajesh Mirjankar, Managing Director, CEO & Co-Founder, Kiya.ai The biggest challenge facing regulatory technology (RegTech) and the tech firms that provide it to the financial services sector is at once highly complex and yet may framed very simply. In the latter instance, it is simply a matter of keeping up with fast-evolving regulations and doing so across borders. The question is this – is RegTech fit for purpose in the face of the AI revolution? Robin Amlôt of IBS Intelligence speaks to ...
Raj Bakhru, Chief Executive Officer, Blueflame AI The LLM (large language model) is the encyclopaedia or library of its time and your AI program bringing together data from that repository of knowledge is your very own assistant librarian. But are you using the most suitable for your business? An LLM agnostic approach may be the way to get the best out of AI with different AI programs offering unique strengths. Being LLM agnostic allows enterprises to choose the best model for specific tasks, op...
Sireesh Patnaik, Product Engineering Head, Pennant Technologies The key factors in evolving the lending ecosystem of the future are the proper management of data and the increasing impact of artificial intelligence-based solutions. Getting data right means solid ground for accurate risk management and credit decisioning. Getting AI right means significant cost savings and faster decisions – good for the institution and good for the customer. Robin Amlôt of IBS Intelligence discusses the current ...
Deepak Chand Thakur, Co-founder, and CEO of NPST Completing a decade in the Payments ecosystem, NPST aims to be closer to banks and scale-up its value chain to FinTechs and merchants and cater to the end users. Gloria Mathias of IBS Intelligence speaks to Deepak Chand Thakur of NPST as he shares insights on the future trends of UPI in India and globally.
Paul Mountford, Chief Executive Officer, Protegrity Integration and accessibility, quality and compliance, and strategic governance – all issues around the security and management of your enterprise’s data. Robin Amlôt of IBS Intelligence speaks to Paul Mountford, CEO of data protection specialist Protegrity about how businesses are harnessing their data and reviews the key trends in data modernisation, optimisation and monetisation.
