IBSi podcasts for insights and discussions from the world of FinTech and Banking. Listen in to what’s trending in the ever-evolving financial industry.
Ram Iyer, Founder & CEO, Vayana Affordable financing is not just a necessity but a catalyst for growth for businesses. Ram Iyer, Founder & CEO of Vayana shares with Gloria Methri of IBS Intelligence, how easy access to low-cost finance enables MSMEs to manage their working capital and grow business, thereby positively impacting India's GDP.
Vishal Gupta, Founder & Chief Executive Officer, Hylobiz Profits alone won’t keep you in business! What you need to stay on top of, is your cashflow. Vishal Gupta, Founder and CEO of Hylobiz discusses the cashflow challenge with Robin Amlôt of IBS Intelligence, and explains how the firm’s solution allows you to accept instant payments and pay to your vendors, automate account receivables, payables, reconciliations, and more…
Peter O’Halloran, Head of Enterprise and Digital Commerce EMEA, Fiserv Access to financial services remains challenging for billions of people around the world, leaving them unable to access savings, credit, loans and insurance – in other words all the financial products that can help developing economic activity. But as Peter O’Halloran, Head of Enterprise and Digital Commerce EMEA at Fiserv tells Robin Amlôt of IBS Intelligence, accelerating adoption of digital solutions is enabling increasing...
Danielle Sesko, Director of Product Management, TruStage A projected $46 billion US digital lending platform value by 2032 reflects the prospects for lending growth but it is growth that harbours risk. One way to reduce the risks of delinquency and default while still growing a loan portfolio is by making digital lending insurance (DLI) part of the lender’s business strategy. How does DLI do this? Robin Amlôt of IBS Intelligence discusses this and other trends in digital lending with Danielle Se...
Nabeel Moosa, VP, Strategy & Value Creation, Group eCommerce, Nexi Group The payments space is crowded and competitive, so the question is: can Europe create a viable retail payments solution that operates across national borders? The European Payments Initiative and the wero brand are a step forward in the creation of a standard platform for payments and digital currencies in Europe. Will a new European wallet succeed? Robin Amlôt of IBS Intelligence speaks to Nabeel Moosa of European PayTe...
Cees Vermaas, Chief Executive Officer, TISE Group TISE provides financial markets and securities services to public and private companies, its shareholder register platform is a way for SMEs to manage their shareholder base while shareholders have liquidity (in the original meaning of the word – the ability to buy or sell private company shares) without it being onerous, cumbersome, and time-consuming. Robin Amlôt of IBS Intelligence speaks to Cees Vermaas, CEO of Guernsey-based The Internationa...
Romain Mazeries, Chief Executive Officer, Mangopay Payments business Mangopay was launched in 2013. Two years later it was acquired by French bank Crédit Mutuel Arkéa and in 2022 was purchased by private equity firm Advent International. The takeover of Nethone followed, adding cybercrime protection to Mangopay's suite of services, and this was itself followed by the purchase of Irish payments startup WhenThen. Mangopay offers modular payments infrastructure for eCommerce platforms and online ma...
Nick Kerigan, MD, Head of Innovation, Swift For the last six months, Swift has been working with 38 global institutions on the second phase of sandbox testing on its central bank digital currency (CBDC) interlinking solution. Results from the sandbox include successfully demonstrating the use of CBDCs and other digital tokens across simulated digital trade, tokenised asset and FX networks, and payments. Robin Amlôt of IBS Intelligence speaks to Nick Kerigan, MD and Head of Innovation at Swift....
Prema Varadhan, President Product & Chief Operating Officer, Temenos As President Product and Chief Operating Officer, Prema Varadhan is responsible for leading the Product and Technology organisations within Temenos, working directly with customers to identify their challenges and meet market demands. She also leads Temenos’ Global Services and SaaS Engineering. Robin Amlôt of IBS Intelligence speaks to Prema Varadhan ahead of the annual Temenos Community Forum....
Dianne O’Boyle, Co-Chair, Digital Assets Forum, ISITC ISITC is a US-based trade group focused on developing standards and best practices in financial services operations, brings together asset servicers, broker/dealers, asset managers/owners, solution providers and other industry professionals. Artificial intelligence (AI) is emerging as a critical solution for securities firms preparing their systems for the imminent T+1 trading deadline. Robin Amlôt of IBS Intelligence discusses the coming tra...
Nelson Wootton, CEO & Co-Founder, SaaScada SaaScada, together with Allica Bank, won 2 Global FinTech Innovation Awards for the bank’s digital wallet deployment. It is great example of the way a project can and, indeed, should evolve in reaction to customer response and in the paths it opened up for Allica. Nelson Wootton, CEO and Co-Founder of SaaScada, explains the story to Robin Amlôt of IBS Intelligence, and outlines the trends he sees in BankTech for the rest of the year....
Jim Kwiatkowski, Chief Executive Officer, LTX LTX, the bond trading platform from Broadridge, recently announced 4 new patents covering innovations in the fixed income trading life cycle. So, what are these patented tech solutions and how do they address issues on both the buyside and the sellside in the US bond market – probably the least digitised of the US financial markets. LTX CEO Jim Kwiatkowski speaks to Robin Amlôt of IBS Intelligence....
Jon Horddal, Group Chief Product Officer, emerchantpay What role does payments data have in personalisation and merchant protection? What benefits do Payment Service Providers (PSPs) confer on merchants who use them? How can businesses optimise their in-store, in-app and online payments? These issues and others are addressed in this conversation between Robin Amlôt of IBS Intelligence and Jon Horddal, Group Chief Product Officer at emerchantpay....
Priya Konsam, Head of Partnerships at Kiwi Kiwi is India-based Credit on the UPI platform. It offers “credit cards with UPI” facility by issuing virtual RuPay Credit Cards in collaboration with banks. Their mobile app, as a TPAP license holder, ensures secure payments via credit cards or bank accounts." Puja Sharma of IBS Intelligence speaks to Priya Konsam, Head of Partnerships at Kiwi
Therese Stowell, Vice President Product, Onfido There has been a massive increase in deepfakes and in digital identity fraud attacks. Less sophisticated social engineering is also a concern. So, how do you create trust at onboarding and beyond? Automation allows you to acquire new customers and reduce costs while meeting global KYC and AML compliance requirements. Robin Amlôt of IBS Intelligence speaks to Therese Stowell, Vice President Product at Onfido....
Ava Kelly, Chief Product Officer, Thredd Key developments in the FinTech sector have been focusing on payments but within that is the increasing need to combat fraud and ensure speedy, accurate and secure identity verification, allowing firms to combat fraud across both enrolment and transactions while also protecting the bottom line. Digital ID is key in the face of tightening regulatory requirements – these issues and more in this discussion. Robin Amlôt of IBS Intelligence speaks to Ava Kelly...
Rich Cooper, Head of Financial Services Go to Market, Fusion Risk Management The countdown to DORA is ticking away. Unlike existing regulations, the coming Digital Operational Resilience Act establishes technical standards that extend to third party tech service providers to identify, assess and mitigate risks that could affect financial services firms’ core business. Final details of the new DORA regime are expected in H2 but the compliance deadline looms – 17 January 2025 – if it is not alread...
Dottie Schindlinger, Executive Director, Diligent Institute There has been a politicised backlash against ESG but companies are not putting ESG initiatives on the backburner. Instead, they are just not talking about it as much! And that’s not necessarily a bad thing as legislation is being put in place, including the likes of the EU’s Corporate Sustainability Reporting Directive (CSRD) and an anti-greenwashing rule that applies to all UK FCA-authorised firms who make sustainability-related claim...
Arun Jain, Chairman & Managing Director, Intellect Design Arena Technology has brought five waves of transformation in the banking industry, with each wave highlighting new opportunities. Now a fifth wave is upon us – what is BankTech Wave 5 and what does it mean for banks? Arun Jain, Chairman and Managing Director of Intellect Design Arena speaks to Robin Amlôt of IBS Intelligence on why it is imperative that banks embrace the challenge. We also review the importance of first principles and...
Solomon Lax, Chief Executive Officer, Revenued It’s always been a challenge for small businesses to manage their finances but there’s a way to do it with help from lenders that are leveraging machine learning and underwriting to provide flexible terms and fast response times. Short-term commercial credit eases cash flow and keeps small business in business. Robin Amlôt of IBS Intelligence speaks to Solomon Lax, CEO of Revenued.
Chris Skinner, Author, Intelligent Money Digital money will make money personal; individualise currency and its usage; secure it; enable it to automatically grow to meet our personal goals; manage risk automatically; and make life simpler and easier for all – that’s the thesis of Chris Skinner’s latest book, Intelligent Money. Recipient of a Lifetime Achievement Award from the Payments Association in 2023, he has been an advisor to the United Nations, the White House, the World Bank and the Worl...
Pavan Bachwal, Sales Manager Financial Services, Ericsson Artificial intelligence is having a growing impact on financial services in general, on open banking and in new service opportunities, including AI-driven customer service agents and advanced fraud management systems. At MWC Barcelona earlier this year Ericsson demonstrated its own solutions for frictionless payments and device financing. Robin Amlôt of IBS Intelligence speaks to Pavan Bachwal, Sales Manager Financial Services at Ericsson...
Prashant Muddu, MD and CEO Jocata Jocata, a subsidiary of BillDesk, is a digital transformation partner for the BFSI industry, specializing in digital lending and offering AI/ML-powered Credit Intelligence Suites for MSME and Retail borrowers. Puja Sharma of IBS Intelligence speaks to Prashant Muddu, MD, and CEO of Jocata.
Phoebe Kitchen, VP of Growth Equity, Inovia What are the hot opportunities in FinTech in Europe? Changes to the role of the CFO are providing one set of growth prospects while B2B open banking solutions offers another. Canada-based Inovia is a VC firm looking to support founders to build global sustainable tech companies. From the firm’s London office, Phoebe Kitchen, Vice President of Growth Equity at Inovia, speaks to Robin Amlôt of IBS Intelligence about the opportunities she identifies....
Robert Kraal, Co-Founder & CBDO, Silverflow Silverflow is a Netherlands-based cloud platform for card processing, offering a modern tech solution that addresses the issues of legacy systems within payment processing. Robert Kraal, Co-Founder and Chief Business Development Officer of Silverflow, explains how the company’s platform helps brands remain competitive. But first, Robin Amlôt of IBS Intelligence asked him about the current environment for FinTech and how to succeed as a startup....
Yash Patel, General Partner, Testra Ventures The last 18 months have been a tough time especially for late stage FinTechs looking to raise money. There was a clutch of disappointing downrounds but while money was tighter, startups looking for seed funding or Series A/Series B funds were able to tell their stories. Now as we look already towards Q2 2024, interest rates remain on the high side, but funds do seem easier to come by for the right business plans. Yash Patel, General Partner of San Fra...
Gerald Perez, CEO, Interactive Brokers (UK) Investment opportunities are now global but no further away than your online platform. As but one example, Interactive Brokers allows clients to trade stocks, options, futures, currencies, bonds, funds and more on 150 global markets from a single unified platform. Gerald Perez, CEO of Interactive Brokers (UK) speaks to Robin Amlôt of IBS Intelligence about the rise of self-directed investing and trading, as well as the trends in online broking....
Virender Bisht, Co-founder & CTO at Niyo In the rapidly evolving realm of FinTech, maintaining robust fraud prevention measures is paramount. Puja Sharma from IBS Intelligence engages in a conversation with Virender Bisht, Co-founder & CTO at Niyo, to delve deeper into this critical aspect.
Ola Oyetayo, Co-Founder & CEO, Verto Underserved, fragmented and expensive – the high cost of doing business in high-risk markets was thrown into sharp relief a year ago as the collapse of Silicon Valley Bank (SVB) saw nearly 250 FinTechs in Africa and the MENA region left in the lurch. Payments’ platform Verto focuses on emerging markets and is aiming for more accurate risk assessment methods than old school arbitrary risk lists. Co-Founder and CEO of Verto, Ola Oyetayo speaks to Robin Amlô...
Pav Gill, Founder & CEO, Confide Wirecard went down in 2020 with a $2.1 billion hole in its accounts. One of Europe’s biggest corporate frauds and one that is still rumbling on. Wirecard COO Jan Marsalek remains on the run, allegedly in Russia or Belarus. Would it all have come light without Pav Gill? He is a Singaporean lawyer who was in-house Head of Legal for Asia-Pacific for Wirecard. He it was who blew the whistle on the shenanigans at Wirecard. Robin Amlôt of IBS Intelligence talks to ...
