Richard Graham, Director of KYC and Financial Crime, Moody’s Analytics According to the FBI’s Internet Crime Complaint Center (IC3), some $2.6 billion was taken in ‘pig butchering’ crypto scams. These financial grooming schemes build trust with targets over months before persuading victims to ‘invest’ savings in fake platforms. How can we spot this and how can we stop it? Richard Graham, Director of KYC and Financial Crime at Moody’s Analytics speaks to Robin Amlôt of IBS Intelligence....
Mar 11, 2024•11 min•Ep. 679
Richard Holden, Author, Money in the 21st Century: Cheap, Mobile and Digital Richard Holden is Professor of Economics at UNSW Business School (Sydney) and author of Money in the 21st Century – a new book that delves into the micro and macroeconomic impacts of the way money and finances are changing and will continue to evolve in the decades to come. What does it mean for your wallet, the money in your wallet and for blockchain and for economies. How will the race for control of new currencies pl...
Mar 04, 2024•17 min•Ep. 678
Virraj Jatania, Co-Founder & CEO, Pockit FinTech Pockit operates under an e-money licence in the UK. That means there are certain things Pockit can’t do because it doesn’t have a full banking licence. However, with the goal of boosting financial inclusion, the mobile-first service targets those excluded from or underserved by mainstream financial institutions. It highlights the challenges certain demographics face in accessing financial services and payments. Robin Amlôt of IBS Intelligence ...
Mar 01, 2024•12 min•Ep. 677
David Foss, Board Chair & CEO, Jack Henry & Associates Competition is fierce, technology is converging, and the user experience is changing. Banks and financial institutions are expected to do more and be more. David Foss, Board Chair and CEO of Jack Henry & Associates speaks to Robin Amlôt of IBS Intelligence about the key tech trends shaping financial services in the US in 2024, starting with the US Consumer Financial Protection Bureau’s (CFPB) proposed Personal Financial Data Righ...
Feb 27, 2024•13 min•Ep. 676
Joe Lemonnier, Product Marketing Manager, Resistant AI Document automation is playing a key role in speeding up and reducing costs within financial services. However, in all the excitement institutions may unwittingly be putting themselves and their clients at risk. Robin Amlôt of IBS Intelligence discusses how the financial services sector needs to do better at determining whether documentation is legitimate with Joe Lemonnier, Product Marketing Manager at Resistant AI. Emerging economies cross...
Feb 26, 2024•11 min•Ep. 675
Ofer Friedman, Chief Business Development Officer, AU10TIX Deepfakes are becoming more common. From AI-generated fake ID to facial swap tools that can manipulate selfie/ID comparisons, the software is only going to get more sophisticated. For companies dealing with the threat posed by these fakes, investing in combatting them is going to be the cost of doing business. Robin Amlôt of IBS Intelligence speaks to Ofer Friedman, Chief Business Development Officer of AI-based ID verification specialis...
Feb 23, 2024•13 min•Ep. 674
V. Balasubramanian, CEO, Financial Software and Systems (FSS) India-based Financial Software and Systems (FSS) is a globally leading provider of payments technology and a transaction processor. The company offers an integrated portfolio of software products, hosted payment services, and software solutions built on over three decades of global experience. Puja Sharma of IBS Intelligence speaks to V. Balasubramanian, Chief executive officer of Financial software systems.
Feb 21, 2024•16 min•Ep. 673
Daniel Cohen, Chief Executive Officer, PayU GPO From the macroeconomic trends set to hold sway over FinTech to the outlook for funding, IPOs, and mergers and acquisitions, Robin Amlôt of IBS Intelligence discusses them all with Daniel Cohen, CEO of PayTech platform PayU GPO. The firm’s platform allows merchants to accept payments and enables a wide range of payment optimisation and security features via a single API. So, we also cover the outlook for cross border payments.
Feb 14, 2024•12 min•Ep. 672
Brian Kaas, President & Managing Director, TruStage Ventures TruStage Ventures is the venture capital arm of TruStage, a credit union partner providing financial products and services to 95% of US credit unions. The business is long-established, but the name is relatively new. TruStage Ventures invests in FinTechs with a specific view to funding innovators whose ideas can be leveraged by the credit union sector. Robin Amlôt of IBS Intelligence speaks to Brian Kaas, President and Managing Dir...
Feb 12, 2024•9 min•Ep. 671
Matt Phillips, Head of UK+I Banking, Diebold Nixdorf Diebold Nixdorf is working to provide banks with self-service banking solutions that put customers at the centre of the bank’s activities, focusing on banking products, software and services that engage consumers across channels, create personalised banking experiences, and accelerate ATM performance. Robin Amlôt of IBS Intelligence speaks to Matt Phillips, Head of UK+I Banking at Diebold Nixdorf....
Feb 09, 2024•11 min•Ep. 670
Arman Aygen, Director of Technology, EMVco EMVCo facilitates testing and evaluation for compliance with EMV specifications – the technical requirements that are used to develop payment card products. In 2023 the company launched an EV Open Payments Task Force, aiming to work with industry stakeholders to explore how EMV payment technology could help support a secure and seamless EV charging payment experience around the world. Robin Amlôt of IBS Intelligence discusses this payments use case with...
Feb 08, 2024•14 min•Ep. 669
Rajesh Saxena, CEO, Intellect Global Consumer Banking (iGCB) , Intellect Design Arena Hungary-based OTP Bank, one of the leading banks in central and eastern Europe, has signed up with Intellect Global Consumer Banking to modernise its core banking system, heading for a cloud-native public cloud installation. Robin Amlôt of IBS Intelligence speaks to Rajesh Saxena, Chief Executive Officer of Intellect Global Consumer Banking, Intellect Design Arena....
Feb 07, 2024•13 min•Ep. 668
Paul Davis, Founder, The Bank Slate (formerly with SRM ) It is going to be a challenging year with legislative and regulatory pressures, a mixed economic outlook and interest rate uncertainties – and all that before US banks and credit unions begin to consider their tech requirements and the need to invest in their tech stacks! Robin Amlôt of IBS Intelligence discusses the year ahead with Paul Davis, Director of Market Intelligence at Strategic Resource Management....
Feb 05, 2024•13 min•Ep. 667
Pat Bermingham, CEO, Adflex The B2B payments market has been widely estimated to reach $2.5 trillion by 2030. But getting there is likely to be a bumpy ride. Smooth user experiences still seem to be taking second place to what can be lengthy, complex processes. Standard terms of payments vary by industry sector with many companies defaulting to legacy invoicing – this can be detrimental and is likely to be unsustainable. Robin Amlôt of IBS Intelligence explores the current state of B2B payments ...
Jan 26, 2024•9 min•Ep. 666
Philipp Pointner, Chief of Digital Identity, Jumio Promoting online safety will become increasingly important in 2024 for the financial services sector. Widespread adoption of generative AI in 2023 has served to highlight the need to focus on end-to-end identity verification with improved risk assessment and compliance solutions. Robin Amlôt of IBS Intelligence speaks to Philipp Pointner, Chief of Digital Identity at ID verification platform provider Jumio....
Jan 25, 2024•11 min•Ep. 665
Atala Nijmeh, Principal Product Manager, Eastnets What is cyber-enabled fraud and what tools are bad actors using to commit it? Atala Nijmeh, Principal Product Manager at Eastnets speaks to Robin Amlôt of IBS Intelligence about current trends in fraud attacks and what both businesses and individuals need to do to protect themselves. More than 270 corporate and financial institutions rely on Eastnets for outsourced SWIFT connectivity and compliance software solutions....
Jan 24, 2024•13 min•Ep. 664
Graham Smith, Managing Director, Volopa FinTech solutions are not just for the financial services industry. Businesses in all sectors, especially those involved in international activities can benefit from the adoption of new technologies and platforms now available in areas like FX, payments, expense management, and business reporting. Volopa brings together three solutions into one offering: global payments from the UK and EEA to 180 countries worldwide, multicurrency smart prepaid company car...
Jan 22, 2024•9 min•Ep. 663
Andrew Boyajian, Head of Variable Recurring Payments, Tink The UK payments landscape is changing; you might even say it is getting more complex with a multiplicity of payment options now on the table for consumers. Latest to the table is ‘pay by bank’ and coming soon to a bank near you, VRPs in 2 flavours, sweeping and commercial. All of which is fascinating, not to say, exciting for the industry but do banking customers understand what’s coming? Robin Amlôt of IBS Intelligence speaks to Andrew ...
Jan 17, 2024•15 min•Ep. 662
Ashok Hariharan, co-founder, and CEO The DPDP Act of 2023 in India is a law that focuses on handling digital personal data. It aims to balance the right of individuals to keep their personal data safe with the necessity of processing that data for legal reasons. Puja Sharma speaks with Ashok Hariharan of IDfy about the growing importance of DPDP act in the country.
Jan 17, 2024•13 min•Ep. 661
Sanjiva Weerawarana, CEO, WSO2 WSO2 provides foundational technologies for application development and identity and access management… and that’s in addition to its original focus on integrating APIs, applications, and web services. Crucially, the company does this with open-source code and does it for more than 200 financial services organisations. Included in the company’s current product range are a full life cycle API management platform and an Identity-as-a-Service solution, among others. R...
Jan 16, 2024•13 min•Ep. 660
Mousami Kshirsagar, Vice President & Head Solution Consulting, Global Transaction Banking – EMEA & APAC, iGTB ; Nikhil Gokhale, Head of Research, IBS Intelligence Hanoi-based VietComBank chose Intellect Design Arena’s iGTB – Intellect Global Transaction Banking’s digital solution to create its Cashup range of digital banking products targeting large and small corporates. In discussion, Robin Amlôt of IBS Intelligence speaks to Mousami Kshirsagar (pictured), Vice President & Head Solu...
Jan 15, 2024•19 min•Ep. 659
Giles Rowlinson, Senior Payments Manager, Flywire Many consumers across Europe just don’t understand the value of open banking, preferring to use local payment methods. Has open banking actually failed to take off in Europe, or is it just slow to take off? Robin Amlôt of IBS Intelligence speaks to Giles Rowlinson, Senior Payments Manager at payments platform Flywire.
Jan 11, 2024•16 min•Ep. 658
Emma Steeley, Chief Executive Officer, Aro Aro claims to be the UK’s largest digital lending platform. Previously known as Freedom Finance, it rebranded as Aro in September 2023, with the company saying at the time that the rebrand signifies ‘a departure from the outdated credit scoring systems of pre-approvals and unattainable offers’. While lending in the UK, as with other developed markets, works and works well for most consumers, there is still a significant part of the population not being ...
Jan 10, 2024•14 min•Ep. 657
Nicky Senyard, Founder & CEO, Fintel Connect Fintel Connect is a performance marketing company based in Vancouver, Canada, dedicated to serving financial services providers and FinTechs. The aim is to help banks and FinTechs leverage affiliate marketing to grow their acquisition of new customers in a scalable, cost-efficient way. But to do that, the message being promoted has to be right and has to be compliant with the appropriate regulations. Robin Amlôt of IBS Intelligence talks content c...
Jan 05, 2024•13 min•Ep. 656
Stuart MacKinnon, Chief Operating Officer, NCR Atleos As the traditional banking industry continues to evolve, the efficiency needs of financial institutions and the continuing preference among many bank customers for cash access and self-directed banking is driving growth for NCR Atleos. The ‘new’ company sees a bright future for both its hardware and software BankTech solutions. Robin Amlôt of IBS Intelligence speaks to Stuart MacKinnon, Chief Operating Officer of NCR Atleos....
Dec 22, 2023•15 min•Ep. 655
Funmi Dele-Giwa, General Counsel and Head, GRC, Onafriq MFS Africa has a new identity: Onafriq. The inspiration behind the new name stems from "Ona", the Yoruba word for pathways and the French word for Africa, Afrique - plus a nod to IQ, signalling a commitment to being the smartest game in African FinTech. Robin Amlôt of IBS Intelligence speaks to Funmi Dele-Giwa, General Counsel and Head, GRC, Onafriq.
Dec 21, 2023•11 min•Ep. 654
Raj Bakhru, CEO & Co-Founder, BlueFlame AI Blueflame AI offers a generative AI platform purpose-built for alternative investment managers. The aim is to allow clients to be able to search structured, unstructured, and external data sources with a single natural language prompt, including CRMs, research and deal management tools, data rooms and more. Raj Bakhru, CEO and Co-Founder of BlueFlame discusses use cases with Robin Amlôt of IBS Intelligence....
Dec 21, 2023•14 min•Ep. 653
Vineet Sukumar, Founder and MD, Vivriti Capital Viviti Capital, is a FinTech NBFC with a mission of providing debt financing to hundreds of mid-market businesses nationwide. Puja Sharma speaks with Vineet Sukumar about Vivriti’s deep focus on investment in technology, underwriting and distribution.
Dec 20, 2023•13 min•Ep. 652
Jonathan Bell, President and Head of Client Relationships, RedCompass Labs India achieved its financial inclusion goals in 6 years – 41 years early. The country’s UPI scheme allows instant payments across bank, card, mobile and ATM rails. In Brazil, 50 million people have used the country’s Pix payment system this year. So is this a new golden age of instant payments? Robin Amlôt of IBS Intelligence speaks to Jonathan Bell, President and Head of Client Relationships at RedCompass Labs, specialis...
Dec 20, 2023•14 min•Ep. 651
Matt Smith, Chief Executive Officer & Co-Founder, SteelEye Global regulators are continuing to fine investment banks and investment managers for failing to monitor employee business communications. Offering a potential solution, Steeleye’s new Compliance CoPilot uses the capabilities of advanced Large Language Models (LLMs) to accelerate the communication Surveillance Alert Review process. The bottom line is compliance is getting more complex and an AI-enabled assistant could offer significa...
Dec 19, 2023•19 min•Ep. 650
