Domenico Scaffidi, Vice President, Global Payments Industry Lead, Yethi Consulting Payments are being disrupted by the globalisation of payment standards, FinTechs, and a rising expectation of superior user experience. Financial institutions are hard at work to curate new business models in this increasingly dynamic operating environment. Robin Amlôt of IBS Intelligence speaks to Domenico Scaffidi, Vice President and Global Payments Industry Lead, Yethi Consulting about what’s changed and what’s...
Dec 18, 2023•13 min•Ep. 649
Charles Damen, Chief Product Officer, Token.io Token.io reaches 567 million bank accounts in 20 countries through a single API and interface. Robin Amlôt of IBS Intelligence speaks to Charles Damen, Chief Product Officer of Token.io about variable recurring payments. Notably, a survey by the company suggests that a majority of merchants in the UK would like to migrate customers from card payments to VRPs.
Dec 15, 2023•9 min•Ep. 648
Simon Axon, EMEA Industry Consulting Director, Teradata The cloud can help transform back-end systems, process transactions and banking operations. At the same time banks can leverage cloud-based architecture for stronger data-mining capabilities and a seamless customer journey, using AI and machine learning. Robin Amlôt of IBS Intelligence speaks to Simon Axon, EMEA Industry Consulting Director of cloud database and analytics solutions provider Teradata....
Nov 28, 2023•14 min•Ep. 647
Santosh Radhakrishnan, Chief Commercial Officer, XYB End-to-end 'coreless' banking platform provider XYB by Monese is collaborating with Google Cloud to bring generative AI into its platform. The partnership aims to empower banks, non-banks and FinTechs to build cutting-edge products and propositions faster and more easily. Key use cases include assisted investigation of blocked payments/paused onboarding, and natural language risk rules, allowing users to comprehend existing risk policies and c...
Nov 22, 2023•12 min•Ep. 646
Dominic Broom, SVP Working Capital Technology, Arqit TradeSecure Legislation which came into effect in September in the UK could well mark a giant leap towards a cheaper, faster, and more sustainable global trading system. Electronic trade documents offer security and ease of compliance by making it easier to trace records through blockchain and distributed-ledger technology. Robin Amlôt of IBS Intelligence speaks to Dominic Broom, SVP Working Capital Technology for Arqit TradeSecure....
Nov 21, 2023•15 min•Ep. 645
Raffael Maio, Chief Strategy Officer, NetGuardians NetGuardians is fraud prevention partner to several banking software providers, including Avaloq, Finacle, Finastra and Mambu. Banks using NetGuardians have achieve significant reductions in both false positives and the time spent investigating fraud. Raffael Maio, Chief Strategy Officer of NetGuardians talks with Robin Amlôt of IBS Intelligence about fraud trends and what more needs to be done....
Nov 17, 2023•13 min•Ep. 644
Merusha Naidu, Global Head Partnerships, Paymentology Ahead of the Singapore FinTech Festival (15-17 November 2023), which lays claim to being the largest FinTech festival in the world, Merusha Naidu, Global Head of Partnerships for Paymentology talks about the APAC FinTech experience and what to look for in local partners as well as what local firms are looking for in international partnerships....
Nov 14, 2023•13 min•Ep. 643
Shachindra Nath, Vice Chairman and Managing Director of U GRO Capital With an exclusive focus on serving underbanked and underserved small businesses in India, U Gro Capital envisions being the country's premier FinTech platform for small businesses. Puja Sharma of IBS Intelligence speaks with Shachindra Nath about the firm’s use of cutting-edge technology to simplify and enhance credit access.
Nov 08, 2023•14 min•Ep. 642
Rajesh Mirjankar, Managing Director, CEO and Co-Founder, Kiya.ai Lending is an expensive business for banks, particularly for institutions that have a large number of smaller loans – Robin Amlôt of IBS Intelligence speaks to Kiya.ai’s Managing Director and CEO, Rajesh Mirjankar about the opportunity present for banks and for businesses, and the potential impact of broadening financial inclusion. Can the use of tech solutions make lending viable for banks and if it can, what are the wider implica...
Nov 03, 2023•18 min•Ep. 641
Mike Kiser, Director of Strategy & Standards, SailPoint Technologies Deepfake videos featuring consumer finance expert Martin Lewis and BBC journalist Fiona Bruce have already been used in the UK for investment scams and were quickly spotted and taken down. However, this is likely only the tip of a very large deepfake iceberg heading our way! Robin Amlôt of IBS Intelligence talks to Mike Kiser, Director of Strategy & Standards at enterprise identity security specialist Sailpoint Technolo...
Oct 27, 2023•15 min•Ep. 640
Philip Straley, President, FNA Intra-day liquidity and adequate management control appear to be the required mantra for the banking industry in the wake of the banking failures in the US and the ‘rescue’ of Credit Suisse in Switzerland in the first quarter of 2023. What lessons are there for bankers and for regulators? Robin Amlôt of IBS Intelligence speaks to Philip Straley, President of network analytics firm FNA about the new pressures on banks and bankers....
Oct 25, 2023•12 min•Ep. 639
Marianne Oliver, Operations Director, InvestEngine It’s been estimated that if women invested at the same rate as men, there would be a further $3.2 trillion in assets under management from private individuals. To put that figure in perspective, it is larger than the GDP of the UK. So, there is indeed a gender investment gap in the UK, and it is being targeted by a new venture between Female Invest, a financial education and community platform that aims to empower women investors, and InvestEngi...
Oct 25, 2023•13 min•Ep. 638
Raja Debnath, Managing Director, Veefin Solutions India’s 12 public sector banks established the PSB Alliance in 2022. Now Veefin Solutions has been chosen to establish an all-in-one supply chain finance tech stack across all SCF products in a project that addresses the issues SMEs and MSMEs face in raising such finance. Raja Debnath, Managing Director of Veefin Solutions speaks to Robin Amlôt of IBS Intelligence.
Oct 13, 2023•13 min•Ep. 637
Ron Atzmon, Active Chairman, AU10TIX How do you merge and consolidate siloed data resources while bringing together financial institutions whose systems and culture may be significantly different? A clutch of bank rescues earlier this year in the US and Europe brought this issue to the fore. Ron Atzmon, Active Chairman of identity intelligence firm AU10TIX speaks to Robin Amlôt of IBS Intelligence.
Sep 29, 2023•14 min•Ep. 636
Stephen Marshall, Director of Advisory Services, FinScan What you need is a secure AML solution… and one that stays current because the landscape is changing and the regulatory regime is only getting more complex with the onus firmly on financial institutions to be responsible for defending against money laundering. Robin Amlôt of IBS Intelligence speaks to Stephen Marshall, Director of Advisory Services at FinScan
Sep 29, 2023•10 min•Ep. 635
Guy Mettrick, Industry Vice President of Financial Services, Appian Nobody would argue that banks have an incentive, a competitive motivation, to protect their data. However, would a private AI solution do the job? If so, how could it be implemented by banks while ensuring the data involved remains secure and confidential? Guy Mettrick, Industry Vice President of Financial Services for Appian explains the options to Robin Amlôt of IBS Intelligence.
Sep 28, 2023•15 min•Ep. 634
Tim Carmody, Chief Technology Officer, IPC Systems IPC has focused on providing connectivity, security and flexible trading solutions to the world’s financial markets since 1973. The firm has more than 7,000 customers around the globe. IPC Systems is an acknowledged leader in SaaS communications platforms and ultra-low latency electronic trading connectivity. Robin Amlôt of IBS Intelligence speaks with Tim Carmody, Chief Technology Officer at IPC Systems about the last 50 years and the next 50!...
Sep 28, 2023•14 min•Ep. 633
John Hensel, Chief Operating Officer and Senior Executive Officer, MENA, Securrency The UAE is ramping up its efforts to become a global blockchain hub. We investigate the experience of financial markets tech solutions provider Securrency, active in Abu Dhabi since 2017. John Hensel of Securrency tells Robin Amlôt of IBS Intelligence why the company chose to the jurisdiction and how its business of blockchain-based financial and regulatory technology has evolved....
Sep 21, 2023•12 min•Ep. 632
Vikas Srivastava, Chief Revenue Officer, Integral Development Corp. For many wealth management firms, the customer base is changing and that is forcing a change in business models. With the sector at last embracing technology, the focus is on the cloud and software-as-a-service solutions. Wealth managers and their clients face challenging times thanks to market volatility and inflation, but these aren’t the only risks to the business – it is past time that all wealth managers need to have a tech...
Sep 19, 2023•16 min•Ep. 631
Vlad Lounegov, Chief Executive Officer, Mbanq The era of easy money in FinTech investing is long gone. It is now time to be clear about your path to profitability and grasp the reality required to make your FinTech work for its living. Vlad Lounegov, CEO of Banking-as-a-Service provider Mbanq ought to know – his FinTech was in profit just three years after launching. Its solutions now power banks, credit unions and embedded finance around the world. Vlad Lounegov speaks to Robin Amlôt of IBS Int...
Sep 18, 2023•13 min•Ep. 630
Peter Larsson, Director, Practice Lead for Europe & Nordics, Volante Technologies Volante Technologies’ cloud-native and API-ready payment solution VolPay topped IBSi’s Sales League Table 2023 in the Wholesale Payments Systems category. The solution unifies end-to-end processing of domestic and international payments. Robin Amlôt of IBS Intelligence speaks to Peter Larsson, Director, Practice Lead for Europe & Nordics, Volante Technologies about developments in payments and the process a...
Sep 15, 2023•12 min•Ep. 629
Daniela Barbosa, Executive Director of Hyperledger Foundation , General Manager of Blockchain & Identity, Linux Foundation Hyperledger Foundation is the open source, global ecosystem for enterprise-grade blockchain technologies, paving the way for the adoption of secure and scalable blockchain and digital trust solutions. In financial services this includes the development of digital currencies that would allow peer-to-peer transactions and cross-border payments, reducing both costs and tran...
Sep 14, 2023•16 min•Ep. 628
Martina King, Chief Executive Officer, Featurespace Featurespace is a leading provider of Enterprise Financial Crime prevention software, risk scoring events and preventing fraud and financial crime in some 180 countries. The company’s cybersecurity solutions protect more than 30 major global financial institutions, including HSBC, Worldpay, NatWest Group, Danske Bank, BBVA and Barclays. Featurespace CEO Martina King, named by PaymentsSource as one of its Most Influential Women in Payments and p...
Sep 13, 2023•14 min•Ep. 627
Rajesh Mirjankar, Managing Director, CEO and Co-Founder, Kiya.ai Kiya.ai unveiled Bharatmeta at VivaTech in Paris in June. What makes Bharatmeta different to other metaverses is its focus not on gaming and virtual goods but commerce and finance. It is an approach designed to allow real world businesses to extend their reach online. Bharatmeta also caters to users of laptops and mobiles as well as those with headsets and in kiosks. It is designed thus too appeal to both India’s urban and rural po...
Aug 25, 2023•30 min•Ep. 626
Rachael Greaves, Co-Founder & CEO, Castlepoint Systems Issues surrounding so-called black box AI are already well known. While it is accepted that artificial intelligence is now part of the way we do business, long-term implementation and broader acceptance will only come if AI is transparent, explainable and, when necessary, contestable. Robin Amlôt of IBS Intelligence speaks to Rachael Greaves, Co-Founder and CEO of data management consultancy Castlepoint Systems....
Aug 24, 2023•16 min•Ep. 625
Amit Darda, Co-Founder & Director, Modefin In the IBS Intelligence Sales League Table (SLT) 2023, Modefin led the way in digital banking in Africa. The company focuses on new frontiers in FinTech, bringing new-age banking to urban and rural landscapes alike through AI-driven solutions, customer-oriented applications, and cyber security-embedded products. Amit Darda, Co-Founder and Director of Modefin speaks to Robin Amlôt of IBS Intelligence about how banks should be making the most of their...
Aug 23, 2023•12 min•Ep. 624
Ralph Dangelmaier, Chief Executive Officer, BlueSnap Some 31% of companies that sell internationally use 4 or more solutions to meet their global payment needs. They may face issues including low authorization rates, checkout abandonment, compliance challenges, technical debt and so on. Robin Amlôt of IBS Intelligence speaks to Ralph Dangelmaier, CEO of BlueSnap.
Aug 21, 2023•11 min•Ep. 623
Ngetha Waithaka, General Partner, Norrsken22 Norrsken 22 is an independent and for-profit growth fund targeting tech developments on the African continent. Building new financial ecosystems in Africa has thrown the limitations of the financial infrastructure into sharp relief but there are solutions. Robin Amlôt of IBS Intelligence speaks to Norrsken22’s General Partner Ngetha Waithaka.
Aug 18, 2023•12 min•Ep. 622
Myles Bertrand, Chief Executive Officer, Tuum The aim of the game is to have banks replace their legacy systems quickly and safely, reduce maintenance spending and create exciting new digital opportunities. Welcome to the world of next generation core banking! Tuum offers a smart migration approach, the ability to operate multiple business lines from a single system, and allows for business transformation. Robin Amlôt of IBS Intelligence speaks to Myles Bertrand, Chief Executive Officer of Tuum....
Aug 18, 2023•14 min•Ep. 621
Kristian Gjerding, Co-Founder, Chief Executive Officer & Head of Strategic Execution, CellPoint Digital Payment orchestration integrates and manages the end-to-end payment process but the market is evolving in two directions: fully bundled solutions versus payment orchestration solutions. What factors would be at play to make a merchant choose one or the other? Robin Amlôt of IBS Intelligence speaks to Kristian Gjerding, Co-Founder, Chief Executive Officer & Head of Strategic Execution o...
Aug 11, 2023•12 min•Ep. 620
