Tamer Al Mauge, Managing Director MENA, Codebase Technologies The banking and financial services sector around the world faces a large and still growing regulatory regime from both domestic and international regulators. Tamer Al Mauge, Managing Director MENA of Codebase Technologies speaks to Robin Amlôt of IBS Intelligence about the regulatory environment in the MENA region and the challenges for both regulators and banks in RegTech implementation in the Middle East....
Mar 28, 2022•12 min
Nadia Edwards-Dashti, Co-Founder and Chief Customer Officer at Harrington Starr and published author In her +10 years of experience working as a recruiter placing technologists in the financial services industry, Nadia Edwards-Dashti, Co-Founder and Chief Customer Officer at Harrington Starr, has witnessed the wins and the losses of the efforts to make FinTech inclusive and accessible to all. In her recently published book ‘Fintech Women Walk the Talk’, Edwards-Dashti celebrates the women that a...
Mar 24, 2022•26 min
Sandeep Bagaria, Chief Executive Officer, Tagit Tagit works with banks in Asia, the Middle East and Africa to bring their digital strategy to life with secure and scalable omnichannel digital solutions. The company picked up the award for Most Effective Bank-FinTech Partnership at the last Global FinTech Innovation Awards for its project with India’s AU Small Finance Bank. Robin Amlôt of IBS Intelligence discusses how banks need to prepare for the future with Sandeep Bagaria, Chief Executive Off...
Mar 23, 2022•12 min
Ana Quirola, Business Development, Strategic Partnerships and Commercial Channels Manager, COBIS At the latest Global FinTech Innovation Awards, COBIS, a leading core banking solutions provider in the Latin American market, won the award for Most Innovative Cloud Deployment for Banco Santander Peru’s SURGIR project. Robin Amlôt of IBS Intelligence discusses the solution behind the award, COBIS Serverless, with Ana Quirola, Business Development, Strategic Partnerships and Commercial Channels Mana...
Mar 23, 2022•12 min
Paul Nilsen, Commercial Director, MD Africa, CIS & Global SaaS, Codebase Technologies Interest is growing in Software-as-a-Service (SaaS) solutions in order to meet the needs and expectations of the next generation of consumers, not least in Africa, which has the youngest population. It is estimated that 70% of the population of sub-Saharan Africa is under the age of 30. Robin Amlôt of IBS Intelligence discusses what that means for the neobanks, banks and telcos looking for a piece of the di...
Mar 21, 2022•13 min
Altin Kadareja, Founder & CEO, CardoAI Ask anyone in in the private debt market just how big it is, and you’ll get different answers each time, but it is big, opaque, and not standardised. And Europe accounts for around two-thirds of it. On the buyside, institutional investors, banks and credit servicers need to improve how they manage private debt investments, and on the sellside, corporates and SMEs are looking for keener pricing and access to more funds. Altin Kadareja of Cardo AI suggest...
Mar 21, 2022•11 min
Kosta Du, CEO, Dapio The coming ‘Tap to Pay’ smartphone payments tech wave, reinforced by Apple’s recent announcement of turning iPhones into payment terminals, offers an instant service at the tap of a mobile device. What will this mean for merchants, especially small/micro businesses, gig economy workers and sole traders? We discussed the potential for this solution to make payments more accessible with Kosta Du, CEO of Dapio, a SoftPOS payment engine for business apps....
Mar 17, 2022•10 min
Marina Goche, CEO, Sentifi Sentifi is one of the leaders in the fast-growing alternative data sector and its data and analysis are formed from millions of different online sources, including forums like Reddit as well as blogs and social media. The company’s data are already being used by a range of institutional and retail investors to better understand the underlying price signals and sentiment in over 50,000 stocks, commodities, currencies, and cryptocurrencies. Marina Goche, Sentifi's CEO di...
Mar 16, 2022•16 min
Jason O’Shaughnessy, Head of International Business, Envestnet/Yodlee Financial wellness for many is currently at risk. The combination of the aftereffects of the pandemic and of a spike in energy prices because of the war in Ukraine are hitting consumers hard. Financial literacy remains an issue and, there is an onus on financial institutions and FinTechs to help. Banks may use data analytics to identify consumer trends, empower consumers and take personal financial management to the next level...
Mar 15, 2022•14 min
Anurag Sinha, Co-Founder & CEO, FPL Technologies FPL Technologies is a FinTech startup based in Pune, India. The firm has two products, the app based credit card OneCard and OneScore, an app that allows consumers to monitor and improve their credit scores. The firm recently completed its Series C funding round, raising $75 million. Robin Amlôt of IBS Intelligence spoke with FPL Technologies’ CEO Anurag Sinha about the current limits on credit card penetration in India, how the company plans ...
Mar 14, 2022•14 min
Igal Rotem, Chief Executive Officer, Finaro Payments’ provider Finaro is being acquired by Shift4 in a deal valuing the company at $575 million. The takeover follows just a few short months after a rebranding exercise in which Finaro became the new name for Credorax. Together, Shift4 and Finaro are leading players in both card-present and card-not-present experience across a range of verticals. Not content with these headlines, Finaro committed in January, in concert with GoTo and Mastercard, to...
Mar 11, 2022•10 min
Laurent Descout, Founder & CEO, Neo With the one-year anniversary of the end of the Brexit transition period, we take a look at what’s changed in the world of cross-border payments as a result of Brexit. That’s in the past, looking to the present and the future we also investigate how the war in Ukraine is affecting payments and international corporates with Laurent Descout, Founder and CEO of payments and FX platform Neo.
Mar 10, 2022•10 min
Michael Vrontamitis, Lead Industry Principal, Lending Business Unit, Finastra After a 25-year career in trade finance, including as co-Chair of the ICC Banking Commission’s digitalisation in trade finance working group, Michael Vrontamitis joined Finastra as Lead Industry Principal of the tech provider’s Lending Business Unit. He discusses the tech opportunities and challenges in corporate banking with Robin Amlôt of IBS Intelligence.
Mar 09, 2022•14 min
Liam Jeffs, Sales Director, Icon Solutions Icon Solutions’ IPF is a cloud-native, collaborative payments platform. The firm recently won the award for ‘most impactful project in the category Best Payment Hub/Wholesale Payments Implementation in the 3rd Global FinTech Innovation Awards. The project was for the implementation of IPF for BNP Paribas. Liam Jeffs, Sales Director at Icon Solutions discusses all things payments with Robin Amlôt of IBS Intelligence....
Mar 08, 2022•10 min
Tom Bentley, Chief Commercial Officer, Vodeno Retailers are increasingly stepping into the financial services space by embedding financial products within their customer experience. What does that mean for banks and BaaS? Which services will flourish? Tom Bentley, Chief Commercial Officer of Vodeno believes the ones to watch are decoupled debit, B2B BNPL and merchant financing. He outlined the potential benefits of BaaS and the future of FinTech-driven retail to Robin Amlôt of IBS Intelligence....
Mar 07, 2022•12 min
Gabriele Columbro, Executive Director, FINOS In January 2022, the White House convened an important cross-section of the Open Source developer and commercial ecosystem with top officials that saw the Linux Foundation, a non-profit technology consortium, reinforcing the importance Open Source Security in financial services. Gabriele Columbro, Executive Director of FINOS, the financial sector arm of the Linux Foundation, discusses the key role of open sourcing in today’s modern economy and governa...
Mar 07, 2022•20 min
Matthew Coquillon, CEO and Co-Founder, Mama Money The international remittances market in South Africa is estimated at around $1.9 billion per annum, a figure that excludes the country’s vibrant informal money transfer segment, and that is based on an expanding migrant population of about 3.2 million. Mama Money, a Cape Town-headquartered social business and money transfer operator, helps foreign nationals to send money home to support their families across the continent in an easy, safe and low...
Mar 04, 2022•13 min
Jean-Philippe Bersier, Director, Business Development; Benoît Jacquat, Director, ERI ERI won twice at the IBSi Global Fintech Innovation Awards 2021. Both awards recognised its work with Stern International Bank in the US. ERI’s solutions offered a one stop-shop covering all business functions and enabled Stern International Bank to have a master online account with the New York Federal Reserve to process USD payments and other transactions as a direct clearer in the US financial system. Robin A...
Mar 04, 2022•15 min
Rajesh Mirjankar, Chief Executive Officer, Kiya.ai Kiya.ai is the new identity for Infrasoft Technologies, together with the tag line ‘Digital future made real’. So, what is behind the new brand and what message is being sent by Kiya.ai, which describes itself as an ai-based omnichannel and open finance solution? Rajesh Mirjankar, CEO of Kiya.ai has embraced artificial intelligence and the opportunities it presents to take digital banking to the next level with enthusiasm and he explained the lo...
Mar 03, 2022•12 min
Al Lukies, CBE, Founder & CEO, Pollinate , and Chair of the FinTech Alliance Regulation is coming to the BNPL sector. That is inevitable but what will it mean and how will it impact the industry? What is certain is that a lucrative financial product has been established and that banks are late to the party. Some may say ‘again’. This underlines the importance of understanding the true value of customer data if established banks are to compete successfully against FinTechs like the buy now pa...
Mar 03, 2022•13 min
Michael Chin, Chief Executive Officer, Broadway Technology Electronification is coming to the fixed income market, but fully automated trading is unlikely to replace human-to-human interaction completely. Quite simply the deals are too complex, too big and, in some cases, too illiquid to be easily encompassed by the kind of trading software solutions that dominate the equities markets. However, that said, the next stage of fixed income electronification will tackle some of the more complex instr...
Mar 02, 2022•11 min
Jeroen Plag, Head of Corporate Strategy, ING Group How can banks stay a step ahead of the changes and evolutions in the financial services world and deliver products that customers really need? What does “Innovation” mean in 2022 and how can it be implemented across different verticals? Jeroen Plag, Head of Corporate Strategy at ING Group, explains to Gaia Lamperti, IBS Intelligence’s Reporter, how the bank is creating better customer experiences by embracing innovation with its dedicated busine...
Feb 21, 2022•20 min
Sylvain Forté, Co-Founder & CEO, SESAMm What if you could analyse, in real-time, billions of articles and messages from the web using natural language processing techniques to identify key trends and investment opportunities in both private and public companies, as well as using AI and machine learning to build investment strategies? Well, you can. Sylvain Forté, Co-Founder and CEO of SESAMm explains to Robin Amlôt of IBS Intelligence how it can be done....
Feb 19, 2022•8 min
Barry Kirby, SVP Business Development & Sales, Cunexus ; Greg Bierl, SVP & Counsel, Compliance Systems Compliance Systems is a provider of financial transaction technology focusing on financial transaction data analysis and documentation. The firm has come together with Cunexus, which offers a digital storefront for financial institutions’ customers and members, addressing the need for a personalised, on-demand banking experience. The two aim to make the credit application process faster...
Feb 17, 2022•12 min
Federico Baradello, Founder and CEO, Finalis The labour shortage issue in the financial services industry caused by the pandemic and widespread dissatisfaction with work-life balance has opened a unique opportunity for technology and service providers to step in and create a new era of FinTech banking services. Federico Baradello, Founder and CEO of Finalis, an investment-banking-as-a-service platform for dealmakers, commented on the new sectorial trends sparked by recruitment difficulties with ...
Feb 16, 2022•15 min
Ozan Øzerk, Founder, OpenPayd UK brands will claim lion’s share of £619 billion European embedded financial services market in the next five years, according to new data collected by OpenPayd, a leading global payments and BaaS platform. In conversation with IBSi’s Reporter Gaia Lamperti, the company’s Founder Ozan Øzerk commented on the research’s findings and offered an outlook of upcoming trends in the embedded finance landscape.
Feb 15, 2022•13 min
Reed Taussig, Chief Executive Officer, Outseer More than 17 million UK customers have used BNPL products, and many banks are moving into the field to compete with the likes of Klarna and Clearpay. Growth in fraud is inevitable, including the creation of fake accounts to purchase high-value items and the hijacking of existing customer accounts. So, what can be done to protect both merchants and consumers, as well as banks themselves? As Reed Taussig, CEO of Outseer, tells Robin Amlôt of IBS Intel...
Feb 15, 2022•13 min
Hitesh Mittal, Chief Executive Officer, BestEx Research The days of algo trading solutions provided by big banks and brokers may be numbered. Competitive trading technology is being created by companies that focus solely on developing trading solutions. These pure-play software providers may well provide more transparent, more effective solutions for institutions rather than those offered by the traditional leaders in the algo trading space. Robin Amlôt of IBS Intelligence discusses the future o...
Feb 14, 2022•11 min
Stephen Ferry, Managing Director, Pay360 by Capita An overwhelming majority of consumers around the world expect their reliance on digital services to at least stay the same as during the pandemic, if not increase further over the next 12 months. Digitalisation is no longer about having a competitive edge. It’s about business resilience. It also means merchants have an urgent need to choose secure payment solutions that offer seamless payment experiences across all payment channels. Payment can ...
Feb 11, 2022•12 min
Jay Dubina, CFCI, CCCI, Fraud System Administrator Manager, Jack Henry & Associates Technology can only go so far in protecting against fraud. We review the current trends in card fraud, including social engineering, card cracking and SIM swapping – in all cases the most powerful preventive tool that banks and financial services companies can employ is consumer education. Robin Amlôt of IBS Intelligence speaks to Jay Dubina, CFCI, CCCI, Fraud System Administrator Manager at Jack Henry & ...
Feb 11, 2022•13 min
