Phil Flood, Global Business Development Director, Regulatory & STP Services, Gresham Technologies In a global landscape characterised by regulatory complexity and scrutiny, poor data management practices, manual processes and a lack of quality control all mean that data integrity is often compromised. Add in regulatory divergence between the UK and the EU and the issue of data quality is a bigger problem now than ever before. Robin Amlôt of IBS Intelligence speaks to Phil Flood, Global Busin...
Nov 17, 2021•12 min
Han Kao, Founder & CEO, Sanctor Capital In an interview with Gaia Lamperti of IBSi, Han Kao, CEO and Founder of Sanctor Capital, explored trends and risks related to the NFT space, as well as its potential to drive cryptocurrencies’ mass adoption. With an increased amount of capital and users piling into the space, NFTs are becoming an exciting trend to watch, as it generates more and more interaction with blockchain technologies. But caution is needed as the market is not as liquid as many ...
Nov 16, 2021•16 min
Shiran Moodley, Co-Head of Sustainable Finance, Absa How should Africa’s financial system encourage investment into the continent to help drive inclusive growth? Where does the responsibility for enabling a sustainable future lie and how can financial institutions and banks help ensure that no-one gets left behind? Robin Amlôt of IBS Intelligence speaks to Shiran Moodley, Co-Head of Sustainable Finance at Absa.
Nov 15, 2021•12 min
James Hickman, COO, Ecospend ‘Pay by bank’ is one of the key services being offered by TPPs in open banking. One such company, UK-based Ecospend, recently announced its latest partnership, with London Mutual Credit Union. However, Ecospend ought perhaps to be best known for being selected by the UK tax authority, HMRC, as the exclusive provider of API technology to the UK government for payment initiations across all HMRC’s tax regimes. In 6 months Ecospend processed over £1 billion in open bank...
Nov 15, 2021•10 min
Michel Roig, VP, Head of Business Line Payments & Access, Fingerprints Research by Fingerprints in collaboration with Kantar shows an increasing appetite for biometric payment cards among French consumers thanks to the balance of security and convenience they offer for in-store payments. The analysis shows 59% of consumers would say ‘yes’ to a biometric payment card, up 8% on a year earlier. Robin Amlôt of IBS Intelligence speaks to Michel Roig, VP, Head of Business Line Payments & Acces...
Nov 12, 2021•10 min
Justin Fraser, VP Commercial & Business Development, Paysafe I nsurance had lagged the banking sector in embracing digital transformation. However, the sector has now woken up to the challenges of the pandemic, changing consumer attitudes, and InsurTech challengers. In a white paper entitled Putting the insurance industry back in safe hands: the role of payments in digital transformation , Paysafe delves into how the insurance world is changing and the role of payments in transforming insura...
Nov 12, 2021•11 min
Avinash Godkhindi, MD & CEO, Zaggle With recently launching ZikZuk and foraying into the Neo Banking space in India, FinTech Zaggle is looking to disrupt the Indian FinTech industry. The company learnt about the challenges faced by Founders to access credit, to meet their business expenses and also manage their working capital. Leandra Monteiro of IBSi discusses the same with Avinash Godkhindi, MD & CEO of Zaggle.
Nov 11, 2021•18 min
Georg Westin, CEO, Maxify Maxify is a Swedish venture capital firm specialising in early-stage investments and innovative product development. CEO Georg Westin himself has a clutch of successful past exits. Now, through Maxify he is seeking to champion new kinds of business and fresh economic models. By supporting innovative technologists with a mix of pre-seed or seed funding and mentoring, he is looking to support entrepreneurs who have the ‘wow’ factor but who need guidance as well as capital...
Nov 11, 2021•9 min
Bruno Cambounet, Head of Research, Sopra Banking Software Open finance is the next evolution of open banking. However, consumers and banks are only beginning to get to grips with open banking itself. Does the industry need to educate consumers more or is the label ‘open’ not important to banking customers? Bruno Cambounet, Head of Research at Sopra Banking Software tells Robin Amlôt that he reckons the race to open finance is on and that banks need to be on board....
Nov 11, 2021•11 min
Matt Phillips, VP, Head of Financial Services, UK & Ireland, Diebold Nixdorf Diebold Nixdorf partnered with NielsenIQ to conduct a study of 12,000 consumers in 11 countries. The report Motivations in Modern Banking - Beyond the ‘Who’: Understanding Why Consumers Respond in Certain Ways reveals 5 ‘Tech Types’ (consumer personas) and their motivations, desires and expectations around banking technology. Matt Phillips, VP, Head of Financial Services for UK and Ireland, at Diebold Nixdorf, discu...
Nov 10, 2021•12 min
Jack Momose, CEO, Degica From an in-house solution to online payments, Degica has developed a global payments platform facilitating merchants’ access to Japan and Korea. Launched in 2014, KOMOJU is a platform that offers access to all major payment methods in Japan, Korea and China and incorporates FX functionalities to enable merchants based outside these countries to receive funds in their desired currency, while processing currencies native to local markets....
Nov 10, 2021•9 min
Tom Thimot, CEO, authID.ai In a survey conducted during Money 2020, authID.ai notes that most respondents expected to revaluate their enterprise security infrastructure in the coming year. The survey also showed 75% are moderately to highly concerned about risks associated with legacy data/identity protection options such as OTP and knowledge-based authentication. Robin Amlôt of IBS Intelligence discusses the issues with Tom Thimot, CEO of authID.ai.
Nov 09, 2021•12 min
Thanh-Long Huynh, CEO, QuantCube Data derived from Arabic social media increases the information available on crude oil more than five-fold, claims QuantCube. Accordingly, the firm has launched a Crude Oil Risk Sentiment Indicator using natural language processing algorithms and social media analytics in both Arabic and English. Processing this data into actionable insights, QuantCube says the Indicator can offer commodity traders and hedge funds an edge in the market with derived investment sig...
Nov 09, 2021•8 min
Marten Nelson, CEO & Co-Founder, M10 Networks Tokenised regulated liabilities mean regulators can have their cake and eat it. The benefits of digital currencies ought to be able to be provided to individuals and businesses while retaining the 2-tier monetary system. Regulation is coming – unregulated liabilities are incompatible with existing monetary systems and payment regimes. Robin Amlôt of IBS Intelligence discusses the issues with Marten Nelson, CEO of digital money technology provider...
Nov 02, 2021•9 min
Arun Nayyar, CEO, NeoGrowth Credit Digital payments have the potential to become the entry point to the formal financial system for MSMEs in India, with the creation of payments track record that will allow these enterprises to borrow money without requiring the kind of documentation and data that traditional lenders normally require. Payments data thus becomes a key factor in extending financial inclusion. Robin Amlôt of IBS Intelligence speaks to Arun Nayyar, CEO of non-bank finance company Ne...
Nov 02, 2021•8 min
James Fox, Director, Enterprise Cloud, Protiviti A report by the Association for Financial Markets in Europe (#AFME) and Protiviti outlines potential key regulatory barriers to the greater adoption of #cloudservices in #capitalmarkets and provides recommendations for policymakers, regulators, and #CloudServiceProviders (CSPs) to assist #banks with their adoption. Building Resilience in the Cloud finds that, while banks are increasing migration to the cloud and identifying solutions to address re...
Oct 29, 2021•16 min
Tarun Nazare, CEO and CO-Founder of Neokred Neokred is a Bangalore-based Open Banking Stack which provides curated versions of issuance and acquiring side in the payment ecosystem. The company empowers corporates and FinTech start-ups to pioneer their own banking services with the help of modified tools. In an interview with IBS Intelligence’s Reporter Gaia Lamperti CEO and Co-Founder Tarun Nazare explained Neokred’s vision of democratising the banking infrastructure by lubricating its interior ...
Oct 28, 2021•12 min
Nikolai Hack, Head of Strategy & Partnerships, Nucoro For consumers, the process of managing their finances is simply a means to an end – a fact that banks too easily forget. The average consumer is not interested in the tech behind the process, they simply expect to have the flexibility they want between channels, products, and propositions. Banks must step up to provide multiple channels and options that allow consumers to take control of their finances. The right solution should be about ...
Oct 25, 2021•10 min
Kanika Hope, Chief Strategy Officer, Temenos Banking-as-a-service (BaaS) is but one of three main platform business models that banks can follow, together with platform banking and open banking. These models are not mutually exclusive. Institutions around the world capable of adopting and adapting each to specific marketplaces and specific geographies where the best approach for the bank may be tailored to its ambitions and position in that market. Robin Amlôt of IBS Intelligence speaks to Kanik...
Oct 25, 2021•9 min
Milan Ganatra, Co-Founder & CEO, 1SilverBullet 1SilverBullet aims to democratise workflows through technology, building out technical infrastructure APIs to connect consumers, traditional financial institutions, and developers, building a secure and trusted layer of data flow using blockchain technologies for participation and scalability. Robin Amlôt of IBS Intelligence spoke with Milan Ganatra, Co-Founder and CEO of 1SilverBullet....
Oct 20, 2021•9 min
David-Jan Janse, CEO and Co-founder, SurePay Founded in 2016, SurePay introduced the IBAN-Name Check, a Confirmation of Payee solution which is used in more than 90% of all online transactions in the Netherlands. In an interview with IBS Intelligence’s Reporter Gaia Lampert, the CEO and Co-founder David-Jan Janse explained in details how Confirmation of Payee technology is devised to safeguard consumers against Authorised Push Payment (APP) scams....
Oct 19, 2021•14 min
Adam Lieberman, Head of Artificial Intelligence and Machine Learning, Finastra It is essential that financial services providers who are serious about financial inclusion prioritise fairness when it comes to decision-making algorithms. At the same time, they need to follow best practice to eliminate bias. Data science teams need to work closely with business/subject matter experts in what must be an ongoing process. Robin Amlôt of IBS Intelligence discusses the issues with Adam Lieberman, Head o...
Oct 18, 2021•8 min
Liam Healy, SVP & Managing Director, Diligent Diligent, a digital provider of modern governance is helping companies dealing with increasing complex issues and evolving governance practices offering them the right technologies to run more inspired, equitable, sustainable, and successful processes. Gaia Lamperti, Reporter at IBSi, interviews Liam Healy, Diligent’s SVP & Managing Director....
Oct 14, 2021•19 min
Armen Najarian, CMO & Chief Identity Officer, Outseer UK Finance’s latest report on financial fraud in the UK describes the level of fraudulent activity, which cost some £753.9 million in H1 2021, as ‘a national security threat’. What does this actually mean for the payments industry, and will the increasing take up of the 3-D Secure 2.0 protocol provide a panacea? Robin Amlôt of IBS Intelligence speaks to Armen Najarian, CMO and Chief Identity Officer at fraud prevention company Outseer....
Oct 12, 2021•11 min
Pierre Lahbabi, CEO, Galitt What will payments look like in future and how do we get there from here? Robin Amlôt of IBS Intelligence speaks to Pierre Lahbabi, CEO of Galitt, a Sopra Steria group company, that specialises in providing advice and services in payment systems and secure electronic transactions. You can hear more from Pierre Lahbabi at the Sopra Banking Summit , which takes place 18-22 October 2021. The summit is tackling the biggest issues in the financial sector....
Oct 12, 2021•11 min
Raman Khanduja, Co-Founder & CEO, Mintoak Banks with legacy infrastructure can still be competitive in a modern financial ecosystem by taking advantage of white label services. The key advantage established banks have over new entrants is existing scale and customer trust. Robin Amlôt of IBS Intelligence speaks to Raman Khanduja, Co-Founder & CEO, Mintoak about how digital payments can be a ‘door opener’.
Oct 11, 2021•13 min
Mike Whitmire, CEO and Co-founder, FloQast FloQast provides accounting automation software for finance teams globally, with customers that include the likes of Zoom, MongoDB and WorldRemit. In an interview with IBS Intelligence’s Reporter Gaia Lamperti, CEO and Co-founder Mike Whitmire explained how the company can enable a month-end close with ease and dispense with much of the typical bureaucracy associated with accounting processes....
Oct 08, 2021•15 min
Yaron Hazan, VP Regulatory Affairs, Thetaray Forced labour is said to generate $150 billion in profits every year. However, artificial intelligence-based monitoring can spot the money laundering schemes that many human traffickers rely on. Implementing such a system would allow banks to proactively stop illicit profits from getting through and alert authorities to suspicious activity. Robin Amlôt of IBS Intelligence speaks to Yaron Hazan, VP Regulatory Affairs at Thetaray about what banks can an...
Oct 07, 2021•13 min
Tarusha Mittal, COO and CO-Founder of Oropocket , Open DeFi , and UniFarm Tarusha is a seasoned blockchain entrepreneur who believes that blockchain technology is the future, due to its decentralized nature. She came into the crypto space and founded multiple ventures with a vision of providing a trustworthy and stable platform for users and enhancing blockchain adoption. In an interview with IBS Intelligence’s Gaia Lamperti, she spoke about her journey so far, the revolutionary potential of DeF...
Oct 06, 2021•15 min
Ron Totaro, CEO, Tassat Tassat CEO Ron Totaro has experience as an advisor to private capital and venture firms around investment opportunities in emerging technologies so what would he be saying to FinTechs seeking funding? And what of Tassat’s own offering – TassatPay® – a blockchain-based B2B payments platform for banks to offer to their commercial customers? Tassat’s offering was the first digital payments platform approved by US regulators, the NYDFS and the FDIC. Totaro talks to Robin Amlô...
Oct 06, 2021•11 min
