Abhijit Prasad, SVP Working Capital Finance, Kyriba The trade financing gap has hit new heights during Covid-19, and SMEs are the hardest hit globally. Kyriba, an enterprise liquidity management platform, has recently launched its Working Capital Solutions, an attempt to close that gap. IBS’s Reporter Gaia Lamperti asked Abhijit Prasad, SVP Working Capital Finance at Kyriba more insights into this new product and the current state of supply chain finance....
Dec 20, 2021•12 min
Tim Hamilton, CEO and Co-Founder, Praxent What makes you stand out from the crowd? If you don’t know the right answer(s) to that basic question, your bank or financial services business is likely to struggle as we head into an increase complex and competitive future. Getting the customer experience right is key – beware of the pitfalls that your past system-centric approach may create. Embedded finance is on the rise – do you have a choice whether to engage or not? These questions and others are...
Dec 17, 2021•10 min
Jonathan Libby, Founder of Steady State Finance The technology side of cryptocurrency is getting more sophisticated, with DeFi, in particular, making revolutionary bounds in the financial sector. But price-protection is necessary to guard against asset volatility, giving retail and institutional investors a chance to put their assets to work earning a yield. Steady State, a comprehensive insurance protocol funded by the people, can help negate these risks and Founder Jonathan Libby explained how...
Dec 17, 2021•13 min
Prof. Adam Putz, Director of Research, Aumni The median amount raised at Series A clocked in at around $14 million in the last six months, with the top decile at more than $30 million. Contrast these figures with previous bullish number such as those raised by Uber ($11 million) and Instagram ($7 million). What’s more, the valuations of the current crop of startups are accelerating even faster. What is going on? Robin Amlôt of IBS Intelligence speaks to Adam Putz, Director of Research at private...
Dec 16, 2021•12 min
John Waupsh, Co-Founder, Nerve Historically, banks offered services tailored to their local geographies. Today’s banking communities aren’t defined by rivers and railroads but by the shared experience and goals of their customers. Nerve is a mobile app that merges data from streaming revenue sources, aiming to meet the unique business needs of music professionals. Robin Amlôt of IBS Intelligence speaks to John Waupsh, Co-Founder of Nerve....
Dec 16, 2021•11 min
Gary Lewis, Managing Director, Jack Henry Lending Whether it is for asset diversification or the reallocation of credit risk, Jack Henry Lending’s Loan Marketplace centralises communications and transactions related to the purchase, sale, and trade of loans through the full spectrum of geographies, asset sizes and institution types. It creates a broad community of lenders that, together, may diversify commercial assets and better manage loan portfolio risk. Robin Amlôt of IBS Intelligence speaks...
Dec 15, 2021•12 min
Neil Chapman, Chief Executive Officer, Exabel Data and analytics platform Exabel recently signed a deal under which APG, the largest pension provider in the Netherlands with some EUR 610 billion under management, will use Exabel to integrate alternative data into its investment strategy. Alternative data represents a huge opportunity for professional investors and fund managers but modelling this information in house could be an excessive drain on resources for all but the very largest investmen...
Dec 15, 2021•12 min
Samir Pandiri, International President, Broadridge As in the digital age banks and asset managers need to cut costs and streamline activities more radically, Broadridge is providing tech managed services and outsourcing in fundamentally new ways. Samir Pandiri International President of Broadridge spoke with IBSi Reporter Gaia Lamperti about how the tech acceleration is transforming financial services.
Dec 14, 2021•11 min
Paolo Ardoino, CTO, Bitfinex Bitcoin was born to create a more transparent and democratic financial system. A strong supporter of this view is Paolo Ardoino, CTO at Bitfinex, one of the top cryptocurrencies and digital assets exchanges in the world. In an interview with IBSi’s Reporter Gaia Lamperti, Ardoino discussed the evolution of payments systems and how cryptocurrencies’ disrupting quality has slowly but steadily started to interfere with the way the traditional financial system works....
Dec 10, 2021•17 min
Mark Roberts, Divisional Director, ClearCourse Payments Division Getting paid efficiently is the life blood of business, especially for SMEs. Digital payments have evolved in recent years, but the key issue of interoperability remains largely unresolved. In the UK alone around 1.3 million payment terminals do not interact with the payment software running the business. Robin Amlôt of IBS Intelligence addresses the issues with Mark Roberts of ClearCourse....
Dec 10, 2021•14 min
Gary Bond, CEO, TISAtech TISAtech is a new generation digital marketplace connecting Financial Institutions with FinTechs to facilitate the accelerated partnering and adoption of transformational digital solutions. The platform has been designed to help financial institutions throughout the industry source, implement and manage innovative technology solutions. In an interview with Gaia Lampert, IBSi’s Reporter, CEO of TISAtech Gary Bond explained the company’s value proposition, initiatives and ...
Dec 09, 2021•16 min
Keren Levy, President, Payoneer After over 12 years in commerce tech trailblazer Payoneer, outgoing COO Keren Levy has recently been appointed President of the company. She joins the 44% of women (director level and above) making up the company’s leadership team, quite a unicum in the industry. IBSi’s Reporter Gaia Lamperti discussed with Keren Levi the importance of a diverse team as a critical component of innovation, growth and success of any business....
Dec 08, 2021•14 min
Brian Coburn, Chief Executive Officer, BR-DGE Putting the power back into the hands of merchants, a payment orchestration platform allows them to integrate a variety of different payment solutions into one seamless checkout experience for the purchaser. Such a platform also frees up time and cost for the merchant, allowing them to focus on their business rather than on managing payment providers. Robin Amlôt of IBS Intelligence speaks with Brian Coburn, CEO of BR-DGE....
Dec 08, 2021•11 min
Jason Osborne, Global Head of Consumer & Commercial Banking, Genpact Customers’ needs are changing, economic conditions are challenging, and technology is profoundly reshaping the future of banking. So, what do institutions need to do to develop new best practice to leverage their technology options to build and deliver digital financial services that best meet the needs of their customers? Robin Amlôt of IBS Intelligence speaks to Jason Osborne, Global Head of Consumer & Commercial Bank...
Dec 06, 2021•16 min
Chris Catliff, President & CEO, Blueshore Financial From opportunity comes optimism for Chris Catliff, President and Chief Executive Officer of Canadian financial advisory firm Blueshore Financial. He discusses some of the key areas of focus for next year with Robin Amlôt of IBS Intelligence, including the impact of intergenerational wealth transfer and the need for financial institutions to focus on millennials, and within the financial advisory space, the growing importance of AI....
Dec 06, 2021•12 min
David Lamers, Chief Product Owner, Datakeeper The potential market for privacy friendly data sharing and digital identity wallets is huge. Too many people are still not aware of the need to protect their personal identity. Using a digital identity wallet app can help with identification, data sharing and electronic signing but allows the consumer to retain control of their data. Robin Amlôt of IBS Intelligence discusses the issues and advantages with David Lamers, Chief Product Owner at Datakeep...
Dec 04, 2021•12 min
Gareth Priest, Chief Platform Officer, Bottomline Real-time payments are set to soar as the world begins to slowly emerge from the Covid-19 lockdown. With that, fraud and financial crime has increased too, significantly affecting the industry. IBS Intelligence’s Reporter Gaia Lamperti discuss how financial institutions can tackle this challenge, as well as the importance of new payment security standards with Gareth Priest, Chief Platform Officer at Bottomline....
Dec 02, 2021•15 min
Steffen Vollert, CTO & Co-founder, Volt The potential for Variable Recurring Payments (VRP) to transform the payments landscape has grown since the UK Competition and Markets Authority issued a mandate of VRP for Sweeping in July. In November, the very first Open Banking VRP Hackathon focused on just how VRP will shape the payments ecosystem, looking to define the role that banks and PISPs will need to play. Robin Amlôt of IBS Intelligence speaks to Steffen Vollert, CTO and co-founder of Vol...
Dec 01, 2021•11 min
Sanat Rao, Chief Business Officer & Global Head, Infosys Finacle New business model archetypes are being developed in the banking sector as digital business ecosystems reshape banking. In a report on Business Model Innovation , Infosys Finacle identified a total of 8 new business models including Banking-as-a-Service, Marketplace Banking, Banking Utilities, Digital Financial Advisor, and more. Robin Amlôt of IBS Intelligence discusses the new archetypes and examples being implemented by bank...
Nov 30, 2021•19 min
Max Alvisini, SVP Europe CIS & Africa, Western Union Global cross-border payments are expected to reach $156 trillion in 2022. Banks and financial institutions must leverage technology to remain competitive and compliant as new players enter the market. Robin Amlôt of IBS Intelligence speaks to Max Alvisini, SVP Europe CIS & Africa at Western Union about the current state of the cross-border payments industry and what the pandemic has meant for payments volumes and values....
Nov 26, 2021•13 min
Mandar Agashe, Founder, Sarvatra Technologies Sarvatra Technologies is an India-based end-to-end solutions provider focused on enabling ‘Next-Generation Banking’ technology. The firm enables modern switching and payment services for over 600+ banks across India. Robin Amlôt of IBS Intelligence discusses the importance of digital payments technology in the Indian economy with Mandar Agashe, Founder, Managing Director and Vice Chairman of Sarvatra Technologies....
Nov 26, 2021•9 min
David O’Neill, CEO, APImetrics Better standards for API measurement, particularly in the area of open banking are necessary. In fact, there are no real standards on what should be measured, how it should be measured and how to read those measurements! Without such standards, we will continue to see disagreement between providers and no way for regulators, especially in financial services, to talk about what is happening and what needs to happen. Robin Amlôt of IBS Intelligence speaks to David O’...
Nov 26, 2021•15 min
Jouk Pleiter, CEO, Backbase Backbase’s Engagement Platform will serve as the engagement layer of Microsoft Cloud for Financial Services for banks which adopt Microsoft’s industry cloud solution. What’s the significance of this collaboration and, more broadly, what are the current trends in banking technology? Robin Amlôt of IBS Intelligence discusses the issues and how customer requirements are forcing banks to re-think historically product-centric ways of doing business with Jouk Pleiter, CEO o...
Nov 26, 2021•14 min
Jessie Danyi, Head of People, Pleo Lack of transparency in company spending can lead to employees’ financial stress and frustration due to paying out of their pockets. Danish FinTech unicorn Pleo aims to ensure transparency, automation and autonomy through the giving of both company cards and spending independence at all levels. IBSi’s Reporter Gaia Lamperti discussed Pleo’s mission to combat employee financial stress and create efficient systems to help finance teams gain back time with the com...
Nov 24, 2021•11 min
Pranav Sood, VP Small Business, GoCardless New research from GoCardless, a global FinTech in account-to-account payments, has revealed that the stigma attached to talking about money has left British small businesses vastly under- and unpaid. According to the findings, 29% of SME leaders feel uncomfortable asking customers for payment and nearly three-quarters are willing to forgo up to 10% of their annual turnover to avoid an awkward money conversation. Pranav Sood, VP Small Business at GoCardl...
Nov 24, 2021•12 min
Ran Goldi, CEO, First - Digital Assets Group First DAG is developing the first global digital payment platform for PSPs and Acquirers, providing developers with the tools they need to make it safe and simple for merchants to accept digital payments, such as Diem. In fact the company is the principal payment rail for the soon-to-be-launched Diem Association-backed stablecoin. Since establishment, First DAG has raised more than $21 million from super-angel investors and leading VCs such as TargetG...
Nov 23, 2021•13 min
Corey Gross, CEO, Sensibill The Barcode Report aims to deliver insights on everyday consumer spending, breaking down spend data into actionable insights and trends thanks to a database of receipts and transactions from 220,000 merchants worldwide, including 96% of the top 100 in the US. Understanding how and on what consumers and businesses are spending their money are key factors in being able to tailor and personalise your products to your customers. Robin Amlôt of IBS Intelligence discusses t...
Nov 23, 2021•11 min
Kiran Kumar, Co-Founder & Executive Director, Profinch Solutions Too much data across banking systems is still being left unused. This leaves institutions reliant on slow manual processes to produce required reports while, at the same time, missing out on potential profitable business and product developments that can improve and expand customer experience. Robin Amlôt of IBS Intelligence discusses the issues with Kiran Kumar, Co-Founder & Executive Director, Profinch Solutions....
Nov 22, 2021•13 min
Aaron Tilton, CEO, SmartFi US firm SmartFi offers crypto collateralised loans to business, a product that has proved popular in the crypto mining community around the world. The firm claims to be a unique monetary system that combines monetary policy with the freedoms of cryptocurrency to create a self-sustaining open-lending platform. Robin Amlôt of IBS Intelligence speaks to Aaron Tilton, CEO of Utah-based SmartFi.
Nov 19, 2021•11 min
Torben Sauer, CEO, Conpend Consulting firm CGI and AI for trade finance solutions provider Conpend collaborated on a pilot programme of intelligent process automation for trade finance documents with 2 Canadian banks, Bank of Montreal and National Bank of Canada. The aim was to assist the banks with the automation of document flows to improve their trade finance operations, compliance and relationship management. Robin Amlôt of IBS Intelligence speaks to Torben Sauer, CEO of Conpend about what t...
Nov 19, 2021•10 min
