Caleb Sheridan, Core Developer, Eden Network As ETH 2.0 is still in process, the Ethereum network upgrade will introduce a new set of considerations regarding how transactions are ordered and added to the blockchain. The upgrade will culminate into the transfer from proof-of-work (PoW) consensus mechanism to proof-of-stake (PoS), making the network more scalable, secure, and sustainable. Caleb Sheridan, Core Developer at new priority transaction network Eden Network, delves into the topic with G...
Feb 09, 2022•18 min
Yusuf Ozdalga, Partner, QED Investors What makes a successful FinTech investment? Robin Amlôt of IBS Intelligence asked Yusuf Ozdalga, London-based Partner at QED Investors with a focus on European financial technology and consumer finance companies. Ozdalga joined QED in 2017, and his career has spanned roles as an operator, advisor, entrepreneur and investor. His current portfolio of investments includes Wagestream, GetGround, Wayflyer, Fidel API and Weavr....
Feb 08, 2022•11 min
Billy Sebell, Head of Ecosystem Development, XDC Network Trade finance processes have been traditionally offline and myopic, precluding smaller business participants in remote locations who lack access to financial services. Fostering a decentralised, and peer-to-peer approach will expand accessibility to everyone, particularly SMEs who struggle to access the trade finance market. Billy Sebell, Head of Ecosystem Development at XDC Network, explains to IBSi’s Reporter Gaia Lamperti how the compan...
Feb 07, 2022•21 min
Asheesh Chanda, Founder & CEO, Kristal.AI India’s emerging affluent young investors are looking to investment alternatives and international markets, desiring access to high-potential startups and private companies. Many seek opportunities to invest in private equity, pre-IPO deals, VC funds and multiple global stock markets. Their outlook is international in their own businesses, and they want an equally international outlook for their investments. Robin Amlôt of IBS Intelligence discusses ...
Feb 07, 2022•14 min
Pankaj Balani, CEO, Delta Exchange Interest in crypto derivatives is surging as investors show an appetite to trade on the movement of Bitcoin prices without actually having to hold the cryptocurrency itself. Pankaj Balani, CEO of leading derivatives exchange Delta Exchange, discusses how crypto derivatives has evolved as an industry, the explosive growth of Bitcoin Future volumes, and some of the trends the exchange is expecting for the year to come....
Feb 04, 2022•17 min
Martin Wilson, Chief Executive Officer, Digital Identity Net Digital identity hit the headlines in the UK towards the end of 2021 with a row over proposals for a Covid passport, raising concerns about data privacy. However, what many people fail to realise is that they have already given their identity data away with each of us having an estimated 200 digital identities online. What is needed is the ability to prove identity while retaining full control over identity data. Robin Amlôt of IBS Int...
Feb 04, 2022•12 min
Richard Meeus, Director of Security & Technology Strategy, Akamai Technologies Nearly four in five UK adults (78%) use online banking services at least once per week, and over half (58%) of those who bank online reported receiving scam attempts via email or SMS text message at least once per week, according to Akamai Technologies. So, what needs to be done to improve cybersecurity and how can banks be more cyber resilient? Robin Amlôt of IBS Intelligence speaks to Richard Meeus, Director of ...
Feb 02, 2022•15 min
Nicole Meyers, VP Strategic Account Management, Personetics Personetics is the leading global provider of data-driven personalisation and customer engagement solutions for the financial services industry, with bank customers worldwide. In a conversation with IBS Intelligence’s Reporter Gaia Lamperti, Nicole Meyers, VP Strategic Account Management at Personetics, discusses the rise of conscious consumerism and green banking, tapping into her decennial experience working in consumer banking strate...
Feb 01, 2022•14 min
Camilla Falkenberg, Co-founder, Female Invest Founded in 2017, Female Invest is Europe’s largest financial education platform and community for women. The firm is empowering women to increase their understanding of personal finance and investing in a world where almost three quarters of stocks are owned by male investors. Camilla Falkenberg, Female Invest’s Co-Founder, discusses the company’s mission with IBS Intelligence’s Reporter Gaia Lamperti....
Jan 27, 2022•12 min
Jonathan Wilson, Chief of Risk & Compliance, AU10TIX While AI has been touted as the big answer to fraud in banking and financial services, bad actors are also embracing new AI technologies so what steps can be taken to combat this? Data privacy is a big issue. But there are solutions that institutions and individuals can implement to limit their vulnerabilities. Jonathan Wilson, Chief of Risk & Compliance at identity verification provider AU10TIX discusses the threats and potential answ...
Jan 27, 2022•15 min
Harpreet Singh, Business Head – Digital Lending & Cards, Intellect Design Arena Security and scaleability are the watchwords but banks also need a fast, efficient credit decisioning process. Consumers are used to dealing with BigTech firms that respond in seconds. They are no longer prepared to wait days for decisions whether in their personal or business lives. Nor are they likely to be satisfied with traditional lending products in the coming era of hyperpersonalisation. Harpreet Singh, Bu...
Jan 27, 2022•13 min
Matt Rowsell, Chief Product Officer Merchant Services, nets So the pandemic introduced everybody to online transactions but what are the next steps in digital payments? Will transactions involving digital currencies and/or cryptocurrency become next evolution in payments. What learnings are there from chip & PIN and the introduction of contactless payments for the banking sector with the prospect of further development in digital payments? Robin Amlôt of IBS Intelligence seeks answers to the...
Jan 25, 2022•12 min
Gabriele Sabato, Founder and CEO, Wiserfunding Brief glimpses of positive economic indicators after the pandemic have quickly been overshadowed by inflation fears, labour shortages and supply chain issues that could set the UK on course for a sustained period of stagnation. In this context, what’s in store for SMEs when the government support that has been artificially keeping them alive during these months will withdraw? Gabriele Sabato, Co-Founder and CEO of Wiserfunding, tries to answer the d...
Jan 25, 2022•20 min
Angela Koll, Senior Business Expert for Trade & Supply Chain Finance, Commerzbank The Marco Polo Payment Commitment is a blockchain solution for trade finance, originally established in 2017 by Commerzbank, members of the R3 Blockchain Fintech Consortium and representatives of European and Asian banks. Angela Koll, Senior Business Expert for Trade and Supply Chain Finance at Commerzbank is a co-founder of the Marco Polo Network . She explains the need for and benefits of digitisation in trad...
Jan 24, 2022•16 min
Bob Dowd, Chief Executive Officer, moneycorp Americas The B2B payments landscape changed in the wake of the pandemic but implementation of technology in B2B payments hasn’t grabbed headlines in the way B2C payments have. That looks set to change with rising demand for modernised payments infrastructure and digitisation at all points of sale. Bob Dowd, Chief Executive Officer of moneycorp Americas shares his thoughts with Robin Amlôt of IBS Intelligence....
Jan 20, 2022•10 min
Rodrigo Vicuna, Chief Financial Officer, Prime Trust This year will see increasing adoption of digital assets while innovation in FinTech will see services become commoditised, an increasing focus on retail ‘hobby’ investors and a move away from institutional investors, and further evolution in digital currencies. That’s the gospel according to Prime Trust, a US-based infrastructure platform for FinTech and crypto businesses. Robin Amlôt of IBS Intelligence discusses these trends and more with R...
Jan 19, 2022•10 min
Daniel Kornitzer, Chief Business Development Officer, Paysafe The pandemic has seen many businesses accelerate plans to upgrade their online checkouts as consumer payment preferences have evolved. Analysis of ecommerce trends by payments platform Paysafe, published in Lost in Transaction shows SMEs globally ranking reliability, cost and security as their top 3 priorities in payment partners. Alongside fraud prevention, reduction in cart abandonment rates are also key issues. Robin Amlôt of IBS I...
Jan 18, 2022•15 min
Alessandro Tonchia, Head of Strategy, Private Banking & Wealth, InvestCloud Wealth management firms are not yet using the knowledge they have to boost client interaction. Too much of what they know resides in the heads of wealth managers, private bankers and relationship managers rather than in a database the firm itself can leverage. Robin Amlôt of IBS Intelligence speaks to Alessandro Tonchia, Head of Strategy, Private Banking & Wealth at InvestCloud, which specialises in SaaS and BPaa...
Jan 17, 2022•14 min
Scott Eaton, CEO, Nivaura Nivaura is digitising capital markets and simplifying processes to allow transactions to flow unfettered through financial channels, dramatically reducing the time and cost of capital markets transactions. The company’s CEO Scott Eaton spoke to IBSi’s Reporter Gaia Lamperti about the improvements that can be made to ensure efficiency in primary markets with the use of distributed ledger technology.
Jan 17, 2022•18 min
Piers Marais, Product Director, Currencycloud Just 1 in 4 consumers say they prefer to buy their products and services from a single company, yet about 88% of financial services companies see themselves as a one-stop-shop. The figures were among the findings of B2B Payments firm Currencycloud’s recent report ‘Elastic Bundling in Financial Services.’ In an interview with Gaia Lamperti, IBS Intelligence Reporter, Piers Marais, Product Director at Currencycloud, illustrates industry trends related ...
Jan 12, 2022•18 min
David Messenger, CEO, LianLian Global With the recent Chinese regulatory crackdowns on a lot of sectors, it has become essential for foreign companies in business with the country to understand the emphasis on new regulations. Cross-border payments company LianLian Global is based in Hangzhou and helps its global customers to break into the Chinese market. CEO David Messenger discusses with IBS Intelligence’s Reporter Gaia Lamperti how small and medium business in financial services can navigate...
Jan 11, 2022•15 min
James Booth, VP Head of Partnerships, PPRO Global provider of local payments infrastructure PPRO recently published its annual Almanac , a study expecting a 70% growth of digital payments in Europe in the next five years, as well as tracking the rise of ecommerce and changes in consumer behaviour. IBSi’s Reporter Gaia Lamperti discussed the findings and how the payment landscape might look like in 2022 with James Booth, VP Head of Partnerships at PPRO....
Jan 10, 2022•17 min
Marshall Choy, SVP Product, SambaNova Systems US firm SambaNova Systems is building what is being claimed as Europe’s fastest AI supercomputer for Hungary’s OTP Bank. The partnership between the two will deploy a multi-rack AI system, built on SambaNova Dataflow-as-a-Service GPT, offering the most advanced language model in the world at a commercial bank. The system will also be provided as a national AI resource in cooperation with Hungary’s Ministry for Innovation and Technology. Robin Amlôt o...
Jan 04, 2022•13 min
Terry Duffy, SVP & GM, Digital First Software & Services, NCR Personalisation will mature in 2022 with financial wellness initiatives leading the way but while the rush to digital will continue, in the US, physical will also transform with merged channels and more connected user experiences. Look for banks and credit unions to solidify their crypto strategies and embrace the as-a-service model. Robin Amlôt of IBS Intelligence discusses these issues and more with Terry Duffy, SVP & GM...
Jan 03, 2022•12 min
Luke Massie, CEO, VibePay From open banking to embedded finance, payments are part of the conversation, and the financial technology sector needs to remember why its customers behave the way they do. The pandemic has also seen the rapid rise of a ‘creator’ economy online. These topics, the race to become Europe’s super app and more in this conversation between Robin Amlôt of IBS Intelligence and Luke Massie, CEO of VibePay.
Dec 31, 2021•11 min
Monica Eaton-Cardone, Co-founder and COO, Chargebacks911 Shocked by the stark gender disparity within the FinTech industry where women currently make up just 7% of start-up founders, Monica Eaton-Cardone, Co-founder and COO of Chargebacks911, launched a new micro-mentorship programme called , LIFT: Elevating Women in Fintech to empower female leadership across the thriving FinTech and payments arena...
Dec 29, 2021•20 min
Stefan Schwitter, Head of Investment Solutions, SEBA Bank There is increasing institutional interest in cryptocurrencies with asset managers now viewing crypto as ‘digital gold’ and finding a corresponding commensurate place for it in their portfolios. These moves are being matched by progress in the regulation of digital assets and developments such as SEBA Bank’s crypto yield platform SEBA Earn. Robin Amlôt IBS Intelligence speaks to Stefan Schwitter, Head of Investment Solutions at SEBA Bank,...
Dec 22, 2021•14 min
Phani Tangirala, Senior Director, Delivery, Operations & Solutions, Expleo Solutions Hyper-automation is a business-driven approach that should allow you to identify and automate many of your manual business processes and IT processes. It is a way of bringing together a multiplicity of technologies, tools and platforms that will improve your efficiency and speed of delivery. It is also likely to be unavoidable if you want to stay in business for the long term! Phani Tangirala, Senior Directo...
Dec 22, 2021•14 min
Ron Benegbi, Founder and CEO, Uplinq Uplinq is building solutions for small business lenders that support the underserved, unbanked, minority and immigrant small business owner, while providing insights on all other SMBs that no other company globally can offer. Ron Benegbi, Uplinq’s Founder and CEO discuss how the start-up is helping SMBs become financially viable with IBSi’s Reporter Gaia Lamperti.
Dec 21, 2021•11 min
Mike Yesudas, CTO, Suntec Business Solutions 2022 may be the year that highlights just how much banks still have to learn about the deployment and use of artificial intelligence. Many financial institutions have a wealth of data but huge technology gaps. They need to be able to leverage this data without jeopardising its security. The bottom line is that too often banks don’t quite have the technology to use their data intelligently. Robin Amlôt of IBS Intelligence discusses the issues with Mike...
Dec 21, 2021•12 min
