How to Money - podcast cover

How to Money

iHeartPodcastswww.howtomoney.com
Best friends Joel and Matt are the co-hosts of How to Money which is all about providing the knowledge & tools that normal folks need to thrive in areas like debt payoff, DIY investing, and crucial money tricks that will provide continuous help along your journey. We believe that access to unbiased and jargon-free personal finance guidance is more necessary than ever before. When you handle your money in a purposeful, thoughtful way that works for your lifestyle, you can really start living a rich life.
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Episodes

Ask HTM - Max Car Rental Savings, Fun Money Convos with Partners, & Diversifying with REITs #844

Let’s dive into the week with some fresh listener questions we have lined up for you! And don't just stand on the sidelines- if you have a question you’d like us to answer, toss your voice memo our way. It only takes about 90 seconds to record and you can find a step by step guide over at HowToMoney.com/ask . Regardless of how random or bizarre you might think it is, we want to hear it! 1 - What’s the best way to have an impactful and fun money meeting with my partner? 2 - Mortgage rates and hom...

Jun 24, 202447 minEp. 844

Friday Flight - Avoiding Upsells, HOA Hell, & Astrological Investing #843

Time for a Friday Flight- our little sampling of the week’s financial news and what it means for your personal finances. There are a lot of headlines out there, but we boil them down to specific takeaways that will allow you to kick off the weekend informed and help you to get ahead with your money. In this episode we explain some relevant and helpful stories like: putting rent on your credit card, the cheapest way to travel, online passport renewals, avoiding upsells, open-jaw flights, HOA hell...

Jun 21, 202437 minEp. 843

Millionaire Mission w/ Brian Preston #842

“Who wants to be a millionaire?!” doesn’t quite have the same ring to it in the age of crypto, memestocks, and general inflation where everything costs way more than a few years ago. But t’s still a laudable goal that many folks should be working towards, and our guest today believes that anyone can become rich. Of course it doesn’t happen overnight but Brian Preston lays out a nine-step system for building wealth with the money you already have, in his new book Millionaire Mission. It’s a pract...

Jun 19, 202458 minEp. 842

Ask HTM - Budgeting with Gift Cards, Inheriting Debt, & the Hidden Costs of Early Retirement #841

Let’s dive into the week with some fresh listener questions we have lined up for you! And don't just stand on the sidelines- if you have a question you’d like us to answer, toss your voice memo our way. It only takes about 90 seconds to record and you can find a step by step guide over at HowToMoney.com/ask . Regardless of how random or bizarre you might think it is, we want to hear it! 1 - Which of my parents’ debts will I be on the hook for once they (inevitably) pass away? 2 - As a longtime F...

Jun 17, 202453 minEp. 841

Friday Flight - Reverse ATMs, Rich Restaurants & The Best Investment on the Planet #840

Time for a Friday Flight- our little sampling of the week’s financial news and what it means for your personal finances. There are a lot of headlines out there, but we boil them down to specific takeaways that will allow you to kick off the weekend informed and help you to get ahead with your money. In this episode we explain some relevant and helpful stories like: refurb iPhone fail, public library win?, reverse ATMS, king credit card, the best investment on the planet, mortgage rate disparitie...

Jun 14, 202433 minEp. 840

Make Money Without Having Any w/ Ciera Rogers #839

This is the episode for everyone out there who doesn’t want to work a soul crushing 9-5 job, specifically the kind of job where you’re being told what you can and can’t do, by someone else. This is an episode about entrepreneurship and starting your own business! Which even that phrase is potentially problematic, because what do some folks think of when they hear “launching a business”? Maybe they’re thinking of shows like Shark Tank, or of different rounds of funding, or proposing a business pl...

Jun 12, 202449 minEp. 839

Ask HTM - To Make or Not To Make the Insurance Claim, When Bankruptcy Makes Sense, & Exceeding the FDIC Limit #838

Let’s dive into the week with some fresh listener questions we have lined up for you! And don't just stand on the sidelines- if you have a question you’d like us to answer, toss your voice memo our way. It only takes about 90 seconds to record and you can find a step by step guide over at HowToMoney.com/ask . Regardless of how random or bizarre you might think it is, we want to hear it! 1 - Is filing for bankruptcy the best option considering overwhelming amounts of debt? 2 - Should I have multi...

Jun 10, 202446 minEp. 838

Friday Flight - Forgotten 529s, Abandoning Insurance, & Wrecked Credit Reports #837

Time for a Friday Flight- our little sampling of the week’s financial news and what it means for your personal finances. There are a lot of headlines out there, but we boil them down to specific takeaways that will allow you to kick off the weekend informed and help you to get ahead with your money. In this episode we explain some relevant and helpful stories like: the worst thing about the burbs, leveling up with private equity, not all that glitters is gold, forgotten 529s, abandoning insuranc...

Jun 07, 202437 minEp. 837

Asking the Right Questions to Save More Money w/ Matt Schulz #836

If you have kids or been around kids, you might have noticed that they’re not the best at solving their own problems. It’s a continual process of teaching them to advocate for themselves and that there’s more to it than just stating their problem. So for instance “I’m thirsty” might be a constant refrain and while it’s great to recognize the issue at hand, the goal is to turn that into a request: “Can I have some orange juice?” OK, now we’re getting somewhere! Now she’s taken a proactive step in...

Jun 05, 202453 minEp. 836

Ask HTM - iPhone Upgrades, Burden of the Gift Tax, & A Potential HSA ‘Gotcha’ #835

Let’s dive into the week with some fresh listener questions we have lined up for you! And don't just stand on the sidelines- if you have a question you’d like us to answer, toss your voice memo our way. It only takes about 90 seconds to record and you can find a step by step guide over at HowToMoney.com/ask . Regardless of how random or bizarre you might think it is, we want to hear it! 1 - Who is on the hook for paying gift tax when money is given away to an individual? 2 - What should I do wit...

Jun 03, 202452 minEp. 835

Friday Flight - Recession Vibes, Addicted to Autos, & Paying for Friends #834

Time for a Friday Flight- our little sampling of the week’s financial news and what it means for your personal finances. There are a lot of headlines out there, but we boil them down to specific takeaways that will allow you to kick off the weekend informed and help you to get ahead with your money. In this episode we explain some relevant and helpful stories like: a chargeback frugal or cheap, recession vibes, how low can groceries go, buying nothing, teens coming for your jobs, bagging work ea...

May 31, 202436 minEp. 834

In This Economy!? w/ Kyla Scanlon #833

Stimmy checks, the productivity paradox, the housing theory of everything – these are just a few of the topics covered with our guest, Kyla Scanlon. It’s tricky to describe who Kyla is and what exactly she does because, yes, she has a massive following on TikTok… but she’s not simply an influencer. She also has an incredible newsletter, but she isn’t simply a writer, even though she has written for the Times, NY Magazine, and Bloomberg. AND, her brand-new book, “In This Economy?: How Money and M...

May 29, 202453 minEp. 833

Ask HTM - Consolidating Multiple Retirement Accounts, Rolling Equity into a New Home, & Keeping Up with an Allowance #832

Let’s dive into the week with some fresh listener questions we have lined up for you! And don't just stand on the sidelines- if you have a question you’d like us to answer, toss your voice memo our way. It only takes about 90 seconds to record and you can find a step by step guide over at HowToMoney.com/ask . Regardless of how random or bizarre you might think it is, we want to hear it! 1 - How should I factor the equity in my current home as we’re shopping for a new home? 2 - What is the best w...

May 27, 202453 minEp. 832

Friday Flight - Forgetting Football, Home Improvement ROI, & Ignominious Investing #831

Time for a Friday Flight- our little sampling of the week’s financial news and what it means for your personal finances. There are a lot of headlines out there, but we boil them down to specific takeaways that will allow you to kick off the weekend informed and help you to get ahead with your money. In this episode we explain some relevant and helpful stories like: naming beneficiaries, forgetting football, home improvement ROI, should I stage or should I go, child care premiums, WFH indulgences...

May 24, 202431 minEp. 831

Conscious Capitalism w/ Whole Foods Founder John Mackey #830

John Mackey is the remarkable entrepreneur best known as the co-founder of the natural and organic retailer Whole Foods Market. In over 40 years as CEO, John has led the company as it has grown from a single store in Austin Texas, to 540 stores in the US, Canada, and the UK. He also co-founded the Conscious Capitalism Movement and co-authored the New York Times and Wall Street Journal best-selling book by the same name. He’s written a number of great books since then but we’re really excited abo...

May 22, 202458 minEp. 830

Ask HTM - Perpetual Homeowners Insurance, Deflating Your Taxes, & Paying Less for a Living Trust #829

Let’s dive into the week with some fresh listener questions we have lined up for you! And don't just stand on the sidelines- if you have a question you’d like us to answer, toss your voice memo our way. It only takes about 90 seconds to record and you can find a step by step guide over at HowToMoney.com/ask . Regardless of how random or bizarre you might think it is, we want to hear it! 1 - Is perpetual homeowners insurance the everlasting gobstopper of insurance products? 2 - How can I reduce m...

May 20, 202453 minEp. 829

Friday Flight - FREE cell service, Phantom Debt, & Politicized Investing #828

Time for a Friday Flight- our little sampling of the week’s financial news and what it means for your personal finances. There are a lot of headlines out there, but we boil them down to specific takeaways that will allow you to kick off the weekend informed and help you to get ahead with your money. In this episode we explain some relevant and helpful stories like: public property foraging, FREE cell service, delinquent payments on the rise, more Gen Z credit card debt, phantom debt, chargeback ...

May 17, 202433 minEp. 828

Apprenticeships: Earn AND Learn Simultaneously w/ Ryan Craig #827

Apprenticeships aren’t just for blacksmiths! The notion that an individual could earn a living, while simultaneously learning how to do their job is such a foreign concept. That’s certainly not how we do things here in America where more folks believe that it takes money to make money! In recent decades more individuals have subscribed to the idea that you have to go to the most expensive college, take on a boatload of student loans, and saddle yourself with years of debt if you want a decent jo...

May 15, 202453 minEp. 827

Ask HTM - Saving/Paying for a Roof, Offsetting the High Cost of Adoption, & if ESPPs are Worth the Hassle #826

Let’s dive into the week with some fresh listener questions we have lined up for you! And don't just stand on the sidelines- if you have a question you’d like us to answer, toss your voice memo our way. It only takes about 90 seconds to record and you can find a step by step guide over at HowToMoney.com/ask . Regardless of how random or bizarre you might think it is, we want to hear it! 1 - What’s the best way of saving up and paying for a roof? 2 - Should I participate in an Employee Stock Purc...

May 13, 202449 minEp. 826

Friday Flight - Guilt-Tipping, FIRE Freaks, & $40k Gyms! #825

Time for a Friday Flight- our little sampling of the week’s financial news and what it means for your personal finances. There are a lot of headlines out there, but we boil them down to specific takeaways that will allow you to kick off the weekend informed and help you to get ahead with your money. In this episode we explain some relevant and helpful stories like: social media birthday money solicitations, savers making bank, where to go to borrow, $100 real estate investors, new Vanguard fees,...

May 10, 202432 minEp. 825

Change Your Relationship to Money w/ Amanda Clayman #824

The ‘DTR Talk’, but with your money! That’s what we’re covering today with therapist turned financial wellness and relationship coach, Amanda Clayman. There is an intrinsic connection between money and mental health, and Amanda’s 20 years of experience in the field allows her to dive into some of the thorniest, most personal dilemmas we face, in order to bring compassionate clarity to the conversation. She’s a counselor, accomplished speaker, and educator as she offers and facilitates workshops,...

May 08, 20241 hr 1 minEp. 824

Ask HTM - Overblown Tax Deductions, 4% Rule, and Ditching a Financial Advisor #823

Let’s dive into the week with some fresh listener questions we have lined up for you! And don't just stand on the sidelines- if you have a question you’d like us to answer, toss your voice memo our way. It only takes about 90 seconds to record and you can find a step by step guide over at HowToMoney.com/ask . Regardless of how random or bizarre you might think it is, we want to hear it! 1 - Should I cut ties with my financial advisor and how should I go about doing that? 2 - Does the 4% Rule sti...

May 06, 202449 minEp. 823

Friday Flight - Forced Fiduciaries, Bad Budgeting, & ‘One More Year’ Syndrome #822

Time for a Friday Flight- our little sampling of the week’s financial news and what it means for your personal finances. There are a lot of headlines out there, but we boil them down to specific takeaways that will allow you to kick off the weekend informed and help you to get ahead with your money. In this episode we explain some relevant and helpful stories like: free ADU drawings, noncompete bans, forced fiduciaries, accessible financial literacy, automatic airline refunds, bad budgeting, Fac...

May 03, 202436 minEp. 822

Digital Slomadism on a Dime w/ Becca Siegel #821

You’ve heard about being a digital nomad- maybe you’ve seen the jealousy-inducing headlines over on MSNBC or Buzzfeed, but you’ve convinced yourself that nobody actually does that. Digital nomads aren’t really a thing. Well, we hate to be the bearers of bad news, but they actually do exist and we’re joined by real life digital nomad, Becca Siegel from Half Half Travel. Becca is a well-traveled photographer and digital content creator with a unique approach to travel blogging and remote work that...

May 01, 202453 minEp. 821

Ask HTM - Preparing for a Wedding, Loopholes to Earn the Most Interest, & Teen Driver Insurance Premiums #820

Let’s dive into the week with some fresh listener questions we have lined up for you! And don't just stand on the sidelines- if you have a question you’d like us to answer, toss your voice memo our way. It only takes about 90 seconds to record and you can find a step by step guide over at HowToMoney.com/ask . Regardless of how random or bizarre you might think it is, we want to hear it! 1 - Is it smart to put all of our wedding related expenses on a single credit card? 2 - How do I maximize the ...

Apr 29, 202456 minEp. 820

Friday Flight - Low Price EV Leases, Inflationary Amazon, & 24/7 Trading #819

Time for a Friday Flight- our little sampling of the week’s financial news and what it means for your personal finances. There are a lot of headlines out there, but we boil them down to specific takeaways that will allow you to kick off the weekend informed and help you to get ahead with your money. In this episode we explain some relevant and helpful stories like: pine straw scams, low-price EV leases, energy nerds unite, sinking solar panel prices, energy tax credits, inflationary Amazon, prec...

Apr 26, 202435 minEp. 819

The Future of Work w/ Derek Thompson #818

Join us for a wide-ranging conversation with our guest today, Derek Thompson. We’re big fans of his work so it hardly seems necessary to introduce him, but he’s a senior editor over at The Atlantic where he’s been for 15 years and has since been recognized for his narratives on topics like the future of work and the science of popularity. The latter of which led to the book "Hit Makers," a best-seller that delves into the secret histories of pop culture hits and the dynamics of what makes someth...

Apr 24, 202458 minEp. 818

Ask HTM - Selling Investments for Medium-Term Goals, Buying a Primary vs Rental Home, & If 15 Year Mortgages are Bad #817

Let’s dive into the week with some fresh listener questions we have lined up for you! And don't just stand on the sidelines- if you have a question you’d like us to answer, toss your voice memo our way. It only takes about 90 seconds to record and you can find a step by step guide over at HowToMoney.com/ask . Regardless of how random or bizarre you might think it is, we want to hear it! 1 - Should I buy a primary home or a rental property instead? 2 - When do I sell investments for a large finan...

Apr 22, 202453 minEp. 817

Friday Flight - Banks for Rednecks, Lotto Lies, & the Echo Housing Boom #816

Time for a Friday Flight- our little sampling of the week’s financial news and what it means for your personal finances. There are a lot of headlines out there, but we boil them down to specific takeaways that will allow you to kick off the weekend informed and help you to get ahead with your money. In this episode we explain some relevant and helpful stories like: banks for rednecks, more debt less fun, cruisers standby, frictionless payments, echo housing boom, phantom housing costs, baked rat...

Apr 19, 202435 minEp. 816

Retiring on the Reg w/ Jillian Johnsrud #815

The preconceived notion of the word “retirement” is one of the biggest hurdles to overcome here in the US. Be honest- what do you think of when you hear that someone is retiring? Maybe you think of someone who is a bit older or maybe they’re past their prime. You might not go as far as to say they’re “giving up”, but there’s this idea that they’ve put in several decades of hard work and are now kicking back. And if you attempt to picture yourself in that situation, it’s often so far off into the...

Apr 17, 202457 minEp. 815
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