You can call them maxims, proverbs, or even mottos, but the most common phrases we hear tend to ingrain themselves as truth over time. If we hear something consistently enough it takes root in our psyche! Some of those sayings are about money but what if they’re not true? If we have the wrong information we could have a view of our money, of business, and even of how the world works that is entirely false! During this episode we talk about some of the most common money phrases that we hear and d...
Mar 24, 2021•41 min•Ep. 335
We’re kicking off the week by answering your questions! And if you have a question for us, we’d love for you to submit your own via HowToMoney.com/ask/ , send us your voice memo! 1 - Will going abroad for a graduate program hurt my ability to network and land a great job after I finish? 2 - I want to rebuild my credit score before applying for a mortgage, but I’m worried about racking up debt. What do I do? 3 - Where should I be investing my retirement funds? 4 - How do we minimize capital gains...
Mar 22, 2021•39 min•Ep. 334
It's time for a Friday Flight! These episodes are all about the week’s news and the effects of the pandemic on your personal finances. There are a lot of headlines out there, but we are distilling it down to specific takeaways that will allow you to not just weather this health and financial crisis, but to come out on the other side even stronger. In this episode we cover some interesting and helpful stories like: depositing cash with an online bank, the new tax filing extension, stimmy money in...
Mar 19, 2021•25 min•Ep. 333
How big of a role does luck play as we handle our money? Or does it only come down to our ability to work hard and advance our station by sheer will, focus, and determination? Some individuals out there might feel a little shortchanged if you don’t credit them with their good fortunes. But luck and hard work are two of the hardest ideas to dissociate but that’s what we’re doing today. A proper perspective on the role that luck and hard work play in our lives is really important for a number of r...
Mar 17, 2021•28 min•Ep. 332
Tax season is here and so it’s time to hear from a tax professional! Sean Mullaney is a financial planner, CPA, and the president of his own company where they offer fee-only financial planning. Sean’s career path took him from getting a degree at law school, landing a job with the IRS, to working for a couple of the big 4 accounting firms, and then finally to starting his own business and building it from scratch. In addition to providing fiduciary financial advice to his clients, Sean also wri...
Mar 15, 2021•45 min•Ep. 331
It's time for a Friday Flight! These episodes are all about the week’s news and the effects of the pandemic on your personal finances. There are a lot of headlines out there, but we are distilling it down to specific takeaways that will allow you to not just weather this health and financial crisis, but to come out on the other side even stronger. In this episode we cover some interesting and helpful stories like: free personal finance books from your truly, more stimulus checks, increased tax c...
Mar 12, 2021•27 min•Ep. 330
Covid, the pandemic, and lockdowns have affected just about every aspect of our lives. Wearing masks, virtual schooling, and social distancing are just a few things we’ve experienced that will likely change how we fundamentally view the world. Here on our show, of course, we’re all about personal finance and so as we approach a 1 year anniversary of the covid pandemic, the big question that we’re wondering is: has covid changed how we handle our money? In what ways have we changed how we earn, s...
Mar 10, 2021•39 min•Ep. 329
We’re kicking off the week by answering your questions! And if you have a question for us, we’d love for you to submit your own via HowToMoney.com/ask/ , send us your voice memo! 1 - Do I need to report rental income that I’m receiving from my daughter to the IRS? 2 - Should we stay with the insurer we know and trust or should we shop our coverage to bring down the cost? 3 - What’s the deal with secured credit cards? 4 - How should I minimize my savings in order to maximize financial aid for my ...
Mar 08, 2021•36 min•Ep. 328
It's time for a Friday Flight! These episodes are all about the week’s news and the effects of the pandemic on your personal finances. There are a lot of headlines out there, but we are distilling it down to specific takeaways that will allow you to not just weather this health and financial crisis, but to come out on the other side even stronger. In this episode we cover some interesting and helpful stories like: using VaccineFinder.org to get your Covid shot, the best way to find deals at Good...
Mar 05, 2021•25 min•Ep. 327
Your annual salary is not the only thing you should consider when it comes to your compensation at work- you also need to take a serious look at your other benefits. Some of them are straightforward line items on your paystub like retirement plan contributions, but others might be offered more as informal company perks like wellness classes. Hopefully you’re taking full advantage of all of those offerings. But if you’re not, realize that not utilizing those benefits to their fullest potential ca...
Mar 03, 2021•36 min•Ep. 326
Patrice Washington is a number one best-selling author who has a unique philosophy about money that not only determines how she coaches others, but it shapes how she lives her own life as well. After her own personal struggles with money that culminated with bankruptcy where she lost everything, she has been able to work her way back to a place of financial well-being. She has been the personal finance expert on both Steve Harvey’s radio and television shows since 2014, and has appeared in dozen...
Mar 01, 2021•52 min•Ep. 325
It's time for a Friday Flight! These episodes are all about the week’s news and the effects of the pandemic on your personal finances. There are a lot of headlines out there, but we are distilling it down to specific takeaways that will allow you to not just weather this health and financial crisis, but to come out on the other side even stronger. In this episode we cover some interesting and helpful stories like: protecting your tax refund with Identity Protection PINs, tax filing deadlines ext...
Feb 26, 2021•25 min•Ep. 324
More (costs) than meets the eye! Housing is easily the largest budget item that we have here in the US, and so we’re dedicating an entire episode to the seemingly endless line of expenses that accompany owning a home. There are costs associated with purchasing, maintaining, and selling a home so we want to make sure you know what you’re getting into ahead of time. Many first-time homebuyers think that they are just swapping out a rent payment for a mortgage but it’s not that simple or straightfo...
Feb 24, 2021•39 min•Ep. 323
We’re kicking off the week by answering your questions! And if you have a question for us, we’d love for you to submit your own via HowToMoney.com/ask/ , send us your voice memo! 1 - Should I sell some investments in order to pay off debt? 2 - I’m in the process of refinancing my car- does it ever make sense to get an extended car warranty? 3 - How should I go about ditching a store branded credit card? 4 - What do y’all think about the fact that I’d like to leave my job before I have another of...
Feb 22, 2021•38 min•Ep. 322
It's time for a Friday Flight! These episodes are all about the week’s news and the effects of the pandemic on your personal finances. There are a lot of headlines out there, but we are distilling it down to specific takeaways that will allow you to not just weather this health and financial crisis, but to come out on the other side even stronger. In this episode we cover some interesting and helpful stories like: the current state of fast fashion, whether you need cell phone insurance, a cell p...
Feb 19, 2021•29 min•Ep. 321
Little money tricks alone won’t get us all the way to our financial goals. As we discussed recently, just a couple of bigger money moves can have more of an impact on our bottom line than a bunch of small ones. However there are some small tricks, that when paired with a new perspective, will lead to massive change over the years. So for example we’re not just talking about the $5.00 you’ll save today because you’re doing a no spend week, we’re talking about your ability to question your overall...
Feb 17, 2021•39 min•Ep. 320
Jacob Goldstein is the co-host of NPR's Planet Money and his stories have aired on This American Life, All Things Considered, and Morning Edition. He lives in Brooklyn with his wife, two kids, and a small dog. Jacob has previously worked as a reporter at the Wall Street Journal and the Miami Herald- he’s written about money for the New York Times Magazine, and more recently he has published his book “Money: The True Story of a Made-Up Thing”. And during this episode we’re not only talking about ...
Feb 15, 2021•54 min•Ep. 319
It's time for a Friday Flight! These episodes are all about the week’s news and the effects of the pandemic on your personal finances. There are a lot of headlines out there, but we are distilling it down to specific takeaways that will allow you to not just weather this health and financial crisis, but to come out on the other side even stronger. In this episode we cover some interesting and helpful stories like: Presidents Day sales, boomers taking to online shopping, perils of investing apps,...
Feb 12, 2021•31 min•Ep. 318
Whether men and women should handle their money differently is an important question to ask. There are a lot of different studies and surveys out there that show that your gender has a pretty large impact on how you earn, spend, save, and invest your money- but should it? After all money is money! And of course there are generalities made in these studies because obviously we’re all individuals and handle money in our own unique ways. But that being said, there are still things we can learn from...
Feb 10, 2021•32 min•Ep. 317
We’re kicking off the week by answering your questions! And if you have a question for us, we’d love for you to submit your own via HowToMoney.com/ask/ , send us your voice memo! 1 - Should I invest money that I’m socking away for a medium term savings goal like buying a house? 2 - Is it worth it to pay extra for ESG funds? 3 - When does it make sense to drop our term life insurance in favor of indexed universal life insurance? 4 - If I don’t have time to buy and manage a local investment proper...
Feb 08, 2021•34 min•Ep. 316
It's time for a Friday Flight! These episodes are all about the week’s news and the effects of the pandemic on your personal finances. There are a lot of headlines out there, but we are distilling it down to specific takeaways that will allow you to not just weather this health and financial crisis, but to come out on the other side even stronger. In this episode we cover some interesting and helpful stories like: dual purpose Instant Pots, more young folks getting life insurance, internet servi...
Feb 05, 2021•30 min•Ep. 315
What’s up with credit unions?! We often suggest them here on the show but we’ve never fully explained what credit unions are and why it is that you need one in your life- it’s time to remedy that problem! We dive into the history of credit unions and why we think there is a fair amount of confusion around them. Are they even legit? There are some serious advantages and so we dive into why it is that credit unions are excellent institutions and how it is that you should utilize their offerings. B...
Feb 03, 2021•35 min•Ep. 314
Who has been spending more time working from home?! ✋ We’re going to dive into how WFH can make us happier and more productive, and joining us for this conversation is Laura Vanderkam. Laura is the author of several time management and productivity books, including Juliet’s School of Possibilities, Off The Clock, and The New Corner Office. Her work has appeared in publications including the New York Times, the Wall Street Journal, Fast Company, and Fortune. She is the host of the podcast Before ...
Feb 01, 2021•44 min•Ep. 313
It's time for a Friday Flight! These episodes are all about the week’s news and the effects of the pandemic on your personal finances. There are a lot of headlines out there, but we are distilling it down to specific takeaways that will allow you to not just weather this health and financial crisis, but to come out on the other side even stronger. In this episode we cover some interesting and helpful stories like: working out at home on the cheap, student loan payment freeze extension, students ...
Jan 29, 2021•30 min•Ep. 312
The fear of missing out- we’ve all experienced that emotion before! Whether some friends are getting together but you’re stuck finishing up a project, or maybe you haven’t been able to get your hands on the latest gaming console (or craft beer!). Well, FOMO has an ability to work its way into many different aspects of our lives, including our financial lives as well. You might feel some serious FOMO seeing individual stocks like Tesla skyrocket this past year while you are investing in plain old...
Jan 27, 2021•40 min•Ep. 311
We’re kicking off the week by answering your questions! And if you have a question for us, we’d love for you to submit your own via HowToMoney.com/ask/ , send us your voice memo! 1 - Should we continue renting or are we ready to purchase a home? 2 - Are there benefits of a joint brokerage investment account if we’re not married? 3 - What should I consider as I’m choosing between a cashback or travel rewards credit card? 4 - How do I keep my bank from selling my mortgage to another loan servicer?...
Jan 25, 2021•37 min•Ep. 310
It's time for a Friday Flight! These episodes are all about the week’s news and the effects of the pandemic on your personal finances. There are a lot of headlines out there, but we are distilling it down to specific takeaways that will allow you to not just weather this health and financial crisis, but to come out on the other side even stronger. In this episode we cover some interesting and helpful stories like: crazy low mortgage rates, free tax filing, payment app security issues, getting cr...
Jan 22, 2021•27 min•Ep. 309
Just a few years before he died, author David Foster Wallace gave a now-famous commencement speech at Kenyon College. Here’s a small snippet of what he said. “There are these two young fish swimming along and they happen to meet an older fish swimming the other way, who nods at them and says ‘Morning, boys. How's the water?’ And the two young fish swim on for a bit, and then eventually one of them looks over at the other and goes ‘What the hell is water?’” Wallace then went on to argue that we t...
Jan 20, 2021•33 min•Ep. 308
Lisa Rowan is a staff writer at Forbes Advisor, where she covers banking and personal finance and she was previously a staff writer at Lifehacker’s “Two Cents” covering personal finance. Prior to that, she was a senior writer and on-air analyst at The Penny Hoarder, where she launched the “Dear Penny” advice column syndicated by The Tampa Bay Times. Her work has appeared in The Washington Post, CityLab, and many other publications. Now she has recently published her book- Money Hacks: 275+ Ways ...
Jan 18, 2021•45 min•Ep. 307
It's time for a Friday Flight! These episodes are all about the week’s news and the effects of the pandemic on your personal finances. There are a lot of headlines out there, but we are distilling it down to specific takeaways that will allow you to not just weather this health and financial crisis, but to come out on the other side even stronger. In this episode we cover some interesting and helpful stories like: getting paid to get vaccinated, bringing down the cost of your cell phone bill, ge...
Jan 15, 2021•26 min•Ep. 306
