Welcome, folks, to the 200th EPISODE! This one is going to be all about predictions for the rest of 2023 and 2024. The bottom line? Um, David has been right so far about these predictions and many economists are following right along. But, he’s going to give you all the facts so you can follow along and make some of your own predictions along the way. Connect with me to find a trusted realtor in your area! Visit our Resource Center to "Ask David" AND get your FREE Home Buying Starter Kit! ...
Jul 20, 2023•57 min•Season 2Ep. 200
David is back to help explain a couple important things. First, everyone is complaining on social media (as they like to do) about the price of homes and how they “can’t buy a home the way the Boomers did because the prices are out of control.” Second, he’s going to (again) talk about why it’s so important for you to get your credit pulled months before you’re ready to buy a home. So, buckle up as David dispels even more real estate myths in this episode. Connect with me to find a trusted ...
Jul 12, 2023•28 min•Season 1Ep. 199
If you’ve talked to a Boomer about buying a house, it’s likely that they’ve given you some bogus advice: “Don’t pay for private mortgage insurance! It’s a scam!” Well, David is here to tell you that they’re just WRONG. You should definitely not avoid PMI because, as a Gen Zer or Millennial in this economy, it could save your bacon. Connect with me to find a trusted realtor in your area! Visit our Resource Center to "Ask David" AND get your FREE Home Buying Starter Kit! Subscribe to o...
Jul 03, 2023•43 min•Season 1Ep. 198
The United States only has about 1 million homes for sales nationwide. While that sounds like a lot of homes, it’s actually 40% less than the average number of homes you usually get to pick from. That even includes the crash around the pandemic! So, fewer options means for more competition, which means first-time home buyers are going to have a tough time. Today, David talks about some tips to help make the process easier as well as dispel some misconceptions about the market floating around.&nb...
Jun 28, 2023•37 min•Season 1Ep. 197
Imagine a website where you could find out how much mortgage you can afford with just ONE CLICK. Sounds magical, right? Well, unfortunately, it is too good to be true. There’s no website that can tell you - honestly - how much home you can afford with just one easy step. David explains why you should be on your guard with these kinds of institutions and helps you understand the mortgage process better so you can protect yourself. Connect with me to find a trusted realtor in your area! Visi...
Jun 22, 2023•32 min•Season 1Ep. 196
The myth around student loans preventing you from getting approved for other loans is just that - a myth! With flexible payment plans and careful planning, you too can own your dream home. Listen to this couple's story about taking the leap into homeownership. Both of them had some HEFTY student loans. Find out how they were able to navigate their way into getting another loan so they can walk into their beautiful model home! Connect with me to find a trusted realtor in your area! Visit ou...
Jun 20, 2023•41 min•Season 1Ep. 195
People ask David all the time: “Hey, this is my situation. Can I buy a home?” Well, when Jacob from Dallas, TX, asked David for help, his situation looked pretty tough. But, with only $2,200 out-of-pocket, he was able to stop renting and purchase a home! Listen to his wild and informative story. Connect with me to find a trusted realtor in your area! Visit our Resource Center to "Ask David" AND get your FREE Home Buying Starter Kit! Subscribe to our Youtube: @HowToBuyAHome Instagram&...
Jun 16, 2023•52 min•Season 1Ep. 194
Should every 26-year-old with a decent job buy a home instead of renting? You’ll be shocked at the answer: IT DEPENDS. In this episode, David sits down with Carl, a guy who loved renting… until he saw the numbers. Now, this amazing homeowner convert is talking about his four-year home-buying journey from Las Vegas. Check out his amazing tale. Connect with me to find a trusted realtor in your area! Visit our Resource Center to "Ask David" AND get your FREE Home Buying Starter Kit! Subscribe...
Jun 13, 2023•47 min•Season 1Ep. 193
Even if you are an experienced researcher, Google is not a reliable source of information, especially when it comes to real estate and deciding if you’re ready to buy a home. You need to talk to a real person . AI is super cool and the Internet is great for a lot of things, but it is NOT going to help you when you are gauging mortgage rates and how much you can afford. Instead, listen to David (a real person) who tells you what you need to know to make sure you’re really prepared to buy your fir...
Jun 12, 2023•31 min•Ep. 192
When buying your first home, there’s a lot that can go wrong. Sometimes, crap hits the fan and you’re stuck between a rock and a hard place. Well, David received an email from a How to Buy a Home listener who really went through the ringer during the home buying process because they didn’t have the right team and weren’t properly prepared for the process. David takes this opportunity to illuminate what to do and what NOT to do when buying a home as well as how to handle the situation if it all g...
Jun 08, 2023•19 min•Season 1Ep. 191
After renting for many years, the rental market took a turn for the worse and they knew it was time to get out of Dodge (figuratively). With the rise in investors and house flippers, the competition got intense for homes for the middle class, making it difficult for How to Buy a Homie Derek and his wife to find the right home for their budget. This is their story of overcoming the challenges and finally becoming homeowners! Connect with me to find a trusted realtor in your area! Visit our ...
Jun 07, 2023•55 min•Season 1Ep. 190
Stephanie and her husband were ready to buy a home, but was told she would need 30% DOWN as a VA buyer and no one was interested in VA loans. Well, she knew her family needed a home, so she did some research, got in touch with a unicorn team, and now she and her family are enjoying a home in North Carolina they bought just before the holidays with 0% DOWN. Connect with me to find a trusted realtor in your area or to answer your burning questions! Subscribe to our YouTube Channel @How...
May 31, 2023•43 min•Season 1Ep. 189
With prices going up, house hacking is becoming more popular to keep prices manageable. Today there are tons of options such as rentals, AirBnBs/Vrbos, getting roommates, ways to hack your own house, and lately, some new opportunities are coming up for single moms. HOWEVER, each of these options have their own pros and cons and David is going to separate the good hacks from the bad hacks. Connect with me to find a trusted realtor in your area or to answer your burning questions! Subscribe ...
May 29, 2023•34 min•Season 1Ep. 188
It might seem daunting, but, yes, you can purchase a home while you’re in graduate school. Even though you’re stressed about money and depending on your credit card, there are ways you can organize your finances to prepare for this additional big achievement. Today, David is talking with Kendall who achieved her doctorate in psychology AND managed to purchase her first home amidst it all! Connect with me to find a trusted realtor in your area or to answer your burning questions! Subs...
May 26, 2023•42 min•Season 1Ep. 187
John and Richard had around $300,000 in student debt which made them think that buying a home would be impossible. BUT, they were able to navigate the financial waters with an amazing lender who showed them that yes, buying a home IS possible, even with student debt. Also, learn about physician’s loans and how they can help your own purchase process. Connect with me to find a trusted realtor in your area or to answer your burning questions! Subscribe to our YouTube Channel @HowToBuya...
May 24, 2023•40 min•Season 1Ep. 186
Bryant from North Carolina reached out to David and the unicorn team in January 2023 with the intention of moving in July. Five weeks later, he was closing on a home of his very own! Listen to his fascinating story and get some insight into buying a newly built home. Connect with me to find a trusted realtor in your area or to answer your burning questions! Subscribe to our YouTube Channel @HowToBuyaHome Instagram @ HowtoBuyAHomePodcast Tik Tok @HowToBuyAHome This podcast was c...
May 22, 2023•29 min•Season 1Ep. 185
This young man from Idaho had a goal: buy a home. After getting tired of paying rent, Quade decided he was going to do something about it. After educating himself about the home buying process, he got in touch with a unicorn team who showed him that he was qualified for way more than he thought, eventually leading him to his very first home at 20 years old! Connect with me to find a trusted realtor in your area or to answer your burning questions! Subscribe to our YouTube Channel @HowToBuy...
May 09, 2023•51 min•Season 1Ep. 184
If you haven’t heard, the government is giving people with good credit scores higher interest rates when it comes to getting a home loan. WHAT? Why are they punishing good credit? Well, as usual, David Sidoni is here to give you the REAL story behind those clickbait headlines, and it’s not quite as bad as it sounds. But, keep listening so you know what’s up and how it affects you. Connect with me to find a trusted realtor in your area or to answer your burning questions! Subscr...
May 04, 2023•32 min•Season 1Ep. 183
David Sidoni sits down with How-to-Buy-a-Homie Weston from Nashville, TN, to talk about his home-buying experience. Now, Weston was in a unique position - he’s newly married, 30 years old, and had absolutely NO credit score! What?! Listen to his incredible home-buying journey. Connect with me to find a trusted realtor in your area or to answer your burning questions! Subscribe to our YouTube Channel @HowToBuyaHome Instagram @ HowtoBuyAHomePodcast Tik Tok @HowToBuyAHome This pod...
May 01, 2023•35 min•Season 1Ep. 182
David Sidoni sits down with How-to-Buy-a-Homie Corey from Dallas, Texas, to talk about his experience transitioning from an apartment to buying his very first home! Check out their conversation as they discuss the differences between condos and apartments, reverse-budgeting, house flippers, and so much more. Connect with me to find a trusted realtor in your area or to answer your burning questions! Subscribe to our YouTube Channel @HowToBuyaHome Instagram @ HowtoBuyAHomePodcast Tik T...
Apr 27, 2023•43 min•Season 1Ep. 181
There are TONS of online mortgage calculators where you can type in your numbers and find out what mortgage you can afford. Sounds cool, right? Well, David checked them all out and the bottom line is that they are not accurate. In this episode, he gives you some truth bombs about the one-size-fits-all approach to buying a home. If you want a hint, think Chutes and Ladders. Sound familiar? Connect with me to find a trusted realtor in your area or to answer your burning questions! Subscribe ...
Apr 25, 2023•33 min•Season 1Ep. 180
Is there free money out there to help first time home buyers with their down payments? Um, YES. You just have to know where to look. So, stop looking at the clickbait-y headlines and listen to David Sidoni because he’s going to tell you all about it. Connect with me to find a trusted realtor in your area or to answer your burning questions! Subscribe to our YouTube Channel @HowToBuyaHome Instagram @ HowtoBuyAHomePodcast Tik Tok @HowToBuyAHome This podcast was created for ...
Apr 20, 2023•31 min•Season 1Ep. 179
Margaryta had a goal: she was going to buy her first home before she turned 30. After an unsuccessful experience with an Instagram realtor, she decided to pull out the big guns and work with a UNICORN TEAM. Now, Margaryta is enjoying her first home and we are so excited for her. Check out her conversation with David Sidoni as they discuss her home-buying takeaways, lessons, and advice. Connect with me to find a trusted realtor in your area or to answer your burning questions! Subscri...
Apr 18, 2023•30 min•Season 1Ep. 178
Alright, folks, David Sidoni is here for the last part in his three-part mini series about BIDDING WARS. Check out this final installment to learn all about getting loans, making your offer stand out to sellers, and how to navigate buying a newly built home. Connect with me to find a trusted realtor in your area or to answer your burning questions! Subscribe to our YouTube Channel @HowToBuyaHome Instagram @ HowtoBuyAHomePodcast Tik Tok @HowToBuyAHome This podcast was crea...
Apr 13, 2023•41 min•Season 1Ep. 177
David is back and he’s continuing in his discussion about preparing yourself to win your first home in a bidding war with multiple offers. If you haven’t listened to the first episode, go listen to that one and then jump back here. Already listened to it? Great! David is wasting no time and starting right back where he left off. Let’s get to it. Connect with me to find a trusted realtor in your area or to answer your burning questions! Subscribe to our YouTube Channel @HowToBuyaHome ...
Apr 11, 2023•28 min•Season 1Ep. 176
After a crazy several months of high interest rates, inflation, a recession, and even a bank crisis, the housing market has gone through a lot of highs and (even more) lows. But, despite it all, demand for homes is still high, which means that bidding wars are BACK. So, how do you get your offer on top of the pile when the bidding gets tough? David tells all in this latest episode. Connect with me to find a trusted realtor in your area or to answer your burning questions! Subscribe to our ...
Apr 07, 2023•26 min•Season 1Ep. 175
Folks keep reaching out to David Sidoni with the first-time home buyer’s biggest question: “How much home can I afford?” Well, David has created a lot of podcasts about it, so you should totally go check those out. They’re super helpful and will give you some tips and ideas on how to answer that question. So, this podcast will be all about the numbers . Keep listening to get the data and formulas that will help be a GUIDE (not the rule) for you as you determine how you should prepare for p...
Apr 04, 2023•26 min•Season 1Ep. 174
From lost wallets to haunted U-hauls, superstitious folks will say that Antwon and Chailee’s Friday the 13th closing date was bound to be full of twists. But, for this amazing couple, it was still one of the best days of their lives as first-time home buyers despite all the surprises. Antwan and Chailee had a unique situation when it came to figuring out the loan process, but their unicorn was able to guide them to resources who would give them honest feedback. They were encouraged to jump...
Mar 31, 2023•42 min•Season 1Ep. 173
Single women are the highest and fastest-growing sector of first-time homebuyers. Today, David speaks with Eliza as she shares her journey to becoming a homeowner and finding a unicorn real estate agent and lender to get the right home. Connect with me to find a trusted realtor in your area or to answer your burning questions! Subscribe to our YouTube Channel @HowToBuyaHome Instagram @ HowtoBuyAHomePodcast Tik Tok @HowToBuyAHome This podcast was created for YOU - to cut through...
Mar 28, 2023•37 min•Season 1Ep. 172
Okay, so you’ve seen it all in the news - big banks are in a crisis right now. According to the news, we’re all done for! But, is that really the case? David Sidoni dives into research and data to give you the REAL story behind the bank failures and how this could affect the housing market for this year. Also, he throws it into a handy-dandy cheat sheet to help you understand this mess. Connect with me to find a trusted realtor in your area or to answer your burning questions! Subscribe to...
Mar 23, 2023•27 min•Season 1Ep. 171
