How to Buy a Home - podcast cover

How to Buy a Home

David Sidoniwww.howtobuyahome.com

How to Buy a Home is here to change the game for first-time buyers.

Can I really buy a home? How much do I need? Where do I start? The real estate industry overlooks first-time buyers, leaving them with myths, bad advice, and roadblocks. Real estate expert David Sidoni has spent 20 years helping renters become homeowners, coaching thousands across the country. Get real answers, insider strategies, and success stories from buyers just like you.

Homeownership might be closer than you think. Let’s get you there.

Episodes

170 - Interview: 1st Time Home Buyers Find Compromise & the Triangle of Success

Jeff and Cierra moved to Florida and bounced around from apartment to apartment, but then decided to start preparing to buy a home once their lease was up. The deadline gave them a goal and helped motivate them to make the jump. After getting in touch with a unicorn, the rest is history and now Jeff and Cierra are living in their first house! Jeff and Cierra found the townhouse and wanted to put in an offer. So, they negotiated and did what they could to sweeten the deal, but ultimately the sell...

Mar 21, 202336 minSeason 1Ep. 170

169 - Woman Power: This Single Woman Bought Her First Home

Today’s How-to-Buy-a-Homie interview is with Joelle, a single woman who bought a house on her own . Accomplishing this feat was no easy task, but hard work and dedication led her to her first house in Florida! Now, she has the keys to her first house instead of relying on the unsteady rent market.  From the finances to the emotional aspect of homeownership, David sits down with Joelle to get all the details about the home buying process.  Connect with me  to find a trusted realtor...

Mar 17, 20231 hrSeason 1Ep. 169

168 - Get Off Your Ass!

It’s a tough title with some tough love behind it.  David gets it, prices are high right now. But, that doesn’t mean that you should be sitting around waiting. Instead, the market is only going to get hotter, so DO NOT WAIT. If you’ve been keeping up on the podcast, then you’ve heard David’s interviews with several How-to-Buy-a-Homies and each of them said they wish they had jumped into the home buying process sooner. Take their advice. Take David’s advice. Get off your ass and start! With ...

Mar 15, 202324 minSeason 1Ep. 168

167 - Interview: Buying a $300K Home With Only $18k? Yes!

Stick around until the end with this episode! This one is jam-packed with tips, hacks, and a super amazing end that even had David surprised.  Alrighty, with that little tidbit in mind, let’s dive in: Your #1 First-time Home Buyer Advocate, David Sidoni, sits down with How-to-Buy-a-Homies Christina and Sean from New Jersey as they talk about how they DOUBLED their square footage from a small apartment to the home of their dreams. These folks totally rocked the home buying process and you wo...

Mar 13, 20231 hr 3 minSeason 1Ep. 167

166 - 1st Time Home Buyer - From Clueless to Duplex Owner

Dan and his wife went from not knowing a thing about buying a home to purchasing a duplex three states away in Spokane, WA. The couple’s lack of real estate knowledge, though it was scary, didn’t stop them from taking a leap of faith into the home-buying process. Listening to David’s podcasts gave them the knowledge and courage they needed to make the jump. Catch up on this fascinating story! Connect with me  to find a trusted realtor in your area or to answer your burning questions! Subscr...

Mar 10, 202330 minSeason 1Ep. 166

165 - URGENT MARKET UPDATE

David is back with a brand new housing market update… or is he? While the news and the data are refreshed for 2023, the message remains the same: NOW is the time to buy a home. Not later, not after the crash, not at the end of the year. NOW.  So, dive in with David as he drops some truth bombs about what you can expect as a first-time home buyer this year. Connect with me  to find a trusted realtor in your area or to answer your burning questions! Subscribe to our YouTube Channel @HowT...

Mar 08, 202328 minSeason 1Ep. 165

164 - START HERE: 10 Steps to Buying Your First Home

David Sidoni, a 19-year veteran in helping first-time homebuyers, debunks common myths, shares insider secrets, and provides a comprehensive 10-step guide to navigate the complex world of real estate. This episode is your roadmap to avoid pitfalls, find your "unicorn" team, and confidently reach your homeownership destination. Episode Highlights: Decide to Begin Your Journey: Commit to planning your homeownership path, even if buying isn't immediate, and reject limiting myths about down payments...

Mar 06, 202327 minSeason 1Ep. 164

163 - Let’s Hear From Another REAL Home Buyer: Amber’s Story

As first-time home buyers, it’s important to talk to folks who have already gone through the process. David Sidoni knows the value of listening to those who have gone before, which is why he decided to take a break from talking and hand the mic over to How-to-Buy a Homie Amber. Amber was living in NYC, but when the pandemic hit, she knew it was time to buy her first home. After a lot of number crunching, she finally purchased her first home in the D.C. area.  Check out her biggest takeaways...

Mar 01, 202345 minSeason 1Ep. 163

162 - How Much Home Can You Afford With Your Salary?

“Hey David, I make more money now. What kind of house can I buy on my new salary?” - A Lot of First-time Home Buyers “There’s an equation for that!” - David Sidoni, #1 First-time Home Buyer Advocate & Data Chart Enthusiast Yes, it’s true. There is indeed an equation that can help you determine how much home you can afford based on how much you make. David will spill all the tea in this episode… but you HAVE to promise to listen to the whole podcast. He’s not kidding. There’s more to the numb...

Feb 09, 202331 minSeason 1Ep. 162

161 - Achieving The American Dream: An Interview With Sally

This podcast is all about helping first-time home buyers, so David Sidoni decided to talk to a real first-time home buyer who found their unicorn home through David’s unicorn team! Sally and her husband were ready to purchase their first home in April 2022, just before the interest rates went wild. Learn how their unicorn team helped them navigate the crazy real estate waters, gave them an amazing experience and helped them realize their homeowner dreams. Connect with me  to find a trusted ...

Feb 07, 202348 minSeason 1Ep. 161

160 - Want a Balanced Life? Look No Further Than These Locations

A good work ethic is a timeless principle, but the all-work-no-play mentality of the Boomer and Gen X generations is going out of style. Millennials and Gen Z find more value in a healthy work/life balance that prioritizes mental health and personal values. Well, David Sidoni did some research (as he loves to do) and found studies that highlight the best places to live if you’re looking for a balanced and happy life in 2023.  Looking at mental health, income, remote working prevalence, comm...

Feb 02, 202321 minSeason 1Ep. 160

159 - Bonus: What Happens If There’s a Recession in 2023?

You thought that the last episode was the last one in David Sidoni’s 2023 housing market predictions series. PSYCHE. In this BONUS episode, he gives you some insight on how a recession could totally upend all the other predictions we’ve talked about so far.  So, buckle your seatbelts because it’s going to be a wild ride.  Connect with me  to find a trusted realtor in your area or to answer your burning questions! Subscribe to our YouTube Channel @HowToBuyaHome Instagram  @ Ho...

Jan 31, 202326 minSeason 1Ep. 159

158 - PRICES. What Will They Do in 2023?

Here it is at long last: the final installment of David Sidoni’s 2023 housing market projection series. You’ve been waiting for it for a long time and now you don’t have to wait any longer. This episode is about PRICES. FINALLY!  As usual, David is taking a look at the data and listening to the pros to give you his expert opinion on what you can expect in 2023 as a first-time home buyer. It’s time to take this series all the way home. Connect with me  to find a trusted realtor in your ...

Jan 27, 202336 minSeason 1Ep. 158

157 - One Factor To Rule Them All: Let’s Talk Inventory

David Sidoni is back for part three in his 2023 housing predictions series. What’s on the menu for this episode? INVENTORY. Jump in and listen to David as he discusses how construction, prices, and supply & demand are all playing a role in this year’s outlook. Expert opinions, hard data, surveys… it’s all there and David leaves no stone unturned. Connect with me  to find a trusted realtor in your area or to answer your burning questions! Subscribe to our YouTube Channel @HowToBuyaHome I...

Jan 25, 202330 minSeason 1Ep. 157

156 - Mortgage Rate Predictions for 2023… It Could Be Wild

In 2022, everyone was SHOCKED when mortgage rates leapt from 3% to 7% in just half a year. The sudden increase left a lot of people scared, so the market began screeching to a halt by the end of 2022. Now, mortgage rates are still at 7%, but they may not stay there for long.  In the second part of his multi-episode series, David Sidoni analyzes data and reports from industry experts to drop some truth bombs about mortgage rates in 2023. There’s a lot of opinions floating around out there ab...

Jan 24, 202337 minSeason 1Ep. 156

155 - A Crash or Correction? Let’s Look at 2023 Housing Market Predictions

Headlines are saying that this will be the year of the housing market crash. But are they saying that because it’s true, or just because they want you to read their content?  In the first part of his multi-episode series, David Sidoni analyzes data and reports from industry experts to give you the real scoop on what 2023 holds for home buyers. Taking a look at rent, mortgage rates, home sales, prices and more, David bypasses the pessimism of the newspapers to tell you the truth: this year, ...

Jan 19, 202330 minSeason 1Ep. 155

154 - Condos vs. Single-Family Home – Which Should You Buy?

A lot of people want to buy a house instead of a condo because they have always thought that condos depreciate. But did you know that condos are now selling faster than single-family homes?  In this episode, David Sidoni is dropping some truth bombs and crushing the confusion around buying a condo vs. a house. The housing market is getting turned upside-down and things are happening in a way that we've never seen before. And whether you’re looking to buy a condo or a single-family house, re...

Jan 17, 202331 minSeason 1Ep. 154

153 – Buying Your First Home Right Out Of College - And A Special Announcement

Who says you can’t purchase a home right out of college? David Sidoni believes first time home buyers DON'T need two years on the job. In this episode, he shows you how this is possible. Find out how to buy your first home right out of college and NEVER pay rent. David shares how you can build your credit history when you’re young and get a bank to get you a loan. So skip those random Craigslist apartment roommates and all the mess that comes with it. Whether you’re fresh out of college or just ...

Dec 29, 202222 minSeason 1Ep. 153

152 – Interview With A Baltimore Area First Time Home Buyer Couple - How They Did It

Is it possible to buy your first home in a very expensive area with just one income? This Baltimore first time home buyer couple did it! Allison and Ephraim found out their rent was going up 30%, and they discovered it was over $10,000 cheaper to break their lease and buy their first home with only ONE of their incomes, and pay on $50 more a month in a mortgage. It helped a lot that Ephraim’s dad was a Realtor and that really helped them set up a unicorn team. But even if you’re not fortunate en...

Dec 27, 202236 minSeason 1Ep. 152

151 - How Much Time Do You Need To Plan to Buy Your First Home?

Everyone wants to know. When should I call a realtor? When CAN I call a realtor, a lender, or an attorney? What's the right timing to do this whole thing right? In this episode, David Sidoni dives into the best, most efficient, and most money-saving time frames every first-time home buyer should know. Connect with me  to find a trusted realtor in your area or to answer your burning questions! Subscribe to our YouTube Channel @HowToBuyaHome Instagram  @ HowtoBuyAHomePodcast Tik Tok&nbsp...

Dec 08, 202227 minSeason 1Ep. 151

150 - Global First Time Home Buyer Tips For Everyone From 2 Experts In Australia

In today’s episode, we went global! American and Canadian first-time home buyers are so frequently ignored and disrespected that I had to go halfway around the world to find real estate pros that have dedicated their careers to these hungry buyers. The gals from Your First Home Buyer Guide Podcast bring their years of wisdom, and tons of fun, as we break down the proper mindset for first-time home buyer planners all over the globe. A fascinating discussion with great tips and hacks. Tune in to t...

Dec 06, 202252 minSeason 1Ep. 150

149 – First Time Buyers Who Got The Keys, And How You Can Too!

Buying a home may seem like an incredibly daunting experience. But that is only because there are more negatives out there than successes! Don't let these discourage you from fulfilling your dream. Join me in this inspiring episode about real-life success stories on home buying.   I do my best to help prepare first time home buyers, but I know, after almost 4 years, you may be sick of me and my thoughts. So, today, we go back and reminisce with homeowners that DID IT! Use these interview le...

Dec 01, 202224 minSeason 1Ep. 149

148 - Buyer Power Is BACK! - Prepping For 2023

Everything's dead and flat in the housing market these days because nobody is buying and no one is selling. The homes are just sitting patiently! But the insanity of 2022 is slowly morphing into something closer to reality. The future looks much better for first-time home buyers as we head into 2023 because the buyer power is back. No matter where you are in your planning or home-buying journey, waiting is the worst thing you can do as the market shifts. You don't have to buy next month, but the...

Nov 29, 202227 minSeason 1Ep. 148

147 - Gaby Dunn From ”Bad With Money” Interview On Money, Mortgages, And A Feral Cat

Gabby Dunn from Bad With Money talks with David Sidoni about their rags-to-stability story. They explain how confounding the mortgage qualification system is for non - W2 employees by opening up about their own mortgaging struggles. Gabby shares insights about buying properties versus renting one, especially for those living a non-settled-down lifestyle. They even discuss their love-hate relationship with Pinky the feral cat, why IBUs are a scam, and why rich people are not necessarily financial...

Nov 25, 202253 minSeason 1Ep. 147

146 - Down Payment Assistance Is BACK! - Holiday Episode

Time for the annual pre-Thanksgiving secret down payment assistance hack with David Sidoni. In this special holiday episode, he notices the downslope in the charge for home prices today for the first time in over a decade. David shares the four positive trends he noticed in this annual trend in market. Not only does he unravel the secret, excellent holiday down-payment assistance program, and he also provides some tips for you! So if you're commuting home to see your family? Listen to this episo...

Nov 22, 202230 minSeason 1Ep. 146

145 - First Time Home Buyer’s Terms And Definitions From A-Z – “U,V,W,X,Y & Z”

This is the final installment of all the terms you need to know from A-Z. Save this episode and all the A-Z episodes as a reference so you can get all the answers in your home buying journey. Join David Sidoni today, and congratulations for making it to the end of the definitions. Connect with me  to find a trusted realtor in your area or to answer your burning questions! Subscribe to our YouTube Channel @HowToBuyaHome Instagram  @ HowtoBuyAHomePodcast Tik Tok  @HowToBuyAHome This...

Nov 17, 202221 minSeason 1Ep. 145

144 - First Time Home Buyer Terms And Definitions From A-Z - “T” Part 2, All About TITLE

One thing that comes up a lot when you’re buying your first home is the title. Yes, that’s our real estate term for today. Join David Sidoni in this edition of everything you need to know about buying a home, and this episode is all about TITLE.  Connect with me  to find a trusted realtor in your area or to answer your burning questions! Subscribe to our YouTube Channel @HowToBuyaHome Instagram  @ HowtoBuyAHomePodcast Tik Tok  @HowToBuyAHome This podcast was created for YOU -...

Nov 15, 202211 minSeason 1Ep. 144

143 – First Time Home Buyer Terms And Definitions From A-Z - ”T” Part 1

Continuing the glossary of words series, David Sidoni takes us to the terms that start with the letter T. From taxes to termite inspection to the treasury index, he covers the essential words you need to know as a first time home buyer. So tune in for the first part of the “T” terms! Connect with me  to find a trusted realtor in your area or to answer your burning questions! Subscribe to our YouTube Channel @HowToBuyaHome Instagram  @ HowtoBuyAHomePodcast Tik Tok  @HowToBuyAHome T...

Nov 10, 202220 minSeason 1Ep. 143

142 - First Time Home Buyer Terms and Definitions from A-Z - ”S” Part 2

It is amazing how communication and processes flow when you understand what is spoken about. Not knowing the terms when buying your first home could feel like being in a foreign country with a language you don't understand. Continuing the series, this is the big finish to all the terms and definitions you need to know when buying your first home. In particular, David Sidoni dives deep into the words that start with "S." Along with this conversation, David shares a big bonus right before the end....

Nov 08, 202218 minSeason 1Ep. 142

141 - First Time Home Buyer Terms and Definitions from A-Z - "S" Part 1

David Sidoni breaks down all the vocabulary you will need to comprehend when you make the leap to dump your rent and become a homeowner. Today, he goes over some terms starting with the letter “S.” Connect with me  to find a trusted realtor in your area or to answer your burning questions! Subscribe to our YouTube Channel @HowToBuyaHome Instagram  @ HowtoBuyAHomePodcast Tik Tok  @HowToBuyAHome This podcast was created for YOU - to cut through the confusion and empower you to buy y...

Nov 03, 202217 minSeason 1Ep. 141