As it gets colder here in Australia, many Aussies are preparing to head overseas. And a staple every traveller needs is a good travel card. If you venture online, you'll see heated debate about different travel cards. So we decided to take the 3 most popular travel cards (well, 2 travel cards and 1 alternative strategy) and put them head-to-head. In this episode we compare: Currencies available Exchange Rates and FX Fees Transaction Fees ATM Fees Anything else you need to know Hopefully we can h...
May 27, 2024•24 min•Season 7Ep. 23
When's the last time you checked your superannuation? A lot of Australians may not realise it, but they may be sitting on a monster. Our choices made when we're young could be worth thousands or even millions of dollars in retirement. That is why Australian Retirement Trust is calling all Australians to awaken their super. In this episode we cover: The stats about how dis-engaged Australians are with their super What we can all do to ensure we're on the right track How we can think about what we...
May 23, 2024•26 min•Season 7Ep. 22
Over on our sister podcast, Equity Mates Investing, we've launched a new segment called Pimp my Portfolio. In a nutshell, we're doing to investing portfolios what Xzibit did to cars ( explainer for those not old enough to remember ) We get a portfolio from the Equity Mates community, and put it in front of an expert to get their general advice on how the portfolio is constructed and what we could think about to improve it. By doing that we draw out some lessons that we can apply to our own portf...
May 20, 2024•29 min•Season 7Ep. 21
In today’s stock market, nearly every asset class, commodity, and global market is accessible through ETF’s. So, the question becomes, how do you choose? In Under the Hood we are looking at some of Australia’s favourite ETF’s and building the skills to analyse them ourselves. Today we are looking at JPMorgan Global Bond Active ETF (Managed Fund) In this episode we cover: The purpose of the ETF (what it seeks to do) Index it tracks / How it is constructed (how it aims to achieve its purpose) Fees...
May 16, 2024•25 min•Season 7Ep. 20
Once a year, history's greatest investor, Warren Buffett, takes the stage in front of 40,000 people and answers questions for 7 and a half hours. That alone is impressive. Even more impressive? He's still doing it at 94 years old. In this episode we cover the highlights from this year's Berkshire Hathaway annual general meeting. We also share some of our biggest Warren Buffett lessons and the timeless wisdom that has made us better investors. If you want to watch the full 7 and a half hour prese...
May 13, 2024•20 min•Season 7Ep. 19
The premise of $100 Challenge is simple: $100 invested each month at the market’s average return of 8% for 40 years is $350,000. Little steps over a long period can make a big difference. So in these episodes we share ways to save or earn an extra $100 each month that we can put towards our investing. In this episode we are passing the microphone over to the experts and sharing some of the best (and worst) expert advice we've come across. From discount burritos to monthly budget...
May 06, 2024•17 min•Season 7Ep. 18
Are you good with money? It's a hard question to answer and naturally, we instantly start to compare ourselves to other people in our lives. But the question wasn't 'are we better than those around us' it was are we objectively good? Emma Edwards has written the book (literally) on being good with money. In this conversation we unpacked what being good with money means to her and how we can all take the next steps to get better (and hopefully ultimately, good) with money. Links mentioned: Reach ...
Apr 29, 2024•29 min•Season 7Ep. 17
A huge moment for us here at Equity Mates - we're celebrating 1,000 episodes of Equity Mates Investing and Get Started Investing. In this episode we take a moment and reflect on the past 7 years. We discuss how we started, the milestones along the way and get into the business behind the podcasts. Reaching 1,000 episodes would not have been possible without the incredible community we've built along the way. So however you engage with Equity Mates, we want to say a massive thank you for joining ...
Apr 21, 2024•29 min•Season 7Ep. 16
For years we've been searching for a spend tracking platform that works for us. PocketSmith heard of our search and suggested we give their platform a try. In this episode we share what we learned after connecting our bank accounts to PocketSmith. How much are we spending, are we keeping to our budgets, were there any surprises? Tune in to find out. In this episode we cover: How we set up PocketSmith Our major categories of spending Changes in our spending over time Any surprises or unexpected c...
Apr 15, 2024•30 min•Season 7Ep. 15
When's the last time you checked your savings account? After years of not getting a decent interest rate, the rapid rise in interest rates over the past couple of years means there are some great deals out there. In this episode we share the best we could find. If you're not getting 5%, it may be time to move. In this episode we cover: Top 5 savings accounts with no gimmicks Top 5 savings accounts with honeymoon rates Top 5 savings accounts overall Links mentioned: Techt's Savings Account leader...
Apr 08, 2024•17 min•Season 7Ep. 14
For this month's $100 Challenge episode we're going deep on energy bills. We speak to Phil, who wrote in and shared a way he is saving thousands a year on his electricity and gas bills. The premise of $100 Challenge is simple: $100 invested each month at the market’s average return of 8% for 40 years is $350,000. Little steps over a long period can make a big difference. So in these episodes we share ways to save or earn an extra $100 each month that we can put towards our investing.&...
Apr 01, 2024•19 min•Season 7Ep. 13
A couple of weeks ago we spoke about how we're investing for 2024. Today, we wanted to get a few expert investors and financial advisors on the phone and ask them how they're investing for the year ahead. In this episode we hear from: Charlie Viola, Pitcher Partners Luke Larative, Seneca Financial Solutions Andrew Page, Strawman.com Dylan Pargiter-Green, Bold Wealth Are you looking to speak to a financial advisor? Fill in your details and get matched with the right advisor for you . —------ Come...
Mar 25, 2024•17 min•Season 7Ep. 12
There’s plenty of preconceived ideas about investing that make us think it’s not for us or stop us getting started. So we went out to our Facebook Discussion Group and asked what they believed about investing that they’ve since realised was a myth. In this episode we chat about: How much money you need to get started Why investing isn’t as risky as you think What you need to know to get started Why trying to time the market is wasted energy The multiple ways to build weal...
Mar 18, 2024•17 min•Season 7Ep. 11
How many ETFs should I be investing in? That was the question Chris asked in the Equity Mates Facebook Discussion Group and that is the question we set out to answer in this episode. If you’re an ETF investor and wondering how to think about building a portfolio of ETFs, this episode is for you. Links mentioned: 2024 Community Survey Equity Mates Facebook Discussion Group —------ Want to keep learning? Check out the Rask + Equity Mates investing courses . We’ve worked wit...
Mar 11, 2024•17 min•Season 7Ep. 10
How do I start investing? It is a common question. When you’re new to the world of investing you’re confronted by a confusing world of jargon, charts and data, overlaid with the fact that you’re risking your hard earned money. It is a confusing world. And you’re not alone. We’ve been through it, and in this episode we share everything we’ve learned. How we got started and how we’d get started knowing everything we know now. Links mentioned: 2024 Community Survey Want to s...
Mar 04, 2024•24 min•Season 7Ep. 9
The $100 challenge is back for 2024. The premise of these episodes is simple: $100 invested each month at the market’s average return of 8% for 40 years is $350,000. Little steps over a long period can make a big difference. So in these episodes we share ways to save or earn $100 extra each month that we can put towards our investing. In this episode we speak to Sam, who has found a fascinating money making opportunity with Lego. Links mentioned: 2024 Community Survey Wan...
Feb 26, 2024•15 min•Season 7Ep. 8
As we get into the new year, we discuss how we’re setting up our portfolios and what we’re investing in for the year ahead. In this episode we: Discuss our financial goals for the year ahead Unpack the concept of Core and Satellite portfolio Share the ETFs we’re buying Show how we’re automating our investing for 2024 Links mentioned: 2024 Community Survey —------ Want to keep learning? Check out the Rask + Equity Mates investing courses . We’ve worked with the team at Rask Inve...
Feb 19, 2024•20 min•Season 7Ep. 7
In our sixth and final episode we’re talking about taking the good skills and habits we’ve built and turning them into a plan to achieve FIRE - financial independence, retire early. This episode we cover why so many people want to achieve FIRE, the different ways of calculating your FIRE number, and what to do in different stages of life? As in... does FIRE factor in children and school fees? Investing and building wealth is a lifelong journey, as we’re discussing in this series. Keep up t...
Feb 12, 2024•34 min•Season 7Ep. 6
This summer, we’re taking a journey to financial freedom. Over six episodes we’ll be talking about the practical steps you can take today to set yourself up for that ultimate goal - FIRE - Financial Independence, Retiring Early. In our fifth episode we’re talking about ways to boost our income. By the end of this episode you’ll have heard how many times we’ve failed at side hustles, learn from our failures and successes, know that you don’t need to earn a lot for a side hustle to be valuable, an...
Feb 05, 2024•28 min•Season 7Ep. 5
This summer, we’re taking a journey to financial freedom! In 6 episodes we’ll be talking about the practical steps you can take today to set yourself up for that ultimate goal - FIRE - Financial Independence, Retiring Early. In our fourth episode we’re meeting the millionaire next door. By the end of this episode you’ll know about the Millionaire Next Door (psst. It's a book!), understand some good habits to build long-term wealth, and start building these habits into your own life. If you’re lo...
Jan 29, 2024•32 min•Season 7Ep. 4
This summer, we’re taking a journey to financial freedom! In 6 episodes we’ll be talking about the practical steps you can take today to set yourself up for that ultimate goal - FIRE - Financial Independence, Retiring Early. In our third episode we’re focusing on those baby steps that you can take to build wealth in a cost of living crisis. By the end of this episode you’ll know that it’s okay to take it slow, know which platforms let you start investing with just a few dollars, and have an idea...
Jan 22, 2024•24 min•Season 7Ep. 3
This summer, we’re taking a journey to financial freedom! In 6 episodes we’ll be talking about the practical steps you can take today to set yourself up for that ultimate goal - FIRE - Financial Independence, Retiring Early. Today we're chatting about how to get from debt ridden to debt free. By the end of this episode you’ll know why the journey to financial freedom starts with getting out of debt, have a clear idea of what debt you should pay off first, and understand what we mean when we talk...
Jan 15, 2024•27 min•Season 7Ep. 2
This summer, we’re taking a journey to financial freedom! In 6 episodes we’ll be talking about the practical steps you can take today to set yourself up for that ultimate goal - FIRE - Financial Independence, Retiring Early. It's our first episode today - and we're focusing on building the right mindset. By the end of this episode you’ll be aware of the common limiting beliefs when it comes to investing, how to recognise those elements in yourself, and 3 key changes everyone can make to improve ...
Jan 08, 2024•28 min•Season 7Ep. 1
All year we've been asking for your questions over on Equity Mates Investing Podcast, and we had such a huge backlog, we knew we needed to answer a couple that had escaped our attention! Here's our best job at clearing out the mailbag for 2023. See you for our Summer Series that starts on the 9 Jan! If you want to go beyond the podcast and learn more, check out our accompanying email . Buy a copy of Don’t Stress, Just Invest for your loved ones this Christmas. Click here . ***** In t...
Dec 11, 2023•37 min•Season 6Ep. 91
You’ve asked some great questions over the years! We’re going through some to send to you as Bitesized answers from previous episodes. This episode we combine all of the micro investing app questions you've sent us over the years and answer them one. After. Another! Listen to the full episode here: Website If you want to go beyond the podcast and learn more, check out our accompanying email . Buy a copy of Don’t Stress, Just Invest for your loved ones this Christmas. Click here . ***** In...
Dec 07, 2023•7 min•Season 6Ep. 90
It's the last episode of our $100 Challenge for the year! We hear how you're saving money this silly season, what we're doing, how the never-ending dropshipping challenge is working out, and where we've actually *put* the money we've saved and earned this year. Visit Bryce's store here . If you want to go beyond the podcast and learn more, check out our accompanying email . Buy a copy of Don’t Stress, Just Invest for your loved ones this Christmas. Click here . In the spirit of recon...
Dec 04, 2023•27 min•Season 6Ep. 89
You've asked some great questions over the years! We’re going through some to send to you as Bitesized answers from previous episodes. This episode we look at a question we get a lot - how diversified is *too* diversified? Listen to the full episode here: Website If you want to go beyond the podcast and learn more, check out our accompanying email . Buy a copy of Don’t Stress, Just Invest for your loved ones this Christmas. Click here . ***** In the spirit of reconciliation, Equity Mates ...
Nov 30, 2023•6 min•Season 6Ep. 88
We've both bought houses in the last few months! Yes we know, we do everything together - but don't worry - we've bought homes independently! This episode we got through all the things we wish we'd known, the things we'd do differently, and the things that surprised us. Get in touch, and ask your property questions at ask@equitymates.com . If you want to go beyond the podcast and learn more, check out our accompanying email . ***** In the spirit of reconciliation, Equity Mates Media ...
Nov 27, 2023•28 min•Season 6Ep. 87
We’re going through some of your frequently asked questions and finding our Bitesized answers from previous episodes when we've answered them. This episode we look at a pretty common one - how much should I be investing so I have enough to comfortably retire? Listen to the full episode here: Website | Apple | Spotify If you want to go beyond the podcast and learn more, check out our accompanying email . ***** In the spirit of reconciliation, Equity Mate...
Nov 23, 2023•4 min•Season 6Ep. 86
We're chatting about the best performing ETFs for 2023 this week! But remember, there's always context when you're lining up performance on a 12 month window only - you need to look at the full picture! A lot of these ETFs are up this year, but are down from the year below. Top 5 Core Index ETFs: 5. Vanguard US Total Market Shares Index (VTS +22.2%) 4. iShares S&P 500 ETF (IVV +23%) 3. iShares International Equity ETFs - iShares Global 100 ETF (IOO +26%) 2. BetaShares Japan ETF - Currency He...
Nov 20, 2023•18 min•Season 6Ep. 85
