When do we plan to retire and how do we invest as a result? That was the question we got that sparked a conversation about the different strategies you could employ based on your planned retirement. So in this episode we answer that question: When we each plan to retire Why Superannuation is such a great way to invest (for more: listen to our vanguard super series on Equity Mates, here ) How we think about investing inside of Super v outside of Super Some of the reasons why you would inves...
Oct 21, 2024•14 min
Is this the best US ETF we’ve unpacked so far? In this ETF Explained, we look at Vanguard U.S. Total Market Shares Index ETF (VTS). Suggested by listener Harry, he wants to know.. is VTS too good to be true? With a strong performance of 15.80% p.a. returns since inception, what should he know before investing? You'll hear: A break down of VTS key stats and info A comparison of VTS with S&P 500 ETF IVV ( Listen to the ETF Explained on IVV here ) How it could fit in your portf...
Oct 17, 2024•13 min
ETFs are a popular way to get diversified exposure to the Australian market; there are lots of solid options out there. But what are the best choices for ETFs to invest in Australia in 2024? In this episode, we put two of the most popular Aussie ETFs head to head Vanguard Australian Shares Index ETF (VAS) vs Betashares Australia 200 ETF (A200). We go through: Why you should invest in Aus market through ETFs. Compare the performance and key stats of VAS and A200 ETF. Our additional ETF picks for ...
Oct 14, 2024•19 min
Generating a passive income stream, enough to replace a salary, is the dream for many investors. But how realistic is it to actually get there? In this episode we go through: The main ways to generate passive income. Why we think investing is the way to do it. A step by step guide to replace your salary with income from your portfolio. We love answering your questions! Leave us a voicemail and we’ll answer your question on the show. Get a daily dose of Equity Mates in your inbox by signing...
Oct 07, 2024•18 min
We are back with another ETF Explained; covering one of the most popular ETFs in our facebook community, suggested by listener James; Betashares Diversified All Growth ETF (DHHF) In this episode we cover: The key info on DHHF including the performance and fees and help you analyse any ETF Discuss how it can be used in a portfolio Compare it against it’s riskier cousin, the geared version of this ETF: GHHF Listen to Bryce's deep dive on on Leveraged ETFs here . We love answerin...
Oct 03, 2024•20 min
You don't have to be an expert to invest! Yet there are so many questions and roadblocks that come up when you start investing. In this episode we answer the real time questions of one investor at the beginning of their journey. It's raw and honest; no question is off the table and no mistake is too silly. We cover: Introduction to our investor: Emily and her portfolio so far (will she achieve her dream of buying a Lamborghini?) There are so many ETFs that are so similar, how do you ...
Sep 30, 2024•22 min
It’s that time of year where the lucky holiday makers who escaped Aussie winter for summer in the northern hemisphere are returning. Our FOMO is fading but the itch to start dreaming up a trip next year is upon us. So, how can you get the most bang for your buck on holidays? In this episode we go through 5 ways to save money on your trip and to maximise the travel budget. And there’s a little surprise in store- our makeshift studio for this episode (Hint: It's thanks to Singapore Airl...
Sep 23, 2024•18 min
We're back with another episode in our ETF Explained series. This time, we unpack one of the most popular ETFs in Australia, the iShares core s&p 500 ETF (IVV) . In this episode we break down all you need to know about IVV and teach you the skills to analyse any ETF. We also answer a question from listener Jen about the differences in IVV listed in the US vs Aus- why are they different prices and why do they produce such different returns? Should she buy one over the other? Have an investing...
Sep 19, 2024•19 min
Investing is a tried and tested way to build wealth, even to become a millionaire. But do you need a complicated investing strategy to get there? What if you used ETFs? In this episode we hear from 23 year old listener Jasmine; New to investing, she’s aiming to crack a million dollar portfolio on a long term horizon and asks for our ETF picks that could help her get there. We love answering your questions! Leave us a voicemail and we’ll answer your question on the show. Listen to our Index Inves...
Sep 16, 2024•17 min
In this episode we answer a question from listener Anna about how to get the balance right between Core and Satellite stocks in your portfolio. So we dive into this strategy; who it’s for, some Do’s and Don’ts for constructing one and what our own core/satellite splits looks like. We love answering your questions! Leave us a voicemail and we’ll answer your question on the show. Get a daily dose of Equity Mates in your inbox by signing up to our newsletter —------ Have an investing question...
Sep 09, 2024•20 min
We are back with another ETF Explained, a series where we dive into one ETF to better understand it and give you the skills to analyse any ETF. Today we look at- JPMorgan Global Equity Premium Income Complex ETF (ASX:JEGA) . But we aren't unpacking this one alone, the portfolio manager of this ETF, Hamilton Reiner CIO of US Core Strategies at J.P. Morgan Asset Management joins us. Have an ETF you would like us to cover? Send it in via our website . Want more Equity Mates? Join the conversat...
Sep 05, 2024•17 min
In today’s episode we look at one of the biggest financial decisions you will make: Parenthood. To unpack how much it ACTUALLY costs to have a kid and how to financially plan for it, we sat down with Author of ‘Kids Ain’t Cheap’ Ana Kresina. Are we planning on popping out a few? Who knows! But after this conversation we definitely better understand how to financially set up for it. Check out Ana’s (multiple) books here . We love hearing from you! Leave us a voicemail and we’ll ...
Sep 02, 2024•26 min
We are back with another ETF Explained, a series where we dive into one ETF to better understand it and give you the skills to analyse any ETF. This time, we look at JPEQ - JPMorgan US 100Q Equity Premium Income Active ETF (Managed Fund) . But we aren't unpacking this one alone, the portfolio manager of this ETF, Hamilton Reiner CIO of US Core Strategies at J.P. Morgan Asset Management joins us. This income focused ETF tracks the Nasdaq 100 Index, we talk with Hamilton about how this ETF m...
Aug 29, 2024•14 min
In this episode we answer a question from listener Austin; Why does he get so many letters in the mail about his investments? Couldn’t this all be in an email? It’s one of the more annoying parts of investing - the paperwork. Yes, we really did a whole episode on this…Ren even brought a stack of papers into the studio to prove that this tree-killing correspondence does happen to a lot of us. We break down: What is the deal with the paperwork and why can there be so much of it? W...
Aug 26, 2024•15 min
We are back with another ETF Explained, a series where we dive into one ETF to better understand it and give you the skills to analyse any ETF. This time we take a look at JEPI - JPMorgan Equity Premium Income Active ETF (Managed Fund). It's the biggest active ETF in the world available in AU and the US. But we aren't unpacking this one alone, the portfolio manager of this ETF, Hamilton Reiner CIO of US core strategies at J.P. Morgan Asset Management joins us to break down JEPI. This incom...
Aug 22, 2024•15 min
We have learnt many lessons about investing since we began our journeys, and shared many of them too. In this episode of Get Started Investing, we get personal and reflect on 5 lessons we've have learnt that you haven’t heard before. Markets change, investing strategies evolve, but these 5 things have remained true for us in any investing circumstance. So no matter where you are on your journey, how advanced your portfolio, this episode is a good check point for you. The Equity...
Aug 19, 2024•16 min
We are back with another ETF Explained, a series on Get Started Investing where we dive into one ETF to understand it and give you the skills to analyse any ETF. This time we take a look at QUAL, VanEck MSCI International Quality ETF. This popular international ETF tracks the MSCI All World Stock Index. How does this ETF decide what is “quality” enough to be included? We bust the jargon and help you unpack what’s inside this ETF and how it might fit in a portfolio. For all the ...
Aug 15, 2024•13 min
We're back for the next episode in our new series, Best ETFs for . In these episodes we'll be diving deep into the world of ETFs and unpacking which products are generally suitable for different investing goals. There are a huge amount of ETFs designed to give you the overall growth of a particular market or the world's stock market as a whole. Those are index ETFs and if you dollar cost average into them over years, you'll see plenty of growth. But today we're asking - what about ETFs designed ...
Aug 12, 2024•22 min
Dollar Cost Averaging (DCA) is a foundational investing strategy, it can be a powerful tool to grow your portfolio. But what is DCA? And how do you implement it? Today on Get Started Investing we cover: What is DCA How does it work What are the benefits Who is it for And how to implement it —------ Have an investing question? Ask via our website and we'll answer it on the podcast. Join the conversation in the Facebook Discussion Group Or get put in touch with ...
Aug 05, 2024•17 min
Welcome to our new series: Inside the ETF. In each episode we're diving deep on one ETF to understand what it is suitable for, who should invest in it and how we can analyse it. Over the course of this series we want to better understand the most popular ETFs in Australia and build the skills to analyse any ETF. In this episode we are looking at one of the most popular ETFs in Australia: Vanguard Diversified High Growth Index ETF (ASX: VDHG) —------ Have an investing question? Ask via our websit...
Aug 01, 2024•18 min•Season 7Ep. 34
Financial freedom. Choice. Building the life you want. For many these are the reasons we invest. On today's episode we speak to Natasha Etschmann (aka Tash Invests) about her new book How To Not Work Forever on how everyone can invest their way to financial freedom. Want more Tash Invests? Check out Tash's book, co-authored with Ana Kresina: How to Not Work Forever Follow her on Instagram or TikTok —------ Have an investing question? Ask via our website and we'll answer it on the podcast. J...
Jul 29, 2024•26 min•Season 7Ep. 33
Today's question comes from Emily in Sydney: "Who is Vanguard, Betashares and iShares? How do I actually buy an ETF?" That is what we are answering on today's episode of Get Started Investing. We cover: The role the ETF issuers (Vanguard, Betashares, iShares) play How you can actually invest in an ETF Then we do a live walkthrough of the steps to buy an ETF online —------ Have an investing question? Ask via our website and we'll answer it on the podcast. Join the conversation in the Facebook Dis...
Jul 22, 2024•18 min•Season 7Ep. 32
Welcome to our new series: Inside the ETF. In each episode we're diving deep on one ETF to understand what it is suitable for, who should invest in it and how we can analyse it. Over the course of this series we want to better understand the most popular ETFs in Australia and build the skills to analyse any ETF. In this episode we are looking at the biggest ETF in Australia: Vanguard Australian Shares Index ETF (ASX: VAS) —------ Have an investing question? Ask via our website and we'll answer i...
Jul 18, 2024•16 min•Season 7Ep. 31
This is the #1 question we get here: what broker should I sign up with? In today's episode we answer the question in detail. We cover: What are the options for investors Factors that you may want to consider when choosing Our 4-point criteria for choosing our broker The brokers that meet that criteria in Australia [as of July 2024] —------ Have an investing question? Ask via our website and we'll answer it on the podcast. Join the conversation in the Facebook Discussion Group Or get put in touch...
Jul 15, 2024•16 min•Season 7Ep. 30
We're introducing a new episode type to Get Started Investing, Best ETF for . In these episodes we'll be diving deep into the world of ETFs and unpacking which products are generally suitable for different investing goals. Over the course of the series we'll be covering growth, income and different investing goals. But we had to start the series with a bang. So on today's episode we're asking what are the best ETFs for a house deposit? Let us know what you think of this series by joining the con...
Jul 08, 2024•23 min•Season 7Ep. 29
In the final episode of our financial check-up we turn our attention to our superannuation funds. Superannuation is one of those things that is easily forgotten about. However, it's likely to be one of your biggest assets later in life, so checking in on it is incredibly important. In this episode check: Have we consolidated our Super (do an ATO check) Check in on our chosen Super fund - how has it performed Are we in the correct investment option? What fees are we paying? Do we have...
Jul 01, 2024•26 min•Season 7Ep. 28
At Equity Mates we hate fees! Sometimes at surface level they don’t seem like a lot. But the fact is, over a lifetime of investing, fees can significantly eat into your returns. In today’s episode we continue our financial check-up by reviewing what fees we’re paying, and what fees you should avoid! In this episode we cover: How much are we paying in fees for ETFs and Managed Funds? Are there any cheaper alternatives? How much are we paying in brokerage? Are there any other pla...
Jun 24, 2024•31 min•Season 7Ep. 27
Our financial check-up continues, as we get closer to the end of the financial year. Last episode we looked back, and in this episode we're looking forward into the next year. It's important that your investing strategy matches your investing goals, and in today's episode we unpack our personal investing strategies for the year ahead. In this episode we cover: Does our investment strategy align with our goals? What are we investing in for the year ahead? Are we automating as much of our investme...
Jun 17, 2024•25 min•Season 7Ep. 26
Welcome to the first episode of our 4-part series where we do a health check on our personal finances as we approach the end of the financial year! All will be revealed! In this episode we check: How much did we contribute to our investing and savings goals this year? Is our emergency fund adequate - is it actually 3 to 6 months of living expenses How are we progressing towards our goals? Our asset allocation - does it align with our goals? Consider how we rebalance Thanks to Su...
Jun 10, 2024•27 min•Season 7Ep. 25
Get paid while you’re walking. Sounds good to be true, right? Well, do we have news for you… It IS true, and in today’s episode, Ren puts it to the test as part of the $100 challenge. We also look at the inflation of streaming subscription services over the past year - you will be surprised! In this episode we cover: How much Ren actually earned walking 10,000 steps a day for the month The streaming services that have hiked their prices the most Links mentioned: https://sweatco.in/ Have a ...
Jun 03, 2024•20 min•Season 7Ep. 24
