Future Rich with Barbara Ginty, CFP® - podcast cover

Future Rich with Barbara Ginty, CFP®

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By 2030, women will control more wealth than most countries' GDP, yet women still don't talk about money! Future Rich Podcast aims to change that! We are a female-hosted and female-focused podcast that covers all things money -- how it is spent, saved, and everything in between! Our host Barbara Ginty is a Certified Financial Planner with over a decade of experience. She is a true expert in the field of finances, managing over 100 million dollars. Her conversations go DEEP and give insight into the REAL finances of everyday women, along with various inspirational guests and financial experts! Listen in to hear about the dirty topic no one wants to talk about....money.

Episodes

Throwback Episode 45 Natasha - "The reality of freezing your eggs."

Happy Friday! We have our final THROWBACK episode for you this week from Season 2 of Future Rich. For all of you new or newer listeners out there, we hope you enjoy it! In this episode Certified Financial Planner, Barbara Ginty dives into a more personal topic with reoccurring guest, Natasha. Together, they discuss Barbara’s experience with freezing her eggs. From the financial planning to the aftermath, they cover all the nitty-gritty details! If this is a subject you’ve been curious about this...

Jan 14, 202224 min

142 - EXPERT Jessica Roy - How to Take Control of Your Money in 2022

Hi lovely listeners! We're bringing you all a new episode in the middle of the break because we think you will love it, and it is time-sensitive! We will start our new season on January 21st. We have so many exciting updates for you, so be sure to follow us on Instagram and you can now rate and review us on Spotify: https://open.spotify.com/show/5AFhj2mxkYE5MfTsY1PxOX?si=6b0e87a055f44f3f In this special EXPERT episode of Future Rich, Certified Financial Planner Barbara Ginty had the pleasure...

Jan 11, 202236 min

Throwback Episode 32 - "Before I'm 40, I can be free" - Frances

Happy 2022! We have another classic THROWBACK episode for you this week from Season 2 of Future Rich. For all of you new or newer listeners out there, we hope you enjoy it! Certified Financial Planner Barbara Ginty interviews Frances, a 35-year-old Educational Leader who lives in DC. Frances recently went through a very unique divorce, leaving her with a sticky financial situation. Barb is pleased to learn that she is aggressively taking care of her credit card debt, and they devise a plan for t...

Jan 07, 202253 min

Throwback Episode 74 - "Don't be afraid to advocate for yourself" - Jennifer

In this week's throwback episode of #Futurerich Barbara interviews 25-year-old, Jennifer who works as a Dietician in North Carolina. It can be challenging going through a career change and even MORE so during a worldwide pandemic. Learn why Barbara says it’s not outlandish to ask for more money and what her tips are for negotiating a higher salary. We'll be back in January 2022 with NEW in-depth personal finance interviews, chats with *super* exciting expert guests, financial freebies, P...

Dec 31, 202136 min

Budgeting During a Global Pandemic - Throwback Episode 88 Follow-Up with Ophelia

Happy Holidays Future Rich Fam!! In this week's throwback episode, we're following up with Ophelia from episode 44, who, in the first year of her and her husband's practice, had to deal with not only a global pandemic but also their business building flooding! Despite these troubles, they had a record-breaking last month, have dropped their budget, and are taking more steps towards investing in their family's future. We'll be back in January 2022 with NEW in-depth personal fi...

Dec 24, 202115 min

44 Throwback Episode - Ophelia - "How to be debt free"

We hope you enjoy this throwback episode from 2019 where we get down to the nitty-gritty of budgeting! Certified Financial Planner Barbara Ginty interviews Ophelia in this week’s episode of #futurerich! Ophelia recently opened her art business in North Carolina where she lives with her husband and two kids. Her husband also recently opened his own Dental Practice. Together they are trying to manage their combined business and student loan debt. Barbara helps Ophelia learn how she can deal with t...

Dec 17, 202142 min

SEASON 4 WRAP

This week we're wrapping up Season 4 of #FutureRich! We cannot thank every one of our lovely listeners enough for tuning in with us every Friday this year. Where the heck did 2021 go?? We'll be back in January 2022 with more in-depth personal finance interviews, chats with *super* exciting expert guests, financial freebies, PLUS our highly requested coaching program! Until then, we'll be re-releasing our favorite episodes throughout the years and working on a new episode guide for ou...

Dec 10, 202118 min

141 - EXPERT Dan Sheeks - How to Achieve Early Financial Independence

Happy Friday! In this special expert episode of Future Rich, Certified Financial Planner Barbara Ginty had the pleasure of discussing Early Financial Independence with Dan Sheeks! Dan is an author, high school Business/Marketing teacher, real estate investor, and personal finance advocate in Denver, Colorado. Dan launched SheeksFreaks in late 2019, an online community dedicated to helping young people learn money management skills, start investing in real estate, and pursue early financial indep...

Dec 03, 202134 min

140 - Veronica - "My Spending Has Been Out Of Control!"

Woohoo! We made it to Friday, Future Rich fam! This week we have a great episode with our wonderful guest, Veronica! Veronica is a 32-year-old living in Santa Fe, New Mexico, in a property she purchased with her ex-fiancé. She works remotely as an Analyst for a Mortgage Services Company and has plans to move back to her hometown in Salt Lake City, Utah. Veronica is going through some significant changes! Listen to this episode to learn what Barbara's advice is for Veronica to amp up her emer...

Nov 26, 202128 min

139 - EXPERT Emily Costopoulos - Real Estate and Empowered Investing

In this expert episode of Future Rich, Certified Financial Planner Barbara Ginty had the pleasure of sitting down and talking with Engineer, Real Estate Agent, and Investor Emily Costopolous. Emily's mission is to shift the status quo by candidly sharing exactly how investing in real estate allowed both her and her husband to work for themselves and build a better life. She has a unique background as an engineer turned entrepreneur and has built several businesses, including a construction c...

Nov 19, 202137 min

138 - Barbara - "Saving Money and Prioritizing What You Want"

Happy Friday, Future Rich fam! We have a really great episode this week with our excellent guest, Barbara! (Can you believe this is the first time we've had a guest named Barbara?!) One of her previous goals for 2021 was to meet with a Financial Advisor, and she's in luck! Barbara is a 39-year-old living in Miami, Florida, working as a Bankruptcy Attorney. She is a new mother to a #covidbaby and just started her new job three months ago. Barbara's primary focus is to get her retireme...

Nov 12, 202147 min

137 - Mickey - "Tough Conversations and Living Below Your Means"

Happy Friday, Future Rich fam! We have a really great episode this week with our fantastic guest, Mickey! Mickey is a 28-year-old living in Boston, Massachusetts, working as a mentor in a non-profit. Not only does she have a pretty excellent grasp on keeping her expenses as low as possible, but she also has a side job. Mickey has big goals to pay off her student loan debt from grad school, beef up her emergency fund, save for a home, and help her mother out with her retirement while also saving ...

Nov 05, 202151 min

136 - Potter and Barb Have Some BIG Announcements!

HAPPY HALLOWEEK! This week we have a fun catchup episode with Barbara and Future Rich Podcast Producer Potter. We've been around for three-and-a-half years now and have noticed SO MANY lovely new listeners. So, we felt like it was the right time to re-introduce Barbara and Potter and make a few exciting announcements! Interested in learning how Future Rich was born? Want to know some fun facts about the Future Rich team? Want to learn what exciting things we have up our sleeves for 2022? Lis...

Oct 29, 202114 min

135 - EXPERT Ryan G. Wright INCOME HACKER - Real Estate Investing 101

In this new expert episode of Future Rich, Certified Financial Planner Barbara Ginty had the pleasure of sitting down and talking with the Host of the Income Hacker Podcast, Entrepreneur, Real Estate Investor & Hard Money Lender, Ryan G. Wright. Ryan's goal is to help people achieve financial freedom in 10 years or less outside the Wall St Casino. One of the main ways he does this is through real estate and mentoring new investors to find deals. Listen to this episode to learn the differ...

Oct 22, 202141 min

THROWBACK Episode 86 Laurel - "Setting Boundaries With Your Money"

Happy Friday! In this week's THROWBACK episode, we're sharing a past season episode that was one of our faves because it deals with such sensitive and relevant topics. Certified Financial Planner Barbara Ginty interviews Laurel who works as an Academic Advisor in Connecticut. Barbara and Laurel explore a few uncomfortable topics concerning money and familial boundaries. Laurel and her husband have done an incredible job following the F.I.R.E. lifestyle (financial independence and retirin...

Oct 15, 202143 min

134 - Eleanor - "Keep That College Mentality!"

Happy Friday, Future Rich fam! We have a really great episode this week with our wonderful guest, Eleanor! Eleanor is a recent graduate (Class of 2020 Woot Woot!) and currently works as an Electrical Engineer for NASA. She lives in Alabama with her fiancé, who also works in the Aerospace Industry. Not only does she have plans to purchase her first home, but she's also getting married! 2021 is a BIG year for Eleanor. In this episode, Barbara helps Eleanor develop a game plan for her student l...

Oct 08, 202134 min

133 - Renessia - "You REALLY don't like bills!"

Happy Friday! We hope you have a good one, Future Rich Fam! In this episode of Future Rich, Certified Financial Planner Barbara Ginty interviews the lovely Renessia, a Chicago-based Quality Manager at a Pharmaceutical Company and a mother to three kids. Renessia has a FANTASTIC mindset when it comes to budgeting, but she does have a few questions when it comes down to maximizing her savings ratio. Listen to learn what Barbara's strategy is for Renessia to maximize the full tax benefit of a p...

Oct 01, 202149 min

132 Follow-Up Minnie (Episode 93) - "Saving Money While Also Living Your Life!"

In this week's follow-up episode, Certified Financial Planner Barbara Ginty interviews the lovely Minnie from Minnesota! The last time we talked to Minnie was in the thick of the pandemic (episode 93). She and her husband still have the same jobs, she works as a transportation planner for the state of Minnesota, and her husband is a psychologist. In the last episode, they were deciding whether or not to have another kid and drum roll, please... THEY DID! Listen to learn how Minnie and her fa...

Sep 24, 202128 min

131 - Maria - "Emergency Fund to Home Fund"

Happy Friday, Future Rich fam! We have a fantastic episode this week with our lovely guest and long-time listener, Maria! Maria is a 32-year-old Product Manager in Consumer Goods living in Portland, Organ. At the time we recorded this episode, she was in the process of moving to Denver, Colorado with her partner and dog, OJ! She has an AMAZING spreadsheet and serious savings goals. Does Barbara answer the burning question, Roth or Traditional IRA? Listen to hear her answer along with the multipl...

Sep 17, 202129 min

130 - Jack Ginty - "What was it like being a Firefighter on September 11th?"

This episode of Future Rich will not be finance-based in honor of the 20th Anniversary of 9/11. Our thoughts and prayers are with those who have been impacted by the events of September 11, 2001. In this episode, Barbara Ginty sits down with her uncle, Jack Ginty, who recounts his inspirational, firsthand experience as an FDNY firefighter during the 9/11 attacks. **Disclaimer** In this episode, Jack recounts his firsthand experience as a firefighter, including depictions of tragedy and violence....

Sep 10, 202148 min

129 - Althea - "Tripled income... still living paycheck to paycheck!"

Happy Friday, Future Rich fam! We have a really fun episode this week with our wonderful guest, Althea! Althea is currently transitioning from working in Academia in Virginia teaching Literature and Creative Writing to becoming a Children’s Book Author. Althea also just purchased her first home (yay!) with her partner. Unfortunately, both Althea and her partner have A TON of student loans that, thanks to interest rates, aren't going down as fast as they should be despite on-time payments. In...

Sep 03, 202155 min

128 - Mary Margaret - "I need to amp up my savings ASAP!"

Happy Friday, Future Rich fam! This week, we have a great episode with our lovely guest, Mary Margaret, who brought a fantastic spreadsheet for Barbara to go over. Mary Margaret lives in South Carolina with her husband and two sons and works for a historic home. Her largest expense is childcare, which will only increase when her baby on the way arrives. Mary Margaret's biggest goal is to buckle down and amp up her emergency fund as much as possible. Follow Future Rich to stay up to date and ...

Aug 27, 202133 min

Wine Wednesday Episode 15 - What is a CFP?

Welcome to Wine Wednesday,🍷✨💸 Our shorter, more casual mid-week financial treat for all of our lovely listeners! Have you ever wondered what a CFP even is? CFP stands for Certified Financial Planner. Today we're going over the ins and outs of becoming a CFP. If you're interested in learning more about the financial industry, this is the episode for you! PLUS if you'd like to start your journey to become a CFP we have 1-2 spots left in our PRIVATE pilot program! DM us on Instagram a...

Aug 25, 20217 min

127 - EXPERT Antony Eminowicz, PLLC - "Estate Planning for All"

In this new expert episode of Future Rich, Certified Financial Planner Barbara Ginty had the pleasure of sitting down and talking with Antony M. Eminowicz, PLLC. Antony is a dual-qualified attorney, licensed to practice in both New York as well as England and Wales. He devotes his practice primarily to elder, estate, and special education, to include: - Preparation of wills and trusts - Incapacity planning, including powers of attorney and advance directives - Special needs planning - Asset prot...

Aug 20, 202130 min

Wine Wednesday Episode 14 - Roth Conversions

Welcome to Wine Wednesday,🍷✨💸 Our shorter, more casual mid-week financial treat for all of our lovely listeners! Each Wednesday, Certified Financial Planner Barbara Ginty will be covering a different financial topic and answering all of your questions on Instagram live. Last week we went over Mega Backdoor Roths, today we're going over REGULAR Roth Conversions where you take pre-tax money and convert/roll it over to a Roth IRA. Listen and learn the critical rules that need to be followed d...

Aug 18, 20217 min

126 - Foxy Moneybags - "How much do you need to retire?"

Happy Friday Future Rich fam! We have a really fun episode this week with our wonderful guest, Foxy Moneybags (comment if you get the reference!). Foxy is currently transitioning from working as a nanny and Administrative Assistant at a Tax Firm to working full-time as an Administrative Assistant at an Investment Baking Firm. Barbara goes over all of Foxy's incredible savings goals and answers the very important, often mysterious question, how much DO you REALLY need to retire? Follow Future...

Aug 13, 202140 min

Wine Wednesday Episode 13 - Mega Backdoor Roth

Welcome to Wine Wednesday,🍷✨💸 Our shorter, more casual mid-week financial treat for all of our lovely listeners! Each Wednesday, Certified Financial Planner Barbara Ginty will be covering a different financial topic and answering all of your questions on Instagram live. Do you know how to leverage Roth dollars through your 401k? In this episode, Barbara explains what Mega Backdoor Roths are, when you should use them, and their benefits. If you're not already following us on Instagram @futu...

Aug 11, 202111 min

125 - Masie - "How to repurpose your budget"

Happy Friday! We have a great episode this week on the Future Rich podcast. Certified Financial Planner Barbara Ginty chats with the marvelous Masie all about her concerns, goals, and budgeting woes. Masie is a 42-year-old Events Coordinator living with her family in the suburbs of Philly. In the past year and a half, Masie and her husband paid off 25K in debt AND saved a 5 month emergency fund. Despite reaching these awesome financial goals, she is still worried that she's fallen behind on ...

Aug 06, 202148 min

Wine Wednesday Episode 12 - A Goal Without a Date is Just a Dream

Welcome to Wine Wednesday,🍷✨💸 Our shorter, more casual mid-week financial treat for all of our lovely listeners! Each Wednesday, Certified Financial Planner Barbara Ginty will be covering a different financial topic and answering all of your questions on Instagram live. In this episode, Barbara gets personal and talks about her three-pronged approach to meeting her financial goals. The three things that she's mainly focusing on are increasing her rental income, evaluating her business, and...

Aug 04, 202110 min

124 - EXPERT Robert Leonard - "How To Start House Hacking"

In this special expert episode of Future Rich, Certified Financial Planner Barbara Ginty had the pleasure of sitting down and talking with Robert Leonard. Robert is the VP of Growth at The Investor’s Podcast Network and the host of a top 1% business and investing podcast with two segments called, Millennial Investing and Real Estate 101. He is a motocross racer, a single dad, and an active real estate and stock investor who is passionate about educating audiences on financial literacy and person...

Jul 30, 202131 min