Are you the kind of person who gets significant life events out of the way all at once? In this week’s episode, Certified Financial Planner Barbara Ginty catches up with fan-favorite Natasha who is currently experiencing the harsh realities of how expensive being a homeowner is while also planning a wedding! Find out what Natasha has been dealing with (hint, you need them to see the outside world!)and learn her pro tip for potentially saving thousands of dollars on a wedding venue. Follow Future...
Jul 23, 2021•24 min
Welcome to Wine Wednesday,🍷✨💸 Our shorter, more casual mid-week financial treat for all of our lovely listeners! Each Wednesday, Certified Financial Planner Barbara Ginty will be covering a different financial topic and answering all of your questions on Instagram live. In this episode, Barbara talks about the ins and outs of life insurance. Do you need it? If you do, what kind should you get? Should you have your own policy? Or is having workplace life insurance enough? Listen to find out! If...
Jul 21, 2021•16 min
Oh wow, we certainly have a treat for you this week on Future Rich! Certified Financial Planner Barbara Ginty chats with the wonderful Erin! Erin is a 32-year-old Engineer living with her family in Virginia. We thought we had seen the best budget this season, but Erin is really turning heads with her insanely good savings ratio! Listen to learn Barbara's opinion on good debt vs. bad debt along with her advice for Erin to take care of her lifestyle creep and transition from saving, saving, sa...
Jul 16, 2021•43 min
Welcome to Wine Wednesday,🍷✨💸 Our shorter, more casual mid-week financial treat for all of our lovely listeners! *FYI* This week's Wine Wednesday was recorded on a Thirsty Thursday, hence the intro! Each Wednesday, Certified Financial Planner Barbara Ginty will be covering a different financial topic and answering all of your questions on Instagram live. Is one of your goals to buy a house?! In this episode, Barbara breaks down some important (often overlooked) details on buying a house an...
Jul 14, 2021•12 min
This week's exciting episode of Future Rich, Certified Financial Planner Barbara Ginty chats with the wonderful Romney! Romney lives in Canada with her husband and works as a 25-year-old Registered Nurse working in Labor and Delivery. She also an amazing side hustle, working part-time at a fertility clinic. In May of 2020, at the start of the pandemic, Romney and her husband decided that they would pay off all of their student loan debt. Listen to find out how Romney paid off $87,000.00 in l...
Jul 09, 2021•27 min
We’re so excited to share this special expert edition of Wine Wednesday with you! This week Barbara's friend, Christian, shares his incredibly fascinating, emotional rollercoaster of a journey to becoming an overnight multi-millionaire during the GameStop pandemonium of 2021. As a follow-up, we highly suggest listening to our expert episode with Investment Professional, John McCormick where he goes into detail about the phenomenon of the short squeeze: https://soundcloud.com/planancial/102-e...
Jul 07, 2021•1 hr 3 min
In this special expert episode of Future Rich, Certified Financial Planner Barbara Ginty discusses all things student loans with fan-favorite guest, New York debt settlement attorney Leslie H. Tayne, Esq. What does Leslie think of the student loan forgiveness program? Does she think that ALL student loans will eventually be forgiven? What are her thoughts on federal student loans vs. private student loans? Leslie drops way too much knowledge to list in an episode description - you gotta listen! ...
Jul 02, 2021•27 min
Welcome to Wine Wednesday,🍷✨💸 Our shorter, more casual mid-week financial treat for all of our lovely listeners! Each Wednesday, Certified Financial Planner Barbara Ginty will be covering a different financial topic and answering all of your questions on Instagram live. What is a 529? How do they work? Are they tax-deferred? Can you use them for trade school? What about grad school? All these questions and more will be answered in today's episode! If you're not already following us on ...
Jun 30, 2021•13 min
In this week's episode of Future Rich, Certified Financial Planner Barbara Ginty chats with the lovely Lauren! Lauren is a 27-year-old Actuary working in Connecticut. She lives with her boyfriend in a multiunit house that she owns as an investment property. Heads up... Lauren has one of the best budgets we've ever seen on Future Rich! Listen to find out how Lauren got herself in such a fantastic financial position along with Barbara's advice to nail her savings ratio. Follow Future R...
Jun 25, 2021•39 min
This week's Wine Wednesday is extra special! 🍷✨💸 If you wanted to attend our "What does a six figure salary get you?" webinar with Marcus Garrett but missed out, you're in luck because you can listen to the audio replay of today's episode! What do Barbara and Marcus go over exactly? -Firsthand experience negotiating their own salaries -The importance of job choices and salary negotiation -Why side hustles and passive income increase in importance with age -Tips to increase ...
Jun 23, 2021•1 hr
In this week's episode of #FUTURERICH Certified Financial Planner, Barbara Ginty follows up with the wonderful Eglantine(Bedknobs and Broomsticks reference!), who she interviewed in episode 63 + 64 last year before the pandemic. Eglantine still lives in Boston with her husband and three-year-old. In this episode, she comes bearing both good news and bad news. The good news is that Eglantine is the first guest on the podcast who's had her loans forgiven through the PSLF, aka Public Servic...
Jun 18, 2021•50 min
Welcome to Wine Wednesday,🍷✨💸 Our shorter, more casual mid-week financial treat for all of our lovely listeners! Each Wednesday, Certified Financial Planner Barbara Ginty will be covering a different financial topic and answering all of your questions on Instagram live. In this episode, Barbara and Marcus Garrett talk a bit about their backgrounds and what got them into helping others with their finances along with providing a few teasers for what you'll get in their FREE WEBINAR, "Wha...
Jun 16, 2021•15 min
You're in for a treat! In this week's episode of Future Rich, Certified Financial Planner Barbara Ginty chats with the lovely Dee! Dee is a 36-year-old entrepreneur working in Behavioral Health Management. She lives with her husband, human child, and fur child (in her words, lol!) in Austin, TX. After an important surprise conversation with her father, Dee embarked on her financial journey to becoming debt-free! Listen to find out how Dee paid off $50,000 of student loan debt in one year...
Jun 11, 2021•35 min
Welcome to Wine Wednesday,🍷✨💸 Our shorter, more casual mid-week financial treat for all of our lovely listeners! Each Wednesday, Certified Financial Planner Barbara Ginty will be covering a different financial topic and answering all of your questions on Instagram live. In this episode Barbara just wanted to pop in to let you know about our FREE webinar with Marcus Garrett, What does a six figure salary get you? What can you expect?! -The importance of job choices and salary negotiation 📈 -Wh...
Jun 09, 2021•4 min
On this week's special expert episode of Future Rich, Barbara had the pleasure of interviewing millennial money expert, founder of My Fab Finance, and co-host of Going From Broke, Tonya Rapley!!! Listen in on Tonya's journey to becoming a leader in the field of Financial Education and her experience with the ups and downs of entrepreneurship. In this episode, Tonya also offers her top tips for tackling debt, how she got her "no game" to be so strong, and why YOU are your best too...
Jun 04, 2021•24 min
Welcome to Wine Wednesday,🍷✨💸 Our shorter, more casual mid-week financial treat for all of our lovely listeners! Each Wednesday, Certified Financial Planner Barbara Ginty will be covering a different financial topic and answering all of your questions on Instagram live. Did you know there are around 43 million individuals with federal student loans?? Want to learn what payoff strategy you should use for your student loans in 2021? Then this is the episode for you! If you're not already fol...
Jun 02, 2021•7 min
Check out this week’s SPECIAL STORY TIME episode where Certified Financial Planner Barbara Ginty catches up with Future Rich Podcast Producer Potter! We've been seeing a ton of new listeners around here and felt like it was the right time to re-introduce Barbara and Potter! Interested in learning how Future Rich was born? Are you curious about what exactly a CFP does? Want to get some insight on the team behind the podcast? If you said yes to any of those questions, then this is the perfect ...
May 28, 2021•16 min
In episode 114 of Future Rich, Certified Financial Planner Barbara Ginty interviews the fantastic Kara! Kara is a 27-year-old who lives and works in North Carolina. She recently got promoted to a Manager at a Run Specialty Retail Store and also got married in September 2020 (Congrats!!). Kara's main goal is to get rid of her student loans, eliminate her credit card debt, and save money for a down payment for a home! Listen to find out Barbara's plan to get rid of Kara's student loan ...
May 21, 2021•31 min
Welcome to Wine Wednesday,🍷✨💸 Our shorter, more casual mid-week financial treat for all of our lovely listeners! Each Wednesday, Certified Financial Planner Barbara Ginty will be covering a different financial topic and answering all of your questions on Instagram live. This week, Barbara is recording from Florida (during a dramatic thunderstorm), and the topic is something most of us loathe... TAXES! We'll be going over how the tax code works, tax brackets, the importance of understanding...
May 19, 2021•17 min
Happy Friday! In episode 113 of Future Rich, Certified Financial Planner Barbara Ginty interviews the lovely Daisy! Daisy is 25-years-old and works as an Administrator in North Western Pennsylvania. Her main goal is to purchase an investment home, which she's well on the way towards achieving with her impressive emergency fund. She's mastered the art of making short-term small sacrifices in order to get to a greater financial situation. This is a great episode for anyone who's intere...
May 14, 2021•47 min
Welcome to Wine Wednesday🍷✨💸 Our shorter, more casual mid-week financial treat for all of our lovely listeners! Each Wednesday Certified Financial Planner Barbara Ginty will be covering a different financial topic and answering all of your questions on Instagram live. This week's topic is Freelancer Retirement Planning! We'll be going over Barbara's two favorite retirement planning options, Simple and SEP IRAs. If you're not already following us on Instagram and Facebook @futur...
May 12, 2021•15 min
On this week's special expert episode of Future Rich, we had the pleasure of interviewing Jully-Alma Taveras all about the power of investing! Jully-Alma Taveras is the founder of Investing Latina, an online community for financially powerful women. She is an award-winning bilingual money expert, writer, and YouTuber that covers topics around personal finance, investing, and entrepreneurship. Jully is a speaker and facilitator that has led workshops at Nasdaq, Google, other Fortune 500 compa...
May 07, 2021•25 min
Welcome back to our NEW series... Wine Wednesday🍷✨💸 This is our casual mid-week financial treat for all of our lovely listeners! Each Wednesday Certified Financial Planner Barbara Ginty will be covering a different financial topic and answering all of your questions on Instagram live. This week's topic is Traditional IRAs! If you're not already following us on Instagram and Facebook @futurerichpodcast what are you waiting for? Watch the full Wine Wednesday episode here: https://www.ins...
May 05, 2021•14 min
Happy Friday! In episode 111 of Future Rich, Certified Financial Planner Barbara Ginty interviews the wonderful Lyn, a Territory Sales Rep living in the greater Phoenix area with her boyfriend. Lyn fears that she's not investing or saving enough, but spoiler alert, she's doing a fantastic job! She's been working for the same company for four years and has no debt but has plans to shift gears and get her MBA. This means trying to balance saving for retirement with saving for grad scho...
Apr 30, 2021•37 min
We have a fun NEW series... Wine Wednesday🍷✨💸 We're excited to offer a more casual mid-week financial treat for all of our lovely listeners! Each Wednesday Barbara will be covering a different financial topic and answering all of your questions on Instagram live. This week's topic is Roth IRAs! (PSSST if you're not following us yet @futurerichpodcast what are you waiting for?!) Watch the full Wine Wednesday episode here: https://www.instagram.com/tv/CN8xlQ_n2Yf/ For more facts and ...
Apr 28, 2021•17 min
In episode 110 of Future Rich, Certified Financial Planner Barbara Ginty interviews her friend IRL, the fantastic Morgan. Morgan is an Aerospace Engineer in Salt Lake City. After working six years as a Rocket Scientist, Morgan started feeling burnt out and took a much-needed sabbatical. This time off confirmed one of Morgan's biggest fears... getting caught up in the "rat race"! In this episode, Morgan's impressive budgeting skills blow Barbara away. We're talking zero debt; ...
Apr 23, 2021•53 min
It's Friday! We hope you have a good one, Future Rich Fam! In episode 109 of Future Rich, Certified Financial Planner Barbara Ginty interviews the lovely Margo, a Medical Tech living in New Mexico with her husband and two kids. Both she and her husband work government jobs and have unique side hustles. Margo has binged Future Rich to help her and her family stop living paycheck to paycheck after a bad year (surprise, it was 2018, not 2020). She admits to feeling like she missed out on a lot ...
Apr 16, 2021•44 min
Get ready, Future Rich fam! We're so excited to bring you this week's special expert guest, Jimmy DeCicco. Jimmy is the CEO of Super Coffee, which he started with his two younger brothers, Jordan and Jake, in 2015. The Super Coffee trio pitched their idea for a healthy alternative to overly sugared energy drinks and bottled coffee on Shark Tank but were denied a deal. After Shark Tank, the trio amassed an impressive list of investors and is now valued at more than $400 million!!! Listen ...
Apr 09, 2021•26 min
In this week's follow-up episode of #FUTURERICH Certified Financial Planner, Barbara Ginty interviews 29-year-old Jackie from episode 62! 2020 was the year of saving for Jackie, who still lives and works in the financial realm as a Financial Services Consultant in Charlotte, NC. Jackie still wants to be a CFP but has some bigger, more complicated goals in mind... we're talking F.I.R.E. people! Learn what Barbara's advice is for Jackie to get herself to a place where working is option...
Apr 02, 2021•41 min
Happy Friday, Future Rich Fam! In episode 106 of Future Rich, Certified Financial Planner Barbara Ginty interviews the lovely Selena, a Social Worker living in LA with her fiancé. Barbara helps Selena develop a plan to get rid of her intimidating amount of student loan debt via the Public Service Loan Forgiveness Program and offers her advice on where to direct her savings (credit card debt or car loan?). Listen to find out where Barbara suggests Selena spend her money first; the answer may surp...
Mar 26, 2021•44 min
