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Golden State Finance Authority (GSFA) - USDA Home Loan program with a Grant

DPA is available from GSFA for Purchase transactions as outlined below:
DPA Amount:
• USDA: Up to 4.00% of the First Mortgage Loan amount.
Grant forgive after close

Occupancy:
• Borrower must occupy the residence as their primary residence.
• For non-occupant co-borrowers, refer to loan agency guidelines.
Eligible Properties:
• Single Family (1 -4 Unit) properties ONLY, as allowed per Agency guidelines.
• Manufactured housing allowed with a minimum of 680 FICO (no manual
underwriting)
Income Limits (based on county of property):
• For FHA and VA loans, follow GSFA Income Limits published online at
http://www.gsfahome.org/programs/dpa/....
• For USDA loans, follow the stricter of either GSFA Income Limits published
online at http://www.gsfahome.org/programs/dpa/...