First Time Home Buyer’s Radio  - podcast cover

First Time Home Buyer’s Radio

Scott Short (loanDepot Mortgage - Loan Officer (NMLS#225998))www.shorthomeloans.com
You do not need to save up 20% down payment before you buy your home.I will be interviewing Down Payment Assistance program specialists (in Greater Sacramento, Ca) and teach you hacks too.Armed with Knowledge helps you negotiate the best deal for YOU..

Episodes

CalHFA- Dream for All - Shared Appreciation program

Great conversation with Molly K. Ellis( CalHFA’s Training and Out Reach Manager). Topic of the day: their newest Down Payment Asst program: “Dream For All Shared Appreciation Loan”. Program goes live March 27, 2023 As Paul Harvey would say: here’s the rest of the story( especially for all the IG click bait misinformation) #calhfa #DPA #fthb #realestatemarket #realestateagents

Mar 31, 202312 min

California changes to Solar - starting April 14th, 2023

Great conversation with Solar Lily ( SunLily Energy) Today's conversation is all about Solar and the uncoming California PUC change to solar ( NEM 3.0 starts April 14, 2023) LIsten in for the details.... We were at separate small businesses Cafe for our zoom call: Lily was at the Apartment Cafe in Rancho Cucamonga, CA I was at Barrio's Cafe in Sacramento, CA Please support small businesses...

Feb 03, 202326 min

GSFA - Platinum DPA program- Conventional option

Great conversation with Meagan Harris ( Trainer for GSFA ( Golden State Finance Authority) ) Today we spoke about GSFA’s Platinum Down Payment Assistance program- their Conventional Financing option. If you are looking for down payment & closing costs assistance… Listen in PS: i work for Empire Home Loans, Inc. - not Empire mortgage ( sorry for the error on the interview)

Jan 21, 202317 min

CalHFA $40k ADU Grant

Great Conversation with Molly Ellis ( Training Manager for CalHFA) we are discussing their $40k ADU grant and how to access the $$

Oct 22, 202218 min

GSFA Community Based DPA loan Program

Great Conversation with Meagan Harris ( GSFA Trainer) Today's conversation was about their new DPA ( Down payment Asst) program. It focuses on certain communities for their special financing listen in for more details

Jun 10, 202213 min

Golden State Finance Authority - Conventional Platinum DPA

Great conversation with Meagan Harris ( Trainer for Golden State Finance Authority (GSFA)). We spoke about their Conventional Platinum Down Payment Asst program. If you are looking for Down Payment and Closing Cost Assistance to purchase your home you will live in .. this is a great program

Oct 29, 202115 min

Golden State Finance Authority - Conventional Open Door DPA

Great conversation with Meagan Harris ( Trainer for Golden State Finance Authority (GSFA)). We spoke about their Conventional Open Door Down Payment Asst program . If you are looking for Down Payment and Closing Cost Assistance to purchase your home you will live in .. this is a great program...

Oct 15, 202115 min

Freddie Mac - allows only 5% down for a purchase of a duplex, triplex or Fourplex

Residential home loans closing on or after November 15, 2021 .. can qualify to purchase a duplex, triplex or fourplex with only 5% down payment. (One unit has to be owner occupied. ) Golden State Finance Authority in California or National Homebuyers Fund outside California can help with down payment and closing cost assistance .. listen in to the podcast for more details.. Reach out to me with questions..

Sep 28, 20215 min

Credit - Update

Great conversation with Alex Erlich (My Credit Guy) - State of Credit

Nov 20, 202037 min

GSFA (Golden State Finance Authority) Open Door FHA,VA and USDA loan program

Great conversation with Meagan Harris (Trainer with GSFA). Topics: Their Open Doors (FHA,VA & USDA) Down Payment Asst (DPA) loan Who Qualifies Credit Score needed to qualify for their DPA DTI ( Dept to Income) Ratios How their asst breaksdown (Gift and Loan) and a lot more about their program

Aug 19, 202011 min

GSFA (Golden State Finance Authority) Open Door Conventional loan program

Great conversation with Meagan Harris (Trainer with GSFA). Topics: Their Open Doors Conventional Down Payment Asst (DPA) loan Who Qualifies Credit Score needed to qualify for their DPA DTI ( Dept to Income) Ratios How their asst breaksdown (Gift and Loan) and a lot more about their program

Aug 05, 202017 min

GSFA (Golden State Finance Authority) Platinum FHA,VA and USDA loan program

Great conversation with Meagan Harris (Trainer with GSFA). Topics: Their Platinum Gov't Loans (FHA,VA,USDA) Down Payment Asst (DPA) loan Who Qualifies Credit Score needed to qualify for their DPA DTI ( Dept to Income) Ratios How their asst breaksdown (Gift and Loan) and a lot more about their program

Jul 22, 202010 min

GSFA (Golden State Finance Authority) Platinum Conventional loan program

Great conversation with Meagan Harris (Trainer with GSFA). Topics: Their Platinum Conventional Down Payment Asst (DPA) loan Who Qualifies Credit Score needed to qualify for their DPA DTI ( Dept to Income) Ratios How their asst breaksdown (Gift and Loan) and a lot more about their program

Jul 08, 202012 min

Found you money to help you buy your home

On this episode: Interviewing Tracie Panish (Partner's Credit) Topics: Fico 10 & 10T Freezing and Unfreezing your Credit Trigger Leads and www.optoutprescreen.com to avoid becoming a victim

Feb 03, 20208 min