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Earn Your Leisure

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Welcome to The Earn Your Leisure Podcast. Rashad Bilal and Troy Millings will be your host. Earn Your Leisure will be giving you behind the scenes financial views into the entertainment and sports industries as well as highlighting back stories of entrepreneurs. We will also be breaking down business models and examining the latest trends in finance. Earn Your Leisure is a college business class mixed with pop culture. We blend the two together for a unique and exciting look into the world of business. Let’s go!! #earnyourleisurepodcast
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Episodes

“They Don’t Want Us to Have the Info!” Math Hoffa, Ray Daniels & Obi Omile Expose the Game

In this powerful episode of Earn Your Leisure, we sit down with Math Hoffa, Ray Daniels, and Obi Omile to break down the intersection of culture, business, and creativity. They dive into how they came together to launch the Off The Top freestyle competition, how mixtapes reshaped freestyle culture, and what it takes to grade lyrical talent. Obi shares how he built and raised money for theCut—his revolutionary barber booking app—and the deeper role the barbershop plays in the Black community. We ...

May 22, 20251 hr 23 min

Crypto Security & Coinbase’s S&P 500 Milestone: Risks, Opportunities, and the Future Explained

In this insightful clip, Ian Dunlap and Rashad Bilal dive deep into some of the biggest topics shaking up the crypto world this year. With Coinbase’s recent addition to the S&P 500, the conversation explores what this monumental move means for crypto legitimacy, bitcoin’s dominance, and investor options in this rapidly evolving space. The discussion covers: *Coinbase Joins the S&P 500:* What does it signal for cryptocurrency mainstream acceptance? Is this a sign that digital assets are h...

May 21, 202518 min

How To Make Money Podcasting: Monetization Secrets from Pour Minds & Earn Your Leisure

In this insightful clip, Lex P and Drea Nicole of the Pour Minds podcast join Rashad Bilal and Troy Millings from Earn Your Leisure to break down exactly how successful podcasters make money. If you’ve ever wondered how top podcasts generate multiple streams of income, this conversation is a must-watch. Lex and Drea get real about the many ways Pour Minds has built revenue—from ad deals, YouTube streams, and Patreon, to live shows, merchandise, ebooks, online courses, and even unique brand partn...

May 19, 202510 min

Warren Buffett’s Real Estate vs. Stocks Strategy & Thoughts on Bitcoin

In this enlightening clip, join Rashad Bilal, Troy Millings, and Ian Dunlap as they break down Warren Buffett’s investment preferences and debate the classic question: stocks or real estate? The trio dives into public records showing Buffett famously owns just one home and prefers the stock market for its simplicity and liquidity. But is there more to the story? Ian highlights the distinction between public statements and private wealth strategies, suggesting even more diversified holdings throu...

May 17, 202510 min

Pour Minds on BET Travel Show, Top Food Cities, Best Destinations for Black Travelers, & Podcasting

We sat down with Lex and Drea from Pour Minds to talk about their brand new travel show Travel Queens on BET. In this powerful and entertaining conversation, they break down how they negotiated their TV deal, built a thriving community, and continue to inspire Black women to explore the world fearlessly. They also share their top travel destinations, favorite food cities, and the importance of highlighting Black experiences through global storytelling. From Brazil to the best soul food cities in...

May 15, 20251 hr 13 min

Breaking Down the China Tariff Pause: What It Means for the Economy & Markets

In this insightful clip, Troy Millings, Ian Dunlap, and Rashad Bilal unpack the latest developments on U.S. tariffs against China, including the newly announced 90-day pause and drastic rate changes. The hosts break down how tariffs were originally raised up to 145%, only to be quickly slashed to 10% for most products—with further specifics on items related to fentanyl. They dive deep into what this rapid shift signals for global markets, American businesses, and the broader economy. Listen in a...

May 13, 202513 min

Live Below Your Means: The Key to Lasting Wealth

In this insightful clip from Money Moves, hosts Rashad Bilal, Troy Millings, and Ian Dunlap break down why living below your means is the ultimate wealth strategy—and why modesty might be your greatest financial asset. They discuss money traps that can derail your financial progress, the true cost of home ownership, and why that flashy car or expensive watch may not be worth the investment. Rashad revisits the importance of financial organization and planning for your family’s future, urging us ...

May 10, 202512 min

G Perico on Going Broke, Owning 80% of His Music, Nipsey Hussle & Why Independence Is the Only Way

In this exclusive Earn Your Leisure interview, G Perico breaks down the real cost of being in the streets, how he went broke spending more than he made, and why independence in music is the key to real wealth. He explains how he keeps 80% of his profits, the importance of building a team, and the strategy behind flooding the market with content. We also dive into the business of touring, avoiding shady promoters, and what he learned from Nipsey Hussle. If you’re an artist, entrepreneur, or just ...

May 08, 20251 hr 2 min

10 Money Moves That Will Change Your Life Forever

In this must-watch clip, Rashad Bilal and Ian Dunlap break down the five mandatory steps everyone should follow to take control of their personal finances and build lasting wealth. Whether you're just starting your financial journey or looking to tighten up your money game, these actionable strategies cover all the essentials: eliminating debt, smart investing, saving for retirement, setting your family up for success, and protecting your legacy. *What You'll Learn:* ✔️ How to crush your debt us...

May 07, 20259 min

Building a Fintech Empire: How Paul Alex is Revolutionizing Merchant Automation

In this insightful clip from EYL, host Troy Millings sits down with Paul Alex, entrepreneur and fintech innovator, to discuss how Paul is disrupting the merchant automation and ATM space. Paul shares his inspiring journey, from his humble beginnings in law enforcement to creating a multi-million dollar business helping others achieve financial freedom. Paul breaks down the foundation of his fintech approach—focusing on ATM businesses and merchant services, and empowering entrepreneurs to leverag...

May 05, 202513 min

Top 4 Lessons from Warren Buffett + The Future of Crypto in Gaming

In this insightful clip from Market Mondays, Ian Dunlap and Rashad Bilal break down the top four lessons investors can learn from Warren Buffett’s continued dominance in the market. Whether you’re a seasoned trader or just starting your investment journey, these key takeaways from the Oracle of Omaha's playbook—including sticking to your plan, building a resilient portfolio, making data-driven decisions, and trimming profits at the right time—are essential for long-term success. Rashad shares wh...

May 03, 202513 min

Top Healthcare Stocks & ETFs To Watch

In this insightful clip, Troy Millings and Ian Dunlap dive deep into building a strong portfolio centered on the healthcare sector! Whether you’re an experienced investor or just starting out, they break down the tried-and-true strategies to help you navigate an ever-changing market. The conversation kicks off with Ian sharing his take on focusing your investments, urging listeners to stick with what works rather than chasing the latest trend. He discusses his go-to picks for a healthcare-focuse...

May 01, 202511 min

"Big Short" Inspiration Steve Eisman on 2008 vs. Today: Are We Heading for Another Financial Crisis?

In this insightful clip from MM, Rashad Bilal and Troy Millings sit down with Steve Eisman, the legendary investor who famously predicted the 2008 financial crisis and was portrayed in "The Big Short." Eisman shares his expert perspective on the current state of the economy, evaluating whether today’s risks parallel those of 2008 and how concerned investors should be about a potential recession or greater financial calamity. Eisman breaks down the key differences between the dangerous leverage a...

Apr 28, 202514 min

Art Investing for Beginners

In this clip, Ingrid Best shares her journey into the world of art investing, offering valuable insights and practical tips for those interested in exploring this unique and rewarding investment avenue. Ingrid's venture into art investing began with a realization sparked by a significant bonus from her career in the wine and spirits business. Instead of indulging in fleeting luxuries, she decided to invest a substantial portion of her bonus in a piece of art from South Africa, purchased directly...

Apr 26, 202516 min

From Cop to Millionaire: How Paul Alex Built a 7-Figure Business with Automation

We sat down with Paul Alex, the founder of MerchantAutomation.com and a former award-winning detective, to talk about his incredible journey from law enforcement to building multimillion-dollar businesses. In this interview, Paul shares how he made the bold decision to leave a stable career in law enforcement and pursue entrepreneurship full-time. He breaks down how he built his companies from the ground up, helped over 4,000 entrepreneurs generate passive income, and scaled MerchantAutomation.c...

Apr 24, 20251 hr 9 min

Is It Time to Sell AMD?

In this clip, Rashad Bilal, Troy Millings, and Ian Dunlap sit down to break down the current state of AMD and what investors should be considering right now. Are we entering bearish territory for AMD? Is it time to cut your losses—or is there a buying opportunity on the horizon? Ian shares his longtime perspective on AMD as one of his favorite companies, while also explaining why he now sees it slipping off the Mount Rushmore of chip makers. The trio weighs in on where AMD stands in comparison t...

Apr 22, 202510 min

How Morgan DeBaun Built a $40M Media Empire & Acquired 3 Black-Owned Brands

In this powerful clip, Morgan DeBaun, CEO and founder of Blavity Inc., joins Troy Millings and Rashad Bilal to break down her journey from early stock market investing at age 13 to building a $40 million media powerhouse. Get the inside scoop on how Morgan navigates the corporate landscape amid rollbacks in DEI (Diversity, Equity, Inclusion) initiatives and shifting political climates. She opens up about how these changes—plus new tariffs—are impacting Black businesses and media revenue, and why...

Apr 20, 202511 min

How AI is Transforming Tech Careers for Black Professionals

In this clip, join Rashad Bilal, Troy Millings, and Morgan Debaun as they dive into how artificial intelligence and robotics are rapidly changing the tech industry—especially for Black professionals. Morgan, founder of AfroTech, shares eye-opening perspectives on the growing skills gap, the critical role of innovation, and why embracing new technology is now more vital than ever. The conversation covers: The accelerating pace of AI disruption in tech Challenges and opportunities for Black profes...

Apr 17, 20257 min

Navigating Market Uncertainty: The Impact of Trump's Tariff Changes

In this insightful clip, Rashad Bilal, Troy Millings, and Ian Dunlap discuss the recent changes in Trump's tariff policies and their impact on the market. We dive into the erratic behavior surrounding the exemptions for smartphones and computer chips, which were welcomed by the tech sector, only to be followed by a special tariff on semiconductors. This inconsistency creates a choppy market, leaving investors on edge. The hosts explore why these sudden shifts are taking place, with Rashad noting...

Apr 15, 202513 min

Is Amazon Still a Smart Investment?

In this insightful clip, finance experts Troy Millings, Ian Dunlap, and Rashad Bilal dive deep into the ever-evolving landscape of major tech stocks and investment strategies. The conversation starts with a focus on Amazon, as Troy contemplates the implications of tariffs on e-commerce and how it might impact Amazon’s position as an attractive investment. Rashad shares his perspective, revealing that Amazon isn’t currently in his top five picks for investments. Instead, he places his faith in Nv...

Apr 12, 202510 min

She Built Slutty Vegan Into a $100M Brand, Lost It, and Bought It Back—Pinky Cole Tells All

In this powerful episode of Earn Your Leisure, we sit down with the legendary Pinky Cole, founder of Slutty Vegan, as she opens up about her entrepreneurial journey, the highs and the lows, and how she fought to reclaim her business and legacy. Pinky reveals how Slutty Vegan fell into financial crisis even after reaching a $100M valuation, and why she lost ownership of the company for 43 days. She breaks down the official debt restructuring process, what led to the crisis, and how scaling too fa...

Apr 10, 202544 min

Is Apple Finished? Reaction to Tariffs Shaking the Tech Giant’s Future, Should You Sell Your Stock

In this insightful clip, Rashad Bilal, Ian Dunlap, and Troy Millings dive into a heated discussion about Apple's current status in the tech world. With recent challenges such as potential tariffs and rising iPhone prices, the team debates whether it's time to remove Apple from the popular "two tech to index" philosophy. Ian Dunlap shares his perspective on Apple's drawdown strategy, gross profit margins, and the need for innovation. The discussion also touches on the influence of geopolitical ri...

Apr 08, 202512 min

TRUMP’S TARIFFS EXPLAINED: Impact on Your Wallet, Opportunities, Recession Warning & Market Crash

Tonight on a special episode of Earn Your Leisure, we’re joined by CNBC’s Frank Holland and Investopedia’s Editor-in-Chief Caleb Silver to break down one of the biggest economic moves of the year: Trump’s tariffs. With new tariffs set to take effect and talk of a “State of Emergency” on trade, we’ll explore what this means for the U.S. economy, small businesses, manufacturers, the stock market, global supply chains, and you—the everyday consumer. We’ll unpack the real impact of these tariffs, ho...

Apr 04, 20251 hr 33 min

Mastering Multiple Streams of Income: Derrick Faulcon's Blueprint for Success

In this insightful clip from Earn Your Leisure, Rashad Bilal sits down with Derrick Faulcon to delve into the art of creating multiple streams of income. Derrick shares his unique strategy, grounded in focus and consistency, to master the "seven streams of income" concept that often seems elusive to many. Listen as Derrick explains his journey, starting with a single donut shop, and how he evolved it into a flourishing business model. He reveals the importance of mastering one craft and developi...

Apr 02, 20258 min

AI & Robotics Revolution: Reinforcement Learning’s Impact on Employment

In this fascinating clip, hosts Rashad Bilal and Ian Dunlap delve into the world of AI and robotics, highlighting how reinforcement learning is paving the way for revolutionary advancements in home robotics. Discover how these technologies are shaping our future! The clip takes you through the enlightening experience of attending a high-tech exhibit, where Rashad and Ian engaged with cutting-edge AI and robotics technologies. Get an insider's look at industry giants like Micron and Nvidia and ho...

Mar 29, 202513 min

Create 7 Streams of Income: Derrick Faulcon’s Blueprint for Hustling, Business & Taking-Over NYC

In today's inspiring episode of Earn Your Leisure, we sit down with Derrick Faulcon to discuss his incredible journey from owning a restaurant in Baltimore to successfully launching a popular donut shop in SoHo, NYC. Derrick shares crucial insights into transitioning businesses to new cities, emphasizing the key factors needed to thrive in unfamiliar territories. We dive deep into why Derrick strategically chose SoHo for his donut business and his powerful belief that bringing the best talent to...

Mar 27, 20251 hr 19 min

We're Losing The Al Race - It's Almost Over!

In this thought-provoking clip from Market Mondays, hosts Ian Dunlap, Rashad Bilal, and Troy Millings delve into the rapidly evolving landscape of AI and its profound impacts on society, education, and diversity. The discussion kicks off with new policies being announced during a school break, a strategic move that avoids immediate backlash but raises eyebrows regarding educational transparency. Controversy arises as the hosts discuss the perception and value of historically Black universities l...

Mar 25, 202519 min

The Most Important Stock in the World? TSMC’s Role in the AI Race Revealed!

In this clip, hosts Ian Dunlap, Rashad Bilal, and Troy Millings delve into the dynamic landscape of global investments and technological revolutions. Troy recommends Taiwan Semiconductor Manufacturing Company (TSMC) as a top investment over the next two years, predicting its central role in AI and quantum computing advancements. Learn why TSMC beats out competitors like Intel and why buying at $158-$162 could be a strategic move. As the world focuses on AI's evolving role, Ian highlights its sig...

Mar 23, 202515 min

Why Stocks Are the Best Gift You Can Give a Child

In this eye-opening clip, Rashad Bilal and Troy Millings explore a game-changing approach to gift-giving that can significantly impact future generations. Why settle for traditional gifts like toys or gadgets when you can offer something that grows in value over time? Instead of the usual presents at baby showers, birthdays, or holidays, consider gifting stocks or ETFs. This innovative method can teach children the invaluable lesson of financial literacy and the power of investing from a young a...

Mar 21, 20257 min

Set Your Kids Up for Life & Get a Tax Break! Roth IRA Secrets for Entrepreneurs

Welcome to EYL's latest clip, where hosts Rashad Bilal and Troy Millings dive into smart financial strategies to ensure a financially secured future for you and your children. In this insightful discussion, they explore the power of Roth IRAs and how starting early can make your child a millionaire by the time they retire. The clip kicks off with Rashad explaining the basics of individual retirement accounts (IRAs), focusing on the traditional IRA and the Roth IRA. A traditional IRA offers a tax...

Mar 19, 202514 min
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