As the end of the extended unemployment benefits looms, we're learning more about what the new stimulus bill may look like. All we know is you need to put your mask on and vote like your life depends on it. Get your VOTE mask here: https://www.resistancebydesign.com/fair-fight?fbclid=IwAR0OvKnh_kLru-NTZNpFqeaa9COHS6Myuz263jBWzlZrdE1zSlyeLI0M2_o We're also answering your questions, including one from Tiffany's mom! The lease is up on my car and I'm way below my miles, is it a good idea to buy it?...
Jul 29, 2020•56 min•Season 5Ep. 227
The whole country is trying to figure out what to do about school for next year. Lots of parents are trying to make some really difficult decisions right now. What are you doing about school as some school districts return to in person classes? Hit us up and let us know what’s happening where you’re at. And of course we're answering your questions like: The interest rate on my high yield savings account dropped to 1% because of the pandemic. Is there a point where I should pull my money out? My ...
Jul 23, 2020•1 hr 3 min•Season 5Ep. 226
How do you get into your zone of genius ? Tiffany's business coach has her whole team figuring out the intersection of what they're good at and what they love doing. She's already seeing returns. The point? Asking for help is baeeeeeee And you all had some great questions for us this week like: The pandemic has made our income uncertain, would it be weird for us to move back in with my in laws? I got a job offer right out of school in the middle of this pandemic. But the company has said nothing...
Jul 15, 2020•1 hr 15 min•Season 5Ep. 225
This week we're doing something a little different. Instead of answering questions, we're following up! Awhile back, a listener asked a question about negotiating salary during the pandemic. We gave her some advice, and this week she followed up to let us know how things went. Also a few weeks back, Tiffany shared her story about learning what the drama triangle is. She talked about learning how to set boundaries and say no. A listener heard that story and wrote in to talk about her situation an...
Jul 08, 2020•1 hr 12 min•Season 5Ep. 224
Mandi is playing NO games in getting her house refinanced. Learn how to shop around and make the loan officers work for YOU. On the flip side, if you're having trouble keeping up with a mortgage payment, check out this guide to Covid-19 related mortgage help. And finally we're answering your questions, including: Are you familiar with a sou sou? Is it a ponzi scheme or pyramid scheme? I may not be able to give my job 2 weeks notice before I quit, what are your thoughts? Read these resources belo...
Jul 01, 2020•52 min•Season 5Ep. 223
Mandi is taking concrete steps to handle racial disparities at work, Tiff is saying no to people who don't deserve her time, and hello to all the new people listening from Spotify! As mentioned on the show, here's a list of 7 things employees can ask their companies to do in support of inclusivity now. Questions: How do I get my money back after I've been scammed? Check out these links for info on what you might be able to do about it: ftc.gov/giftcards ftc.gov/complaint And this week's insta to...
Jun 24, 2020•1 hr 12 min•Season 5Ep. 222
What does allyship look like, and why is it important in this current moment? Do companies actually mean what they say when they're posting about Black Lives Matter? And what do palm trees have to do with all this? For more check out: https://www.tonybakercomedy.com/ change.org/renamegrady The NAACP Legal Defense and Educational Fund, Inc. – naacpldf.org Support a Black business: Blacklivesmatter.com/shop Color of Change – https://colorofchange.org/ 16 Orgs that are bailing out protestors: https...
Jun 17, 2020•1 hr 12 min•Season 5Ep. 221
We've got hopes and dreams for this moment, and we've spent a lot of time thinking about how we're going to move forward from today. But also, DID YOU SEE TIFF ON QUEER EYE ? What Tiff gave Tyreek is her 36 day Live Richer Challenge. You can do this too! Check it out . You can find the Instagrammer Tiff talks about on this episode @wordy.talk Check out these links for more: The NAACP Legal Defense and Educational Fund, Inc. – naacpldf.org Support a Black business: Blacklivesmatter.com/shop Color...
Jun 10, 2020•56 min•Season 5Ep. 220
The world is a lot right now. Let's talk about it. Resources: The NAACP Legal Defense and Educational Fund, Inc. - naacpldf.org Support a Black business: Blacklivesmatter.com/shop Color of Change - https://colorofchange.org/ 16 Orgs that are bailing out protestors: https://variety.com/2020/biz/news/black-lives-matter-bail-protestors-donate-charities-1234622677/ RESEARCH NONPROFITS BEFORE DONATING HERE: https://www.charitynavigator.org/ Links to anti-racist resources to send your white friends: 1...
Jun 03, 2020•1 hr 8 min•Season 5Ep. 219
Let's talk about the housing market. Will there be another housing crash like there was after 2008? Is now a good time to buy a house? What about refinancing? We talk about this and more, then we answer your questions like: If we get a second stimulus check, would it makes sense to spend a few hundred dollars on some stock while the the price is low? My grandfather gave me a car. Should I sell my old car or rent it out for extra income? And check out the following links for more: Lending Tree Re...
May 27, 2020•57 min•Season 5Ep. 218
We got so many supportive messages from you all after last week's show. Thank you! This week we're trying to figure out what summer might look like, when we might be back in our offices, and who will be the first people in our quarantine bubble. Then we're answering your questions like: How do I handle closed credit cards to improve my credit score? I'm expecting a large lump sum of money, I need some advice on how to use it. Check out the links below for more information: Secured Credit Cards: ...
May 20, 2020•45 min•Season 5Ep. 217
This week, Tiff got her house appraised, and the result came in mysteriously low. Wonder why that is? We also talk about the right (and wrong) ways to go about giving and receiving mentorship. Then, as always, we're answering your questions like: My mom is 60 and is horrible with money. What can I do to help her? What was your most ridiculous or unnecessary online purchase since quarantine began? how often do you take naps during quarantine? Or is that even possible? Since the quarantine, do you...
May 13, 2020•58 min•Season 5Ep. 216
Last week, Mandi talked about having hard conversations, and this week, Tiffany had one! Listen in to find out more. As always, we're answering your questions, like: -Since federal student loan payments have been waived until September, what should I do with the money that would normally go to my loan balance each month? -What are some of the pros and cons of putting your money into a money market account? -If now is a good time to invest, how do I start? Check out these links for more: Year of ...
May 06, 2020•1 hr 5 min•Season 5Ep. 215
This week we're taking some time to check in on each other. We're making hard phone calls and having hard conversations, and giving ourselves A BREAK. We're also answering questions like: -what's going on with this rent strike movement in New York? -I'm trying to save for a house, but I have medical debt that I can't afford to pay, what should I do? Check out these links for more resources: For pro bono financial planning work for underserved communities: https://www.onefpa.org/Pages/ProBonoPlan...
Apr 29, 2020•48 min•Season 5Ep. 214
Happy Wednesday, BA fam! Why is Suze Orman is telling people to spend money on their credit cards right now? Get the scoop on this and other money questions this week like: Should we dip into our savings to pay for my husband's nursing school? Online savings account interest rates are dropping, is now a bad time to open one? If you receive social security and didn't get money for a qualifying dependent, go here to find out what you need to do. The deadline is 4-22! Magnify Money Online Savings A...
Apr 22, 2020•48 min•Season 5Ep. 213
Hey BA Fam - On this week's show, we're taking on scammers and price gougers, giving you the tools and information to keep your finances safe. For more information check out: Find Out When Your Stimulus Check is Coming via IRS FTC Coronavirus Scams Help Site 7 Common Covid-19 Scams Explained Learn more about your ad choices. Visit podcastchoices.com/adchoices See omnystudio.com/listener for privacy information. See omnystudio.com/listener for privacy information....
Apr 15, 2020•34 min•Season 5Ep. 212
As we move into the 3rd or 4th week of staying home, COVID-19 is still affecting almost every area of our lives. We’re talking about how to cope. We’re going to tell you about how we’re taking care of our mental health, our families, and our businesses. Last week we talked a lot about the stimulus checks many of us will be getting. This week we’re also talking about how this bill affects small businesses , freelancers, and other 1099 workers. Then as always, we’re answering YOUR questions, inclu...
Apr 08, 2020•38 min•Season 5Ep. 211
This week, we start with a much needed mental health check in. The COVID-19 outbreak is affecting our work, our money, and relationships and we’re all figuring out what that’s going to look like for us in the coming months. Spoiler alert: IT’S OKAY TO GIVE YOURSELF A BREAK. On the show today, we talk about the $2 trillion relief package passed by Congress and what it means for you: How much my will my stimulus check be? When will I get my stimulus check? What should I do with my stimulus check? ...
Apr 01, 2020•42 min•Season 5Ep. 210
As the situation with Covid-19 develops, people are asking LOTS of questions about what this means for their finances. On today's show we call up one of our besties, CNBC Senior Personal Finance Correspondent Sharon Epperson . Sharon helps us out with some of your questions, including: My 401k is down 30%, what should I do with my nest egg right now? Do I keep putting money into my retirement or divert it to cash savings? If I have emergency savings, is now a good time to put MORE money in the m...
Mar 25, 2020•47 min•Season 5Ep. 209
Whew. Who else feels like the last week has felt like the longest year ever? We hope you are all coping well with the Coronavirus situation and taking all necessary precautions for your health, safety and your financial stability. Here's a link to the CDC website for updates. On today's show, we share how we're coping personally and financially with the economic uncertainty unfolding. The markets are in turmoil, businesses are shuttering, and the federal government is talking about a bailout for...
Mar 18, 2020•35 min
Market turmoil continues in light of the coronavirus outbreak and you guys are asking the same questions as the rest of us — should I start selling or trading investments in my portfolio? Do I need to rush to refinance my mortgage? Will my 401(k) bounce back? We'll talk you through our thought process during times of market uncertainty, but remember — it's always best to consult a financial planner for personalized advice. — Want to show your support for Brown Ambition? Check out our sponsors! T...
Mar 11, 2020•44 min•Season 5Ep. 207
On today's show: We continue to follow the impact of COVID19 on the market An exciting Mali More update! Mandi breaks down Restricted Stock Units and how best to treat this incentive We take your career and finance questions! Learn more about your ad choices. Visit podcastchoices.com/adchoices See omnystudio.com/listener for privacy information. See omnystudio.com/listener for privacy information....
Mar 04, 2020•41 min
Yes, there actually is a link between the growing Coronavirus epidemic and your investments! We'll explain on today's show. Also, we'll cover: The best way to gift stocks to kids The one thing Tiffany would do differently with her Kickstarter campaign for her forthcoming children's book "Happy Birthday Mali More" The DevaCurl scandal that has rocked the natural hair community ——— Want to show your support for Brown Ambition? Check out our sponsors! ThirdLove: Find your perfect bra with ThirdLove...
Feb 26, 2020•40 min
Hint: It's not as easy as it looks. On today's show, Tiffany opens up about the long road and sometimes painfully challenging road to planning her successful (!) Kickstarter campaign for the launch of her forthcoming children's book "Happy Birthday Mali More." Want to show your support for Brown Ambition? Check out our sponsors! ——— Don't forget to check out our sponsors! Supporting them is a great way to support Brown Ambition: ThirdLove: Find your perfect bra with ThirdLove and save 15% BA lis...
Feb 19, 2020•39 min•Season 5Ep. 204
Don't forget to check out our sponsors! Supporting them is a great way to support Brown Ambition: ThirdLove: Find your perfect bra with ThirdLove and save 15% BA listeners at thirdlove.com/brownambition Rothys: Go to Rothys.com/BROWNAMBITION to get your new favorite flats — sustainably made from recycled plastic and totally washable, comfortable and stylish! Earnest: Our listeners get a $100 cash bonus when you refinance a student loan at Earnest.com/BROWNAMBITION. Learn more about your ad choic...
Feb 12, 2020•49 min•Season 5Ep. 203
On today's show! Before we dive into FICO's new credit score calculation... Tiffany gives an emotional update on her IVF journey Mandi preps for her return to work We take a reader's question on using disability insurance to cover her maternity leave as an entrepreneur Don't forget to check out our sponsors! Supporting them is a great way to support Brown Ambition: ThirdLove: Find your perfect bra with ThirdLove and save 15% BA listeners at thirdlove.com/brownambition Rothys: Go to Rothys.com/br...
Feb 05, 2020•45 min•Season 5Ep. 202
Hi BA Fam! As you might have noticed, we took a bit of an unplanned break last week, giving Mandi some time to adjust to life as a new mama and take a step back for a bit. Although we are back with a new show this week, we're still going to leave the door open for another break if Mandi feels like she needs it. Thanks for all your support and kind words —as many of you know all too well, parenthood is NO JOKE. On today's show: The best place to save for a wedding Tips to start investing for your...
Jan 29, 2020•33 min•Season 5Ep. 201
Hey hey hey! On today's show: Pay off debt or buy a home? Which comes first... The best time to make a credit card payment And check out our sponsors! Supporting them is a great way to support Brown Ambition: ThirdLove: Find your perfect bra with ThirdLove and save 15% BA listeners at thirdlove.com/brownambition Bombas : Get the most amazing socks ever and save 20% on your first purchase when you shop at Bombas.com/BROWNAMBITION . The Wealthfront Cash Account : Right now, you can sign up for the...
Jan 15, 2020•32 min•Season 5Ep. 200
Happy New Year to everyone. We are so thrilled to be back! On today's show, we'll cover: The HUGE Brown Ambition milestone we hit in 2019, thanks to you all Mandi's life post-baby Tiffany's big business goals for the new year And we take your questions: How to find a fee-only financial planner Whether it's wise to invest with new money earned or money you've already saved Check out the fabulous partners who support our show: Bombas : Get the most amazing socks ever and save 20% on your first pur...
Jan 08, 2020•1 hr 3 min•Season 5Ep. 199
We have a very special show for you today! We are joined by the incomparable Lynnette Khalfani-Cox, who has made it her mission to financially educate and empower the masses ever since launching her personal finance coaching business in 2003. On today’s show, Lynnette gets candid about building a business about her husband, raising three kids student debt-free, and making her dreams a reality — to create multi-generational wealth that offers her children and their children a boost she didn’t hav...
Dec 25, 2019•53 min
