![511c life insurance inside vs outside super, income protection, TPD, trauma, salary sacrifice + more (campfire chat with Phil Thompson) - podcast episode cover](https://assets.pippa.io/shows/62f9eeb0d930180012b0c377/show-cover.jpg)
Episode description
Adviser and friend of the show Phil Thompson joins Glen to unpack a ton of great questions from the m3 community. They touch on:ππ» personal insurance in super vs out of super
ππΏ tax on TPD pay outs
ππΎ salary sacrificing into super to cover premiums
ππΌ how does your health history impact your ability to get cover?
π Iβm single, have assets and no dependants, do I need life insurance?
ππ½ how do exclusions work and how long do they last?
ππΏ having multiple policies
ππ» level vs step premiums
ππΎ when do you need income insurance?
π what are your options if you canβt get insurance?
ππΏ changing your level of cover
ππ» which insurances should families prioritise?
ππΎ some wild stats about the likelihood of trauma events occurring
ππΌ de-linking your insurance from super
Learn more about life insurance in the deep dive episodes below.
414 sex, drugs & life insurance... death, TPD, trauma, income protection (part 1/2)
414b sex, drugs & life insurance... death, TPD, trauma, income protection (part 2/2)
To speak to Phil or one of our trusted advisers click here.
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