511c life insurance inside vs outside super, income protection, TPD, trauma, salary sacrifice + more (campfire chat with Phil Thompson) - podcast episode cover

511c life insurance inside vs outside super, income protection, TPD, trauma, salary sacrifice + more (campfire chat with Phil Thompson)

Mar 23, 2022β€’1 hr 23 minβ€’Ep 11β€’Transcript available on Metacast
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Episode description

Adviser and friend of the show Phil Thompson joins Glen to unpack a ton of great questions from the m3 community. They touch on:

πŸ‘‰πŸ» personal insurance in super vs out of super
πŸ‘‰πŸΏ tax on TPD pay outs
πŸ‘‰πŸΎ salary sacrificing into super to cover premiums
πŸ‘‰πŸΌ how does your health history impact your ability to get cover?
πŸ‘‰ I’m single, have assets and no dependants, do I need life insurance?
πŸ‘‰πŸ½ how do exclusions work and how long do they last?
πŸ‘‰πŸΏ having multiple policies
πŸ‘‰πŸ» level vs step premiums
πŸ‘‰πŸΎ when do you need income insurance?
πŸ‘‰ what are your options if you can’t get insurance?
πŸ‘‰πŸΏ changing your level of cover
πŸ‘‰πŸ» which insurances should families prioritise?
πŸ‘‰πŸΎ some wild stats about the likelihood of trauma events occurring
πŸ‘‰πŸΌ de-linking your insurance from super

Learn more about life insurance in the deep dive episodes below.
414 sex, drugs & life insurance... death, TPD, trauma, income protection (part 1/2)
414b sex, drugs & life insurance... death, TPD, trauma, income protection (part 2/2)

To speak to Phil or one of our trusted advisers click here.

πŸ›‘ Please read our disclaimer + warnings before listening to this episode

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