Managing Liquidity Constraints at Small Credit Unions Part 1 - podcast episode cover

Managing Liquidity Constraints at Small Credit Unions Part 1

Mar 05, 202425 minTranscript available on Metacast
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Episode description

Host Vince Passione is joined by Dee Edie, President and CEO of Pine Bluff Cotton Belt Federal Credit Union; Tanya Romero-Sturgeon, President and CEO of Guadalupe Credit Union; and Tyler Valentine, President and CEO of StagePoint Federal Credit Union for a 3-part series. In this first episode, they discuss strategies for dealing with economic challenges.


Key Takeaways:


(02:12) Collaborative discussions help guide credit union strategy and decision-making.

(04:22) Getting creative with new emergency loan products aided members impacted by natural disasters.

(08:05) Monitoring used vehicle values prompted an adjustment in indirect auto lending practices.

(11:55) Serving low-income members is focused on financial education and counseling.

(13:33) Deposit growth funding facilitated lending to underserved communities.

(17:39) Deposit growth strategy is as critical as lending strategy.

(18:30) Deposit pricing strategies aim to retain core deposits.


Resources Mentioned:


Tanya Romero-Sturgeon - https://www.linkedin.com/in/tanya-romero-9aa33b91/

Tyler Valentine - https://www.linkedin.com/in/tyler-valentine-wyo/

Pine Bluff Cotton Belt Federal Credit Union - https://www.pbcbcu.org/accounts

Guadalupe Credit Union - https://www.guadalupecu.org/

StagePoint Federal Credit Union - https://www.stagepointfcu.com/






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