Episode description

On this episode, host Vince Passione is joined by Jeff Kesler, President Dallas-Ft Worth at Veritex Community Bank, for an exploration of how a financial institution’s values and principles can drive strategic growth—even through the most economically challenging times.

Key takeaways:

(1:25) How Veritex Community Bank was founded with strong values.

(4:55) Veritex’s M&A strategy, and how it changed through the recent Fed cycle.

(8:00) How intentionality and a commitment to organization values is critical to sustaining culture through M&A.

(9:58) Focusing on sustainable, core deposits is key to navigating economic uncertainty.

(15:17) When Fed rates go one way or another, you discover which financial institutions have sound long-term strategies.

(17:01) Fintech has to be embraced by, and complementary to, the regulated banking system

(19:26) The key to growth is defining what processes are scalable—and AI and machine learning may be critical to that.

(21.16) Three things to be excited about for financial services.

Resources Mentioned:

• https://veritexbank.com Veritex Community Bank
• https://www.consumerfinance.gov Consumer Financial Protection Bureau
• (CFPB)
• https://veritexbank.com/veritex-holdings-inc-announces-acquisition-of-
• north-avenue-capital-llc/ North Avenue Capital acquisition
• https://www.mantl.com MANTL

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#CreditUnions #Lending #Banking #M&A #Fintech #Leadership