#203: Learn to save on the cost for college. Chris and college funding expert Brad Baldridge discuss common mistakes, leveraging 529 plans and tax benefits, types of financial aid, creative tactics to maximize savings, and much more.
Brad Baldridge, founder of Baldridge College Solutions and Taming the High Cost of College, is a Certified Financial Planner® who has helped hundreds of families plan and pay for college, their retirement, and more.
Link to Full Show Notes: https://chrishutchins.com/saving-money-on-college-brad-baldridge
Partner Deals
Maui Nui: 20% off the most nutrient-dense red meat with code ALLTHEHACKS
Vuori: 20% off the most comfortable performance apparel I've ever worn
Daffy: Free $25 to give to the charity of your choice
Cultural Care: Get $250 off flexible childcare with international au pairs
DeleteMe: 20% off removing your personal info from the web
For all the deals, discounts and promo codes from our partners, go to: chrishutchins.com/deals
Resources Mentioned
Brad Baldridge: Website | Newsletter
Free Scholarship Guide for Busy Parents
Free Financial Aid Calculator
529 Plan Investment Options: A Quick Guide for Parents
7 Quick Tips for FAFSA Season
The Best Student Loan Options for 2024-25
3 Last-Minute Strategies to Save on College Costs
CSS Profile: Everything You Need to Know to Complete the CSS Profile
Wealthfront: 529 Plan
Rakuten ($40 for new members)
Credit Cards:
Rise Student Card
Robinhood Gold Card
U.S. Bank Smartly Card
Gift of College Gift Cards
CardPointers Pro (50% off here)
ATH Podcast:
Membership
Chris' Newsletter
Email us for questions, tips, deals and feedback
Full Show Notes
(00:00) Introduction
(02:08) Biggest Mistakes People Make When Planning to Pay for College
(03:18) Early Stage Planning vs. Late Stage Planning
(05:56) Tax Benefits & Advantages for College Savings
(16:40) How Your Assets Impact/Doesn’t Impact Need-Based Financial Aid
(18:01) Recent Big Change On The FAFSA
(22:41) What Is The CSS Profile?
(27:31) The Different Types of Financial Aid
(30:24) How to Plan for Scholarships
(35:50) Transferring from A Local Community College to A Competitive College
(37:49) Saving Strategies for Families with Higher Income
(42:57) Ways to Utilize Student Loans
(48:13) Student Loan Forgiveness Programs
(50:36) Brad’s Final Takeaway
(51:57) How Much Money Can Families Save on College Costs?
(52:36) Where to Find Brad & His Services
(53:16) Utilizing Credit Cards for College Tuition
(55:08) How to Maximize Gift of College Gift Cards
(1:03:35) Brad’s Disclosure
Connect with Chris
Newsletter | Membership | Twitter | Instagram | LinkedIn
Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.
Learn more about your ad choices. Visit megaphone.fm/adchoices
Saving on the Cost of College with Brad Baldridge | All the Hacks with Chris Hutchins podcast - Listen or read transcript on Metacast
