Episode description

In this episode, we’re joined by Robert Kirk, CEO of Intergen Data, who has built an AI-driven engine capable of predicting major life events—like retirement, critical illnesses, and financial stress. Robert shares how his personal experience with unexpected healthcare costs inspired him to develop technology that helps people plan for the unknown.

We dive deep into the ethical challenges of AI in financial services, data privacy concerns, and how predictive analytics can transform wealth management. Plus, Robert explains why AI is not replacing financial advisors but rather empowering them with deeper insights and automation tools.

• 00:00 – Introduction to Robert Kirk and his background in financial services
• 00:40 – Robert’s journey: From Wall Street to AI innovation
• 02:45 – The inspiration behind Intergen Data and predicting life events
• 06:20 – How Intergen Data collects, processes, and anonymizes massive datasets
• 09:10 – AI-driven predictive analytics for financial planning and wealth management
• 12:05 – Ethical considerations: How to balance data accuracy with privacy
• 15:30 – The role of AI in healthcare and the looming “silver tsunami” of aging populations
• 18:02 – How insurance companies are using AI for risk assessment and claims management
• 20:40 – AI’s role in financial advising: Will it replace or empower advisors?
• 23:25 – The evolving landscape of AI adoption in finance, healthcare, and insurance
• 26:38 – Industries most impacted by AI today and where it should be making a difference
• 29:51 – How demographic shifts are driving AI innovation in financial services
• 32:54 – AI’s ability to predict financial stress and behavioral patterns
• 33:46 – The future of AI in predictive modeling and financial decision-making
• 36:12 – Robert’s final thoughts on the importance of responsible AI adoption

• “No one plans for unexpected life events—until they happen. Our goal is to make the unknown, known.” – Robert Kirk
• “AI won’t replace advisors; it’ll help them handle more clients, more efficiently.” – Robert Kirk

• Robert Kirk on LinkedIn
• InterGen Data Website
• Taran Agarwal on LinkedIn
• Simplify Tech Website