Michelle, 42, Ryan, 43, return for a deep dive into their Conscious Spending Plan. They spend $763 a month on Target, $1,185 a month on Amazon, and $1,230 on groceries—carrying a fixed-costs percentage of 113%. Drastic changes are needed, but Michelle isn’t convinced anything can be done to save their outlook.
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Links mentioned in this episode
• “We saved for retirement but have no money to spend NOW” (Part 1)
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173. “We spend 113% of what we make—but can’t do anything to fix it” (Part 2) | Money For Couples with Ramit Sethi podcast - Listen or read transcript on Metacast
