Today's subject is decision making. Why is it so hard for people to make good decisions around savings, investments and money in general? We're joined by behavioral scientist Greg Davies, Head of Behavioral Finance at Oxford Risk, and Ella Rabener, co-founder and Chief Marketing Officer of Scalable Capital, to discuss. Tweet at us @rebankpodcast or connect on Facebook or LinkedIn to join the conversation. Thank you very much for joining us today. Please welcome, Greg Davies and Ella Rabener....
Nov 07, 2018•44 min•Transcript available on Metacast Zeeshan Feroz is UK CEO of Coinbase, the world's leading consumer crypto company. In this conversation, we discuss Coinbase's recent progress and future plans, the current state of the crypto industry and what the lasting impact of this wave of crypto innovation will be. As always, connect with us on Twitter , Facebook , LinkedIn or on our website at bankingthefuture.com . Thank you very much for joining us today. Please welcome, Zeeshan Feroz....
Oct 30, 2018•24 min•Transcript available on Metacast Tom Blomfield is the co-founder and CEO of Monzo , one of Europe's leading digital banks. For Tom's full backstory, check out Rebank Episode 17 , when we first connected with him. In today's conversation, we discuss Monzo 's recent milestones, future plans and much more. If you're a regular listener, please take two minutes to rate and review Rebank on iTunes or your go-to podcast platform. It really helps drive traffic. Thank you very much for joining us today. Please enjoy today's episode with...
Oct 23, 2018•33 min•Transcript available on Metacast Today, we have the honor of connecting with Azeem Azhar , the brain behind the Exponential View newsletter and podcast. How to describe Azeem... Thinker, writer, advisor, technologist and former founder. After studying Politics, Philosophy and Economics from Oxford, Azeem has pursued a career spanning journalism, venture investing, machine learning, natural language processing, entrepreneurship and advisory. In addition to his work on the Exponential View, Azeem is an advisor to the CTO of Accen...
Oct 16, 2018•39 min•Transcript available on Metacast Scott Sage is a Partner at Crane , a Venture Capital fund focused on complex enterprise software, much of which incorporates AI. Abhirukt Sapru is the Chief Revenue Officer of Tessian , an AI-powered email security company. Tim Pullan is the Founder and CEO of ThoughtRiver , a legal tech company offloading contract work to artificial intelligence, and Ed Challis is the CEO and Co-Founder of re:infer , a company leveraging artificial intelligence to extract sentiment and insights from vast quanti...
Oct 09, 2018•51 min•Transcript available on Metacast Michael Kent is the founder and CEO of Azimo , a fast-growing money transmission business. Michael first joined us a over a year ago, in episode 34 , and it was fun to connect again. As the founder of Azimo, and before that of Small World FS , another money transmission business, Michael is extremely well placed to talk about the founder's journey. In the second instalment of our Founder's Sessions series, we explore the first few months of Azimo, from idea to product to traction, in what I thin...
Oct 02, 2018•26 min•Transcript available on Metacast Martin Mignot is a Partner at Index Ventures , one of Europe's leading VC firms. Martin focuses on startups which operate in large markets (food, transportation, finance, healthcare) through the development of must-have products that get exponentially better with each additional user. He has worked with companies including Bird and BlaBlaCar and serves on the board of Deliveroo , Revolut and Trainline . Prior to joining Index, Martin was in the TMT team at UBS Investment Bank and co-founded the ...
Sep 25, 2018•44 min•Transcript available on Metacast This week, we're joined by Harry Franks , Founder and Chief Commercial Officer of Zego , an on-demand insurance platform founded by former Deliveroo employees. We're also joined by Nigel Walsh , Partner at Deloitte and insurtech specialist. This is an interesting conversation about how changes in the way people live and work impact their requirements for traditional financial services. Lots to think about here. You can check out the report Nigel and his team recently conducted on the gig economy...
Sep 18, 2018•30 min•Transcript available on Metacast Hello and welcome to Rebank. I'm your host, Will Beeson. Or should I say, I'm your guest, Will Beeson. Today's episode is different. The mic got turned on me this time to discuss CivilisedBank, the SME opportunity and the future of fintech more broadly. The host is Carlos Espinal, Partner at Seedcamp, one of the most active seed funds in Europe. This conversation originally aired earlier this week on Carlos's podcast, This Much I Know, which everyone should totally check out. Hope you enjoy the ...
Sep 14, 2018•50 min•Transcript available on Metacast Today we’re joined by Lex Sokolin , head of Autonomous Next , the disruptive technologies arm of research firm Autonomous . Topics of conversation today include Amazon vs Google vs Facebook for financial services disruption, the shortcomings of open banking and what the past few months in crypto tell us about what’s next. In the conversation, we make reference to the newsletter Lex writes and to his recently published crypto report, both which you can find at next.autonomous.com . Let us know wh...
Sep 11, 2018•35 min•Transcript available on Metacast This is part two of a two-part episode. We published part one on August 21st as Rebank episode 99. We recently participated in an event with PIMFA , the UK Personal Investment Management and Financial Advice Association, on the subject of Millennials and Financial Services, as part of a research project they're undertaking. The research looks at how people in their 20s and early-30s think about life, work and the future, and how that influences their financial decisions. We spoke with a range of...
Sep 04, 2018•26 min•Transcript available on Metacast In today's episode, we catch up with Marieke Flament , Chief Marketing Officer of Circle , one of the most noteworthy crytpo companies. Circle was the first company to receive a BitLicense from the State of New York and the first virtual currency business to receive an e-money license from the British government. Circle has raised over over $246 million since 2013, including a $50 million round led by Goldman Sachs . Earlier this year, Circle acquired crypto exchange Poloniex for $400 million , ...
Aug 28, 2018•25 min•Transcript available on Metacast Hello and welcome to Rebank. I'm your host, Will Beeson. This is part one of a two-part episode. We recently participated in an event with PIMFA , the UK Personal Investment Management and Financial Advice Association, on the subject of Millennials and Financial Services, as part of a research project they're undertaking. The research looks at how people in their 20s and early-30s think about life, work and the future, and how that influences their financial decisions. We spoke with a range of g...
Aug 21, 2018•32 min•Transcript available on Metacast This week, we look at the massively important topic of fintech for small businesses. Joining us are Edward Berks , Head of Fintech at Xero , a cloud-based accounting platform, Caroline Plumb , Founder and CEO of Fluidly , a cash flow forecasting tool, and James Haycock , Founder and Managing Director of Adaptive Lab , now Idean, following their recent acquisition by Capgemini . These three guests bring a wealth of experience solving problems for sole traders and small businesses and are excellen...
Aug 14, 2018•38 min•Transcript available on Metacast Today, we're launching Founder Sessions, a new series looking at the entrepreneurial process through the experiences of some of the most noteworthy fintech founders around the world. We've connected with a phenomenal selection of entrepreneurs over the years on Rebank, and we wanted to create a dedicated place to share their insights. Each episode of Founder Sessions will take the form of a short, focused discussion of the most important insights, lessons and advice our guests have to offer arou...
Aug 07, 2018•13 min•Transcript available on Metacast This week, we're joined by Husayn Kassai , Founder and CEO of Onfido , and Christian Faes , Founder and CEO of LendInvest . Onfido uses machine learning in customer authentication, validating users' identity documents and comparing them with facial biometrics. LendInvest is a property lending and investment platform which has originated over £1bn of loans since launch. Both companies are regularly named among the top European fintechs and show no signs of slowing down. As always, connect with us...
Jul 31, 2018•34 min•Transcript available on Metacast This week, we're joined by Philippe Gelis and Steve Lemon . Philippe is the Co-Founder and CEO of Kantox , a B2B FX company. Steve is the Co-Founder and VP of Corporate Development at CurrencyCloud , a wholesale FX and payments provider. We discuss a wide range of topics in today's conversation, including Monzo's recently published financial results , Banking Circle's $300m sale to EQT , Airwallex's $80m fundraise and much more. As always, connect with us on Twitter , Facebook , LinkedIn or on o...
Jul 17, 2018•40 min•Transcript available on Metacast Today we're joined by Dan Hegarty , Founder and CEO of Habito . Habito is a digital mortgage platform helping homebuyers makes sense of the more than 10,000 mortgage offers available in the UK. Habito is backed by some of the biggest names in venture capital including Mosaic, Ribbit and Atomico. As always, connect with us on Twitter , Facebook , LinkedIn or on our website at bankingthefuture.com . If you like today's show, please subscribe on iTunes , or your podcast platform of choice, and leav...
Jul 10, 2018•22 min•Transcript available on Metacast Aman Ghei is a Principal at Finch Capital , a Venture Capital firm with offices in London, Amsterdam and Singapore. Nigel Verdon is the Co-Founder and CEO of Railsbank , a banking utility layer giving fintechs access to banking services in five lines of code. Aman and Nigel are two extremely insightful guys. We explore a range of subjects in today’s conversation, including open banking, proptech, insurtech, platform banking and more. As always, connect with us on Twitter , Facebook , LinkedIn or...
Jul 03, 2018•51 min•Transcript available on Metacast Today, we're joined by two excellent guests to discuss recent developments and new opportunities in emerging markets fintech. Ameya Upadhyay is a Principal at Omidyar , an impact fund that has deployed over $1.3bn over the past 10 years. Asad Naqvi is Managing Director of Apis , a growth stage private equity fund focused on Emerging Markets. We originally connected with Ameya in Episode 39 in May 2017. If you like today's episode, check that one out too at www.bankingthefuture.com. In this conve...
Jun 26, 2018•46 min•Transcript available on Metacast Today we have an epic line up to discuss the ever evolving topic of Open Banking. Formally implemented as law in Europe in January as PSD2 in Europe and Open Banking in the UK, we're still in the very early days of what will be a transformational change in financial services. Joining us to discuss current developments in Open Banking and where we're headed from here are Louise Beaumont , Co-Chair of techUK 's Open Banking & Payments Working Group and a member of the Open Banking Implementation E...
Jun 19, 2018•57 min•Transcript available on Metacast Today, we're thrilled to be joined by four entrepreneurs working with data to change the world. Julian Ranger is the Chairman of digi.me, a platform that allows users to take back ownership of their data currently spread around the web and use it to their own benefit. Aneesh Verna is the Founder and CEO of Aire, a new breed of credit bureau improving access to credit. Charles Bradley and Hannah Leach are from Adapt, an advisory firm helping companies build strategies and governance around data. ...
Jun 12, 2018•46 min•Transcript available on Metacast Today, we’re joined by two entrepreneurs making credit more understandable and accessible for people. Freddy Kelly is the Founder of Credit Kudos, a new model credit bureau making better data available to lenders. Matt Ford is the Founder of Pariti, an app built to help consumers improve their credit and qualify for new products. Pariti was recently acquired by UK challenger bank Tandem, who we've had on the podcast before. To help people get oriented, Freddy’s voice is the one you’ll hear in re...
May 29, 2018•42 min•Transcript available on Metacast Gab Columbro is the Executive Director of FINOS , the fintech open source foundation. FINOS is creating an open source movement in banking and financial services the same way open source technologies like Linux, Firefox, Wordpress, Hadoop, NodeJS and many more have done for tech. Born out of Symphony, the open source platform launched to rival Bloomberg, FINOS has expanded to cover a range of technologies. In this conversation, we get into the benefits of transparent code, the challenges of gove...
May 22, 2018•34 min•Transcript available on Metacast Dan Ramsden is the Chief Financial and Strategy Officer of StockTwits. StockTwits is a social media platform designed for sharing ideas between investors, analysts and traders. Founded in 2009, the company has been called one of the "50 best websites" by Time Magazine and one of the "top 10 most innovative companies in finance" by FastCompany. StockTwits has 3 million monthly active users, who spend an astonishing 51 minutes per day on the platform, on average. I thought this conversation was fa...
May 07, 2018•43 min•Transcript available on Metacast This episode is different. It’s part of a conversation I had with three smart and experienced entrepreneurs and thinkers, who all happen to work in fintech. Maybe I’ll released the extended version of the discussion at some point, but today I wanted to focus on a part of it. Artificial intelligence and automation are becoming powerful forces of change in the world today, and the impacts of these technologies will shape the next few decades at least. Charlie Delingpole is the Founder and CEO of C...
May 01, 2018•30 min•Transcript available on Metacast Robin Tombs is a serial tech entrepreneur and investor. He is the CEO and Co-Founder of Yoti, a digital identity platform enabling secure onboarding anywhere online or in-person. Prior to Yoti, Robin co-founded Gamesys, one of the world's leading online gaming operators. He is also an angel investor in a handful of technology companies and a trustee of Future First. Today's conversation is a fascinating glimpse into what the future of data, privacy and identity might look like. Connect with us o...
Apr 24, 2018•38 min•Transcript available on Metacast Today's topic is corporate culture: what works, what doesn't, what needs to change and how. We're joined by three extremely qualified guests to dig into this hairy topic. Duena Blomstrom is the author of Emotional Banking , a book looking at culture in banking specifically. Sharon O'Dea is the former Head of Digital Communications at Standard Chartered and current communications strategy consultant. Alessandro Hatami is the former Group Digital Director at Lloyds Bank and currently advises Tier ...
Apr 17, 2018•42 min•Transcript available on Metacast Kevin Beardsley is the Managing Director of B2C2 , a leading cryptocurrency marketmaker. and one of the 40 coolest people in UK fintech , according to Business Insider. B2C2 provides 24/7/365 liquidity for half a dozen of the leading crytocurrencies in all of the main fiat currencies, plus synthetic exposure to crypto. In his role, Kevin is uniquely positioned to comment on how the institutional investment community interacts with crypto and where the space is going. Prior to joining B2C2, Kevin...
Apr 10, 2018•33 min•Transcript available on Metacast Suresh Vaghjiani is the Managing Director of Global Processing Services, a card processor supporting some of the best known fintechs including Monzo, Starling, Revolut, Curve, Osper, Pockit and more. Suresh brings a potentially dry subject to life with some pretty interesting examples of where card technology is going and what new experiences are likely to appear over the next few years. Connect with us on twitter @rebankpodcast or on LinkedIn, Facebook or YouTube. Thank you very much for joinin...
Apr 03, 2018•43 min•Transcript available on Metacast 
