Gregg Schoenberg runs The Financial Revolutionist , a weekly newsletter touching on some of the most interesting developments in financial innovation and linking them in interesting ways to all sorts of social and cultural considerations. Prior to starting the FR, Gregg was a senior executive at Natixis, a French bank, where he ran equities. The FR is published weekly, and you can subscribe at thefinancialrevolutionist.com. Some of the highlights from recent editions include interviews with Max ...
Mar 27, 2018•40 min•Transcript available on Metacast Today we have the great pleasure of catching up with Cristina Alba Ochoa , CFO, and Valentina Kristensen , Head of Marketing, of OakNorth , one of the UK's leading banks. You thought I was going to say leading challenger banks, which of course they are, but I think it's fair to say they're punching well above their weight. We sat down with OakNorth's co-founder Joel Perlman way back in episode 12 , where we got into the founder's story. It's still a highly relevant conversation, and I'd encourag...
Mar 20, 2018•34 min•Transcript available on Metacast Anders La Cour is the co-founder and CEO of Saxo Payments Banking Circle, a utility layer providing global transaction processing and payments to the banking industry. Many people talk about banks becoming a backend, payment processing utility layer, and Anders is actively building a business to play that role. Anders is a lawyer by training and worked in M&A advisory and Venture Capital prior to starting Banking Circle. If you enjoy today's episode, check out the entire back catalog at www.bank...
Mar 13, 2018•25 min•Transcript available on Metacast Today the focus is on alternative lending, one of the original fintech verticals. Surprisingly, in nearly 80 episodes, we've never gotten deep into alternative lending. After holding off for so long, today we're hitting you with two interviews, one with Jens Woloszczak, the founder and CEO of Spotcap, and the second with Christoph Rieche, founder and CEO of iwoca. As one of the earliest areas of fintech focus, lending has come a long way, and certainly had it's ups and downs - perhaps more to co...
Mar 06, 2018•58 min•Transcript available on Metacast Sam Maule is Managing Director, North America for 11:FS, a UK-based digital consulting firm. Prior to joining 11:FS, Same led Digital and Fintech for NTT Data, and before that, he worked on product at TSYS, a card processor. Sam is the host of the Connection Interrupted podcast, where he interviews guests about their experiences with technology. As always, connect with us on Twitter, Facebook, LinkedIn or on our website at bankingthefuture.com. If you enjoy today's show, please subscribe on iTun...
Feb 27, 2018•48 min•Transcript available on Metacast Hiroki Takeuchi is the Founder and CEO of GoCardless, a London-based fintech that simplifies recurring payment collection for businesses. GoCardless has raised $47m to date and is backed by the likes of Balderton, Accel Partners, Passion Capital and Notion Capital. Hiroki and his co-founders, including Tom Blomfield, now of Monzo, who joined us on the podcast way back in episode 17, went through Y Combinator in early on and have some interesting stories about that experience. Today's conversatio...
Feb 20, 2018•36 min•Transcript available on Metacast Today we’re thrilled to be joined by Nigel Walsh, aka Mr. InsurTech. Nigel is a partner in Deloitte’s Financial Services technology practice, where he focuses on insurtech. With a background in end to end technology transformation, Nigel works with insurers on the journey to becoming truly digital. Prior to joining Deloitte, Nigel led the UK Insurance business for Capgemini, where he advised UK and European Insurance companies on major systems replacements and technology transformation projects ...
Feb 12, 2018•44 min•Transcript available on Metacast Russ Shaw is the Founder of Tech London Advocates (TLA), a private sector led group of leaders promoting London's technology sector and addressing the issues on the horizon. The group is a not-for-profit community of individuals with aspirations to build and promote London as a world leading digital and technology city. Russ has led a long and illustrious career in technology and telecom, including serving as the Chief Marketing Officer of O2, the Global Innovation Director for Telefonica and Ma...
Feb 05, 2018•43 min•Transcript available on Metacast Jon Stein is the CEO and founder of Betterment, one of the leading roboadvisors in the US. After amassing experience advising banks and brokers on risk and products, Jon founded Betterment in 2008 to make people's lives better. Jon is a graduate of Harvard University and Columbia Business School. He holds Series 7, 24, 63 licenses and is a CFA charterholder. Jon's interests lie at the intersection of behavior, psychology, and economics, all of which we get into in today's conversation. If you en...
Jan 30, 2018•38 min•Transcript available on Metacast Antony Jenkins is the Founder and Executive Chairman of 10x Future Technologies, a UK-based fintech company creating digital platforms for banks. Antony is also Group Chairman of Currencies Direct, an FX and international payments provider, a board member of Blockchain, one of the leading software platforms for digital assets, backed by the likes of Lightspeed, Google Ventures and Sir Richard Branson. Antony also sits on the digital advisory council of Fannie Mae and is a member of a consultativ...
Jan 23, 2018•40 min•Transcript available on Metacast Megan Caywood is the Chief Platform Officer at Starling Bank, one of the UK's newest and most tech forward banks. Megan is responsible for the design and development of Starling's API strategy and the bank's marketplace, both of which we discuss in detail in today's conversation. And what a timely conversation it is. PSD2 in Europe and Open Banking in the UK took effect on Saturday, January 13th, the day after we recorded this episode, making effective one of the most dramatic changes to the ban...
Jan 16, 2018•36 min•Transcript available on Metacast Today, we welcome back our good friend Lawrence Wintermeyer, former CEO of Innovate Finance. Lawrence now works with a range of institutional investors and companies to help them capitalize on the shifts underway as part of the digital revolution. Lately, he's been doing a lot of work in cryptocurrency and tokens, the topic we pick up today. We also connect with Oliver Oram, founder of Chainvine, a blockchain company, and lead advisor to MindArk, a video game developer preparing an ICO. We get i...
Jan 09, 2018•58 min•Transcript available on Metacast Today, we're thrilled to be joined by Jamie Campbell and Nina Mohanty of Bud, one of the most compelling fintech apps around. Despite its startup status, Bud has hit some major milestones and is working on a project with HSBC and First Direct that see them integrated directly into the incumbents' apps, in what could be a watershed moment for fintech. In addition to their super cool business, they're also just great people. Give them a shout @JCtheOriginal and @NinaMohanty, and invite them to you...
Jan 02, 2018•35 min•Transcript available on Metacast Benedetta Arese Lucini is the co-founder of Oval Money, an app helping people save more and improve their financial lives. Prior to starting Oval Money, Benedetta ran Uber in Italy, launching it in that country and running it for three years. And what a journey that was. We get into that experience, which is mind blowing. In addition to her interest in tech and fintech, Benedetta is an advocate for political reform and women's rights in Italy and a radio broadcaster. It was a blast catching up w...
Dec 19, 2017•53 min•Transcript available on Metacast Alessandro Hatami is the former Group Innovation Director at Lloyds Banking Group and current Managing Partner at Forestreet. Alessandro bring a grown-up view to fintech. Working closely with incumbents on fintech strategy, he has great insight into the way larger players are positioning themselves in a changing FS landscape. Today, we get into what big tech players are likely to do with regards to banking, and what that means for banks. I assure you the conversation itself is much more interest...
Dec 12, 2017•31 min•Transcript available on Metacast Ella Rabener is the co-founder and Chief Marketing Officer of Scalable Capital, a technology-driven investment management platform for retail investors. Scalable Capital has raised 41 million Euros in funding from BlackRock, Holtzbrinck Ventures and Tengelmann Ventures. Scalable employs over 50 people in offices in Munich and London. I think this is one of the most interesting conversions we've ever had on the show. It's a bit long, but it's highly worth listening to through to the end. Ella dro...
Dec 05, 2017•57 min•Transcript available on Metacast Fiona Mackenzie is CEO and founder of marble, a personal financial management app. Fiona has spent most of her career as an actuary in insurance and pensions and is looking to bridge the gap between what people are doing with their money and what they could be doing to better achieve their goals. What do you think of the personal financial management tools you've used? What will the future of this space look like? Let us know on Twitter @rebankpodcast or via Facebook. Got ideas for the show? Ema...
Nov 28, 2017•45 min•Transcript available on Metacast Stephane Malrait is a Managing Director and Global Head of Financial Markets eCommerce at ING. In that role, he effectively leads ING's electronic trading business as market maker and on behalf of clients. Stephane also sits on the Innovation Council of ING Bank and the Innovation steering committee of ING London. Today's chat was an interesting one looking at fintech for capital markets and where the opportunities lie. Join us behind the scenes as we prep our upcoming shows. Email us at will.be...
Nov 21, 2017•40 min•Transcript available on Metacast Paul Taylor is the founder and CEO of Thought Machine, a brand new banking platform combining a Google-like approach to software with bank-like requirements for functionality. Prior to Thought Machine, Paul headed the text-to-speech group at Google. He joined Google in 2010 when they acquired his company, Phonetic Arts. Phonetic Arts developed speech synthesis technology and was based in Cambridge, England. Paul has a PhD in Speech Technology Research from Edinburgh University and started his ca...
Nov 14, 2017•37 min•Transcript available on Metacast Lex Sokolin is a futurist and entrepreneur focused on the next generation of financial services. He directs Fintech Strategy at Autonomous Research, a leading research firm for the financial sector, helping clients understand and leverage innovation. Prior to joining Autonomous Research, Lex founded and ran NestEgg Wealth, a roboadvisor that pioneered online wealth management and was acquired by AdvisorEngine, a digital wealth management platform backed by WisdomTree. Lex is a contributor of tho...
Nov 07, 2017•44 min•Transcript available on Metacast Scott Robinson is the founder and VP of Plug and Play FinTech, a fintech-focused startup platform run with partners including BNP Paribas, Santander, Credit Suisse, Deutsche Bank, TD Bank, Sberbank, USAA, Mitsubishi, Capital One, Sumitomo, Intuit and many more global financial institutions. Since the launch of the program in February 2015, Scott and his team have accelerated over 90 FinTech startups and made numerous venture investments in the space. We caught up with Scott on the fly, so the au...
Oct 24, 2017•43 min•Transcript available on Metacast Ricky Knox is the Founder and CEO of Tandem, a new UK bank that partners with its customers to improve their financial lives. Tandem is at least Ricky's third business. He's also a co-founder of Small World and Azimo. In addition to starting companies, Ricky also invests in them via his investment vehicle, Hexagon Partners. As always, connect with us on Twitter, Facebook, LinkedIn or on our website at bankingthefuture.com . If you like today's show, please subscribe on iTunes, or your podcast pl...
Oct 17, 2017•37 min•Transcript available on Metacast Shachar Bialick is the Founder and CEO of Curve - the smarter banking card. Curve works like....well, magic. It lets you spend on all your cards on a single piece of plastic and even go back later and change which card you paid with. Over 75,000 have signed up since Curve launched last year, spending more than £50million in over 100 countries. The card itself is only the first component of Shachar's vision to transform financial services. He goes into detail in today's conversation. As always, c...
Oct 03, 2017•39 min•Transcript available on Metacast Tim Sievers is CEO and Founder of Deposit Solutions, an Open Banking platform for deposits, connecting banks and depositors across Europe. The platform allows banks to offer attractive third party deposit products to their own customers through their existing accounts. Deposit Solutions works with banks across Europe, has mediated deposits in excess of €2bn, and employs more than 110 people across Hamburg, London and Zurich. As always, connect with us on Twitter, Facebook, LinkedIn or on our web...
Sep 26, 2017•25 min•Transcript available on Metacast Philippe Gelis is Co-founder and CEO of Kantox, a wholesale FX company. Kantox is a multinational Fintech company offering FX management solutions. Kantox is built to allow our customers to manage their currency exposure, build hedging strategies, automate FX transactions and process international payments in a smart way. The company was founded in 2011, serves over 2000 customers and has processed over $5b of transactions. As always, connect with us on Twitter, Facebook, LinkedIn or on our webs...
Sep 19, 2017•39 min•Transcript available on Metacast Today, we're thrilled to be joined by not one but three guests from BBVA, a bank setting the pace for innovation among incumbents. We connected with BBVA as part of their Open Talent Competition. Last week in London, BBVA held the Fintech for Companies track final, one of three main streams in the 2017 Open Talent Competition. The event was put on in conjunction with our good friends at Innovate Finance. In this episode, we'll hear from Mario Pardo, Head of Client Solutions at BBVA, Carmela Gome...
Sep 12, 2017•34 min•Transcript available on Metacast Today we're thrilled to be joined by acclaimed author Dave Birch, back on Rebank for Round 2. Dave previously joined us on Episode 24 to explore developments in digital identity. Dave is an internationally-recognized thought leader in digital money and digital identity. He has been named one of the global top 15 best sources of business information by Wired Magazine, one of the top ten most influential voices in banking by the Financial Brand, one of the top ten Twitter accounts for innovators b...
Sep 05, 2017•42 min•Transcript available on Metacast Erin Platts is Head of UK Commercial Banking at Silicon Valley Bank, and Kristi Oliver is a Managing Director in the same business. Silicon Valley Bank is one of the best known banks in the startup community, banking many of the most successful tech companies and VCs in the US and UK. This episode is composed of two parts. In the first interview, we'll hear from Erin about SVB's pedigree and broad strategy. In the second interview, Kristi goes into detail about SVB's view on fintech and funding ...
Aug 29, 2017•41 min•Transcript available on Metacast Matt Clifford is the co-founder and CEO of Entrepreneur First, the world's leading technology company builder. EF invests in top technical individuals to help them build world-class deep tech startups in London and Singapore. Since 2011, they’ve created over 100 startups, including Magic Pony, an AI company acquired by Twitter in 2016, and Cleo, a chat app for banking. Matt is also the co-founder of Code First: Girls, a free part-time course for high-potential female university students who want...
Aug 22, 2017•53 min•Transcript available on Metacast Welcome back after a week off last week - our first in a year. Wow. Hope everyone's having some fun this summer. We've got some amazing guests lined up over the next few months, so stay tuned for that. We're increasingly active in our newsletter lately - if you'd like to be a part of that, you can subscribe on our website at www.bankingthefuture.com. Today, we've got one for the entrepreneurs. We've had some great episodes with venture capitalists and founders going through the most interesting ...
Aug 15, 2017•39 min•Transcript available on Metacast 
