Rob Moffat is a Partner at Balderton Capital, a London-based venture capital firm that has invested in fintech businesses including GoCardless, Revolut, Crowdcube, Nutmeg, Seedcamp, ComplyAdvantage, Wonga, Zopa and more. Prior to joining Balderton, Rob worked at Bain & Company and Google. Rob holds degrees from Cambridge and INSEAD. As always, connect with us on Twitter, Facebook, LinkedIn or on our website at bankingthefuture.com . If you like today's show, please subscribe on iTunes, or your p...
Aug 01, 2017•34 min•Transcript available on Metacast Aman Ghei is a Principal at Orange Growth Capital, a London- and Amsterdam-based venture capital firm focused on high growth fintech companies. Prior to joining Orange Growth Capital, Aman worked at Facebook and Accel Partners. Aman first joined Rebank for Episode 37, together with Alvaro Alvarez del Rio, where we looked at similarities between fintech and other tech verticals, including gaming. We're trying out a new format in this episode. Rather than breaking down high level trends like we us...
Jul 25, 2017•47 min•Transcript available on Metacast Charlie Delingpole is the founder and CEO of ComplyAdvantage, a company using artificial intelligence and machine learning to help prevent financial crime. Prior to founding ComplyAdvantage, Charlie co-founded and ran MarketInvoice, a leading alternative lending platform focused on invoice finance. Charlie founded his first startup in 1999, and somehow managed to run it for seven years while graduating from Cambridge and then the London School of Economics. As always, connect with us on Twitter,...
Jul 18, 2017•36 min•Transcript available on Metacast Michael Treskow is a Partner at Eight Roads Ventures, focusing on venture and growth investments in technology companies across Europe. Previously, Michael worked at Accel in London, where he was involved with investments in companies such as Funding Circle, GoCardless and WorldRemit. He moved to London from San Francisco, where he did cross-stage investing in technology companies at Warburg Pincus. A special thanks to Innovate Finance for coordinating this interview. As always, connect with us ...
Jul 11, 2017•28 min•Transcript available on Metacast A couple weeks ago we joined our friends at Innovate Finance in London for their annual VCs Take the Stage event, where we caught up with two of the headliners. The first interview you hear is with Alex MacPherson, CEO of Octopus Ventures, the £660 million venture capital arm of UK fund manager Octopus Group. Alex's fund has invested and exited a handful of noteworthy AI companies, including Evi Technologies, Swiftkey and Magic Pony, which sold to Amazon, Microsoft and Twitter, respectively. Aft...
Jul 04, 2017•15 min•Transcript available on Metacast Ishaan Malhi is CEO and Founder of Trussle, the UK's first online mortgage advisor. Trussle uses technology to help homebuyers and existing homeowners select from the over ten thousand mortgage and remortgage options on the market in the UK. Trussle has attracted investment from a range of noteworthy backers, including Zoopla, Seedcamp and the co-founders of Betfair and Wealthfront. As always, connect with us on Twitter, Facebook, LinkedIn or on our website at bankingthefuture.com . If you like ...
Jun 27, 2017•34 min•Transcript available on Metacast Danny Gilligan is back for round 2 with Rebank, this time to discuss the future of data. Danny is the co-founder of Data Republic, a company building the rails to support the emerging data industry. Danny is also co-founder and managing partner of Reinventure, an Australia-based, fintech venture capital fund. Danny joined us in Episode 28 in late February with his Reinventure partner Simon Cant to talk fintech investing, and we promised we'd follow it up with an episode on data at some point. As...
Jun 21, 2017•31 min•Transcript available on Metacast Nick Ogden is the Founder and Executive Chairman of ClearBank, the UK's first new clearing bank in more than 250 years. ClearBank offers banking infrastructure, including clearing, to incumbent and startup financial services companies and fintechs. Built on real time technology, ClearBank aims to support increased transparency and competition in the UK banking market. Prior to founding ClearBank, Nick founded, ran and sold WorldPay, a global leader in payment processing. As always, connect with ...
Jun 13, 2017•37 min•Transcript available on Metacast Lawrence Wintermeyer (@LWintermeyer) is the CEO of Innovate Finance, an independent membership association that represents the UK's global FinTech community. Founded in 2014, Innovate Finance looks to accelerate the UK's leading position in the global financial services sector by supporting the next era of technology-led financial services innovators. During our conversation, Lawrence references Innovate Finance's recent sandbox paper, which is available at industrysandbox.org. Innovate Finance ...
Jun 06, 2017•43 min•Transcript available on Metacast Peeling back the banking stack, layer by layer. This week, we've put together a special show looking at a couple of the biggest topics in fintech. Rebank is lucky to host some of the most noteworthy figures in fintech. The perspective and insight they provide is often an indicator of where things are going. One of the trends we've discussed on the show in the past is the move to component front, middle and backend layers to replace proprietary pieces of the financial services technology stack. T...
May 30, 2017•43 min•Transcript available on Metacast Nigel Verdon is the co-founder and CEO of Railsbank, an API-layer connecting fintechs to a wide range of banking and payments services in five lines of code. Nigel is a pillar of the London fintech community. Prior to starting Railsbank, he founded and ran CurrencyCloud, an API-based FX and payments solution, invested as a venture capitalist at Orange Growth Ventures, advised startups in the UK and Europe and traded FX at Nomura and Swiss Bank. Banking-as-a-platform is regularly cited as the nex...
May 23, 2017•38 min•Transcript available on Metacast Google Ventures invested $25m in CurrencyCloud earlier this year, buying into one of the most powerful fintech solutions in the payments space. Today we're joined by Steve Lemon, co-Founder of CurrencyCloud, to discuss the investment, the company and the payments space in general. CurrencyCloud's API-based payments engine automates B2B payments and FX, powering an impressive range of fintechs, including Klarna, Travelex, Revolut, Azimo, Fidor Bank and, previously, Payoneer, Kantox and TransferWi...
May 16, 2017•31 min•Transcript available on Metacast The Omidyar Network is a high-impact, social investment fund set up by eBay founder Pierre Omidyar. Today, we're joined by Ameya Upadhyay, a Principal at Omidyar. Ameya focuses on the firm’s Fintech and Financial Inclusion efforts, investing in organizations that have the potential to create economic opportunity for individuals in Africa, Europe, Myanmar and India. His portfolio includes first movers in India across micro-enterprise lending, digital retail lending, merchant cash advance, and onl...
May 09, 2017•36 min•Transcript available on Metacast Scott Crowder is the CTO of IBM's Quantum Computing business. In March, IBM announced the construction of a 50-qubit quantum computer as part of its IBM Q program, an industry-first initiative to build commercially available universal quantum computing systems. IBM Q enables customers to access quantum systems and services via the cloud. The technology sits alongside classical computing solutions, like Watson, IBM's artificial intelligence engine. IBM's progress in quantum computing mirrors adva...
May 02, 2017•40 min•Transcript available on Metacast UX is a make-or-break component in mobile gaming, and many of the same learnings are being brought to fintech. Today, we're joined by two fintech venture capitalists for an update on investment trends in our industry. Alvaro Alvarez del Rio is Principal at Initial Capital, a mobile gaming and fintech focused venture capital fund. Prior to joining Initial Capital, Alvaro worked in investment banking and private equity. Aman Ghei is Principal at Orange Growth Capital, a London- and Amsterdam-based...
Apr 25, 2017•40 min•Transcript available on Metacast Penta and Crunch are reinventing banking and accounting for startups and sole traders. Darren Fell is the Founder and CEO of Crunch, one of the original cloud-based accounting platforms, launched in 2009. Crunch serves thousands of sole traders and small businesses in the UK with an ever-increasing range of accounting and financial services products. Lav Odorovic is Co-Founder and CEO of Penta, a Berlin-based neobank offering banking services to early-stage technology companies. Today's conversa...
Apr 18, 2017•41 min•Transcript available on Metacast Brett King, acclaimed author, speaker, futurist and host of the Breaking Banks radio show joins us to discuss quantum computing and AI following the Innovate Finance Global Summit event in London on April 10th, 2017.
Apr 11, 2017•29 min•Transcript available on Metacast Michael Kent is a serial entrepreneur and the Founder and CEO of Azimo , one of Europe's most successful fintechs of recent years. Michael is also co-founder and a non-executive director of Tandem , a new digital-only bank in the UK. Previously, Michael co-founded Small World Financial Services , a money transmission provider, which he grew to $4.5bn in annual transaction volumes. Michael is also a startup investor and advisor, working with companies including Curve , a smarter credit card, and ...
Apr 11, 2017•32 min•Transcript available on Metacast The OECD is actively working to promote fintech to its member countries. Today, we're joined by Gert Wehinger, a Senior Economist at the Organization for Economic Cooperation and Development (OECD). In nearly 20 years at the OECD, Gert has worked on subjects including financial market structure and stability, economic policy and regulation, and engagement of the private financial sector. Gert is the author of various publications, including numerous articles on financial markets and a book on hi...
Apr 04, 2017•32 min•Transcript available on Metacast Usama Fayyad is the CEO of Open Insights, a US-based data strategy and technology company. Usama also serves as CTO of Stella.AI a Mountain View, CA based, VC-Funded startup, and as Interim Chief Operations & Technology Officer for new, innovation-focused division of MTN, Africa's largest telecommunications provider. From 2013-2016, Usama was Chief Data Officer at Barclays. He remains active in UK banking as a special advisor to the Board of Nationwide, the world's largest building society. From...
Mar 28, 2017•43 min•Transcript available on Metacast David Brear is one of the most prominent thinkers and doers in our industry. David is focused on addressing one of the biggest challenges in banking: driving technological innovation at large, incumbent organizations. David is CEO and co-founder of 11:FS, a FinTech consultancy that helps banks become truly digital. He's also cohost of FinTech Insider, a blockbuster podcast about FinTech and financial services. Named among the Top 100 Most Influential FinTech Leaders of 2016, David is one of the ...
Mar 21, 2017•41 min•Transcript available on Metacast Two Queens of Fintech, Duena Blomstrom and Liz Lumley, join us today for an insightful conversation about bank-fintech collaboration, plus an exclusive announcement from Duena. Duena headed sales for Meniga, a successful Icelandic fintech startup, from 2010-2015. Duena has been investing in and advising fintech startups since then, especially on commercial and go-to-market strategies. Liz ran StartupBootcamp Fintech's 2015 London program and then led ecosystem development for the accelerator. Sh...
Mar 14, 2017•35 min•Transcript available on Metacast Eugene Danilkis is co-founder and CEO of Mambu , a banking technology provider based in Berlin. Eugene is literally a rocket scientist: He led a software engineering team developing NASA-certified software for the International Space Station prior to founding Mambu. Mambu is a cloud-based technology platform that enables banks and fintechs to rapidly address new market opportunities and reduce the high costs previously associated with software licenses, maintenance and in-house infrastructure. M...
Mar 07, 2017•39 min•Transcript available on Metacast Simon Cant and Danny Gilligan, founding partners of Reinventure, an Australia-based, fintech venture capital fund, join us today for a discussion on fintech investing. Simon and Danny are entrepreneurs, and they bring that experience and mindset to venture investing. We cover a number of interesting topics today, including how Reinventure thinks about fintech investing, how best to engage and support startups, where fintech is going in the next decade, the untapped opportunity in data and more. ...
Feb 28, 2017•45 min•Transcript available on Metacast Nektarios Liolios is CEO & Co-founder of Startupbootcamp FinTech and Startupbootcamp InsurTech, the leading innovation programs in the financial and insurance industries. The programs provide funding, mentorship and office space in the heart of London, Singapore & New York, along with access to a global network of investors and VCs, for up to 10 selected FinTech startups per class. Nektarios has spent nearly 20 years in fintech, previously with Clearstream and SWIFT, where he ran the Innotribe S...
Feb 21, 2017•46 min•Transcript available on Metacast Shazam founder Dhiraj Mukherjee joins the show today. Dhiraj is currently Head of Innovation at Virgin Money, a prominent UK bank and part of Richard Branson's Virgin Group. After graduating from Dartmouth College and then Stanford GSB, Dhiraj co-founded Shazam, one of the best known apps of all time. Launched in 2002, the platform is alive and well today. Dhiraj is a seasoned digital innovation and experience design professional, launching digital platforms around music, movies, advertising and...
Feb 14, 2017•35 min•Transcript available on Metacast Sophie Guibaud is Head of European Expansion for Fidor Bank, one of Europe's original and best known digital-only banks. Originally launched in Germany in 2009, Fidor expanded into the UK in 2015. Prior to joining Fidor, Sophie led product strategy and commercialization at Bankable, a white-label banking platform provider. Before that, she was the Chief Marketing Officer at HelloFresh, a Rocket Internet-backed ready-to-cook meal delivery startup. Sophie is regularly mentioned among top fintech i...
Feb 07, 2017•34 min•Transcript available on Metacast Dave Birch (@dgwbirch) is Director of Innovation at Consult Hyperion, a secure electronic transactions consultancy. Dave is an internationally-recognized thought leader in digital identity and digital money. He has been named one of the global top 15 best sources of business information by Wired Magazine, one of the top ten most influential voices in banking by the Financial Brand, one of the top three most influential people in London’s FinTech community by City A.M, and more. Dave is perhaps E...
Jan 31, 2017•45 min•Transcript available on Metacast Syrian refugees are facing one of the most difficult challenges humans can experience. Balazs Nemethi, founder of Taqanu, wants to support them in their plight. Taqanu seeks to provide banking to anyone, regardless of background and available documents. One of their first target user groups is refugees displaced by unrest in Syria, but the potential for a solution like Taqanu extends across refugees, migrants, the financially excluded and beyond - to any user group seeking a digital solution to ...
Jan 24, 2017•34 min•Transcript available on Metacast Pascal Bouvier (@pascalbouvier) is a full-time venture capital investor, fintech practitioner and prolific blogger. Before becoming a full-time venture capitalist, Pascal founded and ran startups, worked for commercial and investment banks, and has been at one time or another a CFO, COO, CIO… the list goes on. Pascal is currently Venture Partner with Santander InnoVentures. Prior to joining InnoVentures, he built the fintech venture arm of Route 66 Ventures into a top global fintech investor. To...
Jan 17, 2017•51 min•Transcript available on Metacast 
