Financial inclusion is a global issue. In fact, it's probably more global than most of us think. Even in developed markets like the UK, US and Western Europe, there are huge numbers of unbanked people. Pockit, a UK-based neobank, is addressing that problem in the UK. Launched in 2014 and currently serving 123,000 customers, Pockit is making a profound impact on the lives of a huge number of financially underserved individuals. Virraj Jatania, Founder and CEO of Pockit, joins us in Episode 21 to ...
Jan 10, 2017•48 min•Transcript available on Metacast This is Part 2 of a two-part review of our first 18 episodes. Before you rip out your headphones in disgust, let me explain. I'm not a fan of the classic "year in review", I mean, we were all there, right? If we were paying attention the first time around, why do we need to get sentimental? Similarly, previews of the year to come, while sometimes fun, are often pure speculation and rarely add value. In this two-part episode, we've attempted to do something we'd been planning for a while: analysi...
Jan 03, 2017•46 min•Transcript available on Metacast Episode 19 is a special one. We're celebrating the year-end with a long-overdue dive into some of the key concepts that have found their way across multiple episodes to date. We've interviewed some of the most noteworthy founders, investors, thinkers and doers in fintech & banking innovation over the past few months. Their insight and analysis will see us well into 2017 and beyond, so we're hunkering down over the holiday break to dig into it in detail. In Part 1 of our exploration, we break dow...
Dec 21, 2016•1 hr 11 min•Transcript available on Metacast Andra Sonea is a banking systems specialist. Until recently Lead Solutions Architect within the Innovation & Digital Development Directorate at Lloyds Banking Group in London, Andra is currently pursuing a prestigious Anthemis Fellowship to build on her work in banking systems architecture. Andra has been involved in fintech for many years and is a keen supporter of collaboration between financial services institutions and start-ups. Prior to joining Lloyds in 2014, Andra worked for over fifteen...
Dec 13, 2016•31 min•Transcript available on Metacast We've got a great episode today with Tom Blomfield (@t_blom), co-founder and CEO of Monzo (@monzo), a new, digital-only challenger bank in the UK. Monzo is seeking to fundamentally change the way banking is done and challenge a lot of assumptions about the way people want to interact with their money. Tom is a serial entrepreneur, he founded an e-commerce platform for students called boso.com while he was in college and later launched GoCardless, a B2B payments company that raised funding from t...
Dec 06, 2016•46 min•Transcript available on Metacast Brett King (@brettking) is a bestselling author and was voted Innovator of the Year for 2012 by American Banker. Since 2010 Brett has released 5 Global Bestselling books, including Bank 2.0, Branch Today – Gone Tomorrow, Bank 3.0, Breaking Banks and his latest Augmented. His books have topped bestseller charts for banking in 18 countries and have been translated into 9 languages. A global thought leader in financial services and customer experience, Brett publishes regularly in his role as indus...
Nov 29, 2016•49 min•Transcript available on Metacast David Robson leads IBM's Watson business in the European financial services sector. Perhaps the world's most recognizable AI system (after HAL 9000), IBM's Watson is live across multiple industries and is using artificial intelligence to solve hard, real world problems. For the uninitiated: Watson is a cognitive computer that can read, understand, reason and engage with humans in support of a broad range of knowledge workers including medicine, banking and insurance. David has been working with ...
Nov 22, 2016•28 min•Transcript available on Metacast Brian Roemmele is the consummate Renaissance man. He is a scientist, researcher, analyst, connector, thinker and doer. More than anything, I've found Brian to be an observer of the world, asking questions and following his seemingly infinite curiosity to the root of an astounding variety of issues. Over the long, winding arc of his career, Brian has built and run payments and tech businesses, worked in media, including the promotion of top musicians, and explored a variety of other subjects alon...
Nov 15, 2016•58 min•Transcript available on Metacast Devie Mohan is a prominent fintech writer, speaker and commentator. Devie is the co-founder and CEO of Burnmark, a fintech research company established in partnership with Berlin-based FinLeap. She is also a market strategist and UK coordinator with FinLeap. Throughout the course of her career, Devie has helped numerous banks, startups, innovation groups and investors understand the trends in fintech, helping them set their corporate, marketing and investment strategies. She is an adamant propon...
Nov 08, 2016•30 min•Transcript available on Metacast Oaknorth is a startup bank in the UK. Joel Perlman, Oaknorth's co-founder, is a UK-based serial entrepreneur. After starting his career at McKinsey, Joel eventually left to co-found Copal Partners, a financial research outsourcing company with his business partner, Rishi Khosla. Over a period of 12 years, they grew the business to almost 3,000 people before selling it to Moody's in 2014. Subsequently, Joel and Rishi founded OakNorth, a new UK bank focused on lending to entrepreneurs and mid-size...
Nov 01, 2016•27 min•Transcript available on Metacast Chris Gledhill is the #1 fintech influencer globally and regularly speaks and writes about fintech, banking and the future of financial services. Chris was lead mobile architect and led the disruptive innovation labs at Lloyds Banking Group before founding Secco (@seccoaura), a next generation "bank." Chris has expertise spanning a wide range of disruptive technologies including Blockchain, AI, APIs, Big Data, Deep Learning, Virtual Reality, Crypto Currencies, Biometrics, Mobile & Wearables. Chr...
Oct 25, 2016•41 min•Transcript available on Metacast APIs and banking as a platform will revolutionize banking. This week we’ve got a special two part edition, with two guests who represent arguably the future of banking and financial services technology. Martin Häring is the Chief Marketing Officer of Misys (www.misys.com), a global core banking provider that recently opened its systems to third party development, in yet another sign that the industry is moving toward an API-connected, platform model. I think Misys is doing revolutionary work, an...
Oct 20, 2016•46 min•Transcript available on Metacast Duena Blomstrom is an independent digital banking consultant, entrepreneur, VC, speaker and, in her words, "uncomfortably opinionated blogger." For the past 18 years, Duena has worked across Telco and Finance on strategy and consulting for sales and marketing, including a 5-year stint as Head of Sales and Marketing for Meniga. During her time at Meniga, the company went from being a tiny Icelandic start-up to a market leader in customer engagement. Duena works at the intersection of technology a...
Oct 12, 2016•35 min•Transcript available on Metacast Michael O’Connor is a fintech & banking advisor and investor with extensive experience analyzing, structuring and investing in banking and financial services deals. Before going independent earlier this year, Michael was a portfolio manager looking at credit and banking transactions for Arrowgrass Capital Partners, a prominent, London-based, financial services-focused alternative investment fund. Prior to Arrowgrass, Michael was a founding partner at Portman Capital Partners, where he advised UK...
Oct 04, 2016•43 min•Transcript available on Metacast Slava Solodkiy founded Life.SREDA, a fintech-focused VC fund, in 2012 and has been running it ever since. Life.SREDA 1, which was focused on A-rounds in the US and Europe, invested $40m in 13 companies including Fidor, Moven, Simple, Anthemis, SumUp and Rocketbank. In November 2014, Life.SREDA launched its second fund, a $100m fund focused on B-rounds in Asia. So far, fund 2 has invested in companies including Fastacash, Mobikon, Lenddo, Ayannah and SoftPay. Life.SREDA also runs a $100m global b...
Sep 27, 2016•42 min•Transcript available on Metacast Alex Tapscott is a globally recognized thought-leader, advocate, speaker and writer focused on the impact of emerging technologies on business, society and government. Alex is the co-author of the critically acclaimed best-seller, Blockchain Revolution: How the Technology Behind Bitcoin is Changing Money, Business, and the World. He is the author of dozens of articles featured in publications such as TIME, Harvard Business Review, The McKinsey Quarterly, Forbes, Fortune, Quartz, The Globe and Ma...
Sep 20, 2016•35 min•Transcript available on Metacast Faisal Khan, a veritable payments & remittances guru, joins us for the show today. Faisal is a banking and payments consultant providing advisory services to banks, financial services companies and startups. He specializes is cross-border money transfer and all aspects of the value-chain associated with it, across B2B, B2C and C2C. Faisal has extensive knowledge in the design, integration & operation of payment networks and systems for international money transmission. Two things set Faisal apar...
Sep 05, 2016•47 min•Transcript available on Metacast Chris Skinner is one of the world's most authoritative voices on the future of banking. Chris is a writer, speaker, analyst and commentator covering all things digital banking. Chris has published multiple books on the future of banking and fintech, including most recently ValueWeb, which in Chris's own words explores "the open-sourcing of financial services using apps, analytics, APIs...and blockchain." Chris is on the Advisory Boards of a number of companies including Innovate Finance, Moven a...
Sep 05, 2016•49 min•Transcript available on Metacast This week, we're joined by Jason Bates, co-founder of 11:FS and the bank formerly known as Mondo. Banking is becoming digital. In the UK, four digital-only retail banks are poised for roll-out, and the trend extends to Europe, the US, Canada, and much of the rest of the world. Jason has extensive experience in digital transformation in banking, including co-founding not one but two digital challenger banks, Mondo and Starling. Join us for a deep dive into the problems digital banks are trying to...
Aug 27, 2016•51 min•Transcript available on Metacast Data science is fundamentally reshaping the way businesses operate and customers experience interactions. In Episode 2, we take a look at what's going on in the world of data science, where recent and coming developments are likely to have a huge impact on customer experience across industries and in turn shape customer expectations for banking and financial services. Skylar Lyon, Senior Data Scientist at Accenture, breaks it down for us.
Aug 24, 2016•37 min•Transcript available on Metacast Jeff Tijssen is Managing Principal and Head of Fintech at CAPCO, a fintech consultancy. Where better to start our fintech journey than with the current state of the banking industry? Jeff's experience working for and with numerous incumbent banks in Europe and the UK shapes his views on the current landscape and where we're going.
Aug 17, 2016•40 min•Transcript available on Metacast 
