Nick Hungerford is the founder of Nutmeg , the UK’s leading roboadvisor. Nick founded Nutmeg in 2011 and ran it for five years. Currently, Nick is a partner at Portag3 Ventures and serves on the boards of Nutmeg, multiply.ai and Hong Kong based digital bank Neat . In addition to the insights we deliver through our podcast and newsletter, Rebank offers advisory services to fintechs, banks and corporates. Drawing on our experience starting, running and advising fintech businesses and our vast netw...
Jun 18, 2019•40 min•Transcript available on Metacast Ron Suber is the former head of Prosper , one of the original peer-to-peer lenders. Prior to getting involved in Prosper, Ron built and sold Merlin, a tech-first prime broker for the long-tail of hedge funds, acquired by Wells Fargo in 2012 . Ron invests in and advises a number of fintech companies and has developed views on the space and where it’s headed, all of which we get into today. In addition to the insights we deliver through our podcast and newsletter, Rebank offers advisory services t...
Jun 10, 2019•20 min•Transcript available on Metacast David Green is the Chief Product Officer at Earnest , a digital student lender and refinancing provider. The student debt market in the US is unique in the world. College is exceedingly expensive, and students fund their educations by borrowing from the government and private lenders. Despite the size of the market and its decades-long history, student lending doesn’t necessarily operate with the same sophistication you would find in other credit markets. David and I talk through some of these p...
Jun 04, 2019•20 min•Transcript available on Metacast Matt Harris is a partner at Bain Capital Ventures focused on fintech and financial services. Matt is a fintech legend in New York. Everyone I talked to about this conversation knew Matt and sang his praises effusively. Matt has been an early stage investor since 1997, which is basically forever in fintech years. His portfolio includes Acorns, IEX, Roofstock, SigFig and many more. Matt has highly developed views about the future of payments, lending, banking and investing, which we work through i...
May 28, 2019•47 min•Transcript available on Metacast Samvit Ramadurgam is the Co-Founder & President and Kelly Rodriques is the CEO of Forge , a secondary market for private shares. Forge provides access to shares of virtually all of the top 50 privately held tech startups, including Slack and many more, and offered trading in the likes of Spotify, Dropbox, Snap and DocuSign before they IPOed. According to Crunchbase, Forge has raised $88.5m from investors including Peter Thiel, Tim Draper, FT Partners and others. Unlike earlier players in the spa...
May 20, 2019•22 min•Transcript available on Metacast Dee Choubey is the Founder and CEO of MoneyLion , a digital bank combining a comprehensive financial offering with AI-driven personalized guidance. With four million users and counting, MoneyLion aspires to build a private bank for the middle class, initially by providing financial access, education and advice to Americans underserved by the financial system. I find MoneyLion’s vision highly compelling. As we’ve said before on the podcast, it feels like many B2C fintechs are converging to the sa...
May 13, 2019•36 min•Transcript available on Metacast Ryan King is the Co-Founder and CTO of Chime , one of the leading digital banks in the US. Chime offers free banking to over three million customers, helping them save hundreds a year on banking and gain control of their financial lives. This episode was recorded at LendIt in San Francisco. A huge thanks to Peter Renton and his team for inviting us to participate. As listeners know, digital banking is a space we follow closely. The US is a fascinating market to watch, given the importance of spe...
May 07, 2019•39 min•Transcript available on Metacast Erin Collard is Co-Founder of Blend , a digital mortgage origination platform. Blend sits atop incumbent systems and digitizes the mortgage process, massively reducing costs for lenders and expediting origination. Blend’s software is compelling. So compelling, in fact, that 25% of the market now uses Blend’s technology to originate $1 billion of US mortgages every day. Blend has raised $160 million from leading investors including Greylock and Founders Fund . Erin has a fascinating background, w...
Apr 29, 2019•29 min•Transcript available on Metacast Michael Sidgmore is a Partner at Broadhaven , a market leading fintech investment bank and venture firm, with clients including ICE and the CBOE and investments including MoneyLion and ScaleFactor. Prior to joining Broadhaven, Michael built the sales team at iCapital , now a multi-billion dollar platform giving investors access to leading alternative investment funds at low minimums. Michael is close to the ground when it comes to US fintech, with an interest in Latin American as well. In this c...
Apr 23, 2019•30 min•Transcript available on Metacast Catherine Wines is the Co-Founder of WorldRemit , one of the world's foremost digital remittance providers. Founded in 2010, WorldRemit has raised over $220 million from Accel, LeapFrog and TCV. The platform lets users send money to friends and family in 150 countries, giving people in developing countries access to the financial system at a fraction of the cost of traditional remittance providers. In doing so, WorldRemit empowers local communities, especially women, as Catherine explains. World...
Apr 16, 2019•24 min•Transcript available on Metacast Vinoth Jayakumar runs fintech investments for Draper Esprit , a premier venture capital firm and backers of the likes of Revolut and TransferWise . Today we grapple with the backend infrastructure of banking, updating on a subject we’ve covered in the past with 10x , ThoughtMachine , Mambu and others. These and other players have continued to build, recently signing big name clients that expect the future of core infrastructure to be provided by fintechs. This is a complex subject, and we didn’t...
Apr 11, 2019•42 min•Transcript available on Metacast Today, we have a very special episode for you. Last week in London, we put on a live event, supported by leading reputation management consultancy Lansons , whose clients include Lloyds, Allianz, Atom Bank, BlackRock, Fidelity, Hargreaves Lansdown, JP Morgan, Invesco, Societe Generale, Vanguard, AXA and many, many more. The topic of discussion was Crypto 2.0, Is Crypto Finally Getting Real? Considered fringe for most of the past few years, crypto and associated technologies potentially represent...
Apr 02, 2019•40 min•Transcript available on Metacast Ricky Knox is the Founder and CEO of Tandem , a UK digital bank. It's a fascinating time in digital banking, as tech-forward banks in the UK, US, Europe and elsewhere race for product and geographic coverage and players like Apple and Goldman Sachs , who recently announced a credit card partnership, encroach on retail banks' turf. I thoroughly enjoyed this conversation. As you’d expect, Ricky brings a lot of insight to this topic. If you enjoy today’s episode, please take 30 seconds to leave a r...
Mar 27, 2019•33 min•Transcript available on Metacast Francesco Simoneschi is the Co-Founder and CEO of TrueLayer, an Open Banking API platform. Since Open Banking went live early last year, progress has been slow, and reviews have been mixed. At the same time, companies like Plaid and Quovo in the US and Tink and Bud in Europe have raised eight- and nine-figure rounds to scale platforms to support the innovations Open Banking promises. TrueLayer is squarely in the mix of leading Open Banking API platforms, quickly rolling out functionality and see...
Mar 19, 2019•38 min•Transcript available on Metacast Lex Sokolin started a roboadvisor way back in 2009, which was eventually sold to AdvisorEngine. As a result of that experience, and the strategy and advisory work he's done since, Lex has unique insight into the evolution of the digital investments space, one of the fastest moving areas of fintech today. If you enjoy today's episode, please leave us a review on iTunes . Thank you very much for joining us today. Please welcome, Lex Sokolin....
Mar 12, 2019•35 min•Transcript available on Metacast SME banking is a particular interest of mine, as long-time listeners know. We've covered it from a number of angles on Rebank, including challenger banking with OakNorth , digital lending with iwoca and Spotcap , payments with GoCardless and support services with Xero , to name a few. If one area of fintech has been getting increasing interest lately, it's SME banking, and it's about time. Last week, Pool A of the RBS Capability & Innovation Fund was allocated, with massive cash grants going to ...
Mar 05, 2019•37 min•Transcript available on Metacast Rishi Khosla is co-founder and CEO of OakNorth , one of the world's best funded and fastest growing fintechs. We've had OakNorth on the podcast a few times before. In the past, I've generally referred to OakNorth as a challenger bank, which they were, but the company has developed beyond that description. From its savings & lending origins, OakNorth has evolved into a world-class technology platform with a banking license, recently backed by investors, including SoftBank, to the tune of $440m , ...
Feb 27, 2019•25 min•Transcript available on Metacast Adam Dodds is the Founder & CEO of Freetrade , a free stock trading app and part of the trend toward intuitive, low cost retail investment solutions. This is an interesting discussion around providing value to customers, and what that means, especially in complex industries like investments. This episode feels less like a stand alone conversation and more like another instalment in an ongoing exploration of how technology can be used to optimize retail investor behavior, decision making and ulti...
Feb 19, 2019•30 min•Transcript available on Metacast Nicolas Colin is co-founder of The Family , a European tech incubator with a different approach than most. Their mission is the educate, support and connect entrepreneurs in ways that build great global companies. The Family describes itself a platform that unites entrepreneurs across Europe in Paris, London and Berlin, with a mission to build a startup continent that is diverse, dynamic and open. Their goals is doable, but not easy, which makes them similar to the early stage companies they wor...
Feb 12, 2019•56 min•Transcript available on Metacast Anytime I find myself thinking how much progress has been made in digital banking over the past 6 or so years, I stop to consider how much further we'll go from here. It feels like so much has happened since the paradigm shift brought about by the iPhone and the global banking crisis of 2008. No one knows that better than Anthony Thomson . Anthony is by any measure one of the most prolific banking innovators of the past decade. Anthony is the Co-Founder and former Chairman of Metro Bank and Foun...
Feb 05, 2019•35 min•Transcript available on Metacast We've seen a slow evolution in fintech from the early days - transitioning from disruptors and disintermediators to partners and platforms. Where do we go from here? Tim Levene is the Founder and CEO of Augmentum , a fintech venture capital firm. Prior to starting Augmentum, Tim worked for Bain, started London restaurant chain Crussh and founded Flutter.com, which merged with Betfair in 2001, at the beginning of the latter's rise to prominence. Augmentum has invested in companies including Zopa ...
Jan 29, 2019•32 min•Transcript available on Metacast The US could be one of the most lucrative markets for digital banks, but few new entrants have launched there. Why? How ripe is the opportunity, really? Monzo , N26 and Revolut have all stated intentions to launch in the US, though none have yet navigated the regulatory requirements. Colin Walsh is the CEO and co-founder of Varo Money , which is on track to become the first mobile-centric national bank in U.S. history. Prior to founding Varo, Colin spent 25 years in consumer banking at American ...
Jan 22, 2019•38 min•Transcript available on Metacast Historically characterized by high fees and questionable objectivity, retail investments are going through a transformation as the likes of Robinhood, Betterment, Scalable Capital and others bring compelling digital offerings to market. Richard Theo is the co-founder and CEO of Wealthify, one of the UK's leading roboadvisors. With a background in technology and computer science, Richard started Wealthify in 2014 to take advantage of the then relatively nascent digital investments market. In 2017...
Jan 15, 2019•31 min•Transcript available on Metacast Should people outside fintech care about fintech? Today, we're joined by Brad Goodall, serial entrepreneur and founder of Banked, to discuss. Open Banking is hands down one of the most relevant themes in 2018, with legislation taking effect in Europe and the UK and being replicated and expanded in countries like Australia. But so far, we've seen anything but tangible impacts from Open Banking, including products, services and new customer experiences. Why? To start with, banks dragged their feet...
Jan 08, 2019•35 min•Transcript available on Metacast Should we look to governments, philanthropists or entrepreneurs to solve our problems? We're joined by Sean Park , Founder of Anthemis , a fintech-focused venture capital firm, to discuss. There's a strong school of thought in the West that the private sector and market dynamics are sufficient to optimize economic, political and social outcomes. Is that true? Thinkers like economist Carlota Perez believe that government plays an important role in directing private sector activity to enable true ...
Dec 18, 2018•52 min•Transcript available on Metacast Leslie Campisi is the Chief Marketing Officer of Anthemis , one of the leading fintech venture capital firms. In today's conversation, we debate the role of humans in finance. It's a multi-faceted question with implications for the industry and its employees, the startup and investor ecosystem, financial services customers and adjacent industries. Leslie brings an interesting perspective to this discussion. In addition to her role as CMO, she also leads Hacking Finance , a creative commons run b...
Dec 05, 2018•32 min•Transcript available on Metacast Welcome to the fourth instalment of our Founder Sessions series. We're joined by David Velez, the Founder and CEO of Nubank, the leading financial technology company in Latin America. Nubank has 5 million credit card customers, 2.5 million bank account customers and has raised $420 million from investors including Sequoia, Tencent, Tiger Global, QED, Founders Fund and more. Before founding Nubank in 2013, David was a Partner at Sequoia in charge of the firm’s Latin American investments. Before S...
Dec 04, 2018•17 min•Transcript available on Metacast Welcome to the third instalment of our Founder Sessions series. Tom Blomfield is the Founder & CEO of Monzo, one of the UK's leading digital banks. For Tom's full backstory, check out Rebank Episode 17 , when we first connected with him. For an update on Monzo, including recently hitting the million customer milestone, check out Episode 108 . Special thanks to everyone who responded to our request and rated and reviewed Rebank on iTunes . We've seen a marked boost to listenership already. Thank ...
Nov 28, 2018•15 min•Transcript available on Metacast David Vélez is the Founder and CEO of Nubank, the leading financial technology company in Latin America. Nubank has 5 million credit card customers, 2.5 million bank account customers and has raised $420 million from investors including Sequoia, Tencent, Tiger Global, QED, Founders Fund and more. Nubank was recently named the 3rd most innovative company in Latin America by Fast Company. Before founding Nubank in 2013, David was a Partner at Sequoia in charge of the firm’s Latin American investme...
Nov 20, 2018•23 min•Transcript available on Metacast Today, we're joined by Cristina Alba Ochoa and Valentina Kristensen, respectively CFO and Head of Communications of OakNorth, one of the UK's leading challenger banks. We update on OakNorth's recent milestones, including some big fundraises at massive valuations, and discuss the current state of play in SME banking in the UK. If you enjoy today's episode, please subscribe on iTunes , or your podcast platform of choice, and leave us a review. Thank you very much for joining us today. Please welco...
Nov 13, 2018•34 min•Transcript available on Metacast 
