You guys had SO many questions for this episode! Rachelle Kroon from Sphere Home Loans joins Glen and John for this deep dive Q&A. They touch on: 👉🏽when's the right time to speak to a mortgage broker? 👉things you can do to maximise your chances of getting a home loan 👉🏿how does HECS/HELP debt affect borrowing 👉🏼why it might not be the best thing to wipe out your debt before speaking to a broker 👉🏾how do banks and lenders view your BNPL history 👉how does the structure of your mortga...
Nov 24, 2021•1 hr 2 min•Ep 46•Transcript available on Metacast Glen and John get into these questions and topics from the m3 community: 👉🏾I gave up my career for love to move to the Outback. How do I not fall behind financially? 👉🏿immigrant parents not understanding how to invest 👉🏻tips for living or working abroad 👉my partner is a spender and struggles to stick to the spending plan. Our goals seem unachievable, how do I get them on board? 👉🏼50 years old and just starting to invest, is it still wise to buy a house or should I keep investing? 👉🏽et...
Nov 22, 2021•58 min•Ep 46•Transcript available on Metacast Bonus ep for ya! Glen chats with Senator Andrew Bragg, who Chaired the Select Senate committee: Australia as a Finance and Tech Centre. They touch on the committee's recommendations for regulating crypto and also get into some discussions around BNPL, finfluencers and the environment. Register here for Glen's Introduction to Crypto webinar: https://bit.ly/3cy6ZvD Grab a copy of Glen's book, Sort Your Money Out & Get Invested: https://www.sortyourmoneyout.com/sort-your-money-out-get-invested ...
Nov 19, 2021•45 min•Ep 45•Transcript available on Metacast Community member, Neil Benson met Glen and John at the Brisbane live event earlier this year. Neil joins Glen for a chat about his story and how he manages his money! His story touches on: 👉🏽being self-employed 👉🏿how he teaches his kids about money 👉managing money as a couple 👉🏼his view on financial independence 👉🏻investing 👉🏾using family trusts 👉holding retirement funds in the US and UK 👉🏿the charities and causes he supports 👉🏼and more! Check out Neil’s podcast, Amazing Apps: ht...
Nov 17, 2021•1 hr 4 min•Ep 45•Transcript available on Metacast Pub now, pay later?! Glen and John give their two cents on Afterpay's latest development and answer these questions from the m3 community: 👉🏾we're saving for a wedding but don't want the money to sit there and do nothing. Should we invest half in an ETF or keep it in the savings account? 👉🏿how do I stop comparing myself to other peoples' money journeys? 👉🏻I'm moving overseas, how can I avoid going backwards in my life, career and money? 👉my partner and I are buying our first investment pr...
Nov 15, 2021•50 min•Ep 45•Transcript available on Metacast Get your marshmallows ready! Glen, John and Vince are settling around the campfire to discuss, do I a) pay off the mortgage, b) use the money to invest. This chat is set at intermediate / advanced but everyone's welcome at the campfire! Grab a copy of Glen's book, Sort Your Money Out & Get Invested: https://www.sortyourmoneyout.com/sort-your-money-out-get-invested Get $20 off The Glen James Spending Plan using the code "MAGIC": https://www.mymillennial.money/spending-plan Send us your questi...
Nov 10, 2021•1 hr 5 min•Ep 44•Transcript available on Metacast Good news about the future of my millennial money! Glen shares a special announcement. Plus Glen and John discuss questions from the m3 community and share people's answers to a question in the Facebook group: if you had $10,000 and could invest it into an ETF or managed fund, what would you choose and why? Learn more about TAL here: https://bit.ly/tal-m3podcast Check out the courses and resources Glen mentions, here: https://www.mymillennial.money/courses Have a look at some of Glen's recommend...
Nov 08, 2021•1 hr 2 min•Ep 44•Transcript available on Metacast This one's a deep dive into the ins and outs of buying property off the plan. Glen and John are joined by Thirdi Property Group director, Luke Berry to chat about the process and discuss some questions from people in the m3 community. They touch on: 👉🏾some of Luke's story and Thirdi Group 👉🏿the general step by step process for purchasing a property off the plan 👉🏻the elephant in the room - how often do horror stories happen and what can buyers look out for in a good developer 👉how a sunse...
Nov 03, 2021•1 hr 11 min•Ep 43•Transcript available on Metacast Glen and John get into a bunch of questions and case studies from the m3 community, touching on: 👉🏾 their top 3 money mindset learnings 👉🏿budgeting for compulsory HECS/HELP loan repayments 👉🏻inheriting property with a sibling 👉Centrelink’s financial information service 👉🏼giving pocket money to kids 👉🏿tax investment structures for families 👉🏽balancing saving and spender personalities in a relationship 👉🏼preparing to see a mortgage broker Check out John’s Solvere Property Analyser C...
Nov 01, 2021•53 min•Ep 43•Transcript available on Metacast What's one thing you can take away from this episode and apply today? Holly Ransom is an expert in disruption and future leadership and Glen was so stoked to have a chat with her! They touched on: 👉🏻Holly's fascinating career story to date 👉🏾the signs that you may be stagnating or burned out in your life or career and what you can do to check in with yourself 👉🏿managing your energy instead of time, and some great tips for how to do this 👉recognising that we are so inclined to care what ot...
Oct 27, 2021•44 min•Ep 42•Transcript available on Metacast Glen and John discuss the latest news surrounding BNPL and a crypto ETF that may be hitting the market and a few questions from the m3 community. They touch on: 👉a question from Clarke who says, I'm 18 and about to start a heavy diesel apprenticeship, I'd like to know where to start putting some money 👉🏾the Reserve Bank's call for BNPL providers to remove surcharge rules for merchants 👉🏻Madeline asked, how do you get around brokerage fees when you're wanting to trickle money into your inves...
Oct 25, 2021•54 min•Ep 42•Transcript available on Metacast Niall Kumar is a long time listener and has had an interesting journey working out what career path is right for him. He joins Glen on the show to share his story and encourage others to get honest with what they truly enjoy and value in their career. The chat touches on: 👉🏽what he went to uni for and what he’s doing now 👉🏿working with big tech companies like Google, Cisco and Zoom 👉how his mindset shifted from taking jobs purely for the good money, to finding a balance between passion and ...
Oct 20, 2021•53 min•Ep 41•Transcript available on Metacast Gals from the SYMO team, JP and Rach, join Glen on the show to chat about some questions from the m3 community and announce the winners of Glen's book launch competition, big thanks to everyone who entered! They talk about: 👉🏾what can you do if you’re struggling to save money 👉🏻does your HECS/HELP debt get taken out of your will if you don't pay it off before you die, and when might you consider paying it down? 👉how do I invest in the ASX200? 👉🏼what does the term 'liquidity' mean when it ...
Oct 18, 2021•1 hr 6 min•Ep 41•Transcript available on Metacast ***Trigger warning: this episode explores themes around addiction. This may be distressing for some listeners. Gambling, or any form of addictive behaviour can affect anyone. We are super lucky to have Jonathan on the show who is a long time listener of the poddy and a psychologist with extensive experience working with addiction. Jonathan worked as the gambling help psychologist for North QLD and goes deep with Glen on this important issue, touching on: 👉🏽some pretty eye opening facts and sta...
Oct 13, 2021•57 min•Ep 40•Transcript available on Metacast Glen and John discuss some topics that have hit the news recently and questions from the community. They touch on: 👉the new Homebuyer Fund announced by the Vic Govt 👉🏼recent increases to the bank loan servicing rate 👉🏿super stapling 👉🏻investing in crypto 👉🏽super and tax Grab a copy of Glen's book, Sort Your Money Out & Get Invested: https://www.sortyourmoneyout.com/sort-your-money-out-get-invested Subscribe to my millennial money express for short money tips and updates: https://pla...
Oct 11, 2021•51 min•Ep 40•Transcript available on Metacast Who doesn't love more money in their job! Hosts of my millennial career, Emily Bowen and Shelley Johnson join Glen to chat all things pay rises and what to consider before you have a conversation with your employer. They touch on: 👉🏾what a pay rise is and what it isn't 👉🏿working with a recruiter to negotiate your salary in a new job 👉🏻the steps to take for preparing and having the conversation 👉upsides or difficulties that people working in Government, not for profit or private businesses...
Oct 06, 2021•44 min•Ep 39•Transcript available on Metacast John gives an update on the property market and Glen and John chat about the recent fee structure change to micro investing platform, Spaceship. They also discuss these m3 community case studies: 👉Caitlin is 24 and has $100k saved for a house deposit. She plans to work overseas for 6-12months and wants to know how to make her savings work for her goals during the time she is away 👉🏻Benjamin asks whether to go with an index or actively managed fund for emerging markets 👉🏽Reece wants to buy a...
Oct 04, 2021•1 hr•Ep 39•Transcript available on Metacast Glen unpacks all the costs of his recent wrist operation through the private healthcare system, including total out of pocket costs and what he would've paid without private health. Aw yeah baby! Today's episode is brought to you by the book, 'Sort Your Money Out And Get Invested'. Get a copy for you and friend today: booktopia.kh4ffx.net/rnzAKj Get $20 off The Glen James Spending Plan using the code "MAGIC": https://www.mymillennial.money/spending-plan Send us your questions! Use #mymillennialm...
Sep 29, 2021•34 min•Ep 38•Transcript available on Metacast Glen and John tackle a few m3 community case studies. Plus if you stick around for the afterparty, Glen does a live clarity call with John about a purchase of land he's been considering. These are the case studies discussed: 👉🏻a few years ago, I received a $10,000 inheritance which I put towards a new car. I'm considering selling it and buying a used car and putting the rest towards a house deposit 👉I am considering next steps with my partner and would like to build a house, but first need to...
Sep 27, 2021•53 min•Ep 38•Transcript available on Metacast Needing some help to save some hard cash? Glen shares how to optimise your budget, apply practical strategies and nail your money mindset to help you hit those savings goals. Check out our blog post which has a huge list of free stuff that you can score on your birthday! https://www.mymillennial.money/blog/birthday-freebies-2021-arwh9 Listen to Glen and Azaria's top frugal environmental hacks to help save money: https://player.whooshkaa.com/episode?id=756542 Want to kick debt to the curb? Downlo...
Sep 22, 2021•40 min•Ep 37•Transcript available on Metacast This chat is aimed at beginners but is also just a good refresher to investing in shares. John Pidgeon and Shelley Johnson join Glen to have a crack at some fun investing trivia and Glen explains some common terms and concepts, including: 👉🏽stock exchanges and the ASX 👉market capitalisation 👉🏿indexes such as the ASX200, All Ords, the Dow and weighted indexes 👉🏼diversification 👉🏾asset allocation 👉🏿ETFs 👉shares, stocks and equities 👉🏻passive and active investing Build up your investi...
Sep 20, 2021•58 min•Ep 37•Transcript available on Metacast Job interviews can be daunting enough without the added nuance of doing them over a video call, so how do we prepare? Anne-Marie is a psychologist working in the online recruitment and selection space and joins Glen to share some practical tips to help us get online interview-ready. For more great interview prep tips, check out my millennial career with Shell and Em! https://player.whooshkaa.com/shows/my-millennial-career Below are the two review videos that Glen mentions for keen investors. Van...
Sep 15, 2021•51 min•Ep 36•Transcript available on Metacast Glen and John discuss what a rise in interest rates might mean for property owners and buyers, and answer some of the questions that people have sent in. We also asked the FB community to sum up your personal financial strategy in 3 short points and read some of these responses out. Thanks to everyone who answered! Here are the two investing videos on YouTube that Glen mentions: https://youtu.be/D-sUOfux20Q and https://youtu.be/b02-Tl6PVWk Glen's book 'Sort Your Money Out' is ready for pre-order...
Sep 13, 2021•49 min•Ep 36•Transcript available on Metacast Joining Glen on the show for a my millennial story episode is Shami Sivasubramanian, digital host of the ABC News Instagram. Shami shares her story in this insightful chat, touching on: 👉🏻a bit about her job 👉🏿moving from India at a young age and living in Australia and the US 👉her experience growing up with a sense of confidence and responsibility around money and the role that family has played in shaping this 👉🏽her financial literacy journey 👉🏾a super insightful conversation about th...
Sep 08, 2021•48 min•Ep 35•Transcript available on Metacast Vince is back to chat super with Glen! They also discuss some suggested topics that were sent in from a gen x listener. The chat touches on: 👉🏼what is the new APRA MySuper Product Performance Test and what does it mean if your super fund failed the test? 👉🏿how do you choose the right super fund? 👉🏾how do world events affect the markets? 👉🏻if you already have investment properties, should you stay away from real estate investment trusts (REITs) as you already have a foot in the property m...
Sep 06, 2021•44 min•Ep 35•Transcript available on Metacast Rozan has such an inspiring story! It was a privilege to have her join Glen on the show to share it. She touches on: 👉what it was like to immigrate from Afghanistan to Australia with her family at a young age 👉🏼the current crisis in Afghanistan and how it is impacting her and her family, some of whom are still living in Afghanistan 👉🏿what we can do to help those affected by the crisis (see the links below) 👉🏻Afghan culture, language and religion 👉🏾her experience with money growing up 👉...
Sep 01, 2021•41 min•Ep 34•Transcript available on Metacast The 31 August 2021 marks Equal Pay Day. Joining Glen for this chat is Shelley Johnson who co-hosts my millennial career, and Workplace Gender Equality Agency director, Mary Wooldridge, as they discuss the gender pay gap, the data around it and what individuals and businesses can do to bring about change. They touch on: 👉🏽what Equal Pay Day aims to highlight and (what it doesn't) 👉🏻some of the ABS data around the gender pay gap and some of the key contributors to the gap 👉Shell, Mary and Gle...
Aug 30, 2021•54 min•Ep 34•Transcript available on Metacast On track to saving a home deposit? This one's for you! Glen and John shared their tips for how you can save a house deposit. Glen's book 'Sort Your Money Out' is ready for pre-order! Get a sneaky discount using the VIP code on the website if you're buying more than one copy (& enter the competition!): https://www.sortyourmoneyout.com/preorder Check out 'Atomic Habits' by James Clear as well (mentioned in the chat): https://booktopia.kh4ffx.net/aEkRR Get $20 off The Glen James Spending Plan u...
Aug 25, 2021•25 min•Ep 33•Transcript available on Metacast Glen and John dig into the juicy questions from the m3 community! Touching on: 👉🏻is it worth getting a stable job and income before purchasing a property? 👉🏿drawing funds out of your mortgage to invest in shares - is this a second loan or split? Can higher interest rates be avoided? 👉is now the time to be thinking about selling property? And, if so, what would you do with the profits? 👉🏼I’m about to receive a $300k inheritance. Am I better off waiting until I return to purchase a house, o...
Aug 23, 2021•40 min•Ep 33•Transcript available on Metacast Brianna Throssell is an Olympic medal-winning swimmer, business owner and property investor - so amazing to have her join Glen and John on the show! In this chat she shares about: 👉🏾how she found her way into swimming 👉🏼the juggle of sport with physio and maintaining a business on the side 👉how athletes make money 👉🏻the balance between professional sporting life and the other aspirations in life, whether personal or career 👉🏿some of the ins and outs of managing her business, and her top...
Aug 18, 2021•50 min•Ep 32•Transcript available on Metacast 
