Have you been mis-sold pensions advice? FT Money Show presenter Claer Barrett talks to the FT's pensions expert Josephine Cumbo about the suitability of financial advice in relation to retirement planning. Next up on the show we discuss how the new bank overdraft rules could affect you. And finally, does your financial adviser speak your language? FT columnist Moira O'Neill has spoken out against the widespread use of Latin terms in the investment world - should it be allowed to continue ad...
Feb 06, 2020•24 min•Transcript available on Metacast Could your stock picking skills beat the market this year? In this week's FT Money Show podcast presenter Claer Barrett talks to FT Markets reporter Robert Smith about the results of our 2019 contest between readers and FT journalists. Plus we give you details of how to enter this year's competition. Next up, January's nearly over but you still have another 11 months to make good on your New Year's resolutions. If you had resolved to get a pay rise or sort out your pension this year, keep l...
Jan 30, 2020•23 min•Transcript available on Metacast Student debt in the US is crippling millions of Americans. Last year the amount students owed came to a total of $1.6tn - that's 8 per cent of the country's national income. This week we hear from one of the 45m students paying back debts to the government. FT Money Show presenter Lucy Warwick-Ching talks to FT reporter Alice Kantor about why university is so expensive in the US compared to the UK and whether there is anything that can be done about it. Hosted on Acast. See acast.com/privacy for...
Jan 23, 2020•13 min•Transcript available on Metacast The well-advised wealthy are worrying that pensions benefits could be cut. FT Money Show presenter Claer Barrett asks the FT's pensions expert for the details. Next up we discuss whether it's better to invest in buy to let or a holiday let? And if you're thinking of buying a new car you might change your mind about how you finance it after you listen to this podcast. Hosted on Acast. See acast.com/privacy for more information....
Jan 16, 2020•26 min•Transcript available on Metacast Harry Potter will turn 40 in the year 2020, but has he been a wizard with his finances? Presenter James Pickford speculates on his fictional fortune with Moira O’Neill, head of personal finance at Interactive investor - plus we look at the financial impact of a Dry January, and where to find the best deals on gym membership. Hosted on Acast. See acast.com/privacy for more information....
Jan 09, 2020•20 min•Transcript available on Metacast 2019 has been a bumper year for bad investments - the unravelling of Neil Woodford's investment empire has left many nursing heavy losses, others have lost money in mini bonds or have money trapped in property funds. Presenter Claer Barrett talks to experts about what people should do if their investments haven't worked. Plus, as we enter the season of goodwill we tell listeners how to talk to their family about money. Hosted on Acast. See acast.com/privacy for more information....
Dec 18, 2019•25 min•Transcript available on Metacast Finding suitable childcare is an issue that we know makes many of the FT Money Show listeners bawl so we've invited someone onto the show to try to make sense of it. Today's lead guest on the FT Money Show, Izabella Kaminska, was so struck by the financial complexity of working out the costs of hiring a nanny - from tax, to organising a pension and accounting for various extras - she decided to write about her experiences. On this week's podcast Izzy talks to presenter Claer Barrett about the tr...
Dec 12, 2019•25 min•Transcript available on Metacast The general election and your finances - with a week to go, what changes could the major parties bring in? Presenter Claer Barrett talks to Rachael Griffin, a tax expert at Quilter, about the pledges. Next up on the show if you're self employed, have you got a pension? A third of self-employed women say they are saving nothing into a pension. Blogger Emma Maslin, better known as the Money Whisperer, has lots to say on this topic. And finally - they might say it's vulgar to talk about money, but ...
Dec 05, 2019•31 min•Transcript available on Metacast Have you ever counted how many online accounts you have? Do you listen to music on Spotify, upload your pictures to the cloud or hold your savings in an online bank account? If the answer is yes to any of these questions you should consider what happens to these assets when you die. On this week's FT Money show presenter Lucy Warwick-Ching delves into the world of digital legacies - from Facebook to cryptocurrencies. She talks to Angharad Lynn of VWV, James Norris of the Digital Legacy Associati...
Nov 28, 2019•18 min•Transcript available on Metacast On this week's FT Money show we discuss investment trusts and the different ways investors can use them in their portfolios. Presenter Emma Agyemang, FT Money reporter, talks to Jason Hollands, managing director at Tilney Group and Moira O'Neill of interactive investor about how listeners can invest alongside the wealthiest families. Plus, the dividend heroes - which offer the most consistent income and are they still a good option for investors? And finally, Merryn Somerset Webb tells listeners...
Nov 22, 2019•31 min•Transcript available on Metacast How to find a financial adviser - a relationship with an adviser you can trust is something that FT readers often tell us is hard to come by. FT Money editor Claer Barrett talks to Damian Fantato, deputy editor of FT Adviser about the solution. Plus, with less than a month to go until the general election, financial advisers tell us they are getting calls from a lot of worried clients - we discuss what's troubling them. And finally, the rise of the 40-year mortgage - Paul Lewis, presenter of BBC...
Nov 14, 2019•27 min•Transcript available on Metacast Taxing questions ahead of the General Election - as the spending pledges of the major parties add up, how might the tax rules change to pay for it all? Presenter Claer Barrett talks to Nimesh Shah, a partner at Blick Rothenberg to get the answers. Plus, if you’re already dreading your annual tax return, would you prefer it if computers did it for you? Chris Giles, the FT’s economics editor, has been probing the future shift toward personal tax accounts that could deduct what you owe in real...
Nov 07, 2019•31 min•Transcript available on Metacast There's been a series of scary surveys this week about how much we need to save to fund our retirement so Claer Barrett, FT Money editor, has invited Moira O'Neill from Interactive Investor joins onto the podcast to talk us through the numbers. Next up, have you heard of a Susu? Emma Agyemang reveals details about the revival in this decades-old method of saving. And finally, the FT's Rich People's Problems columnist James Max joins us in the studio to discuss the cost of getting a new...
Oct 31, 2019•25 min•Transcript available on Metacast FT Money editor Claer Barrett and guests discuss how tens of thousands of UK private investors are meeting in pubs, restaurants and private homes to discuss how to beat the market - with tips for anyone thinking of doing the same. Plus why the wealthy get married in secret, and how banks could do more to help customers with mental health issues Hosted on Acast. See acast.com/privacy for more information....
Oct 24, 2019•21 min•Transcript available on Metacast Hundreds of thousands of investors with money trapped in the Woodford Equity Income fund found out this week that the fund is to be liquidated, the fund manager would be sacked and that their money would be returned to them eventually. Claer Barrett, FT money editor, talks to guests about how much money investors have lost and how much they are likely to get back and when. Plus we hear from someone who was landed with a £476 fine and a criminal record - just for forgetting to charge her iph...
Oct 17, 2019•32 min•Transcript available on Metacast It's financial planning week and this year's theme is retirement planning. As part of the initiative, thousands of certified planners are offering a free hour-long session to people wanting help with setting their financial goals. FT Money deputy editor James Pickford talks to the FT's pensions correspondent about retirement planning. Plus we hear from Jackie Lockie, head of financial planning with the CISI, and Patrick Connolly of Chase de Vere, about how best to plan for retirement. Hoste...
Oct 10, 2019•18 min•Transcript available on Metacast What's the best bank account for students? Who will give you an interest-free overdraft? And how can you get hold of a student railcard? Lucy Warwick-Ching, FT Money digital editor talks to three experts about how to make the most of your money as a student. Plus we hear how your credit rating as a student can affect your ability to get finance long after you've finished studying. And finally Guy Anker of Moneysavingexpert.com tells us why you shouldn't automatically pay off your student loan if...
Oct 03, 2019•15 min•Transcript available on Metacast FT journalist Alice Kantor's recent column "Why I refused to lend money to my parents" is one of the FT Money's most-read and most commented columns ever. Claer Barrett, FT Money editor, invites Alice onto the show to talk to her about why she said no to her parents request for a loan. We also hear tips on how listeners can say no to friends and family who ask to borrow money. Hosted on Acast. See acast.com/privacy for more information....
Sep 26, 2019•23 min•Transcript available on Metacast Having a baby is one of the best things that could happen in your life - but sadly it could also be the worst thing that could happen to your finances. We discuss the effects of the gender pay gap. Plus FT Money editor Claer Barrett talks to guests about what kind of investor Adrian Mole could have grown into. And what could happen to the 'best buy' lists used by fund supermarkets in the wake of the Woodford scandal? Hosted on Acast. See acast.com/privacy for more information....
Sep 19, 2019•20 min•Transcript available on Metacast What are the biggest barriers to managing our money? Special guests Martin Wolf, Bobby Seagull and Justin Urquhart Stewart tell presenter Claer Barrett what they would banish to ‘Room 101’ to improve the nation’s finances. This week's podcast comes to you from the FT Money tent at the FT Weekend Festival at Kenwood House. Hosted on Acast. See acast.com/privacy for more information....
Sep 12, 2019•41 min•Transcript available on Metacast As research shows modern couples are more likely to keep their finances separate, presenter Claer Barrett and guests debate how women in particular are managing their money. Plus, ahead of the new university term we reveal finance tips for students and their parents, and ask what could emerge as the next consumer misselling scandal after PPI. Hosted on Acast. See acast.com/privacy for more information....
Sep 05, 2019•24 min•Transcript available on Metacast With a matter of days until the deadline, presenter Claer Barrett discusses the practicalities of making a claim online with the FT's Money Mentor Lindsay Cook. Plus, how to build effective money habits, and the growing NHS pensions row. Hosted on Acast. See acast.com/privacy for more information.
Aug 16, 2019•26 min•Transcript available on Metacast Presenter Claer Barrett and guests explore how under 40s are using the Lifetime Isa to save for a property, or invest for the future. What strategies are younger investors taking? Plus the new rules on automatic compensation when broadband goes down, and the six ways pensions scammers are most likely to try and con you - would you fall for it? Hosted on Acast. See acast.com/privacy for more information....
Aug 08, 2019•24 min•Transcript available on Metacast As fears of a 'No Deal Brexit' rise, the pound and share prices of UK domestic stocks have tumbled. Some might see this as a buying opportunity - yet others fear there's further to fall. Termed 'The BoJo trade' by investment pundits, Claer Barrett, FT Money editor asks - which side of this trade are you on? Next up on the show - why are some investors moving into defensive stocks? And finally, we hear from our Rich People's columnist, James Max, about the cost of private medi...
Aug 01, 2019•25 min•Transcript available on Metacast If ever there was a word that needed to be retired it's 'retirement'. The kind of images this word conjures up is sunny beaches and no longer having to set an alarm clock, or a stressful feeling about how much longer you will need to work to afford such a lifestyle. This week author Don Ezra talks to FT Money editor Claer Barrett about how best to get to and enjoy what used to be called retirement. Next up, if you're heading off on holiday soon then listen to our top tips on how to get the best ...
Jul 25, 2019•28 min•Transcript available on Metacast Inheritance tax rules are due for a shake up - FT Money editor Claer Barrett asks whether efforts to simplify the system can ever shake off its claim to be "Britain's most hated tax"? Next, experts discuss whether the IR35 tax rules are flawed or not. And finally, Alan Livsey, the FT's wine buff talks about an investment that is literally liquid - fine wine. Hosted on Acast. See acast.com/privacy for more information....
Jul 18, 2019•20 min•Transcript available on Metacast Millions have used a government website to check their state pension, only to find they have missing years of National Insurance contributions. Presenter Claer Barrett and guests discuss what can be done, plus experts debate the future for inheritance tax and whether the cap on high cost credit should be extended. Hosted on Acast. See acast.com/privacy for more information....
Jul 11, 2019•31 min•Transcript available on Metacast Retirement property has a reputation for being a rip off, but several large operators claim to have reinvented the model. The FT's Money Mentor columnist Lindsay Cook joins Claer Barrett to discuss the issues. Next up, is your mobile phone a drain on your finances? Guy Anker from MoneySavingExpert tells us how. And finally, listeners hear from the FT's Rich People's Problems experts about the controversy surrounding his local tennis club. Hosted on Acast. See acast.com/privacy for more informati...
Jul 04, 2019•20 min•Transcript available on Metacast Facebook plans to shake up the finance world with a new digital currency called Libra - we hear about its pros and cons. Next up, we discover what Moll Flanders, the literary anti-heroine, can tell us about modern day bank fraud. And finally we find out how smaller shareholders can stand up for their rights. Hosted on Acast. See acast.com/privacy for more information....
Jun 27, 2019•18 min•Transcript available on Metacast Do you find yourself stumped by questions about how much to put towards your mortgage payment versus your investments? It may be time for a midlife financial MOT. Presenter James Pickford talks to FT reporter Lucy Warwick-Ching about why advisers are targeting people in their forties and fifties. Next, we speak to a woman who cleared credit card debt to the tune of £16,000. And finally, we discuss what's behind Britain's growing tax gap. Hosted on Acast. See acast.com/privacy for more info...
Jun 20, 2019•17 min•Transcript available on Metacast 
