The FT’s money-making expert Claer Barrett responds to real-life money questions from a range of millennial guests gearing up to battle the cost of living crisis. Every episode is packed with nuggets, tips and takeaways shared by top FT writers and financial experts. There are no short cuts to wealth, but Money Clinic promises to tell you things you didn’t know about your finances and investing in ways that anyone can understand.
Want to talk to Claer on the show? Email money@ft.com or drop her a line on Instagram @Claerb
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We look at new historic low mortgages for low-risk borrowers. Also, Alice Ross, the FT currencies correspondent talks to the Money team about investing in currency funds. And finally, payment protection insurance - will the cold calls never end? Hosted on Acast. See acast.com/privacy for more information.
New cuts to mortgage rates - how low can they get? Investing for the long term - why investment trusts should be in your portfolio. And the Olympics - can you make money as an investor Hosted on Acast. See acast.com/privacy for more information.
Co-op buys 632 branches from Lloyds - what will this mean for customers? Why are rogue letting agents allowed to exploit landlords, and how fees are cutting pension values in half. Hosted on Acast. See acast.com/privacy for more information.
Can any of the new banks really hope to challenge the big five providers? How will the 'pay when you die' care proposals really work, and why investors are focusing on yields rather than capital growth. Hosted on Acast. See acast.com/privacy for more information.
We look at how savers will be affected by the new round of quantitative easing and whether new rules will mean fund managers and platforms come clean on costs. Finally, why you'll only find the lowest loan rates at building societies. Hosted on Acast. See acast.com/privacy for more information.
Why the RBS computer glitch calls new payment technology into question; how personal pensions can pay just 0.2 per cent on cash, and why some lenders are trying to make the mortgage process easier. Hosted on Acast. See acast.com/privacy for more information.
We reveal a big increase in pension fraud as well as a new index linked bond launch from Severn Trent. And why borrowers need their mortgage lender's consent to let out their properties. Hosted on Acast. See acast.com/privacy for more information.
The FSA publishes its final guidance on the definitions of independent and restricted advice - what does it mean for investors? We look at the fixed-rates savings accounts that are expiring now. And does your bank consider you a "loyal" customer? Hosted on Acast. See acast.com/privacy for more information.
The euro crisis hits Cyprus - but at least UK savers have some protection. Experts ask if emerging market are a safe haven, and we ask the pension minister about state benefits and income drawdown Hosted on Acast. See acast.com/privacy for more information.
Expert commentators discuss emerging and developed markets from the private investors' point of view. Tim Bond, investment strategist at Odey Asset management, James Dowey, chief economist at Neptune and Jerome Booth, research manager at Ashmore Investment Management talk to the FT's Elaine Moore. Hosted on Acast. See acast.com/privacy for more information....
Will your pension be reduced and what can you do about it? How safe are your savings - if they're only protected by the European safety scheme? And will your mortgage rise - even if the UK interest rates are cut? Hosted on Acast. See acast.com/privacy for more information.
Should investors move to safe havens or sit tight and try to ride out the storm? We ask Tom Stevenson of Fidelity Worldwide Investments. HSBC backtracks on its home loan process and how will pensions income be hit for the gender rules? Hosted on Acast. See acast.com/privacy for more information.
The FSA crack down on “death bonds”, why absolute return funds don’t always do what they say on the tin, and why are two-year fixed mortgages the most commonly offered product, when they often don’t represent the best value to borrowers? Hosted on Acast. See acast.com/privacy for more information.
A Parliamentary committee calls for Government action to address QE’s adverse impact on pensioners; how private investors can speculate on that ultimate commodity, water; and a look at peer-to-peer lending website with Giles Andrews, CEO of Zopa.com. Hosted on Acast. See acast.com/privacy for more information.
Could the chancellor's 'surprise' at the use of tax reliefs mean we all have to pay more? And when is the best time to get your tax affairs in order - April 5 or 6? Finally, we look at how big your deposit has to be to get a low mortgage rate Hosted on Acast. See acast.com/privacy for more information.
We look at the best of the last minute cash Isa savings rates. There's some good news for baby boomers upset over the 'granny tax', and why some HSBC borrowers have taken to despairing over their mortgage lender's solicitors. Hosted on Acast. See acast.com/privacy for more information.
We explain what it all means for you in this special budget edition with John Whiting, tax policy director of the Chartered Institute of Taxation. From 'granny tax' to stamp duty - we look at the measures in depth. Hosted on Acast. See acast.com/privacy for more information.
In this week's show we look at why it still take 15 days to transfer a cash Isa. Also, will the government's new 100-year gilts be any use to income investors, and should you buy a 6-year FTSE linked investment? Hosted on Acast. See acast.com/privacy for more information.
We look at why Halifax and Bank of Ireland borrowers should get off the lender's SVR. How to decide on which Isa to go for, and why you need to know about annuity options even if you're not near retirement age Hosted on Acast. See acast.com/privacy for more information.
We look at whether you should ever transfer out of an employee pension scheme. Also, who is offering mobile phone payment services, and where should you invest for growth? Hosted on Acast. See acast.com/privacy for more information.
Will it become easier to share in your employer's profits under new government proposals? We also look at the most profitable buy to let properties and a new care fees solution Hosted on Acast. See acast.com/privacy for more information.
Financial companies have been fined £63m this year but do these fines work? Anthony Bolton on why China is fair value. And we look at why lenders are launching mroe buy-to-let loans Hosted on Acast. See acast.com/privacy for more information.
This week we look at whether the government's new scheme will get the housing market moving. Why advisers are slow to recommend low-cost tracker funds. And the FSA digs deeper into bridging loans. Hosted on Acast. See acast.com/privacy for more information.
We look at how QE is hitting pensioner's income, whether investments are becoming too costly, and whether Virgin buying Northern Rock could make banking more competitive Hosted on Acast. See acast.com/privacy for more information.
This week, we look at banks that are paying virtually no interest and making it almost impossible to keep track of their best savings deals. Should you buy shares in banks exposed to European sovereign debt? Also, what to do if your bank suddenly hikes its rate on your standard variable rate mortgage? Hosted on Acast. See acast.com/privacy for more information....
We look at why pension providers penalise you for changing jobs. Also, how index tracker funds distort share prices. And, is the sun setting on solar energy? We explain how subsidy cuts hit homeowners and investors Hosted on Acast. See acast.com/privacy for more information.
Keeping ahead of inflation - how much risk are you taking? We look at which Jisa you should take out for your child. And where £1m plus borrowers can go for a mortgage. Hosted on Acast. See acast.com/privacy for more information.
How to inflation-proof your pension and inflation-beating savings accounts. Dividends are on the rise this year, but where can you find the highest yielders? And we look at tips to cut your energy costs. Hosted on Acast. See acast.com/privacy for more information.
Energy prices are still on the rise – but are you being given the right advice about the best deals? Why government reforms mean some face huge cuts to their pension income, and can an iPhone app help smooth tenant and landlord relations? Hosted on Acast. See acast.com/privacy for more information.
Mortgage rates set to fall further - how low can they go? Advisers say absolute return funds aren't right for their clients, so who are they suitable for? And Islamic banks are paying out 4% returns. Hosted on Acast. See acast.com/privacy for more information.
