The FT’s money-making expert Claer Barrett responds to real-life money questions from a range of millennial guests gearing up to battle the cost of living crisis. Every episode is packed with nuggets, tips and takeaways shared by top FT writers and financial experts. There are no short cuts to wealth, but Money Clinic promises to tell you things you didn’t know about your finances and investing in ways that anyone can understand.
Want to talk to Claer on the show? Email money@ft.com or drop her a line on Instagram @Claerb
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We ask what this week's price swings say about gold's safe haven status. Are pension savers geting a fair deal? We assess new moves to improve your income choices. And is a 'Best buy' savings account really the best? Hosted on Acast. See acast.com/privacy for more information.
How high are the charges on your pension. We name the plans that have lost 39 per cent. And, we look at whether exchange traded funds are only for rogues. Finally, why gold savings accounts are not what they seem. Hosted on Acast. See acast.com/privacy for more information.
We look at how to get higher income from shares and whether dividend yields of 7 or 8 per cent are sustainable. How your bank will respond to the Vickers report and more news on the state pension age Hosted on Acast. See acast.com/privacy for more information.
How to protect your savings now that National Savings Certificates have sold out. When should you retire now annuity rates are at a record low? And where can you get a 100 per cent mortgage now? Hosted on Acast. See acast.com/privacy for more information.
Banks pay out £215m in compensation for missold PPI policies. Why billions are still invested in so-called dog funds. And mortgage rates - how you could save money paying the redemption charge and switching lender Hosted on Acast. See acast.com/privacy for more information.
We reveal who is buying shares at the moment and what they're buying. What can you buy for your pension? We look for investments to protect your pension income. And should you buy into student property? Hosted on Acast. See acast.com/privacy for more information.
What would continuing low interest rates mean for mortgages and savings? Why a rise in stock markets in the next five years would make structured products look attractive now. And what a cut in the interest rates on SAYE plans will mean for you Hosted on Acast. See acast.com/privacy for more information.
What property and business owners need to know about their insurance claims. Market turmoil and your investments, and which shares can bounce back after a week of disorder Hosted on Acast. See acast.com/privacy for more information.
As the debt crisis deepens, we seek safe havens for your cash.Go East, not West - why investors now want assets in strong Asian currencies. And is it time to leave your bank? We ask whether service is as important as an interest rate.Presented by Matthew Vincent. Produced by Rob Minto Hosted on Acast. See acast.com/privacy for more information....
In this week’s show: The cheapest five-year mortgage in history has just been launched; should you get out of your fixed income? Find out what a Greek or US default would mean for your bond fund; and, investors fixated with gold – why you shouldn’t think of silver as a poor second. Hosted on Acast. See acast.com/privacy for more information.
Also, savers are still being transfered into high-charging pensions - we ask chair of Consumer Focus, Christine Farnish, when will mis-selling ever end?And, would anyone buy a risky bond fund right now - even if it claims to be strategic?Presented by Matthew Vincent with Tanya Powley, Jo Cumbo and Alice Ross. Hosted on Acast. See acast.com/privacy for more information....
This week there was more bad news for people approaching retirement as new data showed a further decline in annuity rates - so what can you do about it?Murdoch drops his Sky bid and plans to buy back shares - but would you invest in media now? And, homeowners opt to improve rather than move - but would you splash out on an outdoor swimming pool? Hosted on Acast. See acast.com/privacy for more information....
Banks are pulling their best savings deals - so where should you put your money now? Investment trusts are producing better returns than unit trusts. And offset mortgages are proving more efficient for higher-rate taxpayers Hosted on Acast. See acast.com/privacy for more information.
The OFT has ordered airlines, such as Ryanair, to stop hiding card surcharges. We look at why investors are not reclaiming tax on foreign share dividends, and how UK banks would be affected by a Greek debt default. Hosted on Acast. See acast.com/privacy for more information.
Your money is in their hands - do you trust your wealth manager? Their best ever mortgage deals - but only if you are a loyal customer. And why you only have to choose a pension for a few years at a time Hosted on Acast. See acast.com/privacy for more information.
When is a guarantee not a guarantee - we read the latest warnings on structured products. The cost of care - we add up the fees for residential and nursing homes. And how your customer profile affects the cost of borrowing. Hosted on Acast. See acast.com/privacy for more information.
We look at the latest threats in the property market. Do you buy high and sell low? We ask whether behavioural finance can help you make investment decisions. How can you protect yourself in retirement? Hosted on Acast. See acast.com/privacy for more information.
A pension offer you can refuse; why two-year fixed mortgages are a waste of time; and an end to cash - will phones be all you need in your pocket?Presented by Matthew Vincent, with guest Ray Boulger of John Charcol. Hosted on Acast. See acast.com/privacy for more information.
Banks face more complaints about selling insurance - is this the next PPI? Brits could be taxed on their French properties and can anyone face reading the small print before investing? Hosted on Acast. See acast.com/privacy for more information.
The pitfalls of pension flexibility - why it's not a good idea to transfer a company scheme into flexible drawdown; The big PPI payday - how to get compensation; and how expensive are "switch-to-fix" mortgage deals? Presented by Matthew Vincent, with guest James Daley, editor of Which? Money. Hosted on Acast. See acast.com/privacy for more information....
What action should victims of hackers take? Where are investors moving their cash in the search for income? And is it time to buy in the Spanish property market? Hosted on Acast. See acast.com/privacy for more information.
Is the Royalties account, or any other fee-based banking service, a bit too rich for middle-class tastes? What would US fund investors make of British fund charges? And why now is the time to move out to the country Hosted on Acast. See acast.com/privacy for more information.
Billions of insurance refunds - why you could claim back your payment premiums. 24 per cent annual returns - why farmland is now a fast-growing investment. And cautious funds that offer high yields Hosted on Acast. See acast.com/privacy for more information.
Under-capitalised and uncompetitive - but will your bank be any better if the latest reform proposals are implemented? Unloved and undervalued - but which bargain shares are Uk fund managers snapping up? And are Exchange traded-tracker funds as risky as regulators make out? Hosted on Acast. See acast.com/privacy for more information.
We look at whether banks' special rates for loyal customers are good value or not. When will value investing start paying off? And how many fund managers have you heard of? Hosted on Acast. See acast.com/privacy for more information.
Are pension providers ready for new rules? Performance fees on investment funds are on the rise - but should you pay them? And, buying a house could get easier - after pre-contracts are introduced Hosted on Acast. See acast.com/privacy for more information.
Will you get the benefit of higher personal tax allowances? Will an inheritance tax break make you more charitable? And has investing in smaller companies become more attractive? Hosted on Acast. See acast.com/privacy for more information.
How your finances are affected by the events in Japan. Looking ahead to next week's Budget, and choosing this year's cash Isa Hosted on Acast. See acast.com/privacy for more information.
Fund managers are cutting charges ahead of a ban on commission, but are IFAs behaving? John Lewis is paying high interest but should you take out their retail bond? And UK mortgage rates are still edging up. Hosted on Acast. See acast.com/privacy for more information.
What will it do to your pension? We have good news for women but bad for men. Why do some index tracker funds go off the beaten track? And where can you talk to a bank manager these days? Hosted on Acast. See acast.com/privacy for more information.
