The FT’s money-making expert Claer Barrett responds to real-life money questions from a range of millennial guests gearing up to battle the cost of living crisis. Every episode is packed with nuggets, tips and takeaways shared by top FT writers and financial experts. There are no short cuts to wealth, but Money Clinic promises to tell you things you didn’t know about your finances and investing in ways that anyone can understand.
Want to talk to Claer on the show? Email money@ft.com or drop her a line on Instagram @Claerb
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Will you still have to buy a pension annuity after the election? Shouldn't higher earners seeking tax relief turn to VCTs? And are cash Isas worth getting, if you only save tax on 0.1 per cent interest? Hosted on Acast. See acast.com/privacy for more information.
What's the future for your high-street building society? What's the point of with-profits funds as another provider freezes its bonus rates? And we look at the hot spots for property Hosted on Acast. See acast.com/privacy for more information.
Inflation is back - how will it affect your investments? What's the best way to profit from emerging markets? And 50 per cent tax is coming. What can high earners do to reduce the impact? Hosted on Acast. See acast.com/privacy for more information.
Retiring later - how changes to the retirement age will affect your pension planning. Buy to let boost - can higher rents make property a good investment again? And tax deadlines loom Hosted on Acast. See acast.com/privacy for more information.
It's the January sales! But should you be rushing down to your bank for a bargain? Corporate bonds, gilts or neither? Have bonds fallen out of favour? And we look at the new entrants to the savings market. Hosted on Acast. See acast.com/privacy for more information.
Equties or bonds? Gold or gilts? Lucy Warwick-Ching speaks to Kevin Gardiner, head of investment strategy Europe at Barclays Wealth about where to put your money Hosted on Acast. See acast.com/privacy for more information.
Some good cheer on pensions - why you might be able to retire earlier than you thought. Why private investors think it's time to take profit, and how much has your house price gone up by? Hosted on Acast. See acast.com/privacy for more information.
National insurance goes up again but not just for the rich. Bankers' bonuses are taxed but all high earners lose more pension tax relief and how green was the budget? Hosted on Acast. See acast.com/privacy for more information.
Mortgage lenders are reducing their fixed-rate products - but should you stick with trackers? More investors want to put their money in property, but where should they invest? And we look at last minute ideas to invest more tax efficiently Hosted on Acast. See acast.com/privacy for more information.
We explain the rights and wrongs of the rights issue. Bank customers compensation claims are crushed by the Supreme Court - but who are the real winners and losers? And would you trust a currency trader to reduce the size of your mortgage? Hosted on Acast. See acast.com/privacy for more information.
Inflation is making a come back - but should savers really care? Signs of life in the buy to let market but should you be cautious? And do financial advisers owe you a rebate of trail commission? Hosted on Acast. See acast.com/privacy for more information.
House prices rise again - so is now the time to invest in residential property? Pension deficits are getting worse - what can you do to protect your retirement income? And can you still rely on share dividends? Hosted on Acast. See acast.com/privacy for more information.
David Stevenson interviews Dylan Grice, strategist at Société Générale, on stockmarket bubbles, China and geo-politics Hosted on Acast. See acast.com/privacy for more information.
What will happen to Lloyds and RBS customers? Lloyds shareholders are asked to invest another £13bn - but should you pay up? And who's the most trustworthy source of advice on IHT? Hosted on Acast. See acast.com/privacy for more information.
Are you due compensation on structured products? The government gets tough on credit card companies, but will it save you money? Plus who is behind the new best-buy savings bond? Hosted on Acast. See acast.com/privacy for more information.
Can you afford your next mortgage? From next year, you'll have to prove it. Is is time to take profits on your share deals? And how much warning must your bank give of cuts to your savings rate? Hosted on Acast. See acast.com/privacy for more information.
David Giampaolo, chief executive of Pi Capital, an investor network group for wealthy people, talks to Lucy Warwick-Ching about how the super rich have fared over the past year. Hosted on Acast. See acast.com/privacy for more information.
Lehman Brothers' collapse claims another victim one year on. What should savers fear more: inflation or deflation? And we look into the future of private banking and financial advice Hosted on Acast. See acast.com/privacy for more information.
Pension savers will have to wait another year to recieve income in retirement if the conservatives win. Are you investing in the right pension fund? And is cheap share-dealing a false ecomomy? Hosted on Acast. See acast.com/privacy for more information.
The pound falls further against the euro - but is this good news for investors? Isa savings limits are rising and as the stock-market rally continues is it worth holding onto a with-profits endowment? Hosted on Acast. See acast.com/privacy for more information.
Signs of life in the housing market - but is the buying activity anywhere near you? Get more into your pension - why it pays to contribute more. And the return of the 5 per cent savings account Hosted on Acast. See acast.com/privacy for more information.
A new opportunity for the over 50s to pump more money into tax-free savings, how to make money from the stockmarket rallys and good news for those in debt as one fo the biggest banks finally cuts the penalty fees it charges customers Hosted on Acast. See acast.com/privacy for more information.
Good news for borrowers as HSBC launches a mortgage with a rate of just 1.99 per cent but are other lenders likely to follow? The taxman closes in on wealthy savers. And the stockmarket has come off its recent high. Hosted on Acast. See acast.com/privacy for more information.
Trapped in an overseas holiday home - why Brits who bought in Europe and Dubai face massive losses. Catch them while you can - fixed rate bonds paying up to 5 per cent are disappearing fast. And endowment mortgages are back, as lenders crack down on interest-only deals Hosted on Acast. See acast.com/privacy for more information.
Mike Morrison, head of pension development at Axa Winterthur Wealth Management talks to Lucy Warwick-Ching about some of the more confusing pension terms Hosted on Acast. See acast.com/privacy for more information.
More building societies look set to merge - so what does this mean for your savings? If you thought you'd have to wait until 68 to retire, think again. And bonuses are back - but what about mortgages based on bonus income? Hosted on Acast. See acast.com/privacy for more information.
The base rate is held again - but is it becoming easier to get a decent return on cash savings? Is it time to buy bank shares? And is China now the place to go for a property investment. Hosted on Acast. See acast.com/privacy for more information.
The Revenue announces a tax amnesty for offshore investors, new research shows up the pensions industry and can you trust a financial adviser to recommend a savings account? Hosted on Acast. See acast.com/privacy for more information.
David Stevenson, the FT's Adventurous Investor, asks professors Paul Marsh and Elroy Dimson about the risk/reward trade off for shareholders and Rob Arnott explains why "buy and hold" doesn't work if the price is wrong. Hosted on Acast. See acast.com/privacy for more information.
Can auctioning your cash to the highest bidder earn you a better deal? Is it worth paying more for a coastal property? Plus - could you get a better mortgage deal from China? Hosted on Acast. See acast.com/privacy for more information.
