Emily Rust has supported recruiters and managers through to CEOs building high-performing teams, evaluating job success criteria, assessing performance, defining organisational culture, developing organisation-wide competency frameworks, and coaching people at all levels for professional growth and enhanced success. ____________________________________________ ► Ryan J Melton is an 📚Author 🎓Investment Adviser 🎥Owner of Tautoko Media and the founder of Money Skills: https://ryanjmelton....
Aug 07, 2022•1 hr 4 min•Transcript available on Metacast Nick Rowland is the Marketing Manager of New Zealand Rugby, Director of Side by Side, and a true-blue sporting enthusiast. ____________________________________________ ►FREE RESOURCES FROM RYAN : https://linktr.ee/ryanjmelton ____________________________________________ GUESTS DETAILS: ____________________________________________ ►Linkedin: https://www.linkedin.com/in/nickjrowland/ ____________________________________________ CHAPTERS 0:00-Introduction 1:40-What Nick Rowland does 5:07-Cricket 5:...
Jul 31, 2022•1 hr 2 min•Transcript available on Metacast Sam Farmer coaches people through change in three core areas of professional life: Next Generation Leadership; Psychosocial Growth; Professional Supervision. LINKS AND RESOURCES: ____________________________________________ Find sexual assault support near you- https://sexualabuse.org.nz/resources/find-sexual-assault-support-near-you/ Mental Health Foundation- https://mentalhealth.org.nz/ Shine helps keep you safe from domestic violence- https://www.2shine.org.nz/get-help/helpline/ _____________...
Jul 24, 2022•1 hr 6 min•Transcript available on Metacast Robert Erskine & Tony Rutherford are the managing Parters of Copper Fox ____________________________________________ ►FREE RESOURCES FROM RYAN : https://linktr.ee/ryanjmelton ____________________________________________ GUESTS DETAILS: ____________________________________________ ►Website: https://www.copperfox.org/ ►Robert's Linkedin: https://www.linkedin.com/in/robertaerskine/ ►Tony's Linkedin: https://www.linkedin.com/in/anthonyrutherford/ ____________________________________________...
Jul 18, 2022•55 min•Ep 276•Transcript available on Metacast So in this episode, we talk with Stewart. He's the managing director of FX consultants. And a lot of what he does is around the organizational psychology component because I think in business it's very easy to just focus on the bottom line, marketing and focusing on clients. He had an interesting story where he talked about his experience working in a maximum-security prison as a psychologist. Sharing a scary prank the prison guards played on him on his first day as well as the psychological too...
Jul 10, 2022•57 min•Ep 275•Transcript available on Metacast This podcast started a little bit out of the gate. Daniel Watson, he's a cyber security expert and has a back story working in the territorial forces defusing bombs. He talked about a person that was on their fishing boat who received an email saying we are going to share all the nasty things that you've been looking at online as well as what you're doing because we were recording the screen. ____________________________________________ ►FREE RESOURCES FROM RYAN : https://linktr.ee/ryanjmelton _...
Jul 03, 2022•1 hr•Transcript available on Metacast I haven't met anyone like Sasha doing what Sasha does. She goes by the name Reno Girl. Well, that's what the website says. So I've decided that's the name she goes by. We talk about her experience as a young woman moving from Ukraine, working three jobs to support a family, and then also working in the corporate world, having to sit on a little laptop while in a meeting room where they kept trying to move her around because to find some sort of underhanded way to get rid ...
Jun 26, 2022•1 hr 5 min•Transcript available on Metacast We've got an interesting and diverse episode. Which is why I love doing this podcast. You don't know what the hell is going to come out of the stories. So this is Antoinette she's a lovely lady, a hypnotist as well as experienced in Neuro-linguistic programming. So essentially helping people discover their potential. The key areas she helps with are anger issues and helping couples reconnect. But the part that made it interesting is it'...
Jun 19, 2022•53 min•Transcript available on Metacast In this episode, we speak with Sam Kamani. So he spoke on TED Talks. He sold 15,000 copies of his book, and he's part of an organization that have done $1.5 billion in transactions. And he talks about the idea of Web 3.0. And it's quite an overwhelming concept for many, but it's something we discuss throughout this is historic, technological advancements, things to be mindful of from an investment standpoint. Don't have all your eggs in one basket, don't speculate so you're not in a position to ...
Jun 12, 2022•44 min•Transcript available on Metacast I need your help to make the podcast better. I'm not happy with the quality of the episodes so I'm going to take a break to brainstorm how to make things better. This whole thing wouldn't be possible without you so I'd love to hear suggestions. Send me your thoughts via email or social media: ►Tik Tok: https://www.tiktok.com/@ryanjmelton ►Linkedin: https://www.linkedin.com/in/ryanjackmelton/ ►Instagram: https://www.instagram.com/ryanjmelton/ ►Email: ryan@oneplan.co.nz...
Apr 06, 2022•5 min•Transcript available on Metacast KiwiSaver is about to collapse and people aren't ready for it. What I'm talking about isn't necessarily something out of the blue. It's something that's been building since the global financial crisis in 2007. There was collateralized debt, essentially a combination of shitty loans that went together to make a good loan and with a good credit rating. Then suddenly it tanked, and the market lost its confidence. Taking years for the investment markets to recover. FIND ME: ►Find me on Tik Tok...
Mar 29, 2022•4 min•Transcript available on Metacast Three reasons why I think you should think about investing in something other than the NZx 50: Home Bias - Check out the 'The randomness of Global Equity Returns ' by Dimensional Funds here: https://www.dimensional.com/us-en/insights/the-randomness-of-global-equity-returns Certain companies in the NZx50 are overweighted The liquidity is comparatively low compared to global indexes FIND ME: ►Find me on Tik Tok: https://www.tiktok.com/@ryanjmelton ►On Linkedin: https://www.linkedin.com/in/ryanjack...
Mar 28, 2022•6 min•Transcript available on Metacast Question of the day: "I am 75 and have $70,000 in a conservative KiwiSaver fund. I will need some of this over the next few years. As the fees and losses for KiwiSaver are both substantial, is it better for me to withdraw all KiwiSaver funds and invest them in term deposits?" Source: https://maryholm.com/nz-herald-12-march-2022/ ►Book A Consultation With Ryan: https://calendly.com/ryanjmelton/free-consultation RESOURCES & LINKS: ____________________________________________ ►Register to learn...
Mar 24, 2022•9 min•Transcript available on Metacast Question of the day: "We are fortunate enough to own our own home and a small holiday home, both mortgage-free. Estimated value $2 million and $600,000. This is taken from the lowest property value range. My partner just turned 65 and is on NZ Super. I am 63, have terminal cancer and I’m on Supported Living. Our problem is we have eaten through the savings over the last few years due to reduced income. I would love to keep the holiday home a little longer to build memories with my daughter and g...
Mar 22, 2022•13 min•Transcript available on Metacast ►Book A Consultation With Ryan: https://calendly.com/ryanjmelton/free-consultation Tools for picking the Best KiwiSaver Fund in NZ Risk Tolerance: https://comms.anz.co.nz/kiwisaver-risk-profile ESG: https://mindfulmoney.nz/kiwisaver/checker/ Calculator: https://sorted.org.nz/tools/kiwisaver-calculator Comparing Funds: https://sorted.org.nz/tools/kiwisaver-fund-finder Forms to look for: Product Disclosure Statement. Quarterly Reports Statement of Investment Policy and Objectives Get Digital Advic...
Mar 20, 2022•13 min•Transcript available on Metacast Top 7 Ways To Withdraw Your KiwiSaver: Retirement First home Financial hardship Serious illness Permanently move overseas When someone dies Miscellaneous
Mar 17, 2022•8 min•Ep 265•Transcript available on Metacast Welcome to Finance News, we're going to talk about the soaring price of petrol in New Zealand, which isn't pretty. I mean, a lot of us are already struggling just to live paycheck to paycheck. Now suddenly petrol prices are taking off and people are freaking out, so much so that the government has actually made a drastic change. What they're doing is they're going to make a cut $0.25 per litre of the tax that they were getting and using that to fund transport costs like roads and that sort of th...
Mar 15, 2022•3 min•Transcript available on Metacast Anyone that's a first-home buyer, or looking to get another mortgage for their rental property, this is a video you need to see. The new lending law, that came into effect in December, has been updated. It was the CCCFA and there was a big drop in loan applications. Good people that could actually afford the loan, weren't getting the opportunity to get a mortgage because of the new changes. The idea was that they wanted to protect vulnerable people from getting into debt that they can't afford. ...
Mar 14, 2022•3 min•Transcript available on Metacast The Russian invasion of Ukraine is a horrible tragedy that has captured the hearts and minds of the world. A world torn between the instigating of a nuclear war and the injustice of war.
Mar 10, 2022•7 min•Ep 262•Transcript available on Metacast Finding a job on Seek, Trademe or Indeed isn’t as easy as it sounds. Let alone trying to find your dream job. So, I thought I share my top for ways for getting your dream job in NZ. ►Book A Consultation With Ryan: https://calendly.com/ryanjmelton/free-consultation RESOURCES & LINKS: ____________________________________________ ►Register to learn from leading experts in KiwiSaver, budgeting, investing and real estate: https://moneyskills.co.nz/ ►Subscribe to the NZ Guide To Financial Freedom ...
Mar 08, 2022•3 min•Ep 261•Transcript available on Metacast This an episode from March 2020 in the midst of Covid where people’s KiwiSaver dropped by 20% to 30%: “The short answer is nothing. When the hysteria bus takes over you’ll start developing this compelling urge to do something. Change your growth fund to a conservative or jump ship to another company not as badly impacted. Though it may have given you a sudden feeling of relief your finances won’t be thanking you. In my line of work we call this crystallising your loss. Lets say you made an amazi...
Mar 06, 2022•50 min•Transcript available on Metacast When I was younger. I didn't know what I wanted to do. I would try and compensate because I didn't feel good enough. And I'd go out and just really try to prove to myself and to my family that I was worth something. I used to envy people. Like what's your purpose? How do you have it all worked out? How do you know what degree you're going to do? How do you know what career you’ll pursue? I feel like I'm just going to just, I don't know, I won't work it out. And that's such a common narrative. An...
Mar 03, 2022•13 min•Transcript available on Metacast William Tieu is one of New Zealand’s biggest finance influencers on Tik Tok . He has amassed close to 70,000 followers with content primarily focused around getting Kiwis into their first home. In this episode, he shares his journey from engineer to financial advisor and how he navigates the pursuit of passion whilst still looking after his young family. Book a mortgage call with William: https://calendly.com/will-284/10min?month=2022-03 RESOURCES & LINKS: _____________________________...
Mar 01, 2022•55 min•Ep 258•Transcript available on Metacast Quick fire finance question of the day: "My husband and I are 61 and 60. I work on a modest salary and my husband’s business unfortunately suffered badly as a result of Covid and he has had no meaningful work since March 2020. At the end of 2020 we sold our family home, as we had become empty nesters. We have downsized to a lovely apartment in a good area that will hopefully increase in value over the years. We plan to invest the residual funds from the sale (about $250,000) in managed funds. Ho...
Feb 27, 2022•26 min•Ep 257•Transcript available on Metacast Quickfire finance question of the day: "My husband and I are time-poor, and though I was fully across my own finances before we got together five years ago, we’ve since fallen into a pattern of him managing all the finances, and I feel I don’t know what’s going on. He is completely supportive of me being as involved as I like. What do you think is a responsible and efficient way of assigning financial roles within a relationship, balancing duplication of time and work against the value of both p...
Feb 24, 2022•10 min•Ep 256•Transcript available on Metacast If you were ever to try and learn better ways to save money. Why not learn from a saving expert who helps people with managing their money better? Shirley McCombe, from Tauranga Budget Advisory , shares her best money saving tips, and why you need a budget that doesn’t feel like a ‘diet.’ Wanting to save money, instead of feeling as though you have to. If you’re not sure where to start or what to do, anybody can reach out to the MoneyTalks helpline on 0800 345 123 for free, confidential support ...
Feb 22, 2022•46 min•Transcript available on Metacast Is this it for House Prices In NZ?
Feb 20, 2022•5 min•Ep 254•Transcript available on Metacast Finding the best KiwiSaver provider in New Zealand is no mean feat. Like how do you even compare KiwiSaver providers or find the best one? Arguably you could say there is no ‘best’ KiwiSaver provider in New Zealand. But, there is a good KiwiSaver provider for you. In this episode, I speak with the Director of National Capital, Clive Fernandes, who is on a mission to help 1 million Kiwis become financially secure, using his free digital KiwiSaver advice platform: https://www.nationalcapital.co.nz...
Feb 17, 2022•58 min•Transcript available on Metacast The top five investment strategies in NZ: -KiwiSaver -Managed Funds -Rental Property -Index Funds -ETF’s ► BOOK A FREE CONSULTATION HERE: https://calendly.com/ryanjmelton/free-consultation RESOURCES & LINKS: ____________________________________________ ►Register to learn from leading experts in KiwiSaver, budgeting, investing and real estate: https://moneyskills.co.nz/ ►Subscribe to the NZ Guide To Financial Freedom Podcast: https://link.chtbl.com/2qrW8KRB ►Subscribe to the Accounting For Th...
Feb 15, 2022•11 min•Transcript available on Metacast In this episode, I answer the most searched questions about financial advisors in NZ. -What does a financial advisor do? -Is paying a financial advisor worth it? -How do financial advisors get paid in NZ? -How do financial advisors get paid in NZ? ► BOOK A FREE CONSULTATION HERE: https://calendly.com/ryanjmelton/free-consultation RESOURCES & LINKS: ____________________________________________ ►Register to learn from leading experts in KiwiSaver, budgeting, investing and real estate: https://...
Feb 13, 2022•8 min•Transcript available on Metacast 
