In this episode, we're tackling the remaining steps in the ADHD Money Mastery Ebook. Specifically, we are talking about building out your full life happens (emergency) fund, starting to invest in a Roth or traditional IRA, pre-funding large expenses, and maxing out your 401(k). I also talk about recent research I read about which suggests that we may be able to see ADHD on brain scans in the future, or at least be able to use them to help in the diagnosis process! Outline of the Show ADHD b...
Mar 28, 2022•33 min•Transcript available on Metacast You've spent six months repairing your financial situation. You are completely out of debt. But now you are tired prone to a slip-up. Your credit cards with zero balances are staring at you begging to be used. This is the most important time of your journey, and when you may be the most vulnerable! Outline of the show Hyperfixating on improving your finances [3:35] Yo-yo diet [4:00] How to avoid financial burnout [6:40] Join My Facebook Group! Want to work with me? Check out my ADHD Plannin...
Mar 21, 2022•13 min•Transcript available on Metacast This week I am switching it up and pulling out an interview I recorded many months ago for my old podcast, Invest Smarter. This was going to be my last episode for that podcast, but I instead decided I would hold onto it for a time to release on ADHD Money Talk because it is so relevant! My guest, Christine Luken, is the financial Lifeguard. She empowers high-earning individuals to master their money! We talk about budgeting, the money monster, paying with cash, guilt, shame, and so much more. C...
Mar 14, 2022•52 min•Transcript available on Metacast You know that thing that happens where you need to do a big important thing, but then you do a million little not important things instead? Well, there is a word for that. Procrastivity. In today's show, I talk about what it is, examples of how it affects us, and how we can cut it out! Next, I talk about getting free money. We ADHDers already pay a thing called the ADHD tax. That is late fees, things we don't need, and the food we don't eat. Well, to help offset the tax, we might ...
Mar 07, 2022•21 min•Transcript available on Metacast In this episode, we continue the budget conversation. Specifically, we are talking about budget killers. For ADHDers and neurotypicals alike, food, one-off purchases, and subscriptions are the most common reasons we find ourselves harmful each month. I talk about ways to mitigate these dangerous spending habits! Outline of the Show Why my budgets failed [2:05] Mistakes I made setting up my budget [6:27] The three categories that were holding me back [9:40] How I spend less on food [12:00] One-ti...
Feb 28, 2022•26 min•Transcript available on Metacast The main thrust of today's show is to tell you about the 50/30/20 budgeting rule. It is a rule that can help you diagnose where your most significant budgeting issues lie. That leads me to a conversation about one of the most critical issues ADHDers have with sticking to budgets: hyperfixations. Hyperfixations can be very expensive. I talk about how two of my hyperfixations cost me a lot of money. They aren't inherently a bad thing. The problem is when it causes you to spend money you ...
Feb 21, 2022•34 min•Transcript available on Metacast Today on the show, we are talking about making more money! Now, this is not just to have more money. It is really because you've realized how important financial security and peace of mind are to you, and you have decided that one of the ways you can improve your life and the life of your family is by having more income. So we get into various ways to potentially make some more money on the side without much investment! I also talk about ADHD and creativity. Specifically, a study from 2018 ...
Feb 14, 2022•24 min•Transcript available on Metacast Today on the show, we are talking about credit cards and getting out of debt! Credit cards and ADHD should generally not be combined. I'll talk about how debt is terrible for our mental and physical health. I'll ultimately explain two strategies to get out of debt: the snowball and avalanche method. I'll start the show by talking about something that has been on my mind regarding ADHD and stigma. And today, I am answering two listener questions! Get the ADHD Money Mastery ebook an...
Feb 07, 2022•33 min•Transcript available on Metacast Today on the show we are taking a pause and talking about mindset. Next week we will get back into it with strategies for paying off debt! One of the most common questions and comments I have been receiving is on mindset. How do we actually change our mindset? I will lend some perspective today. Get the ADHD Money Mastery ebook and worksheets when you subscribe to the newsletter! Outline of the show I can't remember movies [00:23] Mindsets I've been hearing [1:18] It is not that easy [...
Jan 31, 2022•21 min•Transcript available on Metacast Today during the non-financial topic, I talk about ADHD and time management. I then share how I use my external hard drive (AKA, my planner). We then get into the financial topic, the next step in our financial journey. Once you have your plan and budget, you need to make sure you're allocating your savings efficiently. If you don't have a life happens (emergency) fund yet, that is where you may want to start. We wrap the show up with a listener question about impulsive shopping and fi...
Jan 24, 2022•25 min•Transcript available on Metacast Are you excited to start your budget? I know I am! Budgeting with ADHD is a must if you want to change your relationship with money for good. When I started budgeting in a way that stuck, my entire financial life began to transform. I had finally figured out a way to become mindful of my spending in a way that was sticking. I'll teach you exactly what to do in this episode. Before that, though, I talk about revenge bedtime procrastination. Outline of the show Money is self-care [00:18] Hous...
Jan 17, 2022•25 min•Transcript available on Metacast It looks like you've made it to episode #2 of the podcast! That is awesome. Today we are talking about the one-page ADHD-friendly financial plan. I also share a personal struggle and wrap up with a listener question. Do you want a question answered on the show? Click here if you do. Outline of the Show My personal ADHD struggle [2:30] The ADHD friendly one-page plan [6:25] Listener question [22:15] Help Me Out! If you enjoyed this podcast, the best way to help me spread the word is to leave...
Jan 10, 2022•26 min•Transcript available on Metacast Welcome to episode one of the ADHD Money Talk Podcast! I'm so happy you are here giving this podcast a chance. I sure hope you'll stick around and grow with me as we take charge of our money together and open up new possibilities for your future. Traditional personal finance advice may not work for ADHD brains. That's where this podcast comes in. We'll put all things personal finance through the lens of ADHD. Outline of the show Introduction & how to ask me questions [0:0...
Jan 03, 2022•24 min•Transcript available on Metacast Subscribe to the newsletter: ADHDMONEYTALK.COM Welcome to ADHD Money Talk, the show gives dynamic but distracted ADHD brains the tools and strategies to take control of their money once and for all, and have fun doing it. If you save tons of money every month, and have a spreadsheet for everything, and have no worries about money, then show is not for you. But if you have ADHD, whether diagnosed or you just think you do, and you think you should be a lot better with your money, but for whatever ...
Nov 30, 2021•2 min•Transcript available on Metacast