Coziness to us always meant the winter season, a fluffy blanket and a warm cup of coffee but the concept of Hygge begs to differ. We’re happy to wrap and warm you up in this most requested episode about ‘Hygge’, what it means, putting it into practice and how this aligns with frugality and financial independence. 🎙️ Get full show notes here! http://bit.ly/3GFVi4Q 📑 Get our FREE Modern Frugal Living eBook here! https://www.frugalfriendspodcast.com/ebook 📣 Submit your bill of the week and get a...
Jan 20, 2023•1 hr 1 min•Ep 277•Transcript available on Metacast It can get confusing and overwhelming when deciding which debt you should pay off first. In this episode, we talk about finding out the strategy and plan that is the best fit for you. There are standards and nuances where you can change the order of paying your debt so we’re here to talk about both— and you might even find the best one somewhere in the middle of the standard! 🎙️ Get full show notes here! http://bit.ly/3WXtvDX 📑 Get our FREE Modern Frugal Living eBook here! https://www.frugalfr...
Jan 17, 2023•1 hr•Ep 276•Transcript available on Metacast Only a few people fully understand their workplace retirement accounts: 401(k), 403(b), and 457(b). Retirement accounts can be quite intimidating to be dealt with but each of them is very similar and important. Together with our good friend, Delyanne Barros, let’s talk about the differences between these accounts and what you should do with yours, how yours differs from another one, and having multiple accounts. 🎙️ Get full show notes here! https://bit.ly/3k1Y6lj 📑 Get our FREE Modern Frugal L...
Jan 13, 2023•59 min•Ep 275•Transcript available on Metacast Values-based spending is not new in the Frugal Friends Club as you may have heard us mention it innumerable times before. In this another foundational episode, allow us to take you through the deeper aspects of values-aligned spending such as knowing how to identify it, putting them into practice, and making sure your spending is truly aligned with your values. 🎙️ Get full show notes here! http://bit.ly/3vH8H7F 📑 Get our FREE Modern Frugal Living eBook here! https://www.frugalfriendspodcast.co...
Jan 10, 2023•58 min•Ep 274•Transcript available on Metacast Sometimes we find ourselves stuck in a cycle of doing things we don’t intentionally want to do and to make things worse, we think we’re incapable of breaking it. We may not have all the answers for you but this episode will surely have you questioning yourself, spending habits, why it happens and how do you keep track of it. 🎙️ Get full show notes here! http://bit.ly/3Ii0u1m 📑 Get our FREE Modern Frugal Living eBook here! https://www.frugalfriendspodcast.com/ebook 📣 Submit your bill of the we...
Jan 06, 2023•58 min•Ep 273•Transcript available on Metacast What matters to you the most right now? As we enter another year of new beginnings, we reassess once again our values and priorities to align them with our new year’s resolutions. Starting our year with a bang as we had a talk with Kendra Adachi whose philosophy and systems were aligned with the Frugal Friends and offered great insights on the “Lazy Genius Way” to adopt in managing money. 🎙️ Get full show notes here! http://bit.ly/3WvnsGm 📑 Get our FREE Modern Frugal Living eBook here! https:/...
Jan 03, 2023•1 hr 4 min•Ep 272•Transcript available on Metacast Starting to feel that dreaded holiday spending hangover? No matter what your December looked like, January is the opportunity for a fresh financial start. If you're looking to pay off your credit cards fast or just do better with money this year The Frugal Friends are here with our Best Money Saving Tips For 2023 and beyond. In this episode, we're not regurgitating overused tips you can find on Google, we're talking about the four most significant changes you can make this year to save thousands...
Dec 30, 2022•54 min•Ep 271•Transcript available on Metacast History does repeat itself and there’s not a lot you can do to keep it from happening other than knowing what to do and how to prepare for it. This episode will cover our Top 4 Financial stories of 2022 and what they have taught us as it has been another unique year for our finances. Let’s reflect, have a deep dive and learn as we go back to some of the financial news we’ve heard throughout this year. 🎙️ Get full show notes here! http://bit.ly/3PImfc7 📑 Get our FREE Modern Frugal Living eBook ...
Dec 27, 2022•49 min•Ep 270•Transcript available on Metacast Here’s a spicy and flaming hot gift from us to our dearest Frugal Listeners! Every year, Jen and Jill answer the burning questions you have set for them. The questions may get specific as we go through each of these 6 questions for this listener special episode. 🎙️ Get full show notes here! https://bit.ly/3PuGwBU 📑 Get our FREE Modern Frugal Living eBook here! https://www.frugalfriendspodcast.com/ebook 📣 Submit your bill of the week and get a shoutout from us https://www.frugalfriendspodcast....
Dec 23, 2022•58 min•Ep 269•Transcript available on Metacast It’s never too late to start making your goals for the new year! We’re here to inspire you to make paying off your debt one of your financial goals for 2023. In this episode, your Frugal Friends Jen and Jill reiterate and emphasize some of the reasons why you should get out of debt and that it is not just to ease your financial burden but also, your overall well-being. 🎙️ Get full show notes here! https://bit.ly/3HxIOOX 📑 Get our FREE Modern Frugal Living eBook here! https://www.frugalfriendsp...
Dec 20, 2022•1 hr 4 min•Ep 268•Transcript available on Metacast Books can be our turn for escape, rest, knowledge and tangible tools that open us to an endless of opportunities and possibilities. Here are 4 books you may want to read as we enter a new chapter of our lives in 2023 with a strong-willed frugal mindset. 🎙️ Get full show notes here! https://bit.ly/3BgtQJ2 📑 Get our FREE Modern Frugal Living eBook here! https://www.frugalfriendspodcast.com/ebook 📣 Submit your bill of the week and get a shoutout from us https://www.frugalfriendspodcast.com/bill-...
Dec 16, 2022•56 min•Ep 267•Transcript available on Metacast Frugality intersects with so many things but our personal trinity in the Frugal Friends would be Frugality, Sustainability and Minimalism. The convergence of this trinity not only talks about managing money but also the lifestyle we can aim and aspire. Join us as we do a deep dive with Stephanie Seferian about “the trinity” and how they align to live your best frugal life. 🎙️ Get full show notes here! https://bit.ly/3W2i9O0 📑 Get our FREE Modern Frugal Living eBook here! https://www.frugalfrie...
Dec 13, 2022•58 min•Ep 266•Transcript available on Metacast We all know you hate bills but here, we try to love our bills. Today it’s about bills, bills, bills–all bills you pay monthly or maybe you should be saving for. Hop on as this episode we may challenge you to try some things you may already know but did not think were applicable when it comes to saving money. 🎙️ Get full show notes here! https://bit.ly/3H97lJZ 📑 Get our FREE Modern Frugal Living eBook here! https://www.frugalfriendspodcast.com/ebook 📣 Submit your bill of the week and get a sho...
Dec 09, 2022•57 min•Ep 265•Transcript available on Metacast As the season of thick blankets and warm drinks are fast approaching us, we are going to drop some hot takes on frugal living tips for winter. There are a lot of reasons why it can be a tough time for most people but there’s just as much benefit that this season will offer to our budgets and wallets. Get cozy as we warm you up with another lively and insightful episode with Jen and Jill! 🎙️ Get full show notes here! http://bit.ly/3GWCuQq 📑 Get our FREE Modern Frugal Living eBook here! https://...
Dec 06, 2022•50 min•Ep 264•Transcript available on Metacast You may not even notice but we negotiate with a lot of things! May it be negotiating prices on Facebook marketplace or deals on self-employment, we all have been there. If you think you’re bad at negotiating or even if you are good at it, you are required to hop in for this episode with Mandi Woodruff-Santos in negotiating a higher salary in any field. 🎙️ Get full show notes here! http://bit.ly/3V8blhG 📑 Get our FREE Modern Frugal Living eBook here! https://www.frugalfriendspodcast.com/ebook �...
Dec 02, 2022•1 hr 4 min•Ep 263•Transcript available on Metacast Say no more to takeouts after a long busy day or a cold chilly night, coz ‘tis the season for freezer meals. All about Meal Prep Freezer Meal edition such as freezer meal prepping, cooking, and eating, we’re going to talk all about it in this episode that will have you stocking up your freezer and keeping it full! 🎙️ Get full show notes here! http://bit.ly/3tT9fX4 📑 Get our FREE Modern Frugal Living eBook here! https://www.frugalfriendspodcast.com/ebook 📣 Submit your bill of the week and get ...
Nov 29, 2022•48 min•Ep 262•Transcript available on Metacast It’s that season again and this time we’re pushing back the vanity, obligatory, and first-hand brand-new gifts that we feel like we need to give to our loved ones. Today we are going to break the norm and normalize secondhand gifting. In this episode, let’s get creative and improvise as we gear up for the season of gift-giving. 🎙️ Get full show notes here! https://bit.ly/3EHTngA 📑 Get our FREE Modern Frugal Living eBook here! https://www.frugalfriendspodcast.com/ebook 📣 Submit your bill of th...
Nov 25, 2022•55 min•Ep 261•Transcript available on Metacast We love the things that money can provide us (to an extent) but there are times when we think we love spending–well, that’s certainly far from the truth. This is when we realize that they might be our emotional spending. Today we are bringing you back to Jen & Jill’s favorite episode about emotionally charged spending with Leslie Tayne that hopefully will help you by the end of it to have power over your emotions and to acknowledge these feelings in a positive and healthier way. 🎙️ Get full...
Nov 22, 2022•1 hr•Ep 260•Transcript available on Metacast Coups, coups, and some more coups. Because coupons are still cool! But extreme couponing? We're not sure. You'll hear a lot of funny stories throughout this episode so stay tuned as we talk about the complete beginner's guide to modern couponing and the best couponing apps for 2022 out there. 🎙️ Get full show notes here! http://bit.ly/3TyVqrk 📑 Get our FREE Modern Frugal Living eBook here! https://www.frugalfriendspodcast.com/ebook 📣 Submit your bill of the week and get a shoutout from us htt...
Nov 18, 2022•51 min•Ep 259•Transcript available on Metacast The way we see and handle our money can be traced back to our childhood. Money mindset is a listener favorite in the Frugal Friends and as always, we hear you. Things got vulnerable in this episode as Jen and Jill go through super tangible tips on shifting mindset by recognizing the common negative thoughts we would have about money and releasing beliefs that have held us back. 🎙️ Get full show notes here! https://bit.ly/3E8Xx0G 📑 Get our FREE Modern Frugal Living eBook here! https://www.fruga...
Nov 15, 2022•1 hr•Ep 258•Transcript available on Metacast A gateway to eventually achieve income flexibility without doing it full time: Freelance Writing. Together with Miranda Marquit, this episode will open your eyes to the level of accessibility this side hustle offers, especially, if you enjoy and are competent in writing. You do not need a fancy writing degree, or prolific spelling and grammar. As long as you enjoy and are competent in writing, you might find yourself considering freelance writing by the end of this episode. 🎙️ Get full show not...
Nov 11, 2022•55 min•Ep 257•Transcript available on Metacast Whether you are paying off debt or not, we are all here to get a better grasp and to feel more confident about our spending. In this episode, other than repeating your mantras or affirmations, there is a far more powerful yet simple method to get things your way: gratitude journaling. 🎙️ Get full show notes here! https://bit.ly/3Fy7DsQ 📑 Get our FREE Modern Frugal Living eBook here! https://www.frugalfriendspodcast.com/ebook 📣 Submit your bill of the week and get a shoutout from us https://ww...
Nov 08, 2022•51 min•Ep 256•Transcript available on Metacast Nothing gets our ears perked up more than the word “FREE.” We love free and ACTUAL useful stuff because who doesn’t? Buy Nothing Groups are a great way to get things for free and to pass on things you don’t need. In this episode, the Frugal Friends are excited to do a deep dive into them as they share the purpose, alternatives, problems you may encounter, and useful tips on joining buy nothing groups. 🎙️ Get full show notes here! https://bit.ly/3W1MjlA 📑 Get our FREE Modern Frugal Living eBook...
Nov 04, 2022•54 min•Ep 255•Transcript available on Metacast Getting ready for Open Enrollment this year? We hear and understand you. Switching or having additional healthcare plans takes thorough decision-making. In this episode, we wanted to create an easier pathway toward understanding how to save money on health insurance. Your Frugal Friends, together with Eileen Dougherty, piece together the whats and hows of saving money during Open Enrollment. 🎙️ Get full show notes here! https://bit.ly/3yR80L0 📑 Get our FREE Modern Frugal Living eBook here! htt...
Nov 01, 2022•1 hr 3 min•Ep 254•Transcript available on Metacast Shockingly, not a lot of people know enough about sinking funds when it comes to saving and we are here to change that. Jen and Jill take you to another informative yet fun-filled episode on saving money, emergency, and sinking funds. We’re going to deep dive into its importance, differences, purpose, and what you should do to start one. 🎙️ Get full show notes here! https://bit.ly/3SlgFfx 📑 Get our FREE Modern Frugal Living eBook here! https://www.frugalfriendspodcast.com/ebook 📣 Submit your ...
Oct 28, 2022•56 min•Ep 253•Transcript available on Metacast There’s a widely held belief that people cannot pursue their ambitions in starting their side business outside their workplace or that they need to let go of their job to create a business. They’re all false. Today is about what mindset shift we need and strategies we can use to make more money outside the workplace while not selling ourselves to an app. We are going to water and give a little bit of sunlight to the ideas and skills within you. 🎙️ Get full show notes here! https://bit.ly/3Sq7ET...
Oct 25, 2022•56 min•Ep 252•Transcript available on Metacast If you have listened to our Book Club Episode, one of the books we have mentioned is "The Behavior Gap'' by Carl Richards. So to further talk about how insightful this book is, we invited him to our show to talk about behavior gap, values-based financial choices, and finding the answer to the phenomenon of ‘why you don't do what you say you want to’. Join us as Carl Richards makes complex financial concepts that are easy for us to digest. 🎙️ Get full show notes here! https://bit.ly/3dvWEot 📑 G...
Oct 21, 2022•1 hr•Ep 251•Transcript available on Metacast Now that travel has opened up after the pandemic struck the world, we bet you're also excited to travel again! In this episode, we're covering frugal traveling in this new era of travel. Stick with us as we run down why budget travel not only saves you money but shifts your mindset in the best way possible. 🎙️ Get full show notes here! https://bit.ly/3EN6TQg 📑 Get our FREE Modern Frugal Living eBook here! https://www.frugalfriendspodcast.com/ebook 📣 Submit your bill of the week and get a shou...
Oct 18, 2022•49 min•Ep 250•Transcript available on Metacast It's not a secret that time management relates to managing money--- how you budget your time can say a lot about how you manage your finances. In this episode, Frugal Friends wants to help you understand the relationship between time and money spending, in order to manage both in a more beneficial way for you. 🎙️ Get full show notes here! https://bit.ly/3rRwFv5 📑 Get our FREE Modern Frugal Living eBook here! https://www.frugalfriendspodcast.com/ebook 📣 Submit your bill of the week and get a s...
Oct 14, 2022•55 min•Ep 249•Transcript available on Metacast The idea of practicing money in simplicity sounds a bit complicated but who doesn't want to live a simple life? Keeping it uncomplicated is what we love in Frugal Friends. Join us with our guests, Bob and Linda who encourage us to find a joy-filled and purposeful point that is life-giving, earns us money, and provides for those who are in need. 🎙️ Get full show notes here! https://bit.ly/3dz7biE 📑 Get our FREE Modern Frugal Living eBook here! https://www.frugalfriendspodcast.com/ebook 📣 Submi...
Oct 11, 2022•57 min•Ep 248•Transcript available on Metacast