We can often struggle to make big dents in our savings or debt payoff journey which leads to feelings of frustration and defeat. When the small spending changes aren't cutting it anymore, we might consider a no-spend challenge! We've explored doing this for a day, or a week, but on this episode we talk about challenging ourselves to not spend for an entire month! Join us as we explore how 'gamifying' finances can help us achieve the progress in our budgets we so desire! Spons...
Sep 25, 2020•55 min•Ep 127•Transcript available on Metacast We've all been there; lending to friends and never seeing that money again, 'splitting the bill' when you only got a salad and a water, standing up in a wedding without realizing all the hidden costs. Whatever the situation, setting financial boundaries with friends and loved ones can be tough, but necessary! Today we talk identifying our financial boundary lines and how to draw them. Sponsors: B3 is my new mini course designed to help you stick to a budget in just one week. If yo...
Sep 18, 2020•55 min•Ep 126•Transcript available on Metacast As frugal folk, we're always interested in finding ways to save money and spend less - which is why we are thrilled to have Lisa Rowan on the show to talk about some lesser known 'hacks' to both save and earn money! Sponsors: Whether you’re new to budgeting or trying to reach a big financial goal and need something to motivate you, you’ll enjoy The Frugal Friends Workbook. It’s a digital workbook with 6 week-long challenges that will help you save money, simplify your life, improv...
Sep 11, 2020•55 min•Ep 125•Transcript available on Metacast It's no shocker that buying a home is a huge expense - which is why we are interested in ways to cut costs! On this episode we talk both buying and refinancing our homes and ways to save on both. Sponsors: Whether you’re new to budgeting or trying to reach a big financial goal and need something to motivate you, you’ll enjoy The Frugal Friends Workbook. It’s a digital workbook with 6 week-long challenges that will help you save money, simplify your life, improve money conversations, and mor...
Sep 04, 2020•53 min•Ep 124•Transcript available on Metacast Whether you're married, in a serious relationship, or 'surveying the landscape' we could all use some refreshers on ways to enjoy time with our romantic interests in a frugal and affordable way! On this episode we're exploring some of the costs we don't always consider, as well as some fresh ideas for inexpensive dates. Sponsors: Whether you’re new to budgeting or trying to reach a big financial goal and need something to motivate you, you’ll enjoy The Frugal Friends Wor...
Aug 28, 2020•52 min•Ep 123•Transcript available on Metacast Having and raising children can be expensive! And with so many different products and precautions vying for our money it can be tough to know where to spend and where to save. We're thrilled to have Chelsea Brennan, founder of Smart Money Mamas and former hedge fund investor to talk about the important pieces to consider when having kids and the items most parents don't think about, but should! Sponsors: Whether you’re new to budgeting or trying to reach a big financial goal and need s...
Aug 21, 2020•1 hr 2 min•Ep 122•Transcript available on Metacast So you've done the declutter and achieved a degree of minimalism and frugality that feels right for you...now what?? On this episode we talk all about what to do after the 'purge' and some sustainable and responsible ways to give, sell, or donate your used and unwanted things! Sponsors: The Frugal Friends Workbook is officially available! The Frugal Friends Workbook is a digital download with 6 week-long challenges that will help you improve your spending, declutter your life, bec...
Aug 14, 2020•54 min•Ep 121•Transcript available on Metacast In this episode we share our minimalist approach to personal finance. This is certainly not comprehensive but if you’re just starting out these are the things to focus on before you get distracted by everything else in the personal finance ecosystem. Sponsors: TODAY is the day folks! The day you’ve been waiting for! The Frugal Friends Workbook is officially available! The Frugal Friends Workbook is a digital download with 6 week-long challenges that will help you improve your spending, declutter...
Aug 07, 2020•53 min•Ep 120•Transcript available on Metacast Traveling and vacationing is very difficult right now with all that is going on in the world which is why we are very excited to talk with Danielle Desir from The Thought Card about ways we can enjoy the summer, experience new things, and get creative in safe and affordable ways! https://thoughtcard.com/ Sponsors: ! We are so excited to share this with you next week! We have designed this workbook to be six week-long challenges that will help you identify changes you can make to become more frug...
Jul 31, 2020•58 min•Ep 119•Transcript available on Metacast If you've ever been curious about what it would be like to pair down your clothing essentials, this one's for you! While there are all sorts of definitions and guidelines out there for how to achieve a 'capsule' or minimalist wardrobe, we are providing the foundational tips and principles to create a closet that is simple and beloved. Sponsors: The Frugal Friends Workbook! We are so excited to share this with you in two short weeks! We’ve always worked to promote healthy conv...
Jul 24, 2020•47 min•Ep 118•Transcript available on Metacast We all experience transitions in our lives; some foreseen, others unforeseen and while these changes impact our whole personhood, we want to explore how to sustain financially through these stressful shifts. From divorce to job change, today we're talking about what we should be focusing on to come out the other side aimed at financial well-being! Sponsors: Our show has always been about coming together around a shared desire to save more, consume less, and do great things financially and w...
Jul 17, 2020•50 min•Ep 117•Transcript available on Metacast Despite how important budgeting is for our frugal lifestyles, we often skip over this step or struggle to find a method that works well for us. For this reason (and many others) we are over the moon to share our conversation with THE Rachel Cruze about her budgeting tips and the ways we can tailor our budgets to make sense for our lives and circumstances! Sponsors: As if it wasn’t hard enough to source our own sponsors, now the world has fallen apart and there are no ad budgets for podcasts. Whi...
Jul 10, 2020•37 min•Ep 116•Transcript available on Metacast We are starting in on our summertime listener requests today with a show all about making the most of your outdoor space, no matter how big or small, as inexpensively as possible. Sponsors: We love you guys. You are the third most important reason we keep doing this podcast behind liking each other and the money. And if you would like to support the show head to FrugalFriendsPodcast.com/support to find free and inexpensive ways you can help us big time with little effort!Listeners like you: Want...
Jul 03, 2020•49 min•Ep 115•Transcript available on Metacast Some say money can't buy happiness, but what if it can? Today we're talking 'happy money principles' and ways to align your dollars with your values and use money as a resource to experience greater intentionality with your spending. Sponsors: As if it wasn’t hard enough to source our own sponsors, now the world has fallen apart and there are no ad budgets for podcasts. While we look for our next sponsor here’s how you can financially support us without giving us your money. ...
Jun 26, 2020•53 min•Ep 114•Transcript available on Metacast Sometimes our budgets, financial goals, and lifestyles don't fit into a nice neat box; we find that our approach needs to be individualized and create space for freedom! This is why we are excited to share one of our top most listened to episodes with Merilee from Easy Budget; tune in (again!) to hear about how she modifies the baby steps to fit her needs! Sponsors: As if it wasn’t hard enough to source our own sponsors, now the world has fallen apart and there are no ad budgets for podcast...
Jun 19, 2020•49 min•Ep 113•Transcript available on Metacast We talk a lot about paying off debt and most of the time that debt includes student loans but what about just not getting into student loan debt? Is that even possible? We think, now more than ever, it is. College is changing and today we’re talking about how you can adapt and graduate college without debt. Sponsors: : As if it wasn’t hard enough to source our own sponsors, now the world has fallen apart and there are no ad budgets for podcasts. While we look for our next sponsor here’s how you ...
Jun 12, 2020•48 min•Ep 112•Transcript available on Metacast How do you make your stuff last longer? Along with reducing and reusing - prolonging the life of our things can save us money, build life skills, and increase contentment! Listen in as we talk about some of the ways you can take better care of what you already have so you can spend on what you want and need. Sponsors: As if it wasn’t hard enough to source our own sponsors, now the world has fallen apart and there are no ad budgets for podcasts. While we look for our next sponsor here’s how you c...
Jun 05, 2020•40 min•Ep 111•Transcript available on Metacast Paying off debt is hard enough, not to mention when you live in an expensive area! Reaching financial goals can feel insurmountable when living expenses are astronomical which is why we're excited to hear from Emma on today's episode talking about how she paid off $46,000 of student loans while living in CA. Sponsors: As if it wasn’t hard enough to source our own sponsors, now the world has fallen apart and there are no ad budgets for podcasts. While we look for our next sponsor, here ...
May 29, 2020•40 min•Ep 110•Transcript available on Metacast Once we've sorted through our closets, toy bins, junk drawers, and garages and sold or donated what is not needed; and after we've learned to be content with less stuff and make room for what we want from life - what comes next? How do we maintain what we've worked so hard to achieve? Today we talk about how to continually be aimed at minimalism and some of the lifestyle shifts and changes that will help keep us in the minimalist lifestyle we desire! Sponsors: . As if it wasn’t ha...
May 22, 2020•44 min•Ep 109•Transcript available on Metacast We all have to put our money somewhere, but how do we decide the best banking solutions? On this episode we explore whether an online bank is right for you, if credit unions live up to all the hype, and if you do choose multiple accounts how you should organize your money in them. We'll also go through our recommendations for the best banks with no or low fees! Sponsors: is a mobile bank with an awesome user interface, no overdraft fees and no minimum balance requirements. Its app has a fre...
May 15, 2020•43 min•Ep 108•Transcript available on Metacast Paying off debt is a daunting task no matter what stage of life, however the older we get the more insurmountable it can feel! For this reason we are thrilled to have Bobbi Olsen on the show to share her story of beginning her debt-payoff journey in her 40's and all that she learned along the way! It's never too late (or too early!) to pay off debt! Sponsors: is a mobile bank with an awesome user interface, no overdraft fees and no minimum balance requirements. Its app has a free built...
May 08, 2020•46 min•Ep 107•Transcript available on Metacast It's our most popular episode and we're digging it up out of the archives! Check it out to see where we started 2 years and get back to the basics! Sponsors: A mobile bank with an awesome user interface, no overdraft fees and no minimum balance requirements. If you’re looking for another bank account to hold your emergency fund or something big you’re saving for, try Current because we’re giving $10 to the first 10 people who sign up using our promo code FRUGALFRIENDS for each episode....
May 01, 2020•59 min•Ep 106•Transcript available on Metacast During difficult financial times it can be tough to make ends meet, and while finding ways to earn extra income is great, this is not always feasible! On today's episode we tackle how to cover our expenses without pushing ourselves to get another side hustle! Sponsors: Current: A mobile bank with an awesome user interface, no overdraft fees and no minimum balance requirements. If you’re looking for another bank account to hold your emergency fund or something big you’re saving for then you’...
Apr 24, 2020•38 min•Ep 105•Transcript available on Metacast It's our most listener requested episode AND our 2 year podcast celebration! You all asked the questions, and Travis and Eric answered! It's certainly not 'content heavy' but it is fun! Sponsors: An awesome mobile app jam packed with features that make managing your money easier. With a high-yield checking account offering 1.6% APY, and direct access to their financial coaches; Empower is an obvious choice in mobile apps! For more info about Empower, visit: empower.me/FRUGAL ...
Apr 17, 2020•55 min•Ep 104•Transcript available on Metacast Decreasing our consumption, decreases our spending, which increases our savings AND creates sustainable practices! Sounds good right?! But how do we do this practically...and frugally?? On this episode we explore attainable ways to decrease our waste in an effort to live more frugally and steward our resources well. Sponsors: An awesome mobile app jam packed with features that make managing your money easier. With a high-yield checking account offering 1.6% APY, and direct access to their financ...
Apr 10, 2020•55 min•Ep 103•Transcript available on Metacast How do we respond when money is tight or when we reach a point of financial crisis? This can bring feelings of anxiety and overwhelm to any person especially when it seems we don't have enough to cover the essentials. On this episode we hope to reduce the panic financial upheaval can bring and discuss some tangible ways to care for ourselves and our budgets when things aren't going 'according to plan'. Sponsors: An awesome mobile app jam packed with features that make managin...
Apr 03, 2020•49 min•Ep 102•Transcript available on Metacast Where does all our money go? It can often seem like we've cut back on spending but somehow we're not 'crushin it' like we thought we would! We quickly learn that our budget's don't work well on autopilot. Thankfully we have Alyssa from Mixed Up Money to share with us some tips on how to increase our level of intentionality with our finances so we can see the results we want! Sponsors: An awesome mobile app jam packed with features that make managing your money easie...
Mar 27, 2020•35 min•Ep 101•Transcript available on Metacast How do we keep up motivation and effort with the ebbs and flows of our financial journey? Once we know how to budget, cut spending, pay down debt, and increase savings the challenge can become how to maintain these practices over years! On this episode we're talking all about tips for motivation + focus to keep us working towards our goals and maybe even have some fun along the way! Click here for full show notes! See omnystudio.com/listener for privacy information....
Mar 20, 2020•46 min•Ep 100•Transcript available on Metacast There's a lot of uncertainty right now and depending on where we live some of us are feeling this burden more than others. We are not doctors, policy makers, or financial planners, but we are encouragers and we recognize our current situation is leading to profound financial impact for many. So what can we do? In our current climate how do we harness the most of our time and energy and take the best steps forward? Join us in our short bonus episode on ways to respond to what's happenin...
Mar 16, 2020•14 min•Transcript available on Metacast How do we know how much is enough? What are our measuring tools for knowing this? Today we explore the topics of contentment, gratitude, and minimalism as a means to embracing frugality and being kind to our finances. Listen in as we explore why these principles are foundational to our frugal journey. Click here for full show notes! See omnystudio.com/listener for privacy information....
Mar 13, 2020•47 min•Ep 99•Transcript available on Metacast 
