The frugal life is not just about spending less, it is also about financial responsibility and planning well for those beautiful financial goals we know you all have! In this episode we get back to the basics, and talk about those fundamental aspects of personal finance; where you should be focusing your time, energy and resources to make the most of your life and earnings! Whether you are completely clueless on the things you 'should' know, or you need a refresher course on 'the ...
Feb 08, 2019•45 min•Ep 42•Transcript available on Metacast Today we’ve got Andy Hill from the Marriage Kids & Money podcast talking with us about how he and his wife PAID OFF THEIR MORTGAGE! Lots of people consider themselves debt-free even prior to paying off their house, but not Andy! Paying off a mortgage early is quite the under-taking and requires a great deal of determination, but Andy tells us how they made it happen! Andy gives us tips on how to pay off your house and be real-deal debt-free! Listen in! Click here for full show notes! See omn...
Feb 01, 2019•51 min•Ep 41•Transcript available on Metacast Click here for full show notes! See omnystudio.com/listener for privacy information.
Jan 25, 2019•51 min•Ep 40•Transcript available on Metacast We've all seen them on TV - holding up the line, filling their carts, handing over coupons, and walking out of the store having only spent .10 cents! While there is some reality to the crazy deals people can get through extreme couponing - today we'll take a tempered approach and see what us frugal folk can glean from this practice. Join us as we talk about what's worth couponing and what we should leave for TV entertainment. A.K.A. couponing for 'normal' people! Click h...
Jan 18, 2019•50 min•Ep 39•Transcript available on Metacast Today we’ve got Amanda Walker from the "Feel Amazing Naked" podcast. Amanda is a health and fitness coach who is also passionate about budgeting and paying off debt! We thoroughly enjoyed asking Amanda all the questions and getting inspired to leave behind our lame excuses for not taking care of our bodies! Amanda has so many great tips and an amazing perspective - we're confident you will enjoy her as much as we did! Click here for full show notes! See omnystudio.com/listener for...
Jan 11, 2019•49 min•Ep 38•Transcript available on Metacast The 'KonMari method' has quickly become a buzz word in the world of minimalism, so it's only fitting that we explore topic further! Today we talk about what the KonMari method is, the benefits and pitfalls, and how this might help you on your journey with frugality. Whether you are familiar with the concept or not, and whether or not you want to 'pet' your things and 'thank' them before discarding them - this episode is offers a balanced perspective for you! Cl...
Jan 04, 2019•54 min•Ep 37•Transcript available on Metacast Minimalism isn't just for your closets - the concepts can also be applied to your finances! Today we're talking about how to budget, and how to find a budgeting method that works for you, even if you're a frugal minimalist! There is no 'one-size-fits-all' when it comes to budgets and our mantra is 'freedom', so skip the guilt trips and shame sessions and tune in to receive permission to find what works for you! Click here for full show notes! See omnystudio.com...
Dec 28, 2018•49 min•Ep 36•Transcript available on Metacast We’ve got Merilee from Easy Budget (instagram sensation!) on the podcast today. She and her family have used Dave Ramsey’s baby steps - with their own modifications - to pay off $52,000 of debt. Merilee talks candidly with us about her debt free journey and ways we can all experience freedom even in the process of obtaining financial independence! Click here for full show notes! See omnystudio.com/listener for privacy information....
Dec 21, 2018•48 min•Ep 35•Transcript available on Metacast It's crunch time people! For those exchanging gifts this season, we got you covered. Today we are talking about some free, or at least frugal, gift ideas! From quick and easy, to thoughtful and genuine; you can engage in this season of giving without sacrificing your budget. Click here for full show notes! See omnystudio.com/listener for privacy information....
Dec 14, 2018•43 min•Ep 34•Transcript available on Metacast 'Tis the Season to be frugal (and jolly)! If you're trying to embrace this season without breaking the bank, you have friends in us! In this episode we're talking about how to have some frugal Christmas fun. From participating in traditions, to developing new ones; we explore all the ways to be festive, enjoy time with friends and family, and take advantage of all that the holiday's have to offer while still sticking to those financial goals!! Click here for full show notes! ...
Dec 07, 2018•53 min•Ep 33•Transcript available on Metacast We are beyond thrilled to be speaking with Joshua Becker, author of "The More of Less", on the podcast today! Joshua is a speaker, blogger, author, and expert on the topic of minimalism and he shares with us his own minimalist journey. We also talk about Joshua's book, tips for those desiring a minimalist lifestyle, where to get started, how to do this with a family, and the deeper discoveries minimalism affords us. THIS is the episode you don't want to miss! Click here for f...
Nov 30, 2018•46 min•Ep 32•Transcript available on Metacast FREE; it's our favorite four letter word! Even better than spending less, is spending nothing - and today we're talking about how you can get everything you need for free! From 'buy nothing' groups, swaps, time banks, freecycle, and Craigslist - there are plenty of options for finding resources and items you want without spending a dime. Join us as we explore all the ways we can experience the joy of free!! Click here for full show notes! See omnystudio.com/listener for priva...
Nov 23, 2018•54 min•Ep 31•Transcript available on Metacast To shop or not to shop? Black Friday offers all sorts of promises, but can they be trusted? In this episode we explore the pros, cons, and alternatives to Black Friday shopping. Whether you shop for bargains, to maintain tradition, or choose to refrain altogether - we have tips and suggestions for you! Click here for full show notes! See omnystudio.com/listener for privacy information....
Nov 16, 2018•43 min•Ep 30•Transcript available on Metacast Today we talk with Andrew Wang from the Inspired Money podcast about all things investing! Andrew works as a financial planner and managing partner at his families firm, and he gives us all the details on making wise financial investment decisions, and how to make the most of your money even as a frugal investor. Whether you are knee deep in debt pay-off and have little clue about investment, or you have a fully functional understanding of your investment options, this episode is for you! Click ...
Nov 09, 2018•59 min•Ep 29•Transcript available on Metacast Libraries aren't just for 6-inch voices and frail librarians anymore! Upon closer inspection, there is quite a lot to be gained from these community establishments. Beyond lending books, most libraries have a plethora of additional (FREE!!) resources and events just waiting to be discovered. Join Jill in being shocked by all libraries have to offer! Click here for full show notes! See omnystudio.com/listener for privacy information....
Nov 02, 2018•43 min•Ep 28•Transcript available on Metacast They have a reputation for being 'shady' and there's the unfortunate play on words that TV shows love to exploit - but for the frugal shopper - pawn shops shouldn't be ignored! Today we discuss some of the highlights of these hidden gems and how to be a shrewd & savvy shopper in these secondhand establishments. We explore this topic from the perspective of the consumer and share our own areas of novice and expertise while also reviewing some common pitfalls. If you have f...
Oct 26, 2018•42 min•Ep 27•Transcript available on Metacast We are so excited to have Jess Dang, the Founder of Cook Smarts on the podcast today! After experiencing health complications of her own, Jess desired to provide a useful service to others that may be experiencing difficulty in meal planning, and finding recipes to suite their dietary needs. Jess gives us a behind the scenes look at CookSmarts, and shares some expert frugal tips for meal planning, eating at home, and improving your kitchen skills! Click here for full show notes! See omnystudio.c...
Oct 19, 2018•53 min•Ep 26•Transcript available on Metacast Click here for full show notes! See omnystudio.com/listener for privacy information.
Oct 12, 2018•52 min•Ep 25•Transcript available on Metacast Extra jobs, gigs, supplemental income, passive income - however you want to define - we're all talking the same thing: side hustles. While it's not necessary to have a side hustle to be frugal, they can certainly help in the "debt-pay-off-and-other-financial-goals" journey! In this episode we look at the most (and least) lucrative side hustles, discuss realistic expectations, things to consider when taking on extra work, and our own experiences with side hustles. Having more ...
Oct 05, 2018•53 min•Ep 24•Transcript available on Metacast Keeping up with repairs and maintenance of our homes can be costly! And the issues always arise at the worst possible times! Today we look at what the internet has to say about economical ways to tackle home repair projects, while also sharing our personal experience. We even discuss the ‘tools’ every home should have. No matter your level of ‘handiness’, frugality can intervene. Sponsors: Not an official sponsor, but we like them! It’s a meal planning service that provides recipes, instructions...
Sep 28, 2018•43 min•Ep 23•Transcript available on Metacast We are so excited to have Cait Flanders, author of "The Year of Less", on the podcast today! Cait underwent a two-year shopping ban that changed not just her finances, but her life. Cait is here on the podcast to tell us more about her experience, and give tips to others considering a lifestyle change. Sponsors: - not an official sponsor, but we are big fans! It’s a meal planning service that provides 4 meals per week and they have regular, gluten-free, paleo, and vegetarian versions A...
Sep 21, 2018•1 hr 1 min•Ep 22•Transcript available on Metacast We all want to enjoy quality time with our significant other, but how can we do this on a budget?! Today we’re talking about nurturing our relationships and our bank accounts. We search the internet, and discuss our own tips on getting out (or staying in!) to enjoy fun and memorable dates with your love! Sponsors: If you’re married or in a relationship or a human being you want love. Remember, you can’t buy me love but you can buy me a financial future that will ensure I stay with you until deat...
Sep 14, 2018•58 min•Ep 21•Transcript available on Metacast In this episode we’re talking about minimalism and it’s part in frugality. You don’t have to be a minimalist to be frugal - but you might find that as you buy less and place less value in stuff you cultivate your own definition of minimalism. Sponsors: Do you like to go out to eat but hate seeing the bill at the end of your dining? Take a friend - split your meal! Furthermore- would you like to practice portion control, and experience the frugal benefits of your clothes continuing to fit you yea...
Sep 07, 2018•1 hr 4 min•Ep 20•Transcript available on Metacast It is Jen’s one year debt free-iversary so it's only fitting that we celebrate, and talk about what life looks like after becoming debt-free! From credit card bills to student loans to car payments; debt comes in many shapes and sizes and paying it off is a lofty and noble goal, but requires hard work and laser focus. In this episode Jen talks about what it's like to lift your head up from accomplishing this singular goal, and the difficulties in finding a new rhythm while identifying ...
Aug 31, 2018•55 min•Ep 19•Transcript available on Metacast Paying off debt, saving money, or reaching other financial goals may seem impossible when you have children - but on this episode Allison from Inspired Budget proves to us it's not! Allison talks candidly about how she and her husband paid off 6 figures of debt with babies in tow. Listen in for some useful and tangible tips to help you on your frugal and debt-free journey! Sponsors: Podcast Crafter offers a suite of services for personal and business podcasts including branding, custom soun...
Aug 24, 2018•1 hr 4 min•Ep 18•Transcript available on Metacast Before the frugal journey, comes the "why" that propels it all. It is different for each of us, but there needs to be a reason behind the unusual frugal lifestyle we choose! Today we discuss our "why's" and help you define yours. Sponsors: Podcast Crafter - podcastcrafter.com The Financial Freedom Planner - created by Jen, the Financial Freedom Planner fills in the gap between knowing you need to take control of your finances and achieving the self discipline you need to...
Aug 17, 2018•55 min•Ep 17•Transcript available on Metacast Today we dive deep into meal planning. We cover the "how to's" of meal planning and meal prep, the "why's" behind it, what to do when meal prep is not a possibility, freezer meals, and planning around grocery flyers and sales. For some, meal planning and prep is a life goal, and for others this process is a walk in the park; but for all of us who desire to live a frugal lifestyle it is an important aspect of our journey! So let's figure out a system that works ...
Aug 10, 2018•58 min•Ep 16•Transcript available on Metacast We all want our home to be a place where we can relax, enjoy family time, and entertain others; but how do we create a beautiful and functional environment without breaking the bank? Today we look to the internet and Jill's personal expertise on interiors to bring you some top notch tips on uniquely decorating your space the frugal way! Sponsors: Spray Paint: Don't like the color of your cabinet hardware? Spray paint it! Wish that plastic owl was gold?Spray paint it! podcastcrafter.com...
Aug 03, 2018•1 hr 6 min•Ep 15•Transcript available on Metacast In this episode we talk with Amanda from Debt Free in Sunny CA about her massive $133,763 debt pay-off! Amanda and her husband paid off over $133,000 of debt in 43 months and became debt free just a few short weeks ago on July 5th 2018. During that time she started the #debtfreecommunity on Instagram that has become a safe haven for others paying off debt. Notable Notes Amanda shares tips on how they paid off debt, getting her partner on board, and even how to save on pet care and vet bills! We ...
Jul 27, 2018•44 min•Ep 14•Transcript available on Metacast Ugh, student loans. Let's all have a collective, frustrated sigh. Even for the most debt averse people, student loans are often still a part of the equation. SO, let's talk about getting rid of those loans!! This episode explores ways to save on student loans, refinancing, loan forgiveness programs, and straight up lifestyle changes to help get rid of student debt fast! We're glad you're here and we're excited to have frugal friends in this debt-free journey! Notable Not...
Jul 20, 2018•1 hr 3 min•Ep 13•Transcript available on Metacast