In this week's episode of 'Paisa Vaisa', Host Anupam Gupta is joined by two co-founders, Shanti Mohan, CEO and Sanjay Jha, CPO at LetsVenture. LetsVenture enables startups looking to raise seed/angel money to create investment ready profiles online, and connect to accredited Investors. Anupam, Shanti and Sanjay talk about startup funding and equity. Shanti and Sanjay share their journey of starting the LetsVenture and discuss how public and private markets are different from each other?; What ar...
Dec 14, 2020•46 min•Ep 271•Transcript available on Metacast In this week's episode of 'Paisa Vaisa', Host Anupam Gupta is joined by Deepak Khurana, Proposition Sales Director, Sustainable Finance and Lipper, Asia-Pacific at Refinitiv. Refinitiv enables the financial community to trade smarter and faster, overcome regulatory challenges, and scale intelligently. Anupam and Deepak talk about ESG as a style of investing that stands for Environment, Social, Governance and why it's important. Deepak shares the background and historical perspective both in Indi...
Dec 07, 2020•35 min•Ep 270•Transcript available on Metacast In this week's episode of 'Paisa Vaisa', Host Anupam Gupta is joined by Kalpen Parekh, President and Aparna Karnik, Head of Risk and Quantitative Analysis at DSP Mutual Fund. They talk about DSP Mutual Fund's latest offering - the DSP Value Fund. In the first half, they discuss their perspective on value investing, its process and performance. The second half consists of a question from a listener's perspective, how should they look at the value fund versus the competition? From an asset allocat...
Nov 30, 2020•55 min•Ep 269•Transcript available on Metacast In this week's episode of 'Paisa Vaisa', Host Anupam Gupta is joined by Atul Singh, Founder and CEO at Validus Wealth. Validus Wealth is a full service, next-generation private client platform in India serving HNW/UHNW families. Anupam and Atul talk about the concept of wealth management; Why do we even need a wealth manager?; how the wealth management industry has evolved in India; How has technology changed the landscape?; Atul further shares practical advice and tips to the people on how do t...
Nov 23, 2020•42 min•Ep 268•Transcript available on Metacast In this week's episode of 'Paisa Vaisa', Host Anupam Gupta is joined by Manish Dureja, Managing Director and CEO at InterMiles. InterMiles is a loyalty and reward management company that opens up a world of travel and lifestyle privileges for its users. Anupam and Manish talk about the background of InterMiles, how people are evolving for travel and tourism during the pandemic, what insights have been identified by InterMiles recently in the Consumer Sentiment Index Report; how does InterMiles o...
Nov 16, 2020•37 min•Ep 267•Transcript available on Metacast In this bonus episode of 'Paisa Vaisa', Host Anupam Gupta is joined by Ajit Menon, CEO at PGIM India Mutual Fund. PGIM is the global investment management business of Prudential Financial, Inc. USA. They offer a broad range of investment capabilities through their multi-manager model along with experienced investment teams that assist users in achieving their financial goals. Anupam and Ajit talk about a Retirement Survey by PGIM with some interesting findings. They discuss about its key finding...
Nov 09, 2020•37 min•Ep 266•Transcript available on Metacast In this week's episode of 'Paisa Vaisa', Host Anupam Gupta is joined by Arun Kumar, Head of Research at Fundsindia.com . Fundsindia is India’s friendliest online-only investment platform. Built on robust technology, FundsIndia gives users access to mutual funds from leading fund houses in India, stocks from the BSE, corporate fixed deposits and various other investment products, all in one convenient online location. Anupam and Arun talk about his background in the market and an overview of Fund...
Nov 09, 2020•1 hr 5 min•Ep 265•Transcript available on Metacast In this week's episode of 'Paisa Vaisa', Host Anupam Gupta is joined by Ashutosh Datar, Co-founder at IndiaDataHub.IndiaDataHub is an interactive data platform set up with the aim of democratizing access to public data in India. Anupam and Ashutosh talk about his background and how he started with IndiaDataHub. Ashutosh shares why the data is important, what are the sources and who are the people who should be focusing a lot more on Indian data. They also talk about how IndiaDataHub helps to sol...
Nov 02, 2020•34 min•Ep 264•Transcript available on Metacast In this week's episode of 'Paisa Vaisa', Host Anupam Gupta is joined by Swanand Kelkar, Managing Director at Morgan Stanley (On a one-year sabbatical). This episode is mainly focused on life and productivity. Anupam and Swanand talk about his background, the concept of time billionaire and the structural difference between sabbatical & traditional retirement. They also discuss about how Swanand managed to structure his responsibilities before taking the sabbatical, what are his learnings and...
Oct 26, 2020•48 min•Ep 263•Transcript available on Metacast In this week's episode of 'Paisa Vaisa', Host Anupam Gupta is joined by a returning guest, Vinay Bagri is Co-founder & CEO of Niyo. Anupam and Vinay talk about the Niyo IDFC First Savings account. Niyo IDFC First Savings account is a product jointly curated by IDFC First bank and Niyo. They chat about various topics as on what exactly are the user experience problems at banks today; where are the gaps; how does a neo-bank solve customer problems. They also discuss about the Niyo-IDFC First S...
Oct 19, 2020•30 min•Ep 262•Transcript available on Metacast In this week's episode of 'Paisa Vaisa', Host Anupam Gupta is joined by Madhusudanan R, Co-founder at YAP. It allows us to create our own stream of neo-banking and deposit products using their bank-grade APIs. Anupam and Madhusudanan talk about the concept of APIs; the difference between fintech and neo bank; how neo bank helps the traditional banking ecosystem via digital sources and how it is transforming the landscape of the fintech industry across the globe. They also discuss about YAP, its ...
Oct 12, 2020•33 min•Ep 261•Transcript available on Metacast In this week's episode of 'Paisa Vaisa', Host Anupam Gupta is joined by Prasad Ramani, Founder and Chief Behavioral Officer at Syntoniq Inc. Syntoniq is an advisor assessment tool which helps in building engaging, impactful behavioral technology solutions for financial services institutions – including Wealth Advisory, Investment Management and Banking firms. Anupam and Prasad talk about the concept of behavioral finance and economics. They deep dive into his journey in behavioral finance, curre...
Oct 05, 2020•40 min•Ep 260•Transcript available on Metacast In this week's episode of 'Paisa Vaisa', Host Anupam Gupta is joined by a returning guest, Nikhil Mantha, COO & Co-founder of Piggy. Piggy has launched its new wealth management application called Ample. Ample allows its users to get a consolidated view of all their wealth in one place. Anupam and Nikhil talk about the concept of keeping an entire wealth in one place, why is it necessary, how are people doing this currently, what drove Piggy to start Ample and what problems in specific have ...
Sep 28, 2020•32 min•Ep 259•Transcript available on Metacast In this week's episode of 'Paisa Vaisa', Host Anupam Gupta is joined by Rajan Bajaj, Founder and CEO at Slice. Slice is a fintech startup focused on India’s youngsters. They aim to build a smart, simple, and transparent financial platform to redesign the financial experience for the millennials. Anupam and Rajan talk about his journey to the starting of Slice, the various problems faced by Job Seekers, Gen Z and Millennials when it came to credit cards, the gaps in today's banking or credit card...
Sep 21, 2020•27 min•Ep 258•Transcript available on Metacast In this week's episode of 'Paisa Vaisa', Host Anupam Gupta is joined by Hersh Shah, CEO, India Affiliate of Institute of Risk Management (UK). The IRM is the world’s leading professional body for Enterprise Risk Management qualifications, training and research. Anupam and Hersh talk about how businesses are going through various unprecedented risks and how to handle this risk? Hersh also shares his advice on the risk management strategy for the businesses to adapt in this pandemic, what is the i...
Sep 14, 2020•32 min•Ep 257•Transcript available on Metacast In this week's episode of 'Paisa Vaisa', Host Anupam Gupta is joined by Saurabh Bansal, Founder at Finatwork Financial Services. Finatwork helps individuals achieve their financial goals and build long term wealth in a structured way. They talk about his background to start Finatwork, how things are going in the financial planning market and what are the big trends observed in the time of crisis. Anupam and Saurabh also discuss about fixed income and gold – why are they important from an asset a...
Sep 07, 2020•40 min•Ep 256•Transcript available on Metacast In this week's episode of 'Paisa Vaisa', Host Anupam Gupta is joined by Ashish Singhal, Co-Founder and CEO at CoinSwitch Kuber. CoinSwitch Kuber is a secure, user-friendly platform for users in India where they can buy 100+ cryptocurrencies like Bitcoin, Ethereum, Ripple etc easily at the best rate with a variety of payment options being offered. Anupam and Ashish talk about his background into the field of crypto, what exactly has the March 2020 verdict changed, what is the current scenario of ...
Aug 31, 2020•31 min•Ep 255•Transcript available on Metacast In this week's episode of 'Paisa Vaisa', Host Anupam Gupta is joined by Sumit Gupta, Co-founder and CEO of CoinDCX. CoinDCX specializes in crypto enabled financial services by developing borderless financial services that ensure a faster, simpler and uninterrupted flow of capital. Anupam and Sumit talk about his journey of getting into the concept of 'bitcoin' and how he came around to starting CoinDCX. Sumit shed some light on what exactly has been happening in the world of Crypto & Blockch...
Aug 24, 2020•39 min•Ep 254•Transcript available on Metacast On this week's episode of 'Paisa Vaisa', Host Anupam Gupta is joined by Saurabh Mukherjea, Founder and Chief Investment Officer at Marcellus. They both discuss about their newly launched book called 'The Victory Project: Six Steps to Peak Potential' and the journey behind it. The book is an ultimate guide for applying the principles of simplicity, specialization, creativity and collaboration in our lives and much more. This conversation speaks about: 1. What was the interest behind writing 'The ...
Aug 17, 2020•30 min•Ep 253•Transcript available on Metacast On this week's episode of 'Paisa Vaisa', Host Anupam Gupta is joined by Sousthav Chakravarthy, Founder and CEO at Siply. Anupam and Sousthav talk about the payroll-based programme application called ‘Siply’ and its unique features which allows user to reach their financial goals with regular savings habits. They also talk on what specific problems faced by the blue-collared and low-income segments that deter them from saving and investing in their goals and a whole lot more on this episode of Pa...
Aug 10, 2020•39 min•Ep 252•Transcript available on Metacast On this week's episode of 'Paisa Vaisa', Host Anupam Gupta is joined by Neha Singh, Co-founder at Tracxn. It helps venture capital funds scout interesting startups & emerging Sectors. Their analyst teams track millions of private companies across sectors and have market intelligence for their clients. Anupam and Neha talk about the current funding scenario in the Indian market during this pandemic. They also discuss about the investment from VCs perspective, Founders' perspective and much mo...
Aug 03, 2020•36 min•Ep 251•Transcript available on Metacast In this week's episode of 'Paisa Vaisa', Host Anupam Gupta is joined by Harsh Shah, Chief Executive Officer at IndiGrid. IndiGrid is an infrastructure investment trust (“InvIT”) established to own inter-state power transmission assets in India. They discuss what are InvITs and its structure in India as well as on the global level. They also discuss how InvITs are different from the mutual fund, the types of InvITs available in the Indian market, Specific of IndiGrid InvITs and much more on this ...
Jul 27, 2020•52 min•Ep 250•Transcript available on Metacast On this week's episode of 'Paisa Vaisa', Host Anupam Gupta is joined by Sudeep Srikantaswamy - Chief THRIVE Officer and Govind Gopinath - Chief of Staff at THRIVE Wealth. They talk about the role of technology and data in planning our finances for the future, how asset allocation helps us getting more disciplined? how did THRIVE address COVID concerns? and how did they manage money with such volatility? They also discuss what is THRIVE about, their unique functionality and much more on this epis...
Jul 20, 2020•1 hr 4 min•Ep 249•Transcript available on Metacast On this week's episode of 'Paisa Vaisa', Host Anupam Gupta is joined by Nimesh Kampani, President of LetsVenture Plus. It is a growth platform designed specifically for discerning investors to access exclusive investments across growth-stage private companies, unicorns, and global funds. They talk about the private market and how is LV Plus operating in the current situation of the market. They also talk about the investor-founder equation, what are the qualities of an ideal founder and much mor...
Jul 13, 2020•40 min•Ep 248•Transcript available on Metacast On this week's episode of 'Paisa Vaisa', Host Anupam Gupta is joined by Swastik Nigam, Founder & CEO and Prateek Jain, Co-founder & Head Americas at Winvesta. It provides global investment opportunities for every Indian with decades of experience in financial services. They talk about the concept of Global Investing, how it works and regulations around it. They also discuss what Winvesta has to offer for those who are looking to invest in the global market and much more on this episode o...
Jul 06, 2020•47 min•Ep 247•Transcript available on Metacast On this week's episode of 'Paisa Vaisa', Host Anupam Gupta is joined by Sudhir Joshi, Founder and Namit Agrawal, Mentor & Advisor at upSAVE. It is a virtual assistant for building money-saving habits. They talk about the concept of savings, their journey of starting upSAVE, a current ratio of savings, different behavioral aspects for the savings habits in the present generation. They also talk about what upSAVE has to offer, how it helps the user to inculcate better savings habits and much m...
Jun 29, 2020•31 min•Ep 246•Transcript available on Metacast On this week's episode of 'Paisa Vaisa', Host Anupam Gupta is joined by Mohit Agrawal, He is Engineering Manager at Wealthfront and also an avid listener of Paisa Vaisa Podcast. They discuss various avenues of Investment for NRIs, working on the taxation aspects for NRIs who invest in Indian Market and all about NRI investing in different SIPs and 401(k) accounts. They also discuss the concept of NRE and NRO accounts, investment in Indian real estate and much more on this episode. Tune in to fin...
Jun 22, 2020•26 min•Ep 245•Transcript available on Metacast On this week's episode of 'Paisa Vaisa', Host Anupam Gupta is joined by Gursimran Singh, a fee-only SEBI Registered Investment Advisor (RIA) who's a founder of Paramasa Wealth Advisory based out in Delhi. They talk about the various categories of advisors present in the finance world and the key difference between RIA and distributors. They also talk about how you can make a smarter decision while choosing the financial advisor and what is the need for financial advice in these volatile times. G...
Jun 15, 2020•41 min•Ep 244•Transcript available on Metacast On this week's episode of 'Paisa Vaisa', Host Anupam Gupta is joined by Sujata Ahlawat, VP & Head - Direct to Consumer Interactive, TransUnion CIBIL. They talk about how the pandemic has affected the credit world and how people are becoming more credit conscious in recent times. They also discuss how entrepreneurs and SMEs are managing their payments in this economy. Sujata shares a few tips and advice on how to be credit conscious in this pandemic situation. Find out more on #PaisaVaisa wit...
Jun 08, 2020•29 min•Ep 243•Transcript available on Metacast On this week's episode of 'Paisa Vaisa', Host Anupam Gupta is joined by Gaurav Chopra, Founder and CEO of IndiaLends where they talk about 'Digital Lending 2.0'. It is a range of contactless financial products such as Loans, Insurance and Line of credit that India Lends is offering during this pandemic times. Gaurav shares his perspective on the impact of COVID on various financial aspects in the market. He takes us through the whole process of availing these contactless financial products with ...
Jun 01, 2020•25 min•Ep 242•Transcript available on Metacast 
