Buying life insurance at an early age has a host of benefits, however, younger people tend to put off this financial decision in the face of other debt – mortgages and car payment. Listen to this podcast that offers financial education from the industry veteran. Host Anupam Gupta is joined by Vishal Subharwal- EVP, E-Commerce and Digital Marketing at HDFC Life. Together they talk about: What is Life Insurance and its importance? Reasons why people don't buy Life Insurance Risks covered under Lif...
Aug 12, 2019•41 min•Ep 199•Transcript available on Metacast On this week's episode of Paisa Vaisa, host Anupam Gupta is in conversation with Rishi Anand, Chief Business Officer at Aadhar Housing Finance Pvt. Ltd. They talk about home loans, how they work, the current scenario and rates prevailing in the market. They also discuss the documents required, costs involved, and the problematic aspects of the entire process. Talk to host Anupam Gupta on Twitter @b50 You can listen to this show and other awesome shows on the IVM Podcasts app on Android: https://...
Aug 05, 2019•40 min•Ep 198•Transcript available on Metacast Why is the trading community not that active in markets? They discuss the trading mentality of Indians. They also discuss the features of the StockEdge app and how is it benefiting the traders and investors. Listen to the episode to know more. This episode is brought to you by PayTM Money. Talk to host Anupam Gupta on Twitter @b50 You can listen to this show and other awesome shows on the IVM Podcasts app on Android: https://ivm.today/android or iOS: https://ivm.today/ios , or any other podcast ...
Jul 29, 2019•32 min•Ep 197•Transcript available on Metacast On this week's episode, Anupam is in conversation with Anurag Bhatia, Founder of Minance as they discuss the trade in today's world and how services provided by Minance can aid someone to be on the right side of that trade. This episode is brought to you by PayTM Money. Talk to host Anupam Gupta on Twitter @b50 You can listen to this show and other awesome shows on the IVM Podcasts app on Android: https://ivm.today/android or iOS: https://ivm.today/ios , or any other podcast app. You can check o...
Jul 22, 2019•29 min•Ep 196•Transcript available on Metacast On this week's episode of Paisa Vaisa, Anupam continues his conversation with Archit Gupta, founder, and CEO at ClearTax. They discuss the problems freelancers face when it comes to tax savings and how Cleartax solves these problems. This episode is brought to you by PayTM Money. Talk to host Anupam Gupta on Twitter @b50 You can listen to this show and other awesome shows on the IVM Podcasts app on Android: https://ivm.today/android or iOS: https://ivm.today/ios , or any other podcast app. You c...
Jul 15, 2019•15 min•Ep 195•Transcript available on Metacast On this Income Tax special episode, host Anupam is joined by Archit Gupta, founder, and CEO at ClearTax. He talks about how ClearTax started as a product and now how the start-up tries to simplify the process of filing tax returns. This episode is brought to you by PayTM Money. Talk to host Anupam Gupta on Twitter @b50 You can listen to this show and other awesome shows on the IVM Podcasts app on Android: https://ivm.today/android or iOS: https://ivm.today/ios , or any other podcast app. You can...
Jul 08, 2019•19 min•Ep 194•Transcript available on Metacast On this episode of Paisa Vaisa, host Anupam Gupta is joined by Deepak Shenoy, Founder, and CEO at Capital Mind and they talk about everything PMS or Portfolio Management Scheme. He talks about the process, costs, and risks associated and the returns on PMS. This episode is brought to you by PayTM Money. Talk to host Anupam Gupta on Twitter @b50 You can listen to this show and other awesome shows on the IVM Podcasts app on Android: https://ivm.today/android or iOS: https://ivm.today/ios , or any ...
Jul 01, 2019•43 min•Ep 193•Transcript available on Metacast On this episode, host Anupam Gupta is joined by Vinay Bagri, CEO and Co-Founder of Niyo Solutions Inc. In this conversation, Vinay talks about the benefits of using Niyo Global Card while traveling abroad and compares it to a credit card. Vinay being a traveler himself, shares tips to manage money while traveling. This episode is brought to you by PayTM Money. Talk to host Anupam Gupta on Twitter @b50 You can listen to this show and other awesome shows on the IVM Podcasts app on Android: https:/...
Jun 24, 2019•28 min•Ep 192•Transcript available on Metacast On this episode, host Anupam Gupta is joined by Bala Parthasarathy, CEO & Co-founder of MoneyTap. They talk about how MoneyTap made money-lending easier and how it is different from a normal bank. Bala also talks about the functioning of the app, how it solves the problem of credit flexibility and more. This episode is brought to you by PayTM Money. Talk to host Anupam Gupta on Twitter @b50 You can listen to this show and other awesome shows on the IVM Podcasts app on Android: https://ivm.today/...
Jun 17, 2019•24 min•Ep 191•Transcript available on Metacast This week on Paisa Vaisa the Bangalore recordings continue. Anupam talks to Shweta Jain, Founder & CEO of Investography and also an author who has written the book 'My Conversations with Money'. On this episode she speaks about how to be better financial planners and how today's generation sees and treats finances differently than the one before. This episode is brought to you by PayTM Money. Talk to host Anupam Gupta on Twitter @b50 You can listen to this show and other awesome shows on the IVM...
Jun 10, 2019•36 min•Ep 190•Transcript available on Metacast On this week's episode, host Anupam Gupta Is joined by transformation mentor Srinivasan Ranganathan aka 'The Transformentor' to talk about common human mindsets around money making. He also talks about his common misbeliefs and how he changed those through practice. This episode is brought to you by PayTM Money. Talk to host Anupam Gupta on Twitter @b50 You can listen to this show and other awesome shows on the IVM Podcast App on Android: https://ivm.today/android or iOS: https://ivm.today/ios Y...
Jun 03, 2019•30 min•Ep 189•Transcript available on Metacast What is CRED? This week's episode features Kunal Shah, Founder & CEO of CRED. They talk about how CRED helps its users manage credit cards and credit scores. He also talks about how they managed to incentivize credit card bill payments and discuss the future of CRED. This episode is brought to you by PayTM Money. Talk to host Anupam Gupta on Twitter @b50 You can listen to this show and other awesome shows on the IVM Podcast App on Android: https://ivm.today/android or iOS: https://ivm.today/ios ...
May 27, 2019•22 min•Ep 188•Transcript available on Metacast On this episode, host Anupam Gupta is joined by Kunal Shah, Founder & CEO of CRED. Kunal talks about the common mistakes made by budding entrepreneurs and investors these days. He also talks about the importance of market research and finding the right team for your start-up. This episode is brought to you by PayTM Money. Talk to host Anupam Gupta on Twitter @b50 You can listen to this show and other awesome shows on the IVM Podcast App on Android: https://ivm.today/android or iOS: https://ivm.t...
May 20, 2019•25 min•Ep 187•Transcript available on Metacast This week, host Anupam Gupta is joined by Nikhil Mantha, Co-founder & COO, Piggy. Nikhil talks about how mobile finance technology is changing investment decisions and how it has reduced paperwork. They also discuss the future of fintech companies. This episode is brought to you by PayTM Money. Talk to host Anupam Gupta on Twitter @b50 You can listen to this show and other awesome shows on the IVM Podcast App on Android: https://ivm.today/android or iOS: https://ivm.today/ios You can check out o...
May 13, 2019•30 min•Ep 186•Transcript available on Metacast Can your mind affect your investment decision? Can a celebrity endorsement affect an individual's financial decision? On this episode, Mrin Agarwal, Director, Finsafe joins host Anupam Gupta to talk about investor behaviour biases which impact investors' wealth. Mrin also talks about the human mentality when it comes to making an investment decisions and how educating yourself can help with better financial decision-making. This episode is brought to you by PayTM Money. Talk to host Anupam Gupta...
May 06, 2019•23 min•Ep 185•Transcript available on Metacast On this week's episode, Amit More, Founder, and CEO of Finzy joins host Anupam Gupta as to decode the concept, process and the future of P2P lending. They also discuss what are the benefits of being a lender in this scheme. This episode is brought to you by PayTM Money. Talk to host Anupam Gupta on Twitter @b50 You can listen to this show and other awesome shows on the IVM Podcasts app on Android: https://ivm.today/android or iOS: https://ivm.today/ios , or any other podcast app. You can check o...
Apr 29, 2019•49 min•Ep 184•Transcript available on Metacast Mohan Jayaraman, Regional Managing Director, Decision Analytics at Experian Asia Pacific joins host Anupam Gupta for an in-depth conversation about credit scores. What exactly is a credit score? How do you improve yours? What's a credit line? What's an ideal credit score to have? How does your score go bad? How can you access your credit report? How is the score generated from the bureau's perspective? What does your credit report to consist of? Find out the answers to all of this and more on th...
Apr 22, 2019•32 min•Ep 183•Transcript available on Metacast A new financial year is a good time to assess your financial goals. Host Anupam Gupta is joined by Dhaval Kapadia, Director, Portfolio Specialist at Morningstar. They talk about: - What you can do with your SIPs in the new financial year - Advice for people who already have multiple SIPs, and for those who are new to the market - Why you should invest in an SIP - What does one do with a large-cap SIP - Asset allocation and diversification for new investors - Views on real estate and gold and mor...
Apr 15, 2019•28 min•Ep 182•Transcript available on Metacast What are the extra roadblocks women have to overcome when it comes to finances? What's the ideal way women should go about with budgeting, investing and saving their money? How should women, who've just started out in their careers, manage their income? Returning guest, Hansi Mehrotra, Founder of The Money Hans ( www.themoneyhans.com ) addresses all this and more with host Anupam, based on a listener's question. This episode is brought to you by PayTM Money. Talk to host Anupam Gupta on Twitter ...
Apr 08, 2019•45 min•Ep 181•Transcript available on Metacast Anupam Gupta is joined by two guests- Anil Ghelani, Head of Passive Investments at DSP Mutual Fund and Mukesh Agarwal, CEO of NSE Indices. They had an enthralling conversation on what is Index or Indices? Importance of Index and who made these Index. Difference between Index Funds and ETFs .What is passive investing? Why are the large caps lagging behind the benchmark? How there is a wave from active investment to passive investment? Tune in to find out answers to all this and more. This episode...
Apr 01, 2019•1 hr 9 min•Ep 180•Transcript available on Metacast Gaurav Chopra, Co-Founder of IndiaLends.com joins host Anupam Gupta to delve into all things credit. They talk about credit scores, types of loans that are available and interest rates. Which are the four credit bureaus in India? How is a credit score calculated and what is the numeric value? How do you improve your credit score and how long will it take you to do so? What's a hard credit inquiry and a soft credit inquiry? Tune in to find out answers to all this and more. This episode is brought...
Mar 25, 2019•30 min•Ep 179•Transcript available on Metacast Anupam is joined by Rahul Jain, Head of Personal Wealth Advisory at Edelweiss Financial Services to talk about wealth management, the role of technology in wealth management, and the different kinds of services offered by Edelweiss. This episode is brought to you by PayTM Money. Talk to host Anupam Gupta on Twitter @b50 You can listen to this show and other awesome shows on the IVM Podcast App on Android: https://ivm.today/android or iOS: https://ivm.today/ios You can check out our website at ht...
Mar 18, 2019•29 min•Ep 178•Transcript available on Metacast Anupam is joined by Jay Toshniwal, CEO of Toshniwal Equities to discuss wealth generation in equities, how to choose stocks and sectors, how to stay invested in the stock markets to create wealth over the long term and more. Equities held over the long term have the power and potential to generate a lot of wealth. How that is done is decoded in this episode. This episode is brought to you by PayTM Money. Talk to host Anupam Gupta on Twitter @b50 You can listen to this show and other awesome show...
Mar 11, 2019•28 min•Ep 177•Transcript available on Metacast Anupam is joined by Amit Somani, Managing Partner at Prime Venture Partners. They delve into the basics of raising funding for a startup, including: - How do you, as an entrepreneur, reach out to the right investors - What kind of questions you should be asking your investor - How do you assess the kind of money you need - Common mistakes entrepreneurs make during fundraising - How do you go about doing reference checks and a lot more! This episode is brought to you by PayTM Money. Talk to host ...
Mar 04, 2019•35 min•Ep 176•Transcript available on Metacast What is a National Pension Scheme(NPS) and why should you consider it as a part of your personal financial investment? Equity strategist Mahesh Nandurkar walks us through how NPS works and how it can help you with tax benefits. This episode is brought to you by PayTM Money. Talk to host Anupam Gupta on Twitter @b50 You can listen to this show and other awesome shows on the IVM Podcast App on Android: https://ivm.today/android or iOS: https://ivm.today/ios You can check out our website at http://...
Feb 25, 2019•28 min•Ep 175•Transcript available on Metacast On this episode, Anupam is in conversation with Bhavik Dand, and they discuss financial planning life cycle for first-time parents and what ideally should be the investment plan for the future of their children. This episode is brought to you by PayTM Money. Talk to host Anupam Gupta on Twitter @b50 You can listen to this show and other awesome shows on the IVM Podcast App on Android: https://ivm.today/android or iOS: https://ivm.today/ios You can check out our website at http://www.ivmpodcasts....
Feb 18, 2019•26 min•Ep 174•Transcript available on Metacast We have a returning guest on this episode, who was on the very first episode of this podcast. Mahavir Chopra, Director - Health, Life & Strategic Initiatives at CoverFox talks about online ULIPs and how they're different from the older ULIPs, what's new and exciting in the space and how the industry has changed. This episode is brought to you by PayTM Money. Talk to host Anupam Gupta on Twitter @b50 You can listen to this show and other awesome shows on the IVM Podcast App on Android: https://iv...
Feb 11, 2019•36 min•Ep 173•Transcript available on Metacast It's that time of the year where you're calculating your tax liability for the financial year. Ashok Kumar E R, CEO & Co-Founder of Scripbox breaks down tax planning and tells you what's a good way to choose an ELSS and the most common mistakes people make when saving tax. This episode is brought to you by PayTM Money. Talk to host Anupam Gupta on Twitter @b50 You can listen to this show and other awesome shows on the IVM Podcast App on Android: https://ivm.today/android or iOS: https://ivm.toda...
Feb 04, 2019•28 min•Ep 172•Transcript available on Metacast PV Subramanyam, Chartered Accountant and Financial Trainer, who runs the popular blog subramoney.com , talks to Anupam about the 'retirement time bomb', why you should care about your retirement, and how you can start planning for it in your 20s. This episode is brought to you by PayTM Money. Follow PV Subramanyam on Twitter @pvsubramanyam Talk to host Anupam Gupta on Twitter @b50 You can listen to this show and other awesome shows on the IVM Podcast App on Android: https://goo.gl/tGYdU1 or iOS:...
Jan 28, 2019•45 min•Ep 171•Transcript available on Metacast Anupam is joined by Morgan Housel, Partner at Collaborative Fund and former columnist at The Motley Fool and The Wall Street Journal. Morgan delves into the psychology of money. He talks about: - How you can make better investment decisions - The various ways we ruin our relationship with money - Finding lasting happiness with money - The difference between getting rich and staying rich - Getting to know your own views about money - Asset allocation and a lot more! This episode is brought to you...
Jan 21, 2019•58 min•Ep 170•Transcript available on Metacast 
