This week we go over some of the top options available to invest in during this down market, ranked from highest risk options like stocks to lowest risk like GIC"s with a little surprise in the middle. Plus Cameron talks about why paying attention to a stocks Beta is so important in how you value stocks and funds and why so many people miss out on big gains when they don't. If you live in British Columbia, let us help you take care of the people you love and visit braunfinancial.com Useful Resou...
Jul 25, 2022•31 min•Transcript available on Metacast What has happened will happen again. Bull and Bear markets come and go but it is important to study and understand the Bear markets and crashes so we don't make mistakes the next time they come around. This week we go over some the of the biggest North American stock market crashes and find out what triggered them, how the recovered and who those lessons can apply to today's Bear Market so you can protect and grow your investments. If you live in British Columbia, let us help you take care of th...
Jul 18, 2022•37 min•Transcript available on Metacast What happens when you are no longer able to manage your finances? This is where a Power of Attorney comes into play. This week we talk about what this power is, how to choose a representative and how to structure it in a way which will help you live more comfortably and be able to take care of those you love better. If you live in British Columbia, let us help you take care of the people you love and visit braunfinancial.com Useful Resources: Governmetn of Canada Report: "What every older Canadi...
Jul 11, 2022•33 min•Transcript available on Metacast Economists say that over the next four years over a Trillion dollars will be moved from parents to kids in Canada. If you're lookling to better understand how to get money to your kids or are looking to start a conversation with family members then this weeks episode can help get that informed dialogue going and understand the benefits and limitations of estate planning. If you live in British Columbia, let us help you take care of the people you love and visit braunfinancial.com Useful Resource...
Jul 04, 2022•35 min•Transcript available on Metacast This week we talk about how your financial planner or advisor should be deciding which funds are the best fit for you. We cover all the ins and outs and everything you need to be aware of as you prepare to put your hard earned money to work with the right person. From KYP to KYC, sales charges, fund composition and everything in between we take away the mystery of investing with an advisor. If you live in British Columbia, let us help you take care of the people you love and visit braunfinancial...
Jun 27, 2022•38 min•Transcript available on Metacast This week we give you an inside look at what goes on inside your first meeting with a financial planner. We go over the different desiganations and what they mean for you so you can make sure the person you're talking to is actually qualified. We then cover many of the best questions you can ask to determine if they are really the best fit for you and your family. There's also tips about proper expectations, governemnt regulations, industry protocols and sales practices you need to be aware of t...
Jun 19, 2022•33 min•Transcript available on Metacast Today there seems to be all kinds of options when it comes to investment accounts. But knowing which one will benefit you the most isn't always obvious. Today we get a refresher on RRSP's and TFSA's but we also delve deep in to what a Non-Registered account is and when it's a good time to use one. Finally we talk about how you can maximize your savings and tax bill by using a combination of these different account types. If you live in British Columbia, let us help you take care of the people yo...
Jun 13, 2022•41 min•Transcript available on Metacast This week we go deep into our motivations behind making more money and find out if the true cost of "success" is worth it. From recent sociological, economic and goverment studies we find out if it's really worth working yourself to the extreme in order to have more money. If you live in British Columbia, let us help you take care of the people you love and visit braunfinancial.com Useful Resources: -Stats Can study on sources of stress: https://www150.statcan.gc.ca/n1/pub/11-627-m/contest/final...
Jun 06, 2022•38 min•Transcript available on Metacast Carbon Prices are going up! This week we talk about what Canadian Carbon Taxes meant to you and how you need to start preparing. What is the tax, how it's trying to change you behavior and how the choice for change is evaporating before us while we also stare down the barrel of a recession. If you live in British Columbia, let us help you take care of the people you love and visit braunfinancial.com Useful Resources: Fraser Institute - Estimated Impacts of a $170 Carbon Tax in Canada: https://ww...
May 29, 2022•29 min•Transcript available on Metacast This week we tackle many examples of conventional wisdom and try to offer eight financial tips that will actually help you right now. Everything from education, job oppertunities, buying habits, and savings get put to the test to see what still bears proverbial fruit in 2022. If you live in British Columbia, let us help you take care of the people you love and visit braunfinancial.com
May 23, 2022•36 min•Transcript available on Metacast It's been a rough start to the markets in 2022, and high inflation and rising interest rates aren't making things any better. This week we take you behind the curtain for a look at what is happening behind the scenes with carriers and fund managers and how you can ask your financial planner the right questions about your investments. If you live in British Columbia, let us help you take care of the people you love and visit braunfinancial.com...
May 16, 2022•29 min•Transcript available on Metacast It's Mothers Day (on the day we recorded) so what better time to learn about how to teach your kids about good financial management and decision making. From allowances, budgeting, credit and more we discuss topics worth talking with your kids about. If you live in British Columbia, let us help you take care of the people you love and visit braunfinancial.com
May 08, 2022•31 min•Transcript available on Metacast This week we test out the so called "tried and true" 4% and see if it still applies to the 21st Century. That's right we discuss the The 4% withdrawal rule, sequence of returns and retiring in a down market like the one we're in right now. If you live in British Columbia, let us help you take care of the people you love and visit braunfinancial.com
May 02, 2022•35 min•Transcript available on Metacast This week we talk about the true cost of rising interest rates and how it will impact you and your budget. Rates are going up so you need to get ready now to secure your financial future. As a bonus we also explain how the Bank of Canada and the Federal Government are able to make money appear out of thin air and why that is contributing to the rising cost of living. If you live in British Columbia, let us help you take care of the people you love and visit braunfinancial.com Parliamentary repor...
Apr 25, 2022•37 min•Transcript available on Metacast This week we offer a flurry of tax tips just in time for your 2022 filling, to help you get more of the deductions and credits that you ma be entitled to. If you live in British Columbia, let us help you take care of the people you love and visit braunfinancial.com Link mentioned in the episode: https://www.canada.ca/en/revenue-agency/services/tax/individuals/topics/about-your-tax-return/tax-return/completing-a-tax-return/deductions-credits-expenses.html...
Apr 18, 2022•27 min•Transcript available on Metacast This week we breakdown the key points of Budget 2022 which will impact your personal finance decisions for the rest of the year. We'll cover changes to housing affordabilty, new programs and how it's all going to be paid for. If you live in British Columbia, let us help you take care of the people you love and visit braunfinancial.com
Apr 11, 2022•34 min•Transcript available on Metacast Having a family is a big financial responsibility but knowing whether or not to stay home with the kids is a difficult choice, especially today. This week we talk fomr our own experience of weighing the financial pro's and con's of childcare and how those choices impact your finances. If you live in British Columbia, let us help you take care of the people you love and visit braunfinancial.com
Apr 03, 2022•31 min•Transcript available on Metacast This week we discuss good and the bad about active investmetns and if paying fund managers and MER's is worth your investment Dollars. We also tackle what to look out for when choosiing an active investment option for yourself. If you live in British Columbia, let us help you take care of the people you love and visit braunfinancial.com
Mar 28, 2022•43 min•Transcript available on Metacast Investing can be complicated so many people choose to follow the "indexes" to make theri lives less complicated. This week we talk about what these main North American indexes are and how they can help you reach your financial goals. If you live in British Columbia, let us help you take care of the people you love and visit braunfinancial.com
Mar 20, 2022•31 min•Transcript available on Metacast This week we put the "personal" in It's Personal Finance Canada, as we go over our own story of how we got to where we are today. Learn how our experiences have shaped our views of personal finance and how try to help others through our own life lessons. If you live in British Columbia, let us help you take care of the people you love and visit braunfinancial.com
Mar 14, 2022•36 min•Transcript available on Metacast This week Christine goes over the key questions you need to ask yourself about sustaining yourself during retirement. Learn the ins and outs of different investment strategies and whay you need to be on the look out for in you golden years so they don't turn into your rusted years. If you live in British Columbia, let us help you take care of the people you love and visit braunfinancial.com
Mar 06, 2022•35 min•Transcript available on Metacast What are the three pillars of your retirement and how much do you need to stock up to live comfortably in retirement? This week Christine helps you understand how a successful retirement package is built and how you can impliment it into your own life. If you live in British Columbia, let us help you take care of the people you love and visit braunfinancial.com
Feb 28, 2022•35 min•Transcript available on Metacast Budgeting doesn't have to be a painful or depressing experience. Leanr how Christine manages her own finances with her Simple Budget process which will help you getyour finances in order in only a few minutes each pay period. If you live in British Columbia, let us help you take care of the people you love and visit braunfinancial.com
Feb 21, 2022•33 min•Transcript available on Metacast Inflation is hitting everyone hard these days and there seems to be no relief in sight. Learn today about the role of the Bank of Canada and how it impacts your wallet, ability to pay for groceries and if you could ever buy a house. If you live in British Columbia, let us help you take care of the people you love and visit braunfinancial.com
Feb 14, 2022•36 min•Transcript available on Metacast This week we look at all of the in's and out's that can impact your decision to start you own side hustle 2022. Find out what lies beneath all of the corporate bells and whistles and prepare yourself to somehting that'll be profitable in every area of your life. If you live in British Columbia, let us help you take care of the people you love and visit braunfinancial.com
Feb 06, 2022•32 min•Transcript available on Metacast This week Christine talks about all of the hidden advantages of opening up an RESP for your kids at a young age. Here's a hint, do it right and get free money put into it every year. If you live in British Columbia, let us help you take care of the people you love and visit braunfinancial.com
Jan 31, 2022•42 min•Transcript available on Metacast This week we get into the nitty gritty of how an RRSP can help you defer taxes and put more money in your pocket today and in the future. If you live in British Columbia, let us help you take care of the people you love and visit braunfinancial.com
Jan 24, 2022•40 min•Transcript available on Metacast Go behind the scenes and get the scoop about what insiders are saying about the market outlook in early 2022. Prepare yourself as both a consumer and an investor and learn how to thrive in this coming season. If you live in British Columbia, let us help you take care of the people you love and visit braunfinancial.com
Jan 16, 2022•32 min•Transcript available on Metacast This week Christine talks about all of the benefits and hidden gems you need to know about RRSP's and TFSA's. Learn how to lower your tax bill, prepare for retirement and make the most of your investments. If you live in British Columbia, let us help you take care of the people you love and visit braunfinancial.com
Dec 20, 2021•36 min•Transcript available on Metacast This week we talk about personal finance tips to get you ready for the upcoming year and help you to avoid any tax surprises which may be lurking in the early months of 2022. If you live in British Columbia, let us help you take care of the people you love and visit braunfinancial.com
Dec 13, 2021•28 min•Transcript available on Metacast 
