I’m getting too old for this… or am I? This week we talk about why people struggle to start their retirement. Concerns about the markets, what to do with their time or just the apprehension that always come right before a major life change. If you live in British Columbia, Alberta, Saskatchewan, Manitoba, Ontario or Yukon let us help you take care of the people you love and visit braunfinancial.com DIY Investing at: https://get.modernadvisor.ca/braun-financial/ Keep the conversation going on our...
Mar 10, 2025•29 min•Ep 165•Transcript available on Metacast Wait if it's balanced shouldn’t it be 50/50? This week we peel back the mystery of the 60/40 “Balanced” portfolio and find out not only why they’re so common but how they are built. Lean about the nuances of fixed income, what to look for in the equity side and how its all blended together. If you live in British Columbia, Alberta, Saskatchewan, Manitoba, Ontario or Yukon let us help you take care of the people you love and visit braunfinancial.com DIY Investing at: https://get.modernadvisor...
Mar 03, 2025•29 min•Ep 164•Transcript available on Metacast Being rational is overrated. This week we review “Predictably Irrational: The Hidden Forces That Shape Our Decisions” by Dan Ariely and learn about why we keep making bad financial decisions. Find out what is anchoring, how we perceive value and how our own sense of perceived loss cripples our budgets. If you live in British Columbia, Alberta, Saskatchewan, Manitoba, Ontario or Yukon let us help you take care of the people you love and visit braunfinancial.com DIY Investing at: https://get.moder...
Feb 24, 2025•29 min•Ep 163•Transcript available on Metacast The show must go on. This week we push through the haze of sickness and talk about the little talked about parts of RRSP's, taking money out of it, both in working years and in retirement. Plus find out what you need to know to get what you need without too many surprises. If you live in British Columbia, Alberta, Saskatchewan, Manitoba, Ontario or Yukon let us help you take care of the people you love and visit braunfinancial.com DIY Investing at: https://get.modernadvisor.ca/braun-financia...
Feb 17, 2025•30 min•Ep 162•Transcript available on Metacast This week it's time once again for our obligatory RRSP season episode for 2025! Find out what you need to know to make the most of your legal tax shenanigans before March 3. If you live in British Columbia, Alberta, Saskatchewan, Manitoba, Ontario or Yukon let us help you take care of the people you love and visit braunfinancial.com DIY Investing at: https://get.modernadvisor.ca/braun-financial/ Keep the conversation going on our Facebook Page and Group: https://www.facebook.com/itspersonalf...
Feb 10, 2025•30 min•Ep 161•Transcript available on Metacast This week we tackle the idea that is less about age and more about the choices we make today to create a more stable tomorrow (is stable even an option anymore). Find out the difference between retirement age and being prepared for retirement plus much more. If you live in British Columbia, Alberta, Saskatchewan, Manitoba, Ontario or Yukon let us help you take care of the people you love and visit braunfinancial.com DIY Investing at: https://get.modernadvisor.ca/braun-financial/ Keep the convers...
Feb 03, 2025•29 min•Ep 160•Transcript available on Metacast Turns out your boss was crazy after all. This we go over the some of the negative aspects of entrepreneurship and how it can challenge our mental health. What ailments are most common among business owners, how to better manage yourself and how to navigate dealing with an entrepreneur as a boss. If you live in British Columbia, Alberta, Saskatchewan, Manitoba, Ontario or Yukon let us help you take care of the people you love and visit braunfinancial.com DIY Investing at: https://get.modernadviso...
Jan 27, 2025•32 min•Ep 159•Transcript available on Metacast I’ve got a gut feeling I’m not listening to myself enough, meh, must just the pizza talking. This week we talk about the book “Anchored’ by Deb Dana and see how her view on polyvagal theory can help us better understand our own personal finances. What is the correlation between feeling safe vs spending, how to better regulate ourselves before a financial mishap and more. If you live in British Columbia, Alberta, Saskatchewan, Manitoba, Ontario or Yukon let us help you take care of the people you...
Jan 20, 2025•34 min•Ep 158•Transcript available on Metacast Retirement: noun, being too “tired” to deal with any of this. This week Christine goes through Tim Ferris’ The Four Hour and talks about how apply his principles to your retirement. Be it better cashflow, a mini pre-retirement and more. If you live in British Columbia, Alberta, Saskatchewan, Manitoba, Ontario or Yukon let us help you take care of the people you love and visit braunfinancial.com DIY Investing at: https://get.modernadvisor.ca/braun-financial/ Keep the conversation going on our Fac...
Jan 13, 2025•26 min•Ep 157•Transcript available on Metacast Step 1 listen to this podcast, steps 2-4 ?, Step 5 profit. This week we talk about our new streamlined financial planning process and how it can help you get your best start for 2025 (take that 20-24). Learn about the simple budget, protecting your assets and more. If you live in British Columbia, Alberta, Saskatchewan, Manitoba, Ontario or Yukon let us help you take care of the people you love and visit braunfinancial.com DIY Investing at: https://get.modernadvisor.ca/braun-financial/ Keep the ...
Jan 06, 2025•31 min•Ep 156•Transcript available on Metacast As a kid I related to “A Christmas Story” but as I get older I find myself living in “Christmas Vacation.” This week we end the year and recap our most popular episodes of 2024, and expand on our best tips. Spoiler alert the most popular ones almost all have money in the title, who would of guessed that. If you live in British Columbia, Alberta, Saskatchewan, Manitoba, Ontario or Yukon let us help you take care of the people you love and visit braunfinancial.com DIY Investing at: https://get.mod...
Dec 16, 2024•33 min•Ep 155•Transcript available on Metacast Obey… Consume… Subscribe. This week we talk about the power of following the herd and how it can impact your financial decisions. Why does your brain want you to fit in with others even when it means rejecting reality, and how we can mitigate the stresses that lead to bad choices. Sunglasses and bubble-gum not included. If you live in British Columbia, Alberta, Saskatchewan, Manitoba, Ontario or Yukon let us help you take care of the people you love and visit braunfinancial.com DIY Investing at:...
Dec 09, 2024•31 min•Ep 154•Transcript available on Metacast He’s checking his list, checking it twice, gonna find out whose bankrupt or nice. Santa Clause is coming to town. This week we check our personal finance check list one more time before the holidays. Hear about year end distribution on non-registered accounts, changes to capital gains, TFSA updates and more financial stocking stuffers. If you live in British Columbia, Alberta, Saskatchewan, Manitoba, Ontario or Yukon let us help you take care of the people you love and visit braunfinancial.com D...
Dec 02, 2024•25 min•Ep 153•Transcript available on Metacast This week we talk about the pros and cons of the First Home Savings plan and how it can work with other programs to help you buy your first major debt burden. When is an FHSA better than the RRSP Home Buyer plan, how much is really available and more ways to avoid the bank of mom and dad. If you live in British Columbia, Alberta, Saskatchewan, Manitoba or Ontario let us help you take care of the people you love and visit braunfinancial.com DIY Investing at: https://get.modernadvisor.ca/braun-fin...
Nov 25, 2024•34 min•Ep 152•Transcript available on Metacast I must not fear. Fear is the wallet-killer. Fear is the little debt that brings financial obliteration. I will face my fear and I will permit it to pass over me and through me. This week we learn how Tim Ferriss uses “Fear Setting” to help him take control of his life. Learn the simple strategy of Define, Prevent, Repair and avoid procrastination and failure in your own life. If you live in British Columbia, Alberta, Saskatchewan, Manitoba or Ontario let us help you take care of the people you l...
Nov 18, 2024•33 min•Ep 151•Transcript available on Metacast Audio now fixed. This week we give our opinion on a recent Globe & Mail article about the Fire movement and being inflation proof. The benefits of owning vs. renting, matching expenses to income sources and preparing for the future are the keys to financial success. If you live in British Columbia, Alberta, Saskatchewan, Manitoba or Ontario let us help you take care of the people you love and visit braunfinancial.com DIY Investing at: https://get.modernadvisor.ca/braun-financial/ Keep the co...
Nov 11, 2024•27 min•Ep 150•Transcript available on Metacast What goes up must come down, except for taxes of course. This week we make sense of the most recent rate cut by Bank of Canada and what that means for your wallet. Plus we look at contributing factors such as recent GDP and inflation numbers to see how healthy our economy actually is. If you live in British Columbia, Alberta, Saskatchewan, Manitoba or Ontario let us help you take care of the people you love and visit braunfinancial.com DIY Investing at: https://get.modernadvisor.ca/braun-financi...
Nov 04, 2024•27 min•Ep 149•Transcript available on Metacast And to my loved ones, “You get nothing, you loose, good day sir!” This week Christine shares valuable tips from a recent Estate Planning conference that she attended. Why are wills important, how to make life easier for beneficiaries and a host of different strategies to pass on wealth with less hassle. If you live in British Columbia, Alberta, Saskatchewan, Manitoba or Ontario let us help you take care of the people you love and visit braunfinancial.com DIY Investing at: https://get.modernadvis...
Oct 28, 2024•32 min•Ep 148•Transcript available on Metacast When I was young I played a computer game called “Lemmings,” little did I know then, it was a documentary. This week we talk about several ways investors follow others off the proverbial cliff into the gaping maw of the stock market. Perils such as selling at the bottom, timing the market, and miscalculating the role of human behavior all come with a great financial cost. If you live in British Columbia, Alberta, Saskatchewan, Manitoba or Ontario let us help you take care of the people you love ...
Oct 21, 2024•32 min•Ep 147•Transcript available on Metacast Turns out the story of the Tortoise and the Hare was about investing all along. This week we’ve collected some of the best advice from Warren Buffet and see if everyday people like us can also succeed in investing. Hear personal tips like investing in yourself and how all of that plays into building a mentality based on patience and properly understanding what your are investing in. If you live in British Columbia, Alberta, Saskatchewan, Manitoba or Ontario let us help you take care of the peopl...
Oct 14, 2024•30 min•Ep 146•Transcript available on Metacast My commitment to change is unchanging… or is my commitment to being unchanging changing? This week we explore several of the hurdles that keep us from making real progress with our personal finances. See how procrastination, uncertainty, feelings of being overwhelmed and unwillingness to change keep us trapped in financial ruts and stop us from doing more with our lives. If you live in British Columbia, Alberta, Saskatchewan, Manitoba or Ontario let us help you take care of the people you love a...
Oct 07, 2024•31 min•Ep 145•Transcript available on Metacast The more we spend together, together, the more we spend together, the happier we will be! This week we conclude our two part look into combining your finances along with all of the pro’s and con’s involved. Find out what your common law status is, how to work towards a common goal, sharing economic benefits and some tax and investment advantages to help you get your relationship agreement renewed at the end of the year. If you live in British Columbia, Alberta, Saskatchewan, Manitoba or Ontario ...
Sep 30, 2024•30 min•Ep 144•Transcript available on Metacast There’s no “I” in team, but there is in bills, insolvency and failure. This week we start a 2 part series on the pros and cons of combining a couples finances. Learn about the money biases that come into relationships, how a lack of awareness can hold you back, and how working towards a goal together can strengthen your relationship. If you live in British Columbia, Alberta, Saskatchewan, Manitoba or Ontario let us help you take care of the people you love and visit braunfinancial.com DIY Invest...
Sep 23, 2024•29 min•Ep 143•Transcript available on Metacast I am altering the pension. Pray I don't alter it any further. This week we talk about the continued roll out of changes to the Canada Pension Plan and how in 40 years you might get more money in retirement. Who qualifies for the best version of this plan, why is there now a two-tired structure and other useful facts about your government mandated forced savings plan that will “never” be used on public sector spending ever again. If you live in British Columbia, Alberta, Saskatchewan, Manitob...
Sep 16, 2024•28 min•Ep 142•Transcript available on Metacast If two people and a film crew going through my closet can fix my life, why not go through my finances like that too. This week rummage through the proverbial closet and talk about Dave Ramsey’s book “Total Money Makeover” and see if his tips will help you be the belle of the ball or left outside in the rain. What tips can help us today, can his anecdotes apply to Canadians and how much of the book is just the same 7 steps told over and over again with a new cover page. If you live in British Col...
Sep 09, 2024•39 min•Ep 141•Transcript available on Metacast Reality is fluid, ever changing, all consuming force imposing its will on the world, unstoppable in all ways, except for one weakness, our expectations. This week we conclude our retirement trilogy with a report from the Ontario Security Commission which shows how our expectations and the realities of retirement intersect, for better or worse. How do people really spend their time and money compared to what they expected and how will the next generation of retirees differ drastically from today....
Sep 02, 2024•32 min•Ep 140•Transcript available on Metacast Retirement is just the culmination of all of the decisions we made during our working years…. uh oh! This week we talk about what happens when you wait until the last minute (or decade) to prepare for retirement, and how there is still hope for a decent retirement. It’s the battle of dedication vs expectation that will determine how you enjoy those golden years and what you get to do with your time. If you live in British Columbia, Alberta, Saskatchewan, Manitoba or Ontario let us help you take ...
Aug 26, 2024•30 min•Ep 139•Transcript available on Metacast Retirement planning is just figuring out how to pay the bills without working. This week we take inspiration from the book “ Pay Cheques and Play Cheques - Retirement income solutions for Canadians” by Tom Hegna, Robert Gawthrop & Steve Tate to figure out how to plan for the retirement we actually want. Learn to save for retirement like you do vacations, plan for enjoyment rather than only basic needs and more. If you live in British Columbia, Alberta, Saskatchewan, Manitoba or Ontario let u...
Aug 19, 2024•28 min•Ep 138•Transcript available on Metacast I couldn’t think of a joke so I hired a consultant, now go sign up for my new joke subscription service, only $99.99 per month. This week we review “Accelerating out of the Great Recession” by David Rhodes and Daniel Stelter of Boston Consulting Group and see how they figured out everything after it has already happened. Find out how companies rise and fall during economic turmoil and how to spot those best positioned to recover and thrive faster than their competitors. If you live in British Co...
Aug 12, 2024•34 min•Ep 137•Transcript available on Metacast This week Christine takes inspiration from a recent interview with economist & author of “A Map of the New Normal” Jeff Rubin and talks about what he sees as the future of the global economy. We talk about deglobalization, trade isolation, the return of the middle class, energy transition and the growing battle between cost and convenience that impacts our everyday purchases and plans. If you live in British Columbia, Alberta, Saskatchewan, Manitoba or Ontario let us help you take care of th...
Aug 05, 2024•34 min•Ep 136•Transcript available on Metacast 
