📱Watch the full episode for free in the Ramsey Network app. While we're out for the Christmas break, we've compiled some of our favorite John and George calls from the past couple of years. Enjoy your day and we'll be back with a live show in the new year! John Delony & George Kamel answer your questions and discuss: ‘We make $330K and live paycheck to paycheck' 'Is my mother-in-law is trying to cause a rift?’ ‘I feel guilty for spending money on therapy’ ‘I'm 15, how can I help my parents fina...
Dec 27, 2024•1 hr 28 min•Transcript available on Metacast 📱 Listen to the full episode for free in the Ramsey Network app. 🇺🇸 Watch United States of Anxiety exclusively on the free Ramsey Network app! 📈 Are you on track with the Baby Steps? Get a Free Personalized Plan While we're out for the Christmas break, we've compiled some of our favorite Ken and Rachel calls from the past couple of years. Enjoy your day and we'll be back with a live show in the new year! Merry Christmas! Ken Coleman & Rachel Cruze answer your questions and discuss: ‘Quit my ...
Dec 26, 2024•1 hr 19 min•Transcript available on Metacast 📈 Are you on track with the Baby Steps? Get a Free Personalized Plan 📱 Listen to the full episode for free in the Ramsey Network app. 🇺🇸 Watch United States of Anxiety exclusively on the free Ramsey Network app! While we're out for the Christmas break, we've compiled some of our favorite John and Jade calls from the past couple of years. Enjoy your day and we'll be back with a live show in the new year! Merry Christmas! John Delony & Jade Warshaw answer your questions and discuss: ‘Should I ...
Dec 25, 2024•1 hr 26 min•Transcript available on Metacast 📈 Are you on track with the Baby Steps? Get a Free Personalized Plan 📱 Listen to the full episode for free in the Ramsey Network app. 🇺🇸 Watch United States of Anxiety exclusively on the free Ramsey Network app! While we're out for the Christmas break, we've compiled some of our favorite Dave and Rachel calls from the past couple of years. Enjoy your day and we'll be back with a live show in the new year! Merry Christmas! Dave Ramsey & Rachel Cruze answer your questions and discuss: ‘Father-...
Dec 24, 2024•1 hr 27 min•Transcript available on Metacast 📈 Are you on track with the Baby Steps? Get a Free Personalized Plan 📱Listen to the full episode for free in the Ramsey Network app. Watch United States of Anxiety exclusively on the free Ramsey Network app! While we're out for the Christmas break, we've compiled some of our favorite Dave and Ken calls from the past couple of years. Enjoy your day and we'll be back with a live show in the new year! Merry Christmas! Dave Ramsey & Ken Coleman answer your questions and discuss: ‘I haven't filed t...
Dec 23, 2024•1 hr 28 min•Transcript available on Metacast 📈 Are you on track with the Baby Steps? Get a Free Personalized Plan 📱 Listen to the full episode for free in the Ramsey Network app. 🇺🇸 Watch United States of Anxiety exclusively on the free Ramsey Network app! George Kamel & Dr. John Delony answer your questions and discuss: "I spent $40K during a manic episode," "I turned $1k into $380k with Tesla stock; should I sell it?" "Should I leave anything to my estranged son?" "We lost everything to a hurricane," "My husband is spoiled and I lack...
Dec 20, 2024•1 hr 28 min•Transcript available on Metacast 📈 Are you on track with the Baby Steps? Get a Free Personalized Plan 📱 Listen to the full episode for free in the Ramsey Network app.Watch United States of Anxiety exclusively on the free Ramsey Network app! Dave Ramsey & Jade Warshaw answer your questions and discuss: "My mom is asking me to share my late father's life insurance," "My wife bought me an expensive Lego set behind my back," "Am I a jerk for not wanting a mortgage?" "I bought a truck and then found Dave Ramsey..." "Is giving the ...
Dec 19, 2024•1 hr 29 min•Transcript available on Metacast 📈 Are you on track with the Baby Steps? Get a Free Personalized Plan 📱 Listen to the full episode for free in the Ramsey Network app.Watch United States of Anxiety exclusively on the free Ramsey Network app! Dave Ramsey & George Kamel hear stories of outrageous generosity from our listeners. Find out how much fun you can have giving away money on our 2024 Annual Giving Show! Support Our Sponsors: 🌱 Get 10% off your first month of BetterHelp ◎ Get 10% off Byrna product bundles and more! 🏥 Lea...
Dec 18, 2024•1 hr 29 min•Transcript available on Metacast 📈 Are you on track with the Baby Steps? Get a Free Personalized Plan 📱Watch the full episode for free in the Ramsey Network app. Dave Ramsey & Dr. John Delony answer your questions and discuss: "My father-in-law owes us $100k and now he wants to put up our house for collateral," "How do I financially prepare to have a child?" "My husband says I "sucked the fun" out of his hobby," "My mother-in-law sticks her nose into everything," "How do I tackle $100K of debt?" Support Our Sponsors: 🌱 Get 1...
Dec 17, 2024•1 hr 28 min•Transcript available on Metacast 📈 Are you on track with the Baby Steps? Get a Free Personalized Plan 📱Watch the full episode for free in the Ramsey Network app. Dave Ramsey & Ken Coleman answer your questions and discuss: "Should I buy a $250K supercar?" "I borrowed from my parents to start a business," "How do we steer our daughter's career choice?" "Should I be involved in my husband's business?" "I'm unsuccessfully tried to settle my debts," "How do I budget my starting salary?" Support Our Sponsors: 🌱 Get 10% off your f...
Dec 16, 2024•1 hr 28 min•Transcript available on Metacast 📈 Are you on track with the Baby Steps? Get a Free Personalized Plan 📱 Listen to the full episode for free in the Ramsey Network app. Watch United States of Anxiety exclusively on the free Ramsey Network app! Rachel Cruze & Jade Warshaw answer your questions and discuss: "Should I invest while in college?" "Should guests pay for meals at our wedding?" "My late husband hid our finances from me" "I have a big problem..." "How do I budget an irregular income?" Support Our Sponsors: 🌱 Get 10% off...
Dec 13, 2024•1 hr 28 min•Transcript available on Metacast 📈 Are you on track with the Baby Steps? Get a Free Personalized Plan 📱 Listen to the full episode for free in the Ramsey Network app. Watch United States of Anxiety exclusively on the free Ramsey Network app! Jade Warshaw & Rachel Cruze answer your questions and discuss: "How do we divide a gift when buying together?" "Why should I have a 15-year mortgage?" "I co-signed for a truck with my ex-fiancee," "My husband's employer hasn't paid him..." "How do I budget with an irregular income?" Askin...
Dec 12, 2024•1 hr 29 min•Transcript available on Metacast 📈 Are you on track with the Baby Steps? Get a Free Personalized Plan 📱 Listen to the full episode for free in the Ramsey Network app. Watch United States of Anxiety exclusively on the free Ramsey Network app! Dave Ramsey & George Kamel answer your questions and discuss: "Should I fix my car or buy another one?" "Living paycheck-to-paycheck on $600K a year," "How do I get my wife on board with the plan?" "How does compound interest work on multiple accounts?" "Should I get my fiancé to sign a p...
Dec 11, 2024•1 hr 29 min•Transcript available on Metacast 📈 Are you on track with the Baby Steps? Get a Free Personalized Plan 📱Watch the full episode for free in the Ramsey Network app. Dave Ramsey & Ken Coleman answer your questions and discuss: "How do I recover after a bankruptcy?" "Should I go into debt to visit my sick parents?" "Do I have enough saved to be self-insured?" "Should I go into a partnership with my attorney?" "Can you explain what a 'shared mortgage' is?" Support Our Sponsors: 🌱 Get 10% off your first month of BetterHelp ◎ Get 10...
Dec 10, 2024•1 hr 28 min•Transcript available on Metacast 📈 Are you on track with the Baby Steps? Get a Free Personalized Plan 📱Listen to the full episode for free in the Ramsey Network app. Watch United States of Anxiety exclusively on the free Ramsey Network app! Dave Ramsey & Jade Warshaw answer your questions and discuss: "Should I invest in a whole life policy?" "My mom has a bad plan, how do I talk her out of it?" "Should I put down less than 20% on a home?" "My wife wants to leave me after I hid $26K of debt," "Should I buy my friend a car?" "...
Dec 09, 2024•1 hr 28 min•Transcript available on Metacast 📈 Are you on track with the Baby Steps? Get a Free Personalized Plan 📱Watch the full episode for free in the Ramsey Network app. George Kamel & Dr. John Delony answer your questions and discuss: "How do I budget an inconsistent income?" "How do I get my family on board with a budget?" Are you Broke, Average, or Wealthy? "Should I transfer my credit card balance to a HELOC?" "How do we get money back from a friend" "Drop out of college to take a Bitcoin mining job?" Support Our Sponsors: 🌱 Get...
Dec 06, 2024•1 hr 27 min•Transcript available on Metacast 📈 Are you on track with the Baby Steps? Get a Free Personalized Plan 📱Watch the full episode for free in the Ramsey Network app. Dave Ramsey & Dr. John Delony answer your questions and discuss: "How do I handle a defaulted loan?" "Should I buy a house while my husband is in prison?" "I make $73k/year but still feel broke," "Should I buy a car to get better gas mileage?" "My step-sister wants me to share my inheritance" "Should I help my boyfriend pay off debt?" Support Our Sponsors: 🌱 Get 10%...
Dec 05, 2024•1 hr 29 min•Transcript available on Metacast 📈 Are you on track with the Baby Steps? Get a Free Personalized Plan 📱Watch the full episode for free in the Ramsey Network app. Dave Ramsey & Ken Coleman answer your questions and discuss: "How do I learn to manage money?" "My abusive ex took loans out in my name," "Should I be ashamed for living in a motor home?" "How do I help a friend with their extreme debt?" "Can I afford a $80K Tesla?" Support Our Sponsors: 🌱 Get 10% off your first month of BetterHelp ◎ Get 10% off Byrna product bundle...
Dec 04, 2024•1 hr 29 min•Transcript available on Metacast 📈 Are you on track with the Baby Steps? Get a Free Personalized Plan 📱Watch the full episode for free in the Ramsey Network app. Dave Ramsey & Rachel Cruze answer your questions and discuss: "Our advisor is telling us not to pay off our home," "How do banks let people get so many credit cards?" "How do I stay disciplined in Baby Step 2?" "How do I stop wasting my income?" My husband wants us to take out a mortgage for his daughter," Support Our Sponsors: 🌱 Get 10% off your first month of Bett...
Dec 03, 2024•1 hr 27 min•Transcript available on Metacast 📈 Are you on track with the Baby Steps? Get a Free Personalized Plan 📱Watch the full episode for free in the Ramsey Network app. Dave Ramsey & George Kamel answer your questions and discuss: "How do I buy a house for the first time?" "How do I financially prepare for med school?" "Should we cash out our whole life policy?" "Will income tax be eliminated?" "Should I pay off my cousin's debt?" Support Our Sponsors: 🌱 Get 10% off your first month of BetterHelp ◎ Get 10% off Byrna product bundles...
Dec 02, 2024•1 hr 29 min•Transcript available on Metacast 📈 Are you on track with the Baby Steps? Get a Free Personalized Plan 📱Watch the full episode for free in the Ramsey Network app. While we're out for the long weekend, we've compiled some of our favorite Rachel and Jade calls from the past couple of years. Enjoy your day and we'll be back with a live show on Monday! Rachel Cruze & Jade Warshaw answer your questions and discuss: "I’m over $1M in debt, what can we do?" "I work 90 hours/week and am in terrible debt" "My husband lost his job after ...
Nov 29, 2024•1 hr 28 min•Transcript available on Metacast 📈 Are you on track with the Baby Steps? Get a Free Personalized Plan 📱Watch the full episode for free in the Ramsey Network app. Dave Ramsey & John Delony answer your questions and discuss: ‘My husband doesn't help with our bills’ ‘Borrow $1.2M to buy a small business?’ ‘How can I sustain working 80 hours a week?’ 'How do I get over the shame of bankruptcy?' ‘My wife got caught in an internet scam.’ 'Is it wise to propose while still in debt?' Support Our Sponsors: 🌱 Get 10% off your first mo...
Nov 28, 2024•1 hr 28 min•Transcript available on Metacast 📈 Are you on track with the Baby Steps? Get a Free Personalized Plan 📱Watch the full episode for free in the Ramsey Network app. Dave Ramsey & Ken Coleman answer your questions and discuss: "Does God want us to be wealthy?" "Our daughter wants us to sponsor a green card," "Sell our house to pay off $400k of debt?" "Due to a prenup I have to move out soon," Support Our Sponsors: 🌱 Get 10% off your first month of BetterHelp 🏥 Learn more about Christian Healthcare Ministries 🏡 Get started toda...
Nov 27, 2024•1 hr 28 min•Transcript available on Metacast 📈 Are you on track with the Baby Steps? Get a Free Personalized Plan 📱Watch the full episode for free in the Ramsey Network app. Dave Ramsey & Rachel Cruze answer your questions and discuss: "I hate my job and want to get out of debt," "What's the benefit of using an escrow account?" "I'm behind on my credit card payments," "How do I get my kids off my payroll?" "Should I invest in real estate?" Support Our Sponsors: 🌱 Get 10% off your first month of BetterHelp 🏥 Learn more about Christian H...
Nov 26, 2024•1 hr 29 min•Transcript available on Metacast 📈 Are you on track with the Baby Steps? Get a Free Personalized Plan 📱Watch the full episode for free in the Ramsey Network app. Dave Ramsey & Jade Warshaw answer your questions and discuss: "My husband's gambling put us in 120k of debt," "Am I obligated to help my adult children?" "Should I invest more or pay off the house?" "I'm angry that my wife wants a larger house," "My girlfriend is considering debt relief" Support Our Sponsors: 🌱 Get 10% off your first month of BetterHelp 🏥 Learn mor...
Nov 25, 2024•1 hr 27 min•Transcript available on Metacast 🍸 Check out more episodes of Smart Money Happy Hour Tired of giving your dad the same pack of white socks every year for Christmas? In this episode, Rachel and George have the gift inspo you’ve been looking for—plus great ideas for the one on your list who has everything. Rachel and George’s Gift Guide: Wine and Cocktail Lovers Cocktail shaker that doesn’t freeze your hands Vintage cocktail book People Who Love to Cook Meat chopper Citrus squeezer Tech and Gadget Lovers Cordless phone charger E...
Nov 23, 2024•33 min•Transcript available on Metacast 📈 Are you on track with the Baby Steps? Get a Free Personalized Plan 📱Watch the full episode for free in the Ramsey Network app. Dr. John Delony & George Kamel answer your questions and discuss: "Investing while paying off debt," "Getting on the same page with our finances" "Wait for the economy to improve before I invest?" "My mother-in-law wants my wife to stay home," "Should I throw everything at my mortgage?" Support Our Sponsors: 🌱 Get 10% off your first month of BetterHelp 🏥 Learn more...
Nov 22, 2024•1 hr 28 min•Transcript available on Metacast 📈 Are you on track with the Baby Steps? Get a Free Personalized Plan 📱Watch the full episode for free in the Ramsey Network app. Dave Ramsey & Ken Coleman answer your questions and discuss: "My fiance hasn't filed taxes in 20 years..." "I asked my parents if they can forgive my loan," "Should I rent out my house during the NFL Draft?" "My brother co-signed a car with my late father," "I'm worried grandkids will blow their inheritance," Support Our Sponsors: 🌱 Get 10% off your first month of B...
Nov 21, 2024•1 hr 27 min•Transcript available on Metacast 📈 Are you on track with the Baby Steps? Get a Free Personalized Plan 📱Watch the full episode for free in the Ramsey Network app. Dave Ramsey & Jade Warshaw answer your questions and discuss: "My terminally ill wife hid debt from me," "Is $42k a year enough income to build wealth?" "Should I buy a $1M house in cash?" "We overbought on a house; what do we do?" "Getting out of a car I'm $5K upside down on" Dave and Jade interview millionaires to find out how they built their wealth. Support Our S...
Nov 20, 2024•1 hr 28 min•Transcript available on Metacast 📈 Are you on track with the Baby Steps? Get a Free Personalized Plan 📱Watch the full episode for free in the Ramsey Network app. Dave Ramsey & Rachel Cruze answer your questions and discuss: "My parents are worried about losing their home," "Should I go back to grad school after getting laid off?" "When should I consider refinancing my home?" "How do I sell the gold I dredge?" Dave Rant on stupid tax advice. Support Our Sponsors: 🌱 Get 10% off your first month of BetterHelp 🏥 Learn more abou...
Nov 19, 2024•1 hr 28 min•Transcript available on Metacast 
